Aditya Birla SL Value Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- August 31, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
Aditya Birla SL Value Fund Direct Growth Plan has a NAV of ₹154.2428 as of 17 Sep 2026 and an AUM of ₹6,924 Cr. Its 1-year, 3-year and 5-year returns are 10.2%, 13.21% and 13.75%, and the scheme is tagged High Risk. Our view is that this looks like a value-oriented equity fund with a steadier long-term profile than its recent one-year phase, but the high-risk label means investors still need comfort with meaningful equity swings.
The fund has stayed ahead of the Nifty 50 across the 3-year and 5-year periods, while the latest 1-year stretch has been more modest. With 59 holdings and a top-heavy portfolio, it may suit investors who want an actively managed equity allocation and can hold through periods when shorter-term returns look uneven.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹154.2428 as of 17 Sep 2026 |
| AUM | ₹6,924 Cr |
| Expense Ratio | 1.0% |
| Launch Date | 01 Jan 2013 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Equity |
| Exit Load | 1% on or before 90D, Nil after 90D |
| Fund Managers | Kunal Sangoi |
The fund is managed by Kunal Sangoi.
Source data date: as of 17 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -1.51% | -3.66% |
| 3M | 1.26% | -3.71% |
| 1Y | 10.2% | -7.13% |
| 3Y | 13.21% | 5.82% |
| 5Y | 13.75% | 5.72% |
The recent pattern is better than the benchmark, even though the fund was negative over the latest month. That short dip matters, but it has been shallower than the benchmark’s decline over the same period, which suggests the portfolio has not been fully dragged down by the weaker market phase.
Over three months, the fund moved back into positive territory while the benchmark stayed negative. That gap matters because it shows the fund has been able to recover faster than the index in the near term, even if the monthly path has still been uneven.
The more important picture is the medium and long term. The 3-year and 5-year numbers both sit comfortably above the benchmark, and the 5-year return is slightly stronger than the 3-year figure, which points to a reasonably steady compounding pattern rather than a one-off burst. Our view is that the fund has shown resilience over time, but the recent 1-year return is softer than the longer-term trend would suggest, so short-term momentum has not matched the multi-year record.
For investors, that mix usually means the fund can behave better than the benchmark across a cycle, but it is still an equity scheme with noticeable month-to-month variation. The evidence here supports patience over quick-entry, quick-exit expectations.
Source data date: as of 17 Sep 2026
Should you BUY or HOLD Aditya Birla SL Value?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding Aditya Birla SL Value? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| LIC MF Value Fund Direct Growth Plan | 17.5% | 15.81% | 13.33% |
| Quant Value Fund Direct Growth Plan | 14.59% | 19.39% | Data not available |
| Aditya Birla SL Value Fund Direct Growth Plan | 10.2% | 13.21% | 13.75% |
| Mahindra Manulife Value Fund Direct Growth Plan | 8.65% | Data not available | Data not available |
| Axis Value Fund Direct Growth Plan | 6.14% | 17.07% | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
On a recent one-year view, the fund trails LIC MF Value Fund Direct Growth Plan and Quant Value Fund Direct Growth Plan, both of which have posted stronger 1-year returns. That said, the fund is still ahead of Mahindra Manulife Value Fund Direct Growth Plan and Axis Value Fund Direct Growth Plan over the same period, so the short-term picture is mixed rather than uniformly weak.
The longer-term comparison is more balanced. Its 3-year and 5-year returns are below LIC MF Value Fund Direct Growth Plan and Axis Value Fund Direct Growth Plan on the available figures, but still show a solid multi-year track record, especially given the benchmark context. The short-term and longer-term comparisons do not tell the same story: the recent year looks softer than some peers, while the multi-year record still points to durable compounding.
Source data date: as of 17 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| HDFC Bank Ltd. | Bank | 3.97% |
| Shriram Finance Ltd. | Finance | 3.58% |
| State Bank of India | Bank | 3.48% |
| ICICI Bank Ltd. | Bank | 3.37% |
| Swiggy Ltd. | Retailing | 3.22% |
| Welspun Corp Ltd. | Iron & Steel | 3.17% |
| Minda Corporation Ltd. | Automobile & Ancillaries | 3.07% |
| Reliance Industries Ltd. | Crude Oil | 2.93% |
| Tech Mahindra Ltd. | IT | 2.73% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 2.38% |
The top 10 holdings account for approximately 31.9% of the portfolio.
To see all holdings, visit the Aditya Birla SL Value Fund Direct Growth Plan page
The largest position is HDFC Bank Ltd. at 3.97%, which is meaningful but not dominant on its own. The gap from the first holding to the tenth is not extreme, which suggests the visible book is spread across several mid-sized positions rather than concentrated in a single outsized bet.
Because the top 10 account for 31.9% and the fund has 59 holdings in total, the portfolio likely has a long tail beyond the visible names. That structure may reduce dependence on any one stock, while still allowing a few larger positions to have greater influence on returns.
We also see a noticeable tilt toward banks, finance, and other cyclical or growth-sensitive businesses in the leading positions. That can support return generation when those areas are working, but it may also add variability if market sentiment shifts away from them.
Source data date: as of 17 Sep 2026
Who should invest
This fund fits investors who are comfortable with High Risk equity exposure and who can stay invested for at least a medium-to-long horizon. The 3-year and 5-year numbers show that the strategy has been able to compound better than the benchmark over time, but the latest 1-year stretch has been less impressive than the longer trend.
It may suit investors who want an actively managed value-oriented equity allocation and can accept uneven shorter-term performance in exchange for the possibility of stronger multi-year compounding. The main trade-off is that the fund has a top-heavy but still diversified portfolio, so returns may improve in favorable market phases and soften when the market rotates away from its style.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: 1% on or before 90D, Nil after 90D.
Source data date: as of 17 Sep 2026
Frequently asked questions
What is the current NAV of Aditya Birla SL Value Fund Direct Growth Plan?
The current NAV is ₹154.2428 as of 17 Sep 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
Its returns are 10.2% over 1 year, 13.21% over 3 years and 13.75% over 5 years.
How has it done versus the benchmark?
It has beaten the Nifty 50 over 3 years and 5 years, and it has also held up better over 1 month, 3 months and 1 year.
How does it compare with peer value funds on recent returns?
Its 1-year return trails LIC MF Value Fund Direct Growth Plan and Quant Value Fund Direct Growth Plan, but it is ahead of Mahindra Manulife Value Fund Direct Growth Plan and Axis Value Fund Direct Growth Plan on the available 1-year figures.
What is the minimum SIP amount?
The minimum SIP amount is ₹100.
Who manages the fund and what exit load applies?
Kunal Sangoi manages the fund. The exit load is 1% on or before 90D, and nil after 90D.
Bottom line
Aditya Birla SL Value Fund Direct Growth Plan shows a clearer long-term story than a short-term one. Its latest 1-year return is softer than its 3-year and 5-year record, yet the fund has still stayed ahead of the benchmark across the longer periods and holds up reasonably well against peers on the available multi-year figures. The portfolio is diversified across 59 holdings, with a notable tilt toward financials and other cyclical names, so the outcome may vary with market style.
Published on 18 September 2026 at 2:59 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.