ABSL Liquid Retail IDCW: NAV Today, Performance Review and Should You Invest?

ABSL Liquid Retail IDCW is an open ended liquid fund that invests in money market instruments maturing within 91 days, offered by Aditya Birla Sun Life Mutual Fund. This review covers the latest NAV, historical returns, scheme details and whether it fits your investment goals as an open ended debt scheme.

The scheme carries ISIN INF209K01KP4 and is classified under Debt Scheme – Liquid Fund. Read on for a full breakdown of ABSL Liquid Retail IDCW NAV history and returns before you decide how it fits your portfolio.

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About ABSL Liquid Retail IDCW

ABSL Liquid Retail IDCW is offered by Aditya Birla Sun Life Mutual Fund and was first launched on 02-04-2006, giving it a track record of about 20.2 years. The scheme falls under the Debt Scheme – Liquid Fund category as classified by AMFI.

This particular scheme code represents a single plan scheme, structured under an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it. Investors evaluating ABSL Liquid Retail IDCW should confirm they are selecting the correct plan and option combination that matches their needs before investing.

Aditya Birla Sun Life Mutual Fund is registered with SEBI and, like every other fund house, reports scheme performance and portfolio holdings to AMFI on a regular basis. Every mutual fund scheme in India, regardless of the AMC that manages it, is governed by SEBI Mutual Fund Regulations, which set rules around disclosure, expense ratios and investor protection that fund houses must follow.

ABSL Liquid Retail IDCW NAV and Performance

As on 19-06-2026, ABSL Liquid Retail IDCW NAV stands at Rs 163.6940. The table below summarises its performance across available time periods, calculated using official historical NAV data.

Metric	Value
Current NAV	Rs 163.6940 (as on 19-06-2026)
1 Year Return	+0.00%
3 Year CAGR	+0.00%
5 Year CAGR	+0.00%
Since Inception Cagr	+12.07%
Inception Date	02-04-2006
Category	Debt (Low Risk)

ABSL Liquid Retail IDCW returns shown above are point to point and computed from official historical NAV data. Returns for periods below 1 year are absolute, while 1 year and above are shown as CAGR (compounded annual growth rate).

ABSL Liquid Retail IDCW: Plan and Option Explained

ABSL Liquid Retail IDCW is offered as a single plan scheme, without a separate Direct and Regular split for this particular listing.

On the option side, ABSL Liquid Retail IDCW uses an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it. Investors who want compounding without receiving cash payouts typically prefer Growth, while those who want periodic cash flow may prefer an IDCW or Dividend option, keeping in mind that payouts reduce the NAV to that extent.

Should You Invest in ABSL Liquid Retail IDCW?

Whether ABSL Liquid Retail IDCW suits you depends on your risk appetite, time horizon and financial goal. Suited to investors parking short term surplus cash or building an emergency fund who want better liquidity than a savings account. It sits in the Debt category, which is classified as Low Risk, so investors should size their allocation to this scheme according to how much volatility they can tolerate.

Investors considering ABSL Liquid Retail IDCW should also compare it against other schemes in the same debt category using a screener, check the expense ratio and exit load in the latest factsheet, and align the investment horizon with the recommended holding period for this category before committing fresh money.

Compare ABSL Liquid Retail IDCW Against Other Debt Funds on the Univest Screener

How to Invest in ABSL Liquid Retail IDCW via Univest

To invest in ABSL Liquid Retail IDCW, log in to your Univest account and complete your KYC if you have not already done so. Search for it by scheme name or AMC within the mutual fund section.

Decide between a lumpsum investment or a monthly SIP based on your cash flow, enter the amount, and confirm the order. You can track ABSL Liquid Retail IDCW NAV and returns anytime from your Univest portfolio dashboard.

Download the Univest iOS App or Univest Android App to track its NAV live and manage your mutual fund portfolio.

Risks of Investing in ABSL Liquid Retail IDCW

• Returns are modest and move with short term money market rates.
• Credit risk exists if the fund holds lower rated commercial paper.
• Not meant for long term wealth creation.

These risks apply broadly to the Debt category that ABSL Liquid Retail IDCW belongs to. Always read the Scheme Information Document (SID) of this scheme for the complete, fund specific risk factors before investing.

Conclusion

ABSL Liquid Retail IDCW is an open ended liquid fund that invests in money market instruments maturing within 91 days. With a current NAV of Rs 163.6940 and a since inception CAGR of +12.07%, it has a track record investors can evaluate against their own goals. As with any debt investment, review the latest factsheet, expense ratio and exit load and consult your financial advisor to check suitability before investing. This article is for informational purposes as per SEBI RA INH000013776.

FAQs on ABSL Liquid Retail IDCW

What is the current NAV of ABSL Liquid Retail IDCW?

Ans. Its latest available NAV is Rs 163.6940 as on 19-06-2026. NAV changes every business day based on the value of the securities the scheme holds.

What are the returns of ABSL Liquid Retail IDCW?

Ans. It has delivered a 1 year return of +0.00%, a 3 year CAGR of +0.00% and a 5 year CAGR of +0.00%. Past returns do not guarantee future performance.

Can I invest in ABSL Liquid Retail IDCW right now?

Ans. Yes, it is an open ended scheme, which means investors can generally invest or redeem units on any business day at the applicable NAV, subject to any exit load mentioned in the scheme documents.

Does ABSL Liquid Retail IDCW have a Direct or Regular Plan option?

Ans. It is offered as a single plan scheme, so investors do not need to choose between Direct and Regular for this particular scheme code.

What is the IDCW option in ABSL Liquid Retail IDCW?

Ans. It is structured under an IDCW (Income Distribution cum Capital Withdrawal) option, where the fund can pay out a portion of gains to unit holders instead of reinvesting all of it.

What category does ABSL Liquid Retail IDCW belong to and how risky is it?

Ans. It falls under the Debt category and is classified as Low Risk. Suited to investors parking short term surplus cash or building an emergency fund who want better liquidity than a savings account.

How can I check ABSL Liquid Retail IDCW live on Univest?

Ans. You can track its NAV, category peers and other mutual fund and stock data through the Univest Screener and app after logging in to your Univest account.

Who manages ABSL Liquid Retail IDCW?

Ans. It is managed by Aditya Birla Sun Life Mutual Fund as per the fund house’s official scheme disclosures. Fund manager names can change over time, so investors should check the latest factsheet on the AMC website for the current manager.