Is Satin Creditcare Network the Best Stock in Its Sector? A Look at the Numbers
- September 16, 2026
- Posted by: Harsh Piplani
- Category: Market
Satin Creditcare Network CMP Rs 215 (16 Sep 2026). Market cap Rs 2,373 Cr. ROE 11.60%. P/E 5.79x versus Industry P/E 19.15x.
Quick Answer
Satin Creditcare Network is one of the names investors compare when screening the Finance sector, built on a 11.60% return on equity and a P/E of 5.79x against an Industry P/E of 19.15x. Satin Creditcare Network Ltd is a microfinance institution providing small-ticket loans to women borrowers in rural and semi-urban India, alongside a growing MSME lending book. Whether Satin Creditcare Network is the best stock in its sector depends on whether an investor is optimising for return ratios, valuation, or both. This article breaks down the metrics, including a comparison against named Finance sector peers, so you can judge that for yourself.
Is Satin Creditcare Network the best stock in its sector? The stock trades on the NSE at Rs 215 as of 16 September 2026, within its 52-week range of Rs 135.81 to Rs 274.14. Satin Creditcare Network Ltd is a microfinance institution providing small-ticket loans to women borrowers in rural and semi-urban India, alongside a growing MSME lending book.
Satin Creditcare Network sits in the Finance sector, and its 11.60% ROE and 5.79x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector’s Industry P/E benchmark.
Also read – Is Abbott India the Best Stock in Its Sector? A Look at the Numbers
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About Satin Creditcare Network
Satin Creditcare Network Ltd is a microfinance institution providing small-ticket loans to women borrowers in rural and semi-urban India, alongside a growing MSME lending book. At a market capitalisation of Rs 2,373 Cr, it is tracked as part of the Finance sector on Univest.
Is Satin Creditcare Network the Best Stock in Its Sector?
Satin Creditcare Network makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 11.60% ROE with a 5.79x P/E against the sector’s 19.15x Industry P/E. Satin Creditcare Network’s 5.79x P/E is one of the lowest in this entire batch relative to the 19.15x Industry P/E, and its 11.60% ROE is a reasonable figure for a microfinance lender, though the deep discount reflects the sector’s asset-quality sensitivity to rural credit cycles.
| Metric | Satin Creditcare Network |
|---|---|
| CMP (NSE) | Rs 215.03 |
| 52-Week High / Low | Rs 274.14 / Rs 135.81 |
| Market Cap | Rs 2,373 Cr |
| P/E (TTM) vs Industry P/E | 5.79x vs 19.15x |
| P/B | 0.83 |
| ROE | 11.60% |
| EPS (TTM) | Rs 37.09 |
| Dividend Yield | 0.00% |
| Debt to Equity | 3.84 |
Compare Satin Creditcare Network Against Other Finance Sector Stocks
How Satin Creditcare Network Compares Against Its Finance Sector Peers
The table below sets Satin Creditcare Network against 2 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.
| Company | Market Cap (Rs Cr) | P/E | ROE | Debt to Equity |
|---|---|---|---|---|
| Satin Creditcare Network | 2,373 | 5.79 | 11.60% | 3.84 |
| Paisalo Digital | 7,693 | 30.64 | 13.23% | 2.43 |
| Manappuram Finance | 30,904 | 21.38 | 6.25% | 3.60 |
| Peer average (2 companies) | – | 26.01 | 9.74% | 3.02 |
Against this peer set, Satin Creditcare Network’s 11.60% ROE is above the 9.74% peer average, and its P/E of 5.79x runs below the peer average of 26.01x. Satin Creditcare Network’s 5.79x P/E is one of the lowest in this entire batch relative to the 19.15x Industry P/E, and its 11.60% ROE is a reasonable figure for a microfinance lender, though the deep discount reflects the sector’s asset-quality sensitivity to rural credit cycles.
What Makes Satin Creditcare Network Worth Watching in Finance
- Deep discount to Industry P/E and book value: A 5.79x P/E against a 19.15x Industry P/E, alongside a P/B of just 0.83, means the stock trades below its own book value.
- Rural microfinance distribution: A deep rural and semi-urban branch network gives Satin Creditcare Network reach into borrower segments underserved by larger banks and NBFCs.
- Leverage typical of a microfinance lender: A debt to equity ratio of 3.84 is within the normal range for an MFI funding its loan book through borrowings.
Satin Creditcare Network Valuation: Is It Justified?
Satin Creditcare Network’s 5.79x P/E is one of the lowest in this entire batch relative to the 19.15x Industry P/E, and its 11.60% ROE is a reasonable figure for a microfinance lender, though the deep discount reflects the sector’s asset-quality sensitivity to rural credit cycles. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.
Also read – Is Bata India the Best Stock in Its Sector? A Look at the Numbers
Download the Univest iOS App or Univest Android App to track Satin Creditcare Network and other Finance sector stocks.
How to Track Satin Creditcare Network Before You Invest
Before deciding whether Satin Creditcare Network deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.
- Open the Univest Screener and search for Satin Creditcare Network to view live price, valuation ratios, and peer comparisons within the Finance sector.
- Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
- Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
- Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.
Conclusion
Satin Creditcare Network earns a place in the best stock in its sector conversation on the strength of a 11.60% ROE and a P/E of 5.79x against a 19.15x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Is Satin Creditcare Network the best stock in its sector?
Ans. Satin Creditcare Network has a 11.60% ROE and trades at 5.79x P/E against a 19.15x Industry P/E, and compares above the peer average ROE of 9.74% in this article’s named comparison, so the answer depends on what an investor is prioritising.
What is the current share price of Satin Creditcare Network?
Ans. Satin Creditcare Network was trading at Rs 215.03 on the NSE as of 16 September 2026, within its 52-week range of Rs 135.81 to Rs 274.14.
What sector does Satin Creditcare Network belong to?
Ans. Satin Creditcare Network is classified under the Finance sector on Univest.
How does Satin Creditcare Network compare to its sector peers on P/E?
Ans. Satin Creditcare Network’s P/E of 5.79x is below the 26.01x average of the 2 named peers compared in this article.
What is Satin Creditcare Network’s return on equity?
Ans. Satin Creditcare Network reported a return on equity of 11.60%, which is above the 9.74% average of its named peers in this comparison.
Should I invest in Satin Creditcare Network based on its sector position?
Ans. Satin Creditcare Network’s sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.
