Bandhan Aggressive Hybrid Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 11, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
Bandhan Aggressive Hybrid Fund Direct Growth Plan has a NAV of ₹32.01 as of 10 Sep 2026 and scheme AUM of ₹2,610 Cr. Its 1-year, 3-year and 5-year returns are 7.95%, 14.27% and 11.83%, respectively, and the fund sits in the High Risk bucket. Our view is that it has delivered a steadier long-term profile than its recent 1-year figure suggests, but the return path still reflects meaningful swings, so it fits investors who can stay invested through uneven phases.
The fund’s hybrid structure and sizeable equity exposure make the High Risk tag relevant, while the 65-holding portfolio and a meaningful allocation to financials, large-cap stocks and select debt instruments can help balance the ride. It may suit investors who want a multi-year holding period and can accept short-term volatility in exchange for a more balanced return pattern over time.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹32.01 as of 10 Sep 2026 |
| AUM | ₹2,610 Cr |
| Expense Ratio | 0.79% |
| Launch Date | 30 Dec 2016 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Hybrid |
| Exit Load | Nil for 10% of investment and 1 % for remaining investment on or before 12M |
| Fund Managers | Prateek Poddar, Harshal Joshi |
The fund is managed by Prateek Poddar and Harshal Joshi.
Source data date: as of 10 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -1.6% | -4.06% |
| 3M | 6.71% | 1.37% |
| 1Y | 7.95% | -7.31% |
| 3Y | 14.27% | 6.07% |
| 5Y | 11.83% | 5.91% |
Recent performance has been mixed but not weak in relative terms. Over 1 month, the fund fell less than the benchmark, and over 3 months it recovered much faster than the benchmark. That pattern suggests the portfolio has not moved in a straight line, but it has handled the latest short-term stretch better than the index.
The 1-year figure is especially notable because the fund stayed positive while the benchmark was negative. That gap matters for investors who compare hybrid funds against an equity index, since it shows the scheme has been able to cushion broad-market weakness better than the benchmark over the past year.
Over 3 years and 5 years, the fund still stays ahead of the benchmark on absolute return, which supports the case for patient holding periods. At the same time, the fund’s path is uneven: the recent 1-year stretch is lower than the 3-year figure, so the longer trend has been stronger than the most recent full-year outcome. For us, that points to a fund that can compound reasonably well, but with enough movement along the way to demand patience.
Source data date: as of 10 Sep 2026
Should you BUY or HOLD Bandhan Aggressive Hybrid?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding Bandhan Aggressive Hybrid? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| Bandhan Aggressive Hybrid Fund Direct Growth Plan | 7.95% | 14.27% | 11.83% |
| Bank of India Aggressive Hybrid Fund Direct Growth Plan | 15.71% | 17.16% | 14.99% |
| HSBC Multi Asset Active FOF Direct Growth Plan | 15.45% | 15.43% | 12.38% |
| Quant Aggressive Hybrid Fund Direct Growth Plan | 10.68% | 12.75% | 13.04% |
| Navi Aggressive Hybrid Fund Direct Growth Plan | 9.83% | 11.99% | 11.51% |
| HSBC Aggressive Hybrid Active FOF Direct Growth Plan | 9.12% | 12.58% | 11.02% |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639. The fund trails the stronger 1-year peer figures by a wide margin, especially versus Bank of India Aggressive Hybrid Fund Direct Growth Plan and HSBC Multi Asset Active FOF Direct Growth Plan. Its 3-year return is still competitive, and its 5-year return sits in a middle band among the available peers, so the story is more balanced than the short-term number alone suggests.
The key takeaway is that the fund looks less compelling on recent 1-year performance than on medium- and longer-term compounding. That split matters because peer comparisons do not tell one single story here: the short-term lag is clear, but the 3-year and 5-year figures remain solid enough to show that the scheme has not relied only on one good year.
