Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&T Finance and Bajaj Finance
- November 13, 2026
- Posted by: Ankit Jaiswal
- Category: Best Stocks
Aditya Birla Capital Share Price: 33.8% CAGR in 3 Years as the Financial Services Group Compares With Muthoot Finance, L&T Finance and Bajaj Finance
Aditya Birla Capital previous close Rs 419.50. 3-year CAGR 33.8%. Up 2.4x since 10 Nov 2023. ROE 10.35%. Market cap Rs 1,14,455 crore.
Quick Answer
The Aditya Birla Capital share price closed at Rs 419.50 on 12 November 2026, a compounded annual return of 33.8% over three years. That compares with Muthoot Finance at 32.1%, L&T Finance at 26.1% and Bajaj Finance at 14.7%. The company has a market cap of Rs 1,14,455 crore and a P/E of 24.94 against an industry P/E of 17.97.
The Aditya Birla Capital share price has more than doubled in three years, which is the fastest three-year run among the four financial companies compared here. Aditya Birla Capital, based in Mumbai, is the financial services arm of the Aditya Birla Group and runs lending, asset management and insurance businesses.
This article compares that run with Muthoot Finance, L&T Finance and Bajaj Finance. We calculate the three-year CAGR for all four and set the results beside market cap, valuation, return on equity and debt, using prices adjusted for corporate actions. Lenders borrow money to lend it on, so the debt figure is a normal part of the model rather than a warning sign.
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How Much Has the Aditya Birla Capital Share Price Returned in 3 Years?
The Aditya Birla Capital stock closed at Rs 175.05 on 10 November 2023 and at Rs 419.50 on 12 November 2026. Rs 1 lakh invested three years ago would have grown to about Rs 2.40 lakh, which is a CAGR of 33.8%. This is a price return and leaves out dividends.
CAGR condenses a bumpy three-year ride into one yearly number, which is why it is the fairest way to compare companies of different sizes. A stock such as Aditya Birla Capital can look spectacular on a chart and still have earned a modest yearly return, so the compounded figure keeps the comparison honest.
The Aditya Birla Capital share price has also followed the growth of its lending book and the spread of its mutual fund and insurance businesses under one holding company.
Aditya Birla Capital vs Muthoot Finance, L&T Finance and Bajaj Finance: 3-Year CAGR Compared
The table ranks the companies by three-year CAGR. Prices on 10 November 2023 are adjusted for splits and bonuses, and the latest figures are the previous close on 12 November 2026.
| Company | Close on 10 Nov 2023 | Previous close (12 Nov 2026) | Price multiple | 3-year CAGR |
|---|---|---|---|---|
| Aditya Birla Capital | Rs 175.05 | Rs 419.50 | 2.4x | 33.8% |
| Muthoot Finance | Rs 1,273.25 | Rs 2,932.90 | 2.3x | 32.1% |
| L&T Finance | Rs 140.80 | Rs 282.39 | 2.0x | 26.1% |
| Bajaj Finance | Rs 738.67 | Rs 1,115.00 | 1.5x | 14.7% |
The Aditya Birla Capital stock leads the group at 33.8%, followed by Muthoot Finance at 32.1%, L&T Finance at 26.1% and Bajaj Finance at 14.7%. Aditya Birla Capital leads the group on three-year CAGR, followed by Muthoot Finance, L&T Finance and Bajaj Finance. By market cap it ranks third of the four, close behind Muthoot Finance.
Look at the Aditya Birla Capital share price alongside the peers as a snapshot of the last three years. It describes what happened, and valuation and earnings will decide what happens next.
Valuation and Quality Compared
| Company | Market cap | P/E | Industry P/E | ROE | Debt to equity |
|---|---|---|---|---|---|
| Bajaj Finance | Rs 6,91,517 crore | 31.34 | 17.97 | 17.61% | 4.08 |
| Muthoot Finance | Rs 1,17,470 crore | 9.53 | 17.97 | 27.77% | 4.10 |
| Aditya Birla Capital | Rs 1,14,455 crore | 24.94 | 17.97 | 10.35% | 4.62 |
| L&T Finance | Rs 70,732 crore | 20.58 | 17.97 | 11.70% | 4.23 |
By market cap, Bajaj Finance is the largest of the group at Rs 6,91,517 crore, while the Aditya Birla Capital stock stands at Rs 1,14,455 crore, about 17% of that size. On earnings, Aditya Birla Capital shares trade at a P/E of 24.94 against an industry P/E of 17.97, a premium of about 39%, which signals that the market expects faster earnings growth. Peer multiples are Muthoot Finance at 9.53, L&T Finance at 20.58 and Bajaj Finance at 31.34.
Return on equity is 10.35% for the Aditya Birla Capital stock, which ranks fourth among the four, and debt to equity stands at 4.62. Trailing EPS is Rs 16.76. Financial services groups are valued on return on equity and on the quality of their lending and fee businesses, so the P/E should be read together with ROE and the way the group funds its loans.
