WOC Aggressive Hybrid Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 17, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
WOC Aggressive Hybrid Fund Direct Growth Plan has a NAV of ₹10.25 as of 16 September 2026 and scheme AUM of ₹542 Cr. Its 1-year, 3-year and 5-year returns are 0%, 0% and 0%, and the fund is tagged High Risk. Our view is that this is a young scheme with a large, mixed portfolio and little live return history to judge long-term consistency, so it is better read as a high-risk portfolio building block than as a steady return engine.
The fund’s benchmark is Nifty 50, and the current performance has been weaker than that benchmark over the recent one-month window. With a broad 42-holding portfolio and meaningful exposure to cash, banking and sovereign debt alongside equities, the strategy looks diversified, but its short record means investors need to be comfortable with uncertainty rather than relying on a proven compounding history.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹10.25 as of 16 Sep 2026 |
| AUM | ₹542 Cr |
| Expense Ratio | 0.0% |
| Launch Date | 30 Jun 2026 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Equity |
| Exit Load | No exit load |
| Fund Managers | Ramesh Mantri, Trupti Agarwal, Dheeresh Pathak, Piyush Baranwal |
The fund is managed by Ramesh Mantri, Trupti Agarwal, Dheeresh Pathak and Piyush Baranwal.
Source data date: as of 16 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -2.19% | -4.41% |
| 3M | Data not available | Data not available |
| 1Y | 0% | Data not available |
| 3Y | 0% | Data not available |
| 5Y | 0% | Data not available |
The fund’s recent one-month move was negative, but it fell by less than the benchmark over the same stretch. That tells us the portfolio held up slightly better than Nifty 50 during a weak month, even though both ended lower. Because the scheme launched only on 30 June 2026, there is no meaningful long history yet, so the 1-year, 3-year and 5-year figures should be treated as a record of no completed track history rather than a sign of stable zero-return compounding.
What matters more at this stage is how the fund behaves in the market. The available short-term pattern is choppy rather than smooth, which is typical of a young strategy still finding its pace. We would not draw conclusions about steady performance from a few weeks of movement. Instead, the more useful takeaway is that the fund has already shown it can deviate from the benchmark in a down month, but the evidence base is still too small to judge consistency.
Because the fund is very new, the absence of a live 3-year or 5-year record is a key part of the story. Investors comparing it with a more established diversified equity or hybrid scheme should assume that the short-term numbers tell us only about early behaviour, not full market-cycle resilience. For now, the return profile is more about early volatility and benchmark sensitivity than about proven long-term compounding.
Source data date: as of 16 Sep 2026
Should you BUY or HOLD WOC Aggressive Hybrid?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding WOC Aggressive Hybrid? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| WOC Aggressive Hybrid Fund Direct Growth Plan | 0% | 0% | 0% |
| SBI Balanced Hybrid Fund Direct Growth Plan | Data not available | Data not available | Data not available |
| UTI Balanced Hybrid Fund Direct Growth Plan | Data not available | Data not available | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
On the available recent numbers, the fund’s one-month return is less negative than the benchmark, which is a modest point in its favour. The longer-horizon comparison is less informative because the scheme itself is too new to have completed 1-year, 3-year or 5-year histories that can be compared on equal footing with older peers. In practical terms, the peer table shows that short-term movement is available for the current fund, while the longer-term figures for the other schemes are not presented here as usable return records.
That means the peer comparison tells two different stories: the current fund has a live short-term track record, but the deeper compounding debate cannot yet be settled. Investors who care mainly about long-tested consistency will still have to wait for more time in market. For now, the more useful peer takeaway is that the fund’s early behaviour has not been dramatically weaker than the benchmark, even though the evidence base remains limited.