Source data date: as of 10 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| Bandhan Low Duration Fund -Direct Pl-Growth | Domestic Mutual Funds Units | 6.27% |
| ICICI Bank Limited | Bank | 5.91% |
| HDFC Bank Limited | Bank | 4.4% |
| Reliance Industries Limited | Crude Oil | 4.06% |
| State Bank of India | Bank | 3.1% |
| NTPC Limited | Power | 2.8% |
| Mahindra & Mahindra Limited | Automobile & Ancillaries | 2.25% |
| 7.3% GOI (MD 19/06/2053) | Government Securities | 2.23% |
| 7.83% Bajaj Housing Finance Limited ** | Corporate Debt | 2.09% |
| Bajaj Finserv Limited | Finance | 2.08% |
The top 10 holdings account for approximately 35.19% of the portfolio.
To see all holdings, visit the Bandhan Aggressive Hybrid Fund Direct Growth Plan page
The largest holding is 6.27%, so no single position dominates the visible list. The next few holdings remain fairly close together, and the tenth holding is still a little above 2%, which tells us the weights step down gradually rather than dropping sharply after the first name. That pattern may help reduce single-stock dependence, although the fund can still be influenced by its larger equity positions.
With 35.19% of the portfolio represented by the top 10 holdings and 65 total holdings disclosed, the portfolio looks spread across a fairly long tail rather than concentrated in only a handful of positions. Even so, the first few names are large enough to matter, especially the bank holdings and the fund-of-funds style allocation at the top. In our view, this is a diversified enough layout to avoid extreme concentration, but not so broad that the leading positions lose importance.
Source data date: as of 10 Sep 2026
Who should invest
This fund is suited to investors who can accept High Risk classification and still hold through uneven short-term moves. The return pattern suggests that a multi-year horizon is more appropriate than a short trading-style approach, because the 3-year and 5-year numbers are more meaningful than the softer 1-year outcome.
The main trade-off is that you are taking equity-like volatility inside a hybrid structure in exchange for the possibility of steadier long-run compounding than the benchmark. Investors who prefer a smoother path may find the swings uncomfortable, while those who can tolerate fluctuations may value the blend of equity and debt exposure. The fund’s mix of large banks, quality operating companies and debt holdings also means it is not a pure equity story, which can appeal to investors seeking balance within a growth-oriented allocation.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load applies as nil for 10% of the investment and 1% for the remaining investment if units are sold on or before 12 months. There is no exit load after the holding period.
Source data date: as of 10 Sep 2026
Frequently asked questions
What is the current NAV of Bandhan Aggressive Hybrid Fund Direct Growth Plan?
The current NAV is ₹32.01 as of 10 Sep 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
Its 1-year return is 7.95%, its 3-year return is 14.27% and its 5-year return is 11.83%.
How has the fund performed versus NIFTY 50?
It has stayed ahead of NIFTY 50 across 1 year, 3 years and 5 years. The benchmark return is -7.31% over 1 year, 6.07% over 3 years and 5.91% over 5 years.
How does it compare with peer funds on recent returns?
Its 1-year return is below several peer returns, while its 3-year and 5-year figures remain competitive in the available peer set. That gives it a mixed but still credible medium-term profile.
Does the fund have a minimum SIP amount?
Yes, the minimum SIP amount is ₹100.
Who manages the fund and what is the exit load?
The fund is managed by Prateek Poddar and Harshal Joshi. Exit load is nil for 10% of the investment and 1% for the remaining investment if units are sold on or before 12 months, and there is no exit load after the holding period.
Bottom line
Bandhan Aggressive Hybrid Fund Direct Growth Plan shows a clear split between short-term and longer-term behaviour: the latest 1-year return is softer than the 3-year and 5-year figures, but it still stays ahead of the benchmark. Compared with peers, the recent number is less impressive, while the medium-term record remains more balanced. The High Risk label, gradual weight decline across the top holdings and broad 65-holding portfolio make it a fund for investors who can tolerate volatility and prefer a hybrid structure with meaningful long-term return potential.
Published on 11 September 2026 at 6:39 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.