State Bank of India Q1 Results FY27: Uniresearch Predictions, Analyst Views and Key Watchpoints

June 25, 2026
Posted by: Kunal Singla
Category: News

State Bank of India Q1 Results FY27: Uniresearch projects Revenue Rs 139,182 Cr | PAT Rs 22,718 Cr (39-analyst consensus). Q4 FY26: Rev Rs 131,080 Cr | PAT Rs 20,508 Cr.

The State Bank of India Q1 Results FY27 outlook is anchored on Q4 FY26 verified actuals and Uniresearch analysis applying the 39-analyst FY27 consensus to Q1 FY26 verified actuals. Uniresearch projects Revenue Rs 139,182 Cr (+10.7% YoY) and PAT Rs 22,718 Cr (+2.7% YoY). Prepared by Kunal Singla.

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State Bank of India Q1 Results FY27 – Uniresearch Prediction

Metric	Q1 FY26 Actual	Q1 FY27 Uniresearch Prediction	YoY Change	Source
State Bank of India Revenue (Rs Cr)	125,729	139,182	+10.7%	Uniresearch \| 39-analyst consensus applied to Q1 FY26 verified actual
PAT (Rs Cr)	22,121	22,718	+2.7%	Uniresearch \| 39-analyst consensus applied to Q1 FY26 verified actual
Avg Analyst Target	Rs 1,196	12-month view	–	Analyst consensus (39 analysts)

Predictions apply 39-analyst FY27 consensus (Rev +10.7%, PAT +2.7%) to Q1 FY26 verified actuals. Not guaranteed outcomes.

State Bank of India Q4 FY26 Key Metrics – Baseline for State Bank of India Q1 Results FY27

Metric	Q4 FY26 Actual	YoY Change	Source
Revenue (Rs Cr)	131,080	+3.3% YoY	Consolidated quarterly financial data
PAT (Rs Cr)	20,508	+0.6% YoY	Consolidated quarterly financial data

What Analysts Are Saying About State Bank of India

Across 39 analysts covering State Bank of India, the FY27 consensus projects revenue growth of +10.7% and profit growth of +2.7%, with an average 12-month price target of Rs 1,196.

Key Watchpoints for State Bank of India

Revenue Delivery Against Consensus

Whether State Bank of India delivers Revenue Rs 139,182 Cr (+10.7% consensus growth) is the primary watchpoint for Q1 Results FY27. Q1 FY26 base was Rs 125,729 Cr.

PAT Performance in Q1 FY27

PAT is predicted at Rs 22,718 Cr (+2.7% from Q1 FY26 base of Rs 22,121 Cr). Q4 FY26 PAT was Rs 20,508 Cr.

Risks to the State Bank of India Prediction

Below-Consensus Revenue Growth

Revenue falling below the +10.7% consensus would result in actual revenue below Rs 139,182 Cr.

PAT Pressure

Unexpected cost factors or one-off charges could affect PAT delivery against the +2.7% growth consensus.

Conclusion: State Bank of India

The State Bank of India Uniresearch prediction of Revenue Rs 139,182 Cr and PAT Rs 22,718 Cr is derived from the 39-analyst consensus applied to verified Q1 FY26 actuals. Track live updates on Univest.

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Disclaimer: Revenue and PAT actuals are sourced from consolidated quarterly financial data. Q1 Results FY27 Uniresearch predictions are derived by applying analyst consensus growth rates to verified Q1 FY26 actuals – these are analyst consensus projections and are not guaranteed outcomes. Investments in securities are subject to market risk. For educational purposes only. SEBI RA INH000013776.

Frequently Asked Questions on State Bank of India

What is Uniresearch’s PAT prediction for State Bank of India Q1 Results FY27?

Ans. Uniresearch projects State Bank of India Q1 FY27 PAT at Rs 22,718 Cr (+2.7% consensus), applied to Q1 FY26 PAT of Rs 22,121 Cr.

What is the Revenue prediction for State Bank of India Q1 Results FY27?

Ans. State Bank of Revenue is projected at Rs 139,182 Cr (+10.7% consensus).

What were State Bank of India Q1 Results FY27?

Ans. Q4 FY26 consolidated Revenue was Rs 131,080 Cr (+3.3% YoY) and PAT was Rs 20,508 Cr (+0.6% YoY).

How many analysts does the State Bank of India Q1 Results FY27?

Ans. The State Bank of prediction uses the consensus of 39 analysts with an average 12-month target of Rs 1,196.

What FY27 growth consensus was used for State Bank of India Q1 Results FY27?

Ans. Revenue growth of +10.7% and profit growth of +2.7% (39-analyst consensus).

What are the risks to State Bank of India Q1 Results FY27?

Ans. Risks include below-consensus revenue growth (target: +10.7%) and PAT pressure vs the +2.7% consensus.

What is the Q1 FY26 base for State Bank of India Q1 Results FY27?

Ans. Q1 FY26 Revenue Rs 125,729 Cr and PAT Rs 22,121 Cr.

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Author: Kunal Singla

Kunal Singla is the Associate Director - Research at Univest, leading quantitative equity research, intraday trading setups, and derivatives strategy. With 4+ years of experience in Indian equity markets, he combines rigorous quantitative methods with classical technical analysis to build high-conviction research frameworks for retail and advisory clients. He holds an MSc from the Indian Institute of Technology (IIT) Delhi — one of India's most selective institutions — and has completed the Certificate in Quantitative Finance (CQF), a globally recognised programme covering derivatives pricing, risk modelling, machine learning for finance, and advanced portfolio theory. This combination places him in a small group of Indian analysts with both deep academic training in quantitative methods and SEBI-recognised research credentials. Kunal holds seven SEBI-recognised NISM certifications spanning research, derivatives, portfolio management, and securities operations: Series-XV (Research Analyst), Series-XXI-A (Portfolio Managers), Series-XVI (Commodity Derivatives), Series-VIII (Equity Derivatives), Series-VII (SORM), Series-V-A (Mutual Fund Distributors), and Series-I (Currency Derivatives). At Univest — India's SEBI-registered research and advisory platform — Kunal leads research inputs for Pro Lite, Pro Super, Pro Gold, and Pro Commodity advisory services, alongside publishing intraday stock picks on Univest Blogs.