Source data date: as of 16 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| Clearing Corporation of India Ltd | Cash & Cash Equivalents and Net Assets | 9.03% |
| ICICI Bank Limited | Bank | 7.24% |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 3.87% |
| 6.94% Government of India (11/05/2036) | Government Securities | 3.50% |
| Bharti Airtel Limited | Telecom | 3.34% |
| Nestle India Limited | FMCG | 3.01% |
| HDFC Bank Limited | Bank | 3.00% |
| 7.57% LIC Housing Finance Limited (23/11/2029) | Corporate Debt | 2.75% |
| 6.87% REC Limited (31/05/2030) ** | Corporate Debt | 2.70% |
| Mahindra & Mahindra Limited | Automobile & Ancillaries | 2.39% |
The top 10 holdings account for approximately 40.83% of the portfolio.
To see all holdings, visit the WOC Aggressive Hybrid Fund Direct Growth Plan page
The largest holding is Clearing Corporation of India Ltd at 9.03%, and that is large enough to matter in day-to-day portfolio behaviour. After that, weights step down fairly quickly through banking, cash-linked items, sovereign debt and large-cap operating companies, which suggests the visible sleeve is not concentrated in a single bet. The tenth holding sits at 2.39%, so the gap from first to tenth is meaningful, but not extreme enough to imply a one-position portfolio.
At the same time, 40.83% across the top 10 holdings means a substantial part of the scheme is visible in a relatively compact group of positions, while 42 total holdings indicate a longer tail beyond the listed names. Our view is that this mix may give the fund multiple return drivers, but the largest cash and financial exposures could still have a greater influence than the smaller positions. That balance can be helpful for diversification, though it also means the portfolio’s behaviour may shift as the higher-weight holdings move.
Source data date: as of 16 Sep 2026
Who should invest
This fund suits investors who can tolerate High Risk exposure and are comfortable with a newly launched scheme that does not yet have a meaningful completed record over 1 year, 3 years or 5 years. Its short-term behaviour has been somewhat better than the benchmark in a weak month, but that is not enough to establish a stable long-term pattern.
The main fit is for investors with a longer horizon who want a diversified multi-asset style portfolio and can accept that early results may stay uneven. The trade-off is straightforward: there is some diversification across equities, debt and cash-linked holdings, but there is little history to judge whether that mix can deliver consistent compounding through different market cycles.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: No exit load.
Source data date: as of 16 Sep 2026
Frequently asked questions
What is the current NAV of WOC Aggressive Hybrid Fund Direct Growth Plan?
The current NAV is ₹10.25 as of 16 September 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
The fund’s 1-year, 3-year and 5-year returns are 0%, 0% and 0%.
How has the fund done versus Nifty 50 recently?
Over 1 month, the fund returned -2.19% versus -4.41% for Nifty 50. That means it fell less than the benchmark during the same period.
How does it compare with the peer funds shown here?
On the recent return comparison shown here, the fund has a live 1-month figure while the peer rows do not present usable return records for the same periods. That makes the short-term comparison more informative than the longer-horizon comparison at this stage.
What is the minimum SIP amount?
The minimum SIP amount is ₹100.
What are the risk profile, fund managers and exit load?
The fund is in the High Risk category. It is managed by Ramesh Mantri, Trupti Agarwal, Dheeresh Pathak and Piyush Baranwal, and it has no exit load.
Bottom line
WOC Aggressive Hybrid Fund Direct Growth Plan is still too new for a meaningful long-term return verdict, so its recent negative month matters more than its flat 1-year, 3-year and 5-year record. The early benchmark comparison is modestly better on the downside, but the real story is that the fund has not yet built a deep performance history. Its portfolio is spread across 42 holdings, with the top 10 accounting for 40.83%, so influence is shared rather than resting on one single position. That makes it more balanced than a narrow thematic bet, but still early-stage and High Risk.
Secondary keywords
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- WOC Aggressive Hybrid Fund Direct Growth Plan portfolio
- SBI Balanced Hybrid Fund Direct Growth Plan
- UTI Balanced Hybrid Fund Direct Growth Plan
Published on 17 September 2026 at 5:04 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.