Piramal Finance Q1 Results FY27: Net Profit Soars 67% to Rs 440 Crore as Revenue Grows 28%
- July 17, 2026
- Posted by: Ankit Jaiswal
- Category: News
Piramal Finance Q1 FY27: PAT Rs 440 Cr, up 67% YoY. Revenue Rs 3,410 Cr, up 28%. Gross profit Rs 2,070 Cr, up 21%. Stock nearly flat at Rs 2,186.50, up 0.76%.
Piramal Finance Q1 results FY27 were announced on Thursday, 16 July 2026, with the diversified non banking finance company reporting a standalone net profit of Rs 440 crore, up 67% from Rs 263 crore in the year ago quarter. Revenue in the Piramal Finance Q1 results FY27 grew 28% year on year to Rs 3,410 crore from Rs 2,658 crore, while gross profit rose a more modest 21% to Rs 2,070 crore.
Shares of Piramal Finance were largely steady, edging up 0.76% to close at Rs 2,186.50, a muted reaction relative to the strength of the profit growth reported for the quarter.
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Piramal Finance Q1 Results FY27 Key Takeaways
Here are the most important numbers and takeaways from the Piramal Finance Q1 results FY27 at a glance.
- Net Profit (PAT): Rs 440 Cr in Q1 FY27 versus Rs 263 Cr in Q1 FY26, up 67% year on year.
- Revenue: Rs 3,410 Cr in Q1 FY27 versus Rs 2,658 Cr in Q1 FY26, up 28% year on year.
- Gross Profit: Rs 2,070 Cr in Q1 FY27 versus Rs 1,701 Cr in Q1 FY26, up 21% year on year.
- Results announced on Thursday, 16 July 2026 for the quarter ended 30 June 2026.
- Piramal Finance share price was largely steady, edging up 0.76% to close at Rs 2,186.50 after the Piramal Finance Q1 results FY27, a muted reaction relative to the strength of the profit growth.
Piramal Finance Q1 Results FY27 Financial Highlights
The June quarter delivered strong profit growth well ahead of both revenue and gross profit growth, a combination central to the Piramal Finance Q1 results FY27. The table below summarises the standalone numbers against the year ago quarter.
| Metric | Q1 FY27 | Q1 FY26 | YoY Change |
|---|---|---|---|
| Revenue | Rs 3,410 Cr | Rs 2,658 Cr | +28% |
| Gross Profit | Rs 2,070 Cr | Rs 1,701 Cr | +21% |
| Net Profit (PAT) | Rs 440 Cr | Rs 263 Cr | +67% |
PAT growth of 67% comfortably outpacing both revenue growth of 28% and gross profit growth of 21% in the Piramal Finance Q1 results FY27 suggests significant operating leverage and improving credit costs, with the company converting a much larger share of its income growth into bottom line profit.
Piramal Finance Q1 Results FY27 Performance Analysis
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The scale of profit growth in the Piramal Finance Q1 results FY27, at more than double the pace of revenue growth, points to a combination of strong loan book expansion and improving asset quality, with lower provisioning likely contributing meaningfully to the outsized PAT growth.
As a diversified NBFC with exposure to retail lending, wholesale finance and other credit products, Piramal Finance’s revenue growth of 28% reflects healthy underlying loan book expansion, even as the company continues to reposition its portfolio mix toward retail lending.
PAT growth outpacing gross profit growth by a wide margin in the Piramal Finance Q1 results FY27 indicates additional benefits below the operating line, potentially from lower credit costs or improved recoveries on the company’s loan book, further amplifying the strength of this quarter’s results.
Piramal Finance Q1 Results FY27: Key Business Factors
1. Strong Loan Book Growth
Revenue growth of 28% points to healthy expansion of Piramal Finance’s lending book across its retail and wholesale finance segments.
2. Improving Credit Costs
PAT growth significantly outpacing revenue growth suggests lower provisioning or improved recoveries contributed meaningfully to profitability this quarter, a positive signal on asset quality trends.
3. Continued Retail Lending Mix Shift
The company’s ongoing strategic shift toward a more retail-focused lending portfolio, alongside the growth captured in the Piramal Finance Q1 results FY27, supports a more diversified and potentially lower-risk loan book over time.
