Aditya Birla SL Aggressive Hybrid Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- August 31, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
Aditya Birla SL Aggressive Hybrid Fund Direct Growth Plan has a NAV of ₹1744.43 as of 08 Sep 2026 and an AUM of ₹7,209 Cr. Its 1-year, 3-year and 5-year returns are 2.52%, 10.05% and 8.31% respectively. The fund sits in the High Risk bucket, so it suits investors who can tolerate sharp swings and want a hybrid allocation rather than a steadier, lower-volatility path.
Our view is that the fund has been moderate over the long run, but the recent year has been weaker than its 3-year trend. That makes it better suited to patient investors who can hold through uneven stretches and are comfortable with a portfolio that still leans meaningfully on large financial and market-linked positions.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹1,744.43 as of 08 Sep 2026 |
| AUM | ₹7,209 Cr |
| Expense Ratio | 1.09% |
| Launch Date | 01 Jan 2013 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Hybrid |
| Exit Load | 1% on or before 90D, Nil after 90D |
| Fund Managers | Harshil Suvarnkar, Chanchal Khandelwal |
The fund is managed by Harshil Suvarnkar and Chanchal Khandelwal.
Source data date: as of 08 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -1.99% | -3.86% |
| 3M | 5.42% | 1.69% |
| 1Y | 2.52% | -5.72% |
| 3Y | 10.05% | 6.3% |
| 5Y | 8.31% | 6.05% |
The recent pattern is mixed, but not weak across the board. Over 1 month, the fund fell less than the benchmark, and over 3 months it recovered more strongly than the index. That tells us the shorter end of the record has had some resilience, even though it has not been smooth.
The 1-year figure is more important for the present tone of the fund. At 2.52%, the fund is positive while the benchmark is negative, so it has held up better through a difficult market backdrop. This gap matters because it shows the fund did not simply track the benchmark down in a weak year.
Over longer periods, the picture is more constructive. The 3-year return of 10.05% is ahead of the benchmark’s 6.3%, and the 5-year return of 8.31% also stays above the benchmark’s 6.05%. In our view, that supports a case for the fund as a steadier long-term compounder than its recent 1-year number alone would suggest.
The time pattern also suggests some volatility along the way rather than a straight upward path. That is consistent with the High Risk label: the fund has shown enough ups and downs that investors should expect uneven interim results, even when the longer horizon remains positive.
Source data date: as of 08 Sep 2026
Should you BUY or HOLD Aditya Birla SL Aggressive Hybrid?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding Aditya Birla SL Aggressive Hybrid? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| Aditya Birla SL Aggressive Hybrid Fund Direct Growth Plan | 2.52% | 10.05% | 8.31% |
| Bank of India Aggressive Hybrid Fund Direct Growth Plan | 16.94% | 17.32% | 15.2% |
| HSBC Multi Asset Active FOF Direct Growth Plan | 16.2% | 15.61% | 12.48% |
| Quant Aggressive Hybrid Fund Direct Growth Plan | 11.84% | 12.92% | 13.12% |
| Navi Aggressive Hybrid Fund Direct Growth Plan | 10.66% | 12.18% | 11.66% |
| HSBC Aggressive Hybrid Active FOF Direct Growth Plan | 9.69% | 12.74% | 11.11% |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.
The fund’s 1-year return is far below the peer set shown here, while the 3-year and 5-year figures are closer, though still below the stronger peer numbers. That creates a clear split between the recent period and the longer record. The short-term picture has lagged the better peer returns, but the medium-term record remains more respectable and does not look out of line with the broader group.
In our view, the main takeaway is that the fund’s long-term profile is better than its latest year suggests, yet the peer comparison still shows that other funds have delivered much stronger recent and multi-year compounding. Investors who focus on consistency across horizons may notice that the fund’s recent softness is more visible than its 3-year and 5-year history.
Source data date: as of 08 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| ICICI Bank Ltd. | Bank | 6.45% |
| HDFC Bank Ltd. | Bank | 4.63% |
| Reliance Industries Ltd. | Crude Oil | 3.68% |
| Bharti Airtel Ltd. | Telecom | 2.92% |
| State Bank of India | Bank | 2.77% |
| Axis Bank Ltd. | Bank | 2.65% |
| Bajaj Finance Ltd. | Finance | 2.02% |
| 8.92% Cholamandalam Investment & Finance Co. Ltd. (02/12/2034) ** | Corporate Debt | 2.01% |
| Mahindra & Mahindra Ltd. | Automobile & Ancillaries | 1.91% |
| Infosys Ltd. | IT | 1.88% |
The largest holding, ICICI Bank Ltd., stands at 6.45%, which is a meaningful but not overwhelming single-position weight. The next few positions step down gradually, with HDFC Bank at 4.63% and Reliance Industries at 3.68%, so the top end is important without being dominated by one name.
The tenth holding is 1.88%, which shows a clear drop from the largest position but not a collapse in weight. That pattern suggests the fund may spread risk across several influential holdings rather than concentrating everything in one or two positions. The listed top 10 account for approximately 30.92% of the portfolio, while the broader disclosure includes 67 holdings, so a sizable tail remains beyond the visible leaders.
That combination can matter for investors because the top holdings are likely to have greater influence on short-term movement, yet the longer list of holdings may temper single-stock dependence. We would read this as a moderately diversified hybrid allocation with a visible tilt toward financials and a mix of equity and debt-like exposure among the leading positions.
To see all holdings, visit the Aditya Birla SL Aggressive Hybrid Fund Direct Growth Plan page
Source data date: as of 08 Sep 2026
Who should invest
This fund suits investors who can tolerate High Risk and do not mind a choppy ride in exchange for long-term participation in equity markets. The 1-year record is modest, but the 3-year and 5-year results are better and sit ahead of the benchmark, which suggests the fund may reward patience more than short holding periods.
The main trade-off is that recent weakness versus stronger peer numbers may test investor patience even though the longer record is firmer. A medium to long investment horizon is more appropriate than a short one, especially for someone who wants a hybrid strategy with meaningful exposure to large financials and a portfolio that is not narrowly concentrated in a single holding.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: 1% if units are sold on or before 90 days. There is no exit load after that holding period.
Source data date: as of 08 Sep 2026
Frequently asked questions
What is the current NAV of Aditya Birla SL Aggressive Hybrid Fund Direct Growth Plan?
Its NAV is ₹1744.43 as of 08 Sep 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
The fund’s returns are 2.52% over 1 year, 10.05% over 3 years and 8.31% over 5 years.
How does the fund compare with the benchmark?
It has outpaced the benchmark over 1 year, 3 years and 5 years. The benchmark returns are -5.72%, 6.3% and 6.05% for those periods.
How does it compare with the listed peer funds?
Its recent and longer-term returns are below the stronger peer numbers shown here, especially on the 1-year measure. The 3-year and 5-year record is closer, but still not as strong as the leading peer figures listed.
What is the exit load?
The exit load is 1% if units are sold on or before 90 days. There is no exit load after 90 days.
Who manages the fund?
The fund is managed by Harshil Suvarnkar and Chanchal Khandelwal.
Bottom line
Aditya Birla SL Aggressive Hybrid Fund Direct Growth Plan looks stronger over 3 years and 5 years than it does over the latest year, and it has stayed ahead of the benchmark across the main time frames. The peer set shows that other funds have done much better on recent and longer-term returns, but this fund still has a workable long record. With a High Risk profile and a portfolio led by large financials, it suits investors who can stay patient through uneven periods and focus on a longer horizon.
Published on 9 September 2026 at 6:25 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.