WOC Special Opp Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 18, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
WOC Special Opp Fund Direct Growth Plan has a NAV of ₹14.926 as of 17 Sep 2026 and manages ₹1,940 Cr. Its 1-year, 3-year and 5-year returns are 11%, 0% and 0%, and the scheme sits in the High Risk category. Our view is that it suits investors who can tolerate sharp swings and are comfortable with a newer equity strategy whose recent return pattern is still short on long-term history.
The benchmark is Nifty 50, and the fund has been ahead of it over 1 year, while the medium-term picture is limited by the scheme’s short track record. The portfolio shows a spread across banks, telecom, consumer names and a few higher-conviction positions, so it may appeal more to investors looking for an actively managed equity allocation than to those seeking steady, benchmark-like behaviour.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹14.926 as of 17 Sep 2026 |
| AUM | ₹1,940 Cr |
| Expense Ratio | 0.56% |
| Launch Date | 04 Jun 2024 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Equity |
| Exit Load | 1% on or before 1M, Nil after 1M |
| Fund Managers | Ramesh Mantri, Dheeresh Pathak, Trupti Agrawal, Piyush Baranwal |
The fund is managed by Ramesh Mantri, Dheeresh Pathak, Trupti Agrawal and Piyush Baranwal.
Source data date: as of 17 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -2.29% | -3.66% |
| 3M | 4.59% | -3.71% |
| 1Y | 11% | -7.13% |
| 3Y | Data not available | Data not available |
| 5Y | Data not available | Data not available |
Recent behaviour has been uneven but constructive. Over 1 month, the fund was still negative, yet it held up better than the benchmark. Over 3 months, it moved into positive territory while the benchmark remained in the red, which suggests the fund has been more resilient in the latest phase of market stress.
The 1-year return of 11% is clearly better than the benchmark’s -7.13%. That gap matters because it shows the fund has not just protected capital better in the short run, it has also converted that resilience into positive compounding over the year. The shorter history means we should be cautious about over-reading this, but the direction is better than the benchmark across every reported period.
The fund’s 3-year and 5-year figures are not available because the scheme is too young for those horizons. That limits the depth of assessment, so our view leans more on the recent pattern and the composition of the portfolio than on a long market cycle. For now, the fund looks more like an early-stage equity strategy with improving momentum than a mature long-horizon track record.
Source data date: as of 17 Sep 2026
Should you BUY or HOLD WOC Special Opp?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding WOC Special Opp? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| WOC Special Opp Fund Direct Growth Plan | 11% | Data not available | Data not available |
| ICICI Pru Strategic Metal and Energy Equity FoF Direct Growth Plan | 69.8% | 36.32% | Data not available |
| HDFC Pharma and Healthcare Fund Direct Growth Plan | 25.31% | Data not available | Data not available |
| Kotak Healthcare Fund Direct Growth Plan | 25.27% | Data not available | Data not available |
| Motilal Oswal Active Momentum Fund Direct Growth Plan | 24.51% | Data not available | Data not available |
| PGIM India Healthcare Fund Direct Growth Plan | 22.75% | Data not available | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
The fund’s 1-year return trails the stronger peer numbers shown here, even though it has still beaten the benchmark over the same period. That tells a mixed story: the fund has done better than the market index, but several peer strategies have compounded much faster in the same window. Because the scheme is young, the absence of 3-year and 5-year figures puts more weight on the recent record than on any long-cycle comparison.
Source data date: as of 17 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| ICICI Bank Limited | Bank | 4.58% |
| Clearing Corporation of India Ltd | Cash & Cash Equivalents and Net Assets | 4.04% |
| Bharti Airtel Limited | Telecom | 3.12% |
| State Bank of India | Bank | 3% |
| Nestle India Limited | FMCG | 2.47% |
| Titan Company Limited | Diamond & Jewellery | 2.38% |
| Solar Industries India Limited | Chemicals | 2.27% |
| Mahindra & Mahindra Limited | Automobile & Ancillaries | 2.21% |
| Ather Energy Limited | Domestic Equities | 2.15% |
| Iifl Finance Limited | Finance | 2.11% |
The largest holding, ICICI Bank Limited, is 4.58%, which is sizable but not dominant on its own. The tenth holding is 2.11%, so the drop from first to tenth is measured rather than extreme, and that points to a portfolio that is spread across several names instead of leaning on one very large position.
The top 10 holdings together account for approximately 28.33% of the portfolio, while the scheme discloses 72 holdings in total. That combination suggests a meaningful tail of smaller positions beyond the list shown here, so the visible block does not capture the whole picture but does indicate that influence may be shared across multiple holdings rather than concentrated in only a few.
Banking appears twice among the largest positions, but the list also includes telecom, FMCG, chemicals, auto and finance, which may help reduce dependence on one single theme. Even so, the presence of a cash-and-cash-equivalents line among the top holdings means a slice of the portfolio may also be held more defensively.
To see all holdings, visit the WOC Special Opp Fund Direct Growth Plan page
Source data date: as of 17 Sep 2026
Who should invest
This fund fits investors with a high tolerance for equity volatility and a willingness to stay invested long enough for an active strategy to show its shape. The strongest support for that view is the combination of a High Risk label, a positive 1-year record, and a much shorter history than a seasoned long-term equity fund.
Its return pattern suggests that investors may need patience through weaker stretches, especially because the benchmark has been negative across the reported periods while the fund has been more resilient. The main trade-off is accepting uncertain long-run proof in exchange for a strategy that has recently held up better than the benchmark and shows a diversified mix of holdings across sectors.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: 1% if units are sold on or before 1 month. No exit load applies after the holding period.
Source data date: as of 17 Sep 2026
Frequently asked questions
What is the current NAV of WOC Special Opp Fund Direct Growth Plan?
The NAV is ₹14.926 as of 17 Sep 2026.
How has the fund performed over 1 year, 3 years and 5 years?
Its 1-year return is 11%, while the 3-year and 5-year returns are not available because the scheme is too recent for those periods.
How does it compare with the benchmark?
The fund has outperformed the Nifty 50 over the reported horizons, including 1 month, 3 months and 1 year.
How does it compare with peer funds on 1-year returns?
Its 1-year return of 11% is below several peer funds shown in the comparison, while the peer list also includes funds with much stronger recent gains.
Is there a minimum SIP amount?
Yes. The minimum SIP amount is ₹100.
Who manages the fund and what is the exit load?
The fund is managed by Ramesh Mantri, Dheeresh Pathak, Trupti Agrawal and Piyush Baranwal. The exit load is 1% if units are sold on or before 1 month, and there is no exit load after that period.
Bottom line
WOC Special Opp Fund Direct Growth Plan has a stronger recent record than its benchmark, but its long-horizon evidence is limited by the scheme’s short life. Against peers, the 1-year number is more modest, which makes the story one of benchmark outperformance rather than broad peer leadership. The High Risk profile, a diversified set of holdings, and a meaningful tail of smaller positions suggest a fund that may suit investors who can tolerate uneven equity outcomes and are comfortable with a newer, still-developing track record.
Published on 18 September 2026 at 3:18 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.