UTI Transportation & Logistics Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 10, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
UTI Transportation & Logistics Fund Direct Growth Plan has a NAV of ₹344.8855 as of 09 Sep 2026 and scheme AUM of ₹4,341 Cr. Its 1-year, 3-year and 5-year returns are 1.98%, 18.79% and 21.09% respectively, and the fund sits in the High Risk category. In our view, this is a niche equity fund that has rewarded patient holding periods better than shorter ones, but the recent run has been uneven.
The portfolio is tilted heavily toward automobiles and transport-linked businesses, so outcomes can differ materially from broad-market funds. That makes it more suited to investors who can accept sharper swings in exchange for a strategy tied to a specific economic theme.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹344.8855 as of 09 Sep 2026 |
| AUM | ₹4,341 Cr |
| Expense Ratio | 0.83% |
| Launch Date | 01 Jan 2013 |
| Min SIP | ₹500 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Equity |
| Exit Load | 1% on or before 30D, Nil after 30D |
| Fund Managers | Sachin Trivedi |
The fund is managed by Sachin Trivedi.
Source data date: as of 09 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -3.35% | -4.69% |
| 3M | 10.72% | 0.93% |
| 1Y | 1.98% | -7.16% |
| 3Y | 18.79% | 6% |
| 5Y | 21.09% | 5.87% |
The fund’s short-term path has been choppy, especially over the last month, but it still held up better than the benchmark over the same period. Over 3 months, it moved ahead of the benchmark by a wide margin, which tells us that the recent recovery has been stronger than the index’s trend during that window.
The bigger picture looks more constructive. The 3-year and 5-year figures are comfortably above the benchmark, which suggests that the strategy has been able to compound well over longer holding periods even though the ride has not been smooth.
That split matters for investors. The 1-year number is only modest, while the longer-term numbers point to stronger compounding, so the fund has not depended on a single clean stretch of momentum. Instead, it appears to have gone through phases of weakness and recovery, which is common for a theme-led equity portfolio.
Our view is that the fund’s recent behaviour is less consistent than its 3-year and 5-year track record, but the longer view remains clearly stronger than the benchmark. That makes the longer-horizon evidence more useful than the shorter snapshot when judging the strategy.
Source data date: as of 09 Sep 2026
Should you BUY or HOLD UTI Transportation & Logistics?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding UTI Transportation & Logistics? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| UTI Transportation & Logistics Fund Direct Growth Plan | 1.98% | 18.79% | 21.09% |
| ICICI Pru Strategic Metal and Energy Equity FoF Direct Growth Plan | 73.94% | 37.12% | Data not available |
| Motilal Oswal Active Momentum Fund Direct Growth Plan | 30.08% | Data not available | Data not available |
| Kotak Healthcare Fund Direct Growth Plan | 28.98% | Data not available | Data not available |
| HDFC Pharma and Healthcare Fund Direct Growth Plan | 28.21% | Data not available | Data not available |
| PGIM India Healthcare Fund Direct Growth Plan | 26.31% | Data not available | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
On the 1-year view, the fund trails several peers that have posted much stronger gains, including the metal-and-energy and healthcare-themed schemes here. That does not weaken its longer record, but it does show that the fund’s recent phase has been more restrained than the strongest one-year performers in the group.
On the longer horizon, the fund’s 3-year and 5-year returns look more balanced. The 3-year figure is behind the stronger 1-year peer numbers shown above, yet the 5-year return remains solid and offers a clearer picture of compounding than the short-term comparison alone.
So the peer picture is mixed in a useful way: the fund does not match the fastest recent climbers, but its longer holding-period record still stands up reasonably well against the available peers. That makes the short-term and long-term comparisons tell different stories, which is exactly why this fund needs a longer lens.
Source data date: as of 09 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| Eq – Mahindra & Mahindra Ltd. | Automobile & Ancillaries | 12.21% |
| Eq – Eternal Limited | Retailing | 10.41% |
| Eq – Maruti Suzuki India Ltd. | Automobile & Ancillaries | 8.3% |
| Eq – Eicher Motors Ltd | Automobile & Ancillaries | 7.68% |
| Eq – Bajaj Auto Ltd. | Automobile & Ancillaries | 6.51% |
| Eq – Adani Ports and Special Econo | Logistics | 5.32% |
| Eq – TVS Motor Company Ltd | Automobile & Ancillaries | 4.38% |
| Eq – Hero Motocorp Ltd. | Automobile & Ancillaries | 4.17% |
| Eq – Hyundai Motor India Ltd | Automobile & Ancillaries | 3.99% |
| Eq – Interglobe Aviation Ltd | Aviation | 3.02% |
The largest holding, Mahindra & Mahindra Ltd., is 12.21%, which is large enough to matter on its own but not so large that a single position dominates the portfolio completely. The next positions also stay meaningful, with Eternal Limited at 10.41% and Maruti Suzuki India Ltd. at 8.3%.
The drop from the top holding to the tenth is fairly gradual rather than abrupt. That pattern suggests the fund spreads risk across several influential names, even though the leading positions still carry clear weight and may have greater influence on near-term returns.
At the same time, the top 10 holdings account for approximately 65.99% of the portfolio, and the fund has 34 disclosed holdings overall. That tells us the strategy is concentrated enough for its core positions to matter, while still leaving room for a longer tail of smaller holdings to add diversification.
To see all holdings, visit the UTI Transportation & Logistics Fund Direct Growth Plan page
Source data date: as of 09 Sep 2026
Who should invest
This fund fits investors who are comfortable with High Risk equity exposure and can stay invested through uneven phases. The 1-year return is modest, while the 3-year and 5-year figures are much stronger, so the fund looks more suitable for a longer horizon than for short-term outcome chasing.
Its benchmark comparison is encouraging over 3 years and 5 years, but the shorter run has been more muted. That means investors need to accept the trade-off of higher theme concentration and a less stable short-term path in exchange for the possibility of stronger longer-term compounding.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: 1% on or before 30D, Nil after 30D.
Source data date: as of 09 Sep 2026
Frequently asked questions
What is the current NAV of UTI Transportation & Logistics Fund Direct Growth Plan?
The current NAV is ₹344.8855 as of 09 Sep 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
The fund’s 1-year, 3-year and 5-year returns are 1.98%, 18.79% and 21.09%.
How has the fund performed against the benchmark?
It has stayed ahead of the benchmark over 3 years and 5 years, while the 1-year return has been more subdued. The benchmark figures for those periods are -7.16%, 6% and 5.87%.
How does it compare with the peer funds listed here?
Its 1-year return is lower than the stronger one-year peer figures shown here, but its 3-year and 5-year record gives a steadier longer-term picture. That makes it more of a longer-horizon comparison than a recent-momentum story.
What is the minimum SIP amount?
The minimum SIP amount is ₹500.
What is the risk profile, and who manages the fund?
The fund is classified as High Risk and is managed by Sachin Trivedi. It is better suited to investors who can tolerate volatile moves and hold for a longer period.
Bottom line
UTI Transportation & Logistics Fund Direct Growth Plan has a mixed short-term profile but a stronger longer-term record, especially versus its benchmark. The peer set shows that its recent gains are not as hot as the fastest climbers, yet the longer track record still looks credible. The portfolio is concentrated in a small set of transport-linked and automobile names, which can sharpen both opportunity and volatility. In our view, it suits patient investors who can live with theme risk and want a fund where the long-term compounding story matters more than the latest one-year run.
Published on 10 September 2026 at 4:46 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.