ABSL Overnight Regular Monthly IDCW Payout: NAV Today, Performance Review and Should You Invest?

ABSL Overnight Regular Monthly IDCW Payout is an open ended overnight fund that invests in securities maturing in one business day, offered by Aditya Birla Sun Life Mutual Fund. This review covers the latest NAV, historical returns, plan details and whether it fits your investment goals as an open ended debt scheme.

The scheme carries ISIN INF209KB1ZG4 and is classified under Debt Scheme – Overnight Fund. Read on for a full breakdown of ABSL Overnight Regular Monthly IDCW Payout NAV history and returns before you decide how it fits your portfolio.

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About ABSL Overnight Regular Monthly IDCW Payout

ABSL Overnight Regular Monthly IDCW Payout is offered by Aditya Birla Sun Life Mutual Fund and was first launched on 02-11-2018, giving it a track record of about 7.7 years. The scheme falls under the Debt Scheme – Overnight Fund category as classified by AMFI.

This particular scheme code represents a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support, structured under an option where income is declared and paid out to unit holders on a monthly basis. Investors evaluating ABSL Overnight Regular Monthly IDCW Payout should confirm they are selecting the correct plan and option combination that matches their needs before investing.

Aditya Birla Sun Life Mutual Fund is registered with SEBI and, like every other fund house, reports scheme performance and portfolio holdings to AMFI on a regular basis. Every mutual fund scheme in India, regardless of the AMC that manages it, is governed by SEBI Mutual Fund Regulations, which set rules around disclosure, expense ratios and investor protection that fund houses must follow.

ABSL Overnight Regular Monthly IDCW Payout NAV and Performance

As on 21-07-2026, ABSL Overnight Regular Monthly IDCW Payout NAV stands at Rs 1003.0806. The table below summarises its performance across available time periods, calculated using official historical NAV data.

Metric	Value
Current NAV	Rs 1003.0806 (as on 21-07-2026)
1 Year Return	-0.03%
3 Year CAGR	-0.03%
5 Year CAGR	+0.02%
Since Inception Cagr	+81.71%
Inception Date	02-11-2018
Category	Debt (Low Risk)

ABSL Overnight Regular Monthly IDCW Payout returns shown above are point to point and computed from official historical NAV data. Returns for periods below 1 year are absolute, while 1 year and above are shown as CAGR (compounded annual growth rate).

ABSL Overnight Regular Monthly IDCW Payout: Plan and Option Explained

ABSL Overnight Regular Monthly IDCW Payout is structured as a Regular Plan. In India, every open ended mutual fund scheme typically offers both a Direct Plan and a Regular Plan. The Direct Plan is bought straight from the AMC without a distributor and carries a lower expense ratio, while the Direct Plan of the same underlying portfolio is bought through a distributor and carries a marginally higher expense ratio that compensates the distributor.

On the option side, ABSL Overnight Regular Monthly IDCW Payout uses an option where income is declared and paid out to unit holders on a monthly basis. Investors who want compounding without receiving cash payouts typically prefer Growth, while those who want periodic cash flow may prefer an IDCW or Dividend option, keeping in mind that payouts reduce the NAV to that extent.

Should You Invest in ABSL Overnight Regular Monthly IDCW Payout?

Whether ABSL Overnight Regular Monthly IDCW Payout suits you depends on your risk appetite, time horizon and financial goal. Suited to investors parking money for a very short period, such as a few days, with capital safety as the top priority. It sits in the Debt category, which is classified as Low Risk, so investors should size their allocation to this scheme according to how much volatility they can tolerate.

Investors considering ABSL Overnight Regular Monthly IDCW Payout should also compare it against other schemes in the same debt category using a screener, check the expense ratio and exit load in the latest factsheet, and align the investment horizon with the recommended holding period for this category before committing fresh money.

Compare ABSL Overnight Regular Monthly IDCW Payout Against Other Debt Funds on the Univest Screener

How to Invest in ABSL Overnight Regular Monthly IDCW Payout via Univest

To invest in ABSL Overnight Regular Monthly IDCW Payout, log in to your Univest account and complete your KYC if you have not already done so. Search for it by scheme name or AMC within the mutual fund section.

Decide between a lumpsum investment or a monthly SIP based on your cash flow, enter the amount, and confirm the order. You can track ABSL Overnight Regular Monthly IDCW Payout NAV and returns anytime from your Univest portfolio dashboard.

Download the Univest iOS App or Univest Android App to track ABSL Overnight Regular Monthly IDCW Payout NAV live and manage your mutual fund portfolio.

Risks of Investing in ABSL Overnight Regular Monthly IDCW Payout

• Returns are among the lowest across mutual fund categories.
• Not designed to beat inflation over the long term.
• Best used only for very short parking needs.

These risks apply broadly to the Debt category that ABSL Overnight Regular Monthly IDCW Payout belongs to. Always read the Scheme Information Document (SID) of this scheme for the complete, fund specific risk factors before investing.

Conclusion

ABSL Overnight Regular Monthly IDCW Payout is an open ended overnight fund that invests in securities maturing in one business day. With a current NAV of Rs 1003.0806 and a since inception CAGR of +81.71%, it has a track record investors can evaluate against their own goals. As with any debt investment, review the latest factsheet, expense ratio and exit load and consult your financial advisor to check suitability before investing. This article is for informational purposes as per SEBI RA INH000013776.

FAQs on ABSL Overnight Regular Monthly IDCW Payout

What is the current NAV of ABSL Overnight Regular Monthly IDCW Payout?

Ans. Its latest available NAV is Rs 1003.0806 as on 21-07-2026. NAV changes every business day based on the value of the securities the scheme holds.

What are the returns of ABSL Overnight Regular Monthly IDCW Payout?

Ans. It has delivered a 1 year return of -0.03%, a 3 year CAGR of -0.03% and a 5 year CAGR of +0.02%. Past returns do not guarantee future performance.

Can I invest in ABSL Overnight Regular Monthly IDCW Payout right now?

Ans. Yes, it is an open ended scheme, which means investors can generally invest or redeem units on any business day at the applicable NAV, subject to any exit load mentioned in the scheme documents.

Is ABSL Overnight Regular Monthly IDCW Payout a Direct Plan or a Regular Plan?

Ans. This specific scheme is the Regular Plan. a Regular Plan, which is bought through a distributor or advisor, so it usually carries a slightly higher expense ratio than the Direct Plan of the same scheme in exchange for advisory support.

What is the Monthly IDCW Payout option in ABSL Overnight Regular Monthly IDCW Payout?

Ans. It is structured under an option where income is declared and paid out to unit holders on a monthly basis.

What category does ABSL Overnight Regular Monthly IDCW Payout belong to and how risky is it?

Ans. It falls under the Debt category and is classified as Low Risk. Suited to investors parking money for a very short period, such as a few days, with capital safety as the top priority.

How can I check ABSL Overnight Regular Monthly IDCW Payout live on Univest?

Ans. You can track its NAV, category peers and other mutual fund and stock data through the Univest Screener and app after logging in to your Univest account.

Who manages ABSL Overnight Regular Monthly IDCW Payout?

Ans. It is managed by Aditya Birla Sun Life Mutual Fund as per the fund house’s official scheme disclosures. Fund manager names can change over time, so investors should check the latest factsheet on the AMC website for the current manager.