Axis Children’s Fund-Compulsory Lock in Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- August 31, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
Axis Children’s Fund-Compulsory Lock in Direct Growth Plan has a NAV of ₹30.029 as of 10 Sep 2026 and a scheme AUM of ₹906 Cr. Its 1-year, 3-year and 5-year returns are 1.49%, 8.56% and 6.56%, and the fund sits in the High Risk category. Our view is that it suits investors who can accept sharp swings in return outcomes and who are comfortable with a long holding horizon rather than a short tactical allocation.
The recent return pattern is mixed, with the 1-year figure well below the longer 3-year and 5-year numbers, while the benchmark has been weaker over the same horizons. That makes this fund look more suitable for patient investors who want a solution-oriented allocation and can live with uneven shorter-term performance.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹30.029 as of 10 Sep 2026 |
| AUM | ₹906 Cr |
| Expense Ratio | 1.37% |
| Launch Date | 08 Dec 2015 |
| Min SIP | ₹1,000 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Solution Oriented |
| Exit Load | No exit load after holding period |
| Fund Managers | Jayesh Sundar, Devang Shah, Hardik Shah, Krishnaa N |
The fund is managed by Jayesh Sundar, Devang Shah, Hardik Shah and Krishnaa N.
Source data date: as of 10 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -2.15% | -4.06% |
| 3M | 4.56% | 1.37% |
| 1Y | 1.49% | -7.31% |
| 3Y | 8.56% | 6.07% |
| 5Y | 6.56% | 5.91% |
The fund has held up better than the benchmark over every period shown, even when recent returns were weak. The 1-month number is negative, but it is still better than the benchmark’s decline, which tells us the fund has recently been under pressure without fully breaking its relative edge.
At the 3-month and 1-year marks, the fund’s return profile looks cleaner than the index, which has been softer over the same spans. That matters because the trailing 1-year result is modest, yet it is still ahead of the benchmark by a wide margin. The gap suggests the strategy has been more resilient than Nifty 50, though not especially strong in absolute terms over the past year.
The longer record is steadier. The 3-year return is stronger than the 5-year return, which points to better medium-term compounding than the full five-year run. Even so, the 5-year return remains above the benchmark, so the fund has added value versus the index over a complete market cycle. For investors, the main takeaway is that this is not a smooth compounder, but it has done a better job than the benchmark across the observed periods.
Source data date: as of 10 Sep 2026
Should you BUY or HOLD Axis Children’s Fund-Compulsory Lock in?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding Axis Children’s Fund-Compulsory Lock in? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| Axis Children’s Fund-Compulsory Lock in Direct Growth Plan | 1.49% | 8.56% | 6.56% |
| SBI Children’s Fund-Investment Plan Direct Growth Plan | 15.74% | 20.9% | 21.22% |
| SBI Children’s Fund-Savings Plan Direct Growth Plan | 10.08% | 11.77% | 10.88% |
| LIC MF Children’s Fund Direct Growth Plan | 7.46% | 9.3% | 8.35% |
| Aditya Birla SL Bal Bhavishya Yojna Direct Growth Plan | 6.55% | 11.18% | 9.97% |
| Baroda BNP Paribas Children’s Fund Direct Growth Plan | 6.09% | Data not available | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639. The fund’s 1-year return is far below the stronger child-focused peer results, especially the SBI options, which have been materially ahead over the same period. That said, the longer record is less stark than the short-term picture: the 3-year and 5-year returns are still weaker than the leading peers, but they are not out of line with the broader set of available peer numbers.
What stands out is the split between short-term and longer-term comparison. The fund has stayed ahead of the benchmark, yet several peers have posted much stronger absolute returns, so the fund reads more as a steadier benchmark-relative option than a standout peer leader. The peer table suggests that investors comparing only child-oriented schemes may find a much wider return range than the benchmark comparison alone would imply.
