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Union Bank of India Q1 Results FY27: Uniresearch Predictions, Analyst Views and Key Watchpoints

  • June 25, 2026
  • Posted by: Kunal Singla
  • Category: News
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Union Bank of India Q1 Results FY27

Union Bank of India Q1 Results FY27: Uniresearch projects Revenue Rs 29,178 Cr | PAT Rs 4,295 Cr (15-analyst consensus). Q4 FY26: Rev Rs 26,676 Cr | PAT Rs 5,504 Cr.

The Union Bank of India Q1 Results FY27 outlook is anchored on verified Q4 FY26 actuals and Uniresearch analysis applying the 15-analyst FY27 consensus to Q1 FY26 verified actuals. Uniresearch projects Revenue Rs 29,178 Cr (+6.2% YoY) and PAT Rs 4,295 Cr (-3.0% YoY). Prepared by Ankit Jaiswal.

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Table of Contents

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  • Union Bank of India – Uniresearch Prediction
  • Union Bank of India Q4 FY26 Key Metrics
  • Analyst Views on Union Bank of India
  • Key Watchpoints for Union Bank of India
    • Revenue vs Consensus
    • PAT vs Consensus
  • Risks to Union Bank of India
    • Revenue Shortfall
    • PAT Pressure
  • Conclusion: Union Bank of India
  • FAQs on Union Bank of India
    • What is Uniresearch’s PAT prediction for Union Bank of India Q1 Results FY27?
    • What is the Revenue prediction for Union Bank of India Q1 Results FY27?
    • What were Union Bank of India Q1 Results FY27?
    • How many analysts cover Union Bank of India Q1 Results FY27?
    • What FY27 consensus applies to Union Bank of India Q1 Results FY27?
    • What are risks to Union Bank of India Q1 Results FY27?
    • What is the Q1 FY26 base for Union Bank of India Q1 Results FY27?

Union Bank of India – Uniresearch Prediction

Metric Q1 FY26 Actual Q1 FY27 Uniresearch Prediction YoY Change Source
Union Bank of India Revenue (Rs Cr) 27,475 29,178 +6.2% Uniresearch | 15-analyst FY27 consensus
PAT (Rs Cr) 4,428 4,295 -3.0% Uniresearch | 15-analyst FY27 consensus
Avg Analyst Target Rs 197 12-month view – Analyst consensus (15 analysts)

Predictions apply 15-analyst FY27 consensus (Rev +6.2%, PAT -3.0%) to Q1 FY26 verified actuals.

Union Bank of India Q4 FY26 Key Metrics

Metric Q4 FY26 Actual YoY Change Source
Revenue (Rs Cr) 26,676 -4.3% YoY Consolidated quarterly data
PAT (Rs Cr) 5,504 +9.8% YoY Consolidated quarterly data

Analyst Views on Union Bank of India

The 15-analyst FY27 consensus for Union Bank of India projects revenue growth of +6.2% and profit growth of -3.0%, with an average 12-month target of Rs 197.

Key Watchpoints for Union Bank of India

Revenue vs Consensus

The primary watchpoint for Union Bank of India is whether revenue reaches Rs 29,178 Cr (+6.2% vs Q1 FY26 base Rs 27,475 Cr).

PAT vs Consensus

Projected PAT Rs 4,295 Cr (-3.0%) vs Q1 FY26 actual Rs 4,428 Cr. Q4 FY26 PAT was Rs 5,504 Cr.

Risks to Union Bank of India

Revenue Shortfall

Revenue below the +6.2% consensus would miss the Rs 29,178 Cr target.

PAT Pressure

Unexpected cost factors could affect PAT against the -3.0% consensus.

Conclusion: Union Bank of India

The Union Bank of India Uniresearch prediction of Revenue Rs 29,178 Cr and PAT Rs 4,295 Cr is derived from the 15-analyst FY27 consensus. Track live updates on Univest.

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Disclaimer: Revenue and PAT actuals are sourced from consolidated quarterly financial data. Q1 Results FY27 Uniresearch predictions are derived by applying analyst consensus growth rates to verified Q1 FY26 actuals. These are projections, not guaranteed outcomes. Investments in securities are subject to market risk. For educational purposes only. SEBI RA INH000013776.

FAQs on Union Bank of India

What is Uniresearch’s PAT prediction for Union Bank of India Q1 Results FY27?

Ans. Uniresearch projects Union Bank of India Q1 FY27 PAT at Rs 4,295 Cr (-3.0% vs Q1 FY26 base Rs 4,428 Cr).

What is the Revenue prediction for Union Bank of India Q1 Results FY27?

Ans. Union Bank of Revenue is projected at Rs 29,178 Cr (+6.2% consensus).

What were Union Bank of India Q1 Results FY27?

Ans. Q4 FY26 Revenue Rs 26,676 Cr (-4.3% YoY) and PAT Rs 5,504 Cr (+9.8% YoY).

How many analysts cover Union Bank of India Q1 Results FY27?

Ans. The Union Bank of prediction uses 15-analyst FY27 consensus, avg target Rs 197.

What FY27 consensus applies to Union Bank of India Q1 Results FY27?

Ans. Revenue +6.2% and profit -3.0% (15-analyst FY27 consensus).

What are risks to Union Bank of India Q1 Results FY27?

Ans. Revenue missing +6.2% consensus and PAT pressure vs -3.0% growth target.

What is the Q1 FY26 base for Union Bank of India Q1 Results FY27?

Ans. Q1 FY26 Revenue Rs 27,475 Cr and PAT Rs 4,428 Cr.



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Author: Kunal Singla
Kunal Singla is the Associate Director - Research at Univest, leading quantitative equity research, intraday trading setups, and derivatives strategy. With 4+ years of experience in Indian equity markets, he combines rigorous quantitative methods with classical technical analysis to build high-conviction research frameworks for retail and advisory clients. He holds an MSc from the Indian Institute of Technology (IIT) Delhi — one of India's most selective institutions — and has completed the Certificate in Quantitative Finance (CQF), a globally recognised programme covering derivatives pricing, risk modelling, machine learning for finance, and advanced portfolio theory. This combination places him in a small group of Indian analysts with both deep academic training in quantitative methods and SEBI-recognised research credentials. Kunal holds seven SEBI-recognised NISM certifications spanning research, derivatives, portfolio management, and securities operations: Series-XV (Research Analyst), Series-XXI-A (Portfolio Managers), Series-XVI (Commodity Derivatives), Series-VIII (Equity Derivatives), Series-VII (SORM), Series-V-A (Mutual Fund Distributors), and Series-I (Currency Derivatives). At Univest — India's SEBI-registered research and advisory platform — Kunal leads research inputs for Pro Lite, Pro Super, Pro Gold, and Pro Commodity advisory services, alongside publishing intraday stock picks on Univest Blogs.

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