Aadhar Housing Finance Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook
- October 9, 2026
- Posted by: Ankit Jaiswal
- Category: Market
CMP Rs 449.85 (9 Oct 2026). 52W range Rs 427.30 to Rs 563.00. PE 17.33. 2027 base Rs 540, bull Rs 564.
Quick Answer
Aadhar Housing Finance share price prediction 2027 centres on a conservative case of Rs 517, a base case of Rs 540 and a bull case of Rs 564, against a current price of Rs 449.85. These targets scale today’s price by reported EPS growth at a constant PE multiple, so they rest on earnings the company has already delivered, not on broker forecasts. The base case implies 