Suryoday Small Finance Bank Share Price in Focus as Q1 FY27 Advances and Deposits Post 30%+ Growth
- July 6, 2026
- Posted by: Ankit Jaiswal
- Category: News
Suryoday Small Finance Bank share price CMP Rs 183.22 to 184.25. Q1 FY27 gross advances up 32.5% to Rs 14,374 crore. Deposits up 29.4% to Rs 14,634 crore. Rs 387 crore CGFMU claim received.
Suryoday Small Finance Bank share price is in focus on 6 July 2026 after the bank’s Q1 FY27 provisional update showed gross advances, including inter-bank participation certificates, soaring 32.5 percent year on year to Rs 14,374 crore, up from Rs 10,846 crore. Total deposits increased 29.4 percent to Rs 14,634 crore from Rs 11,312 crore over the same period.
The update also disclosed that the bank capitalised on its insurance shields, receiving a significant Rs 387 crore claim payout under the Credit Guarantee Fund for Micro Units scheme on 1 July 2026, providing meaningful downside protection against stressed legacy assets.
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About Suryoday Small Finance Bank
Suryoday Small Finance Bank is a leading small finance bank in India that commenced microfinance operations in 2009 and has since expanded across 16 states and union territories, serving the unbanked and underbanked segments through its network of banking outlets.
Why Suryoday Small Finance Bank Share Price Is in Focus Today
Suryoday Small Finance Bank share price is in focus because the Q1 FY27 update shows the bank sustaining strong double digit growth across both lending and deposits, while also actively managing legacy asset quality issues through structured insurance recoveries. Investors tracking Suryoday Small Finance Bank share price can view live quotes and fundamentals on the Univest stock page for Suryoday Small Finance Bank before assessing the update.
Advances and Disbursement Momentum
Gross advances soared 32.5 percent year on year to Rs 14,374 crore, up from Rs 10,846 crore. Disbursements zoomed 30.6 percent to Rs 2,954 crore from Rs 2,261 crore, indicating that the accelerated advances growth is being driven by genuinely higher fresh lending activity rather than merely portfolio consolidation.
Deposit Growth Keeps Pace
Total deposits increased 29.4 percent year on year to Rs 14,634 crore from Rs 11,312 crore, growing broadly in line with the advances expansion, a healthier balance than several peer banks that have seen credit growth significantly outpace deposit mobilisation this quarter.
CGFMU Claim Strengthens Asset Quality Position
The bank’s gross NPA pool stood at Rs 931 crore with provisions of Rs 372 crore, leaving a net NPA pool of Rs 559 crore at quarter end. Significantly, Suryoday received a CGFMU claim payout of Rs 387 crore on 1 July 2026, just after the quarter closed, with a further Rs 134 crore still claimable under the scheme, providing a strong downside buffer against remaining stressed legacy assets.
Suryoday Small Finance Bank Q1 FY27 Key Metrics
The table below summarises the key operating metrics from the Q1 FY27 update.
| Metric | Q1 FY27 | Q1 FY26 | YoY Change |
|---|---|---|---|
| Gross Advances | Rs 14,374 crore | Rs 10,846 crore | +32.5% |
| Disbursements | Rs 2,954 crore | Rs 2,261 crore | +30.6% |
| Total Deposits | Rs 14,634 crore | Rs 11,312 crore | +29.4% |
| CGFMU Claim Received | Rs 387 crore (1 July 2026) | – | – |
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Suryoday Small Finance Bank Share Price and Recent Performance
Suryoday Small Finance Bank share price was quoting at Rs 184.25, up Rs 2.10 or 1.15 percent, after touching an intraday high of Rs 188.45 and a low of Rs 182.20. The bank’s board has also approved raising Rs 300 crore in Tier 1 capital and Rs 200 crore in Tier 2 debt, with a record date of 17 July 2026 for its final dividend, signalling continued capital strengthening alongside the growth momentum.
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What This Update Means for Suryoday Small Finance Bank
The balanced 30 percent plus growth across both advances and deposits, combined with the timely CGFMU claim recovery, suggests Suryoday is successfully managing the dual priorities of scaling its loan book while cleaning up legacy stressed assets. The upcoming Tier 1 and Tier 2 capital raise should further support the bank’s growth capacity heading into the rest of FY27.
Conclusion
Suryoday Small Finance Bank share price is in focus on 6 July 2026 after Q1 FY27 advances grew 32.5 percent and deposits rose 29.4 percent, while the bank also received a Rs 387 crore CGFMU claim payout. The stock was trading around Rs 184.25 during the session. Track the bank’s planned capital raise and consult a SEBI registered advisor before making any investment decision.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Suryoday Small Finance Bank Share Price
Why is Suryoday Small Finance Bank share price in focus today?
Ans. Suryoday Small Finance Bank share price is in focus because its Q1 FY27 update showed gross advances growing 32.5 percent YoY to Rs 14,374 crore and deposits rising 29.4 percent, alongside a Rs 387 crore CGFMU claim payout received on 1 July 2026.
What was Suryoday Small Finance Bank’s Q1 FY27 advances growth?
Ans. Suryoday Small Finance Bank reported gross advances of Rs 14,374 crore as of 30 June 2026, up 32.5 percent YoY from Rs 10,846 crore, with disbursements growing 30.6 percent to Rs 2,954 crore.
What is the CGFMU claim received by Suryoday Small Finance Bank?
Ans. Suryoday Small Finance Bank received a Rs 387 crore claim payout under the Credit Guarantee Fund for Micro Units scheme on 1 July 2026, with a further Rs 134 crore still claimable, providing downside protection against stressed legacy assets.
What was Suryoday Small Finance Bank’s asset quality in Q1 FY27?
Ans. The bank’s gross NPA pool stood at Rs 931 crore with provisions of Rs 372 crore, leaving a net NPA pool of Rs 559 crore at the end of Q1 FY27.
What was Suryoday Small Finance Bank share price on 6 July 2026?
Ans. Suryoday Small Finance Bank share price was quoting at Rs 184.25, up 1.15 percent, after touching an intraday high of Rs 188.45 and a low of Rs 182.20.
Is Suryoday Small Finance Bank share price a buy after this Q1 update?
Ans. This article does not constitute investment advice. Review the bank’s full quarterly results including profitability metrics and consult a SEBI registered financial advisor before making any investment decision.
