SBI Cards And Payment Services Ltd. (SBICARD): SBI Cards Share Price Touches Fresh 52-Week Low of Rs 519.25, Trades Down 1.59%
- October 1, 2026
- Posted by: Kunal Singla
- Category: News
SBI Cards Share Price is in focus on 28 October 2026 after the stock touched a fresh 52-week low of Rs 519.25. As of 28 October 2026 at 10:37 AM IST, SBI Cards And Payment Services Ltd. was at Rs 520.10, down Rs 8.40 or 1.59% from the previous close of Rs 528.50. Market capitalisation stands at Rs 50,294.37 crore, according to the latest Univest figures.
Why is the stock falling? Univest figures confirm the price action, but they do not point to a specific company trigger. The stock opened at Rs 528.05, touched a high of Rs 528.10 and a low of Rs 519.25, and it now trades Rs 0.85 above that low. This SBI Cards stock news update from Univest covers the price action, fundamental analysis, sector benchmarks and peer comparison, so readers can see what to monitor next.
SBI Cards Share Price Today: Price Action Analysis
| Metric | Value |
|---|---|
| Current Price | Rs 520.1 |
| Previous Close | Rs 528.5 |
| Today's Move | Rs -8.4 (-1.59%) |
| Open | Rs 528.05 |
| High | Rs 528.1 |
| Low | Rs 519.25 |
| Market Capitalisation | Rs 50,294.37 crore |
SBI Cards And Payment Services Ltd. (SBICARD) traded at Rs 520.1 versus the previous close of Rs 528.5, a fall of 1.59%. The stock opened at Rs 528.05, reached a high of Rs 528.1, touched a low of Rs 519.25.
SBI Cards Share Price Today: the stock was at Rs 520.10 as of 28 October 2026 at 10:37 AM IST, down 1.59% from the previous close of Rs 528.50. The fresh 52-week low of Rs 519.25 is also the day’s low, and the stock sits just Rs 0.85 above it, which places the price very close to its yearly trough.
The day began at Rs 528.05, which is Rs 0.45 below the previous close of Rs 528.50. The stock touched a high of Rs 528.10, still Rs 0.40 below the previous close, and then moved down to the low of Rs 519.25. The gap between the intraday high and low is Rs 8.85, and the current price sits Rs 7.95 below the opening level.
The fresh 52-week low was hit at 10:37:09 AM IST. The SBI Cards 52 Week Low of Rs 519.25 is a level the stock has touched and moved slightly away from, so the current price and the low are separated by only Rs 0.85. For readers following Stocks at 52 Week Low in the Indian Stock Market, the decline of 1.59% over the previous close is the headline figure of the day.
Price Action alone does not explain a move, so the next section looks at the fundamentals behind the SBI Cards Share Price Update.
SBI Cards And Payment Services Ltd. (SBICARD) Fundamental Analysis
| Metric | Value |
|---|---|
| Market Capitalisation | Rs 50,294.37 crore |
| P/E Ratio | 19.28x |
| P/B Ratio | 2.93x |
| ROE | 14.7% |
| ROCE | 11.75% |
| EPS | Rs 27.41 |
| Book Value Per Share | Rs 180.45 |
| Dividend Yield | 0.47% |
SBI Cards And Payment Services Ltd. (SBICARD) fundamental metrics show P/E 19.28x, P/B 2.93x, ROE 14.7%, ROCE 11.75%. Taken on their own, these numbers offer context rather than a trading signal.
SBI Cards And Payment Services Ltd. has a market capitalisation of Rs 50,294.37 crore, which gives readers a sense of company size before judging valuation. On valuation, P/E at 19.28x, P/B at 2.93x should be read against the sector and peer benchmarks rather than as a standalone signal. Profitability is represented by ROE of 14.7% and ROCE of 11.75%, helping investors compare shareholder returns and capital efficiency. According to latest Univest data, additional metrics include EPS of Rs 27.41, book value per share of Rs 180.45, dividend yield of 0.47%, adding context to earnings, balance-sheet value and historical payout. Against the latest Univest same industry benchmark, these figures can be compared with benchmark median P/E of 18.38x, median ROE of 3.49%, median ROCE of 5.71%. They set out the fundamental picture and are not a rating on the stock.
Sector and Industry Context
| Metric | Value |
|---|---|
| Sector | Finance |
| Industry | Finance – NBFC |
| Benchmark Scope | same industry |
| Company P/E Ratio | 19.28x |
| Benchmark Median P/E | 18.38x |
| Benchmark Average P/E | 43.88x |
| Benchmark P/E Range | 0.44x to 757.92x |
| Company P/B Ratio | 2.93x |
| Benchmark Median P/B | 0.94x |
| Company ROE | 14.7% |
| Benchmark Median ROE | 3.49% |
| Company ROCE | 11.75% |
| Benchmark Median ROCE | 5.71% |
| Company Market Capitalisation | Rs 50,294.37 crore |
| Benchmark Median Market Cap | Rs 48.7 crore |
SBI Cards And Payment Services Ltd. (SBICARD) operates in the Finance sector, within the Finance – NBFC industry.
SBI Cards And Payment Services Ltd. (SBICARD) has a P/E ratio of 19.28x, which is above the benchmark median of 18.38x, a difference of +4.9%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.
SBI Cards And Payment Services Ltd. (SBICARD) has a ROE of 14.7%, which is above the benchmark median of 3.49%, a difference of +321.2%. SBI Cards And Payment Services Ltd. (SBICARD) has a ROCE of 11.75%, which is above the benchmark median of 5.71%, a difference of +105.78%.
Track stocks falling to yearly lows through the Univest 52-week-low screener. The peer table below provides the company-level comparison.