Source data date: as of 10 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| 7.1% Government of India (08/04/2034) | Government Securities | 8.38% |
| ICICI Bank Limited | Bank | 5.04% |
| Reliance Industries Limited | Crude Oil | 4.6% |
| HDFC Bank Limited | Bank | 4.15% |
| 7.18% Government of India (14/08/2033) | Government Securities | 3.94% |
| State Bank of India | Bank | 2.49% |
| Infosys Limited | IT | 2.27% |
| 8.4% Muthoot Finance Limited (28/08/2028) ** | Corporate Debt | 2.19% |
| Mahindra & Mahindra Limited | Automobile & Ancillaries | 2.16% |
| Bharti Airtel Limited | Telecom | 2.11% |
The top 10 holdings account for approximately 37.33% of the portfolio.
To see all holdings, visit the Axis Children’s Fund-Compulsory Lock in Direct Growth Plan page
The largest holding is a 7.1% Government of India security maturing in April 2034 at 8.38%, which is large enough to matter but not dominant on its own. The next few positions are also meaningful, with ICICI Bank, Reliance Industries and HDFC Bank each above 4%, so the fund begins with a fairly balanced set of core exposures rather than one overwhelming anchor.
The weight drop from the first holding to the tenth is moderate rather than abrupt. That pattern suggests the portfolio may spread risk across several names instead of relying on one or two very large positions, although the government securities exposure and large financial holdings still point to a meaningful core allocation at the top.
Because the top 10 holdings sum to 37.33% and the fund discloses 64 holdings in total, the visible slice is spread across a long tail after the biggest positions. That can help dilute single-security influence, but it also means the portfolio may depend on how the rest of the smaller holdings behave over time.
Source data date: as of 10 Sep 2026
Who should invest
This fund fits investors who can tolerate High Risk and who have a long investment horizon. The 1-year return has been muted, but the 3-year and 5-year numbers are better, and all three periods have stayed ahead of the benchmark. That combination points to a fund that may suit patient investors more than those looking for smooth short-term compounding.
The main trade-off is clear: you may accept uneven performance in exchange for a strategy that has outpaced Nifty 50 over the observed periods. The mix of government securities, banks, and other large-cap holdings may also appeal to investors who want a diversified core, but they should still expect stretches where shorter-term returns look ordinary.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: No exit load after holding period.
Source data date: as of 10 Sep 2026
Frequently asked questions
What is the current NAV of Axis Children’s Fund-Compulsory Lock in Direct Growth Plan?
The current NAV is ₹30.029 as of 10 Sep 2026.
What are the 1-year, 3-year and 5-year returns?
The 1-year return is 1.49%, the 3-year return is 8.56% and the 5-year return is 6.56%.
How does the fund compare with Nifty 50?
It has stayed ahead of Nifty 50 across the 1-month, 3-month, 1-year, 3-year and 5-year periods shown. The margin is especially visible over 1 year, where the fund is positive while the benchmark is negative.
How does it compare with peer child-focused funds?
Its recent and long-term returns are below several peer schemes, especially the SBI children’s funds. The comparison is more favourable versus the benchmark than versus the strongest peers.
What is the minimum SIP amount?
The minimum SIP amount is ₹1,000.
Who manages the fund and what is the exit load?
The fund is managed by Jayesh Sundar, Devang Shah, Hardik Shah and Krishnaa N. The exit load is nil after the holding period.
Bottom line
Axis Children’s Fund-Compulsory Lock in Direct Growth Plan has a mixed near-term picture but a better longer-term record than its benchmark. Its 1-year return is modest, yet the 3-year and 5-year numbers are stronger, and the fund has remained ahead of Nifty 50 across all the periods shown. Relative to peers, however, several child-focused schemes have produced much higher returns. The portfolio is not overly concentrated in a single holding, but the top positions still matter, so the fund suits investors who can tolerate High Risk and prefer a longer horizon.
Published on 11 September 2026 at 5:52 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.