Bandhan Corp Bond Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 11, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
Bandhan Corp Bond Fund Direct Growth Plan is priced at ₹21.2365 as of 10 Sep 2026, with scheme AUM of ₹13,625 Cr. Its 1-year, 3-year and 5-year returns are 6.02%, 7.37% and 6.12% respectively, and the fund sits in the Medium Risk category.
Our view is that this is a steadier debt-oriented option for conservative investors who want corporate bond exposure with moderate yield potential rather than sharp return swings. The benchmark has been more uneven over the recent periods, while the fund’s longer-term numbers have stayed close to a consistent mid-single-digit pattern.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹21.2365 as of 10 Sep 2026 |
| AUM | ₹13,625 Cr |
| Expense Ratio | 0.33% |
| Launch Date | 12 Jan 2016 |
| Min SIP | ₹100 |
| Risk Category | Medium Risk |
| Benchmark | Nifty 50 |
| Fund Category | Debt |
| Exit Load | No exit load |
| Fund Managers | Suyash Choudhary, Gautam Kaul |
The fund is managed by Suyash Choudhary and Gautam Kaul.
Source data date: as of 10 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | 0.10% | -4.06% |
| 3M | 1.71% | 1.37% |
| 1Y | 6.02% | -7.31% |
| 3Y | 7.37% | 6.07% |
| 5Y | 6.12% | 5.91% |
The recent pattern is constructive. Over 1 month and 3 months, the fund stayed positive, and the 3-month gain was modestly ahead of the benchmark. That suggests the portfolio has held up better than the benchmark in the near term, even though the one-month move was small.
The 1-year figure is the clearest contrast: the fund produced a positive return while the benchmark was negative. For a debt scheme, that kind of gap matters because it points to a more resilient path through a softer market backdrop.
Longer term, the fund has remained fairly consistent rather than explosive. The 3-year return is above the benchmark, and the 5-year return is also slightly ahead. Our view is that the fund has delivered a smoother compounding profile than the benchmark over time, with the recent window reinforcing that steadier behaviour.
At the same time, the return profile does not suggest a fund that is built to chase high upside. The pattern is more about preserving consistency across market phases, which is generally what many debt investors look for when they accept lower volatility in exchange for moderate returns.
Source data date: as of 10 Sep 2026
Should you BUY or HOLD Bandhan Corp Bond?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding Bandhan Corp Bond? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| Bandhan Corp Bond Fund Direct Growth Plan | 6.02% | 7.37% | 6.12% |
| Franklin India Corporate Bond Fund-A Direct Growth Plan | 6.51% | 8.09% | 6.76% |
| Baroda BNP Paribas Corp Bond Fund Direct Growth Plan | 6.35% | 7.83% | 6.27% |
| ICICI Pru Corp Bond Fund Direct Growth Plan | 6.21% | 7.54% | 6.81% |
| DSP Corp Bond Fund Direct Growth Plan | 6.19% | 7.41% | 6.04% |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
Against the peer set, the fund’s 1-year return is below the leaders in this group, although the gap is not large. Franklin India Corporate Bond Fund-A Direct Growth Plan and Baroda BNP Paribas Corp Bond Fund Direct Growth Plan both posted a somewhat stronger one-year figure.
The picture is more balanced over 3 years and 5 years. The fund is behind Franklin India Corporate Bond Fund-A Direct Growth Plan, Baroda BNP Paribas Corp Bond Fund Direct Growth Plan and ICICI Pru Corp Bond Fund Direct Growth Plan on both of those horizons, but it is ahead of DSP Corp Bond Fund Direct Growth Plan on the 5-year figure. That makes the longer-term comparison less flattering than the recent benchmark comparison, yet still respectable within the peer group.
In our view, the short-term story and the longer-term story do not fully match. The fund has looked more resilient versus the benchmark than versus the peer group, so investors may want to separate market-behaviour quality from pure return comparison.
Source data date: as of 10 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| Triparty Repo TRP_010926 | Cash & Cash Equivalents and Net Assets | 7.44% |
| 8.95% Reliance Industries Limited ** | Corporate Debt | 4.19% |
| 8.65% Reliance Industries Limited ** | Corporate Debt | 3.95% |
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 3.26% |
| 7.725% Larsen & Toubro Limited ** | Corporate Debt | 2.58% |
| 6.74% Small Industries Dev Bank of India ** | Corporate Debt | 2.52% |
| 7.34% Ultratech Cement Limited ** | Corporate Debt | 2.35% |
| 7.7% Bajaj Finance Limited ** | Corporate Debt | 2.3% |
| 7.3% GOI (MD 19/06/2053) | Government Securities | 2.26% |
| 7.48% National Bank for Agriculture and Rural Development | Corporate Debt | 2.2% |
The top 10 holdings account for approximately 33.05% of the portfolio.
To see all holdings, visit the Bandhan Corp Bond Fund Direct Growth Plan page
The largest disclosed holding is Triparty Repo TRP_010926 at 7.44%, which gives the fund a noticeable cash-and-liquidity buffer at the top of the book. After that, the weights step down fairly gradually rather than dropping off sharply, with the tenth holding still at 2.20%.
That spread suggests the visible holdings are not dominated by one or two positions alone. Several corporate debt lines sit in the 2% to 4% range, so individual names may influence performance, but the portfolio could be less sensitive to any single large position than a much more concentrated debt scheme.
At the same time, the top 10 holdings together make up about one-third of the portfolio, and the fund has 62 disclosed holdings in total. That combination points to a meaningful core at the top with a longer tail underneath, which may help diversify issuer-specific risk while still leaving the largest positions relevant.
Source data date: as of 10 Sep 2026
Who should invest
This fund is better suited to investors who are comfortable with Medium Risk and want a debt allocation that has shown fairly steady behaviour over time. The 1-year, 3-year and 5-year figures suggest consistency rather than dramatic jumps, and the benchmark comparison shows the fund has been more resilient in weaker stretches.
The main fit is for a medium- to long-term horizon, especially where the goal is to balance return potential with smoother movement than an equity-heavy option. The trade-off is clear: investors may accept moderate upside in exchange for a portfolio that leans toward stability, though the return path can still vary because the scheme holds corporate debt and other fixed-income instruments.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: No exit load.
Source data date: as of 10 Sep 2026
Frequently asked questions
What is the current NAV of Bandhan Corp Bond Fund Direct Growth Plan?
The current NAV is ₹21.2365 as of 10 Sep 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
The fund’s returns are 6.02% for 1 year, 7.37% for 3 years and 6.12% for 5 years.
How has it performed versus the benchmark?
It has been ahead of the benchmark on all the main periods shown here, including a positive 1-year return while the benchmark was negative over the same horizon.
How does it compare with peers on returns?
Its 1-year return is below several peer funds in the table, and its 3-year and 5-year figures are also behind the stronger peer results. It is still ahead of DSP Corp Bond Fund Direct Growth Plan on the 5-year figure.
Is there a minimum SIP amount?
Yes. The minimum SIP amount is ₹100.
Who manages the fund and what is the exit load?
The fund is managed by Suyash Choudhary and Gautam Kaul. There is no exit load.
Bottom line
Bandhan Corp Bond Fund Direct Growth Plan has shown a steadier return path than its benchmark, especially over the recent 1-year period, while the longer-term record remains moderate and consistent. Against peers, the recent and longer-term figures are solid but not the strongest in the set. The fund’s Medium Risk profile and corporate-debt-heavy top holdings make it more suitable for investors who want a disciplined debt allocation with some issuer concentration at the top, but without seeking aggressive upside.
Published on 11 September 2026 at 6:08 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.