Peer Comparison
| Company | Symbol | Market Cap (Cr) | P/E | P/B | ROE (%) | ROCE (%) |
|---|---|---|---|---|---|---|
| Sundaram Finance Ltd. | SUNDARMFIN | 43,408.83 | 19.56 | 2.81 | 14.29 | 9.35 |
| L&T Finance Ltd. | LTF | 60,354.16 | 17.53 | 2.05 | 11.18 | 8.54 |
| HDB FINANCIAL SERVICES L | HDBFS | 41,587.33 | 14.17 | 1.89 | 14.04 | 9.09 |
| Mahindra & Mahindra Financial Services Ltd. | M&MFIN | 38,807.19 | 10.09 | 1.32 | 11.89 | 8.63 |
| Poonawalla Fincorp Ltd. | POONAWALLA | 36,003.4 | 32.62 | 2.58 | 5.95 | 7.55 |
SBI Cards And Payment Services Ltd. (SBICARD) has a P/E ratio of 19.28x compared with the displayed peer median of 17.53x. The comparison is relative and should not be read as a recommendation. Its ROE of 14.7% compares with a peer median of 11.89% across the companies shown in the table. ROCE stood at 11.75% versus the displayed peer median of 8.63%, providing a capital-efficiency comparison. SBI Cards And Payment Services Ltd. (SBICARD) has a market capitalisation of Rs 50,294.37 crore. Among the 5 peers shown, only 1 has a larger market capitalisation.
Why Investors Are Watching SBI Cards
- Price action: the stock touched a fresh 52-week low of Rs 519.25 and is down 1.59% from the previous close of Rs 528.50.
- Valuation: the P/E of 19.28 is 4.90% above the industry median of 18.38, while the P/B of 2.93 is 211.70% above the median of 0.94.
- Returns: ROE of 14.70% and ROCE of 11.75% are above the industry medians of 3.49% and 5.71%.
- Peer position: ROE, ROCE and P/B are higher than all five peers shown.
- Income: a dividend yield of 0.47% and quarterly revenue of Rs 5,140.53 crore for Sep 2026.
About SBI Cards
SBI Cards And Payment Services Ltd. trades on the NSE under the symbol SBICARD. Univest classifies the company under the Finance sector and the Finance – NBFC industry. Its market capitalisation of Rs 50,294.37 crore places it well above the industry median of Rs 48.70 crore.
Per-share figures show an EPS of Rs 27.41 and a book value of Rs 180.45. The company reported revenue of Rs 5,140.53 crore in the quarter shown as Sep 2026, and the dividend yield is 0.47%. These numbers form the Company Overview that sits behind today’s 52-week low.
Track SBI Cards Share Price on Univest
Use SBI Cards And Payment Services Ltd. (SBICARD) live share-price page, Univest 52-week-low screener, Univest market blogs to review live stock data, yearly-low lists and related market analysis.
Readers can track the live SBI Cards Share Price, fundamental ratios, 52-week levels and Market Update coverage for SBI Cards on Univest. The Univest stock page brings price, valuation and peer figures together, which makes it easier to compare the stock with its industry as the Stock Market Today unfolds. Fresh 52-week lows, one-year lows and Stock Updates for other companies can be followed there as well.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Uniresearch Global Pvt. Ltd. (Research Analyst, SEBI Reg. No. INH000013776, a subsidiary of Univest Communication Technologies Private Limited).
Frequently Asked Questions
What is the SBI Cards Share Price today?
Ans. As of 28 October 2026 at 10:37 AM IST, SBI Cards was at Rs 520.10, down Rs 8.40 or 1.59% from the previous close of Rs 528.50. The day's high was Rs 528.10 and the low was Rs 519.25.
Has SBI Cards hit a 52-week low?
Ans. Yes. SBI Cards touched a fresh 52-week low of Rs 519.25 on 28 October 2026 at 10:37:09 AM IST. The stock now trades at Rs 520.10, which is Rs 0.85 above that low, after opening at Rs 528.05.
Why is SBI Cards falling today?
Ans. Univest figures confirm the price action, but they do not point to a specific company trigger. The stock is down 1.59% from the previous close of Rs 528.50 and touched a low of Rs 519.25 after opening at Rs 528.05.
What is the market cap of SBI Cards?
Ans. The market capitalisation of SBI Cards And Payment Services Ltd. is Rs 50,294.37 crore. Market cap shows company size, not quality. It is far above the industry median of Rs 48.70 crore and above the average of Rs 6,356.55 crore.
What is the P/E ratio of SBI Cards?
Ans. The P/E ratio of SBI Cards is 19.28 and the P/B ratio is 2.93. The industry median P/E is 18.38 and the median P/B is 0.94, so both multiples sit above the benchmark median for the 286 companies in the.
How do the ROE and ROCE of SBI Cards compare with the industry?
Ans. The ROE of SBI Cards is 14.70% against an industry median of 3.49%, and ROCE is 11.75% against a median of 5.71%. Both return ratios are well above the benchmark median, by 321.20% and 105.78% respectively.
What are the EPS and book value of SBI Cards?
Ans. The EPS of SBI Cards is Rs 27.41 and the book value per share is Rs 180.45. EPS shows earnings attributable to each share, while book value shows the accounting net worth behind each share. Both figures come from Univest.
What is the dividend yield of SBI Cards?
Ans. The dividend yield of SBI Cards is 0.47%. Dividend yield compares the payout with the current price, and it is a historical reading, not a promise of future payouts. The latest quarterly revenue shown is Rs 5,140.53 crore for Sep.
How does SBI Cards compare with its peers?
Ans. The P/E of 19.28 is lower than Sundaram Finance at 19.56 and Poonawalla Fincorp at 32.62, while its P/B of 2.93, ROE of 14.70% and ROCE of 11.75% are higher than all five peers shown in the comparison table.