What Is Driving the Aditya Birla Capital Stock?
Aditya Birla Capital earns from several businesses under one roof. It lends to individuals and businesses through its non-banking finance and housing finance arms, runs a large asset management company and sells life and health insurance.
The mix of lending and fee-based businesses gives the group more than one way to grow. Its debt to equity of 4.62 mostly reflects the borrowing used to fund its loan book, which is common for a lender of this kind.
Followers of the Aditya Birla Capital share price usually track growth in the loan book, the assets managed by its mutual fund, premiums in insurance and the return on equity of the group as a whole.
How the Established Players Stack Up
Muthoot Finance is a Kochi-based company best known for loans against gold, with smaller businesses in housing finance and microfinance. It compounded at 32.1% a year, on a market cap of Rs 1,17,470 crore and an ROE of 27.77%.
L&T Finance is a Mumbai-based lender in the Larsen and Toubro group that focuses on rural, two-wheeler, small business and home loans. It compounded at 26.1% a year, on a market cap of Rs 70,732 crore and an ROE of 11.70%.
Bajaj Finance is a Pune-based lender that focuses on consumer durable loans, personal loans, small business finance and mortgages. It compounded at 14.7% a year, on a market cap of Rs 6,91,517 crore and an ROE of 17.61%.
What Should Investors Track Next?
Three things are worth watching on the Aditya Birla Capital share price. First, growth in the loan book. Second, assets managed and premiums in its fee-earning businesses. Third, the trend in return on equity.
At a P/E of 25, the stock trades above the industry P/E of 18, and its ROE is 10.35%, which is modest beside Muthoot Finance at 27.77%. Follow quarterly numbers closely.
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How to Compare Financial Services Stocks Yourself
You can repeat this exercise for any pair of stocks, including the Aditya Birla Capital stock against its peers. Note the adjusted closing price on the base date, take the latest close, divide one by the other, raise the result to the power of one third and subtract one. Then place the CAGR next to market cap, P/E against the industry P/E, ROE and debt to equity. Benchmark the result against the Nifty 50 as well, so you know whether the stock beat the broader market.
A stock that scores well on growth but weakly on quality, or the reverse, deserves closer study before it enters a portfolio. When tracking the Aditya Birla Capital share price, the same four checks give a more complete picture than price alone.
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The Fastest Three-Year Run in a Four-Company Financial Group
The Aditya Birla Capital share price compounded at 33.8% a year over three years, ahead of Muthoot Finance at 32.1%, L&T Finance at 26.1% and Bajaj Finance at 14.7%. Its market cap of Rs 1,14,455 crore ranks third of the four.
Muthoot Finance brings the highest ROE and the lowest P/E, while Bajaj Finance brings the largest market cap. Aditya Birla Capital brings a mix of lending, asset management and insurance. The choice depends on which business model you prefer.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
What is the Aditya Birla Capital share price today?
Ans. Aditya Birla Capital closed at Rs 419.50 on 12 November 2026, according to NSE data. It has a market cap of Rs 1,14,455 crore and a P/E of 24.94. Check live quotes before acting, as prices change every trading day.
What is the 3-year CAGR of the Aditya Birla Capital stock?
Ans. Aditya Birla Capital delivered a price CAGR of 33.8% over three years, moving from Rs 175.05 on 10 November 2023 to Rs 419.50 on 12 November 2026. The figure excludes dividends and uses adjusted closing prices.
Is Aditya Birla Capital better than Bajaj Finance?
Ans. Aditya Birla Capital delivered a higher three-year CAGR at 33.8% than Bajaj Finance at 14.7%. Bajaj Finance is much larger by market cap at Rs 6,91,517 crore against Rs 1,14,455 crore, trades at a higher P/E of 31.34 against 24.94 and has a higher ROE at 17.61% against 10.35%. The better choice depends on your view of each business.
What does Aditya Birla Capital do?
Ans. Aditya Birla Capital is a Mumbai-based financial services company in the Aditya Birla Group, with lending, asset management and insurance businesses.
Is the Aditya Birla Capital stock debt free?
Ans. The debt to equity ratio of the Aditya Birla Capital stock is 4.62 and its return on equity is 10.35%. Always check the latest balance sheet for current figures, as debt levels change with expansion plans.
Is Aditya Birla Capital expensive compared with the industry?
Ans. Aditya Birla Capital trades at a P/E of 24.94 against an industry P/E of 17.97. A higher multiple reflects expectations of faster growth, which the company must deliver through earnings.
Which financial services stock gave the highest return in 3 years?
Ans. Among the companies compared here, Aditya Birla Capital delivered the highest three-year CAGR at 33.8%, followed by Muthoot Finance at 32.1%. Past returns do not guarantee future performance.
How do I calculate CAGR for a stock?
Ans. Divide the latest price by the starting price, raise the result to the power of one divided by the number of years, and subtract one. Multiply by 100 for a percentage. Use split and bonus adjusted prices for accurate results.
