Is Home First Finance Company India the Best Stock in Its Sector? A Look at the Numbers
- September 15, 2026
- Posted by: Harsh Piplani
- Category: Market
Home First Finance Company India CMP Rs 1,180 (15 Sep 2026). Market cap Rs 12,387 Cr. ROE 12.40%. P/E 21.31x versus Industry P/E 23.36x.
Quick Answer
Home First Finance Company India is one of the names investors compare when screening the Finance sector, built on a 12.40% return on equity and a P/E of 21.31x against an Industry P/E of 23.36x. Home First Finance Company India Ltd is a housing finance company focused on first-time homebuyers in the low and middle income segment, largely in semi-urban and urban India. Whether Home First Finance Company India is the best stock in its sector depends on whether an investor is optimising for return ratios, valuation, or both. This article breaks down the metrics, including a comparison against named Finance sector peers, so you can judge that for yourself.
Is Home First Finance Company India the best stock in its sector? The stock trades on the NSE at Rs 1,180 as of 15 September 2026, within its 52-week range of Rs 893.70 to Rs 1,317.70. Home First Finance Company India Ltd is a housing finance company focused on first-time homebuyers in the low and middle income segment, largely in semi-urban and urban India.
Home First Finance Company India sits in the Finance sector, and its 12.40% ROE and 21.31x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector’s Industry P/E benchmark.
Also read – Is Abbott India the Best Stock in Its Sector? A Look at the Numbers
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About Home First Finance Company India
Home First Finance Company India Ltd is a housing finance company focused on first-time homebuyers in the low and middle income segment, largely in semi-urban and urban India. At a market capitalisation of Rs 12,387 Cr, it is tracked as part of the Finance sector on Univest.
Is Home First Finance Company India the Best Stock in Its Sector?
Home First Finance Company India makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 12.40% ROE with a 21.31x P/E against the sector’s 23.36x Industry P/E. Home First Finance’s 21.31x P/E is below the 23.36x Industry P/E, and its 12.40% ROE sits below India Shelter Finance’s in this comparison but ahead of Aavas Financiers’.
| Metric | Home First Finance Company India |
|---|---|
| CMP (NSE) | Rs 1,179.90 |
| 52-Week High / Low | Rs 1,317.70 / Rs 893.70 |
| Market Cap | Rs 12,387 Cr |
| P/E (TTM) vs Industry P/E | 21.31x vs 23.36x |
| P/B | 2.84 |
| ROE | 12.40% |
| EPS (TTM) | Rs 55.60 |
| Dividend Yield | 0.44% |
| Debt to Equity | 2.43 |
Compare Home First Finance Company India Against Other Finance Sector Stocks
How Home First Finance Company India Compares Against Its Finance Sector Peers
The table below sets Home First Finance Company India against 3 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 3 peer companies.
| Company | Market Cap (Rs Cr) | P/E | ROE | Debt to Equity |
|---|---|---|---|---|
| Home First Finance Company India | 12,387 | 21.31 | 12.40% | 2.43 |
| Aavas Financiers | 10,111 | 14.72 | 12.97% | 3.11 |
| Aptus Value Housing Finance India | 12,486 | 12.68 | 18.64% | 1.56 |
| India Shelter Finance Corporation | 7,118 | 14.15 | 15.73% | 1.95 |
| Peer average (3 companies) | – | 13.85 | 15.78% | 2.21 |
Against this peer set, Home First Finance Company India’s 12.40% ROE is below the 15.78% peer average, and its P/E of 21.31x runs above the peer average of 13.85x. Home First Finance’s 21.31x P/E is below the 23.36x Industry P/E, and its 12.40% ROE sits below India Shelter Finance’s in this comparison but ahead of Aavas Financiers’.
What Makes Home First Finance Company India Worth Watching in Finance
- Below Industry P/E: A 21.31x P/E against a 23.36x Industry P/E makes it one of the more reasonably priced housing finance names.
- Focused first-time homebuyer niche: Targeting first-time homebuyers in the affordable segment differentiates Home First from mass-market housing lenders.
- Leverage typical for a housing financier: A debt to equity ratio of 2.43 is normal for a housing finance company funding its loan book through borrowings.
Home First Finance Company India Valuation: Is It Justified?
Home First Finance’s 21.31x P/E is below the 23.36x Industry P/E, and its 12.40% ROE sits below India Shelter Finance’s in this comparison but ahead of Aavas Financiers’. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.
Also read – Is Bata India the Best Stock in Its Sector? A Look at the Numbers
Download the Univest iOS App or Univest Android App to track Home First Finance Company India and other Finance sector stocks.
How to Track Home First Finance Company India Before You Invest
Before deciding whether Home First Finance Company India deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.
- Open the Univest Screener and search for Home First Finance Company India to view live price, valuation ratios, and peer comparisons within the Finance sector.
- Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
- Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
- Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.
Conclusion
Home First Finance Company India earns a place in the best stock in its sector conversation on the strength of a 12.40% ROE and a P/E of 21.31x against a 23.36x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Is Home First Finance Company India the best stock in its sector?
Ans. Home First Finance Company India has a 12.40% ROE and trades at 21.31x P/E against a 23.36x Industry P/E, and compares below the peer average ROE of 15.78% in this article’s named comparison, so the answer depends on what an investor is prioritising.
What is the current share price of Home First Finance Company India?
Ans. Home First Finance Company India was trading at Rs 1,179.90 on the NSE as of 15 September 2026, within its 52-week range of Rs 893.70 to Rs 1,317.70.
What sector does Home First Finance Company India belong to?
Ans. Home First Finance Company India is classified under the Finance sector on Univest.
How does Home First Finance Company India compare to its sector peers on P/E?
Ans. Home First Finance Company India’s P/E of 21.31x is above the 13.85x average of the 3 named peers compared in this article.
What is Home First Finance Company India’s return on equity?
Ans. Home First Finance Company India reported a return on equity of 12.40%, which is below the 15.78% average of its named peers in this comparison.
Should I invest in Home First Finance Company India based on its sector position?
Ans. Home First Finance Company India’s sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.