Dividend Details
No new dividend was announced specifically alongside the Piramal Finance Q1 results FY27. Investors should watch for the company’s dividend history and future board meeting announcements to gauge its capital allocation approach going forward.
Piramal Finance Q1 Results FY27 Outlook for the Full Year
Continued loan book growth alongside sustained improvement in credit costs will be the key factors to watch through the rest of FY27. Investors should track the pace of the company’s retail lending mix shift, asset quality trends across its wholesale finance exposures, and overall profitability conversion in coming quarters.
Piramal Finance Stock Performance After the Q1 Results
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Piramal Finance share price was largely steady, edging up 0.76% to close at Rs 2,186.50 after the Piramal Finance Q1 results FY27, a muted reaction relative to the strength of the profit growth.
The modest stock reaction despite the sharp profit growth suggests the market may have already anticipated continued improvement in the company’s credit costs and loan book quality, tempering the impact of this quarter’s strong beat.
Investors can compare the trend of the counter with the Nifty Fin Service index to judge how the stock is placed relative to the broader market after the Piramal Finance Q1 results FY27.
Key Risks
Investors going through the fine print of the Piramal Finance Q1 results FY27 should also weigh the following risks.
1. Asset Quality Risk on Wholesale Exposures
Despite improving credit costs reflected in the Piramal Finance Q1 results FY27, the company’s legacy wholesale finance exposures carry inherent risk that could resurface if broader credit conditions deteriorate.
2. Funding Cost Sensitivity
As an NBFC, profitability is sensitive to funding costs, and any tightening in liquidity conditions or rise in borrowing costs could pressure margins even as the loan book grows.
3. Competitive NBFC Lending Market
The retail and wholesale lending space remains highly competitive, with banks and other NBFCs vying for market share, which could pressure yields and growth rates over time.
Conclusion
Piramal Finance Q1 results FY27 show net profit up 67% to Rs 440 crore on revenue growth of 28% to Rs 3,410 crore, with profit growth significantly outpacing both revenue and gross profit growth, suggesting improving credit costs. Strong profit conversion is the highlight of the Piramal Finance Q1 results FY27, against residual wholesale asset quality risk and typical NBFC funding cost sensitivity. Investors should track loan book quality trends and consult a SEBI-registered advisor before acting on the numbers.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Piramal Finance Q1 Results FY27
When were the Piramal Finance Q1 Results FY27 announced?
Ans. The Piramal Finance Q1 results FY27 were announced on Thursday, 16 July 2026, for the quarter ended 30 June 2026.
What is the PAT in Piramal Finance Q1 Results FY27?
Ans. The PAT in Piramal Finance Q1 results FY27 rose 67% year on year to Rs 440 crore from Rs 263 crore.
What was the revenue in Piramal Finance Q1 Results FY27?
Ans. Revenue in the Piramal Finance Q1 results FY27 grew 28% year on year to Rs 3,410 crore from Rs 2,658 crore.
Why did Piramal Finance profit grow faster than revenue in Q1 FY27?
Ans. PAT growth of 67% comfortably outpaced revenue growth of 28% in the Piramal Finance Q1 results FY27, suggesting improving credit costs and lower provisioning contributed meaningfully to the outsized profit growth.
How did Piramal Finance share price react to the Q1 Results FY27?
Ans. Piramal Finance share price was largely steady, edging up 0.76% to close at Rs 2,186.50 after the Piramal Finance Q1 results FY27.
Is Piramal Finance a good buy after the Q1 Results FY27?
Ans. The Piramal Finance Q1 results FY27 show strong profit growth and improving credit costs, though residual wholesale asset quality risk remains a factor to watch. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.
What was the gross profit in the Piramal Finance Q1 results FY27?
Ans. Gross profit in the Piramal Finance Q1 results FY27 stood at Rs 2,070 Cr in Q1 FY27, compared with Rs 1,701 Cr in Q1 FY26, up 21% year on year.
Was any dividend announced with the Piramal Finance Q1 results FY27?
Ans. No new dividend was announced specifically alongside the Piramal Finance Q1 results FY27. Investors should track official NSE and BSE announcements for any future dividend declarations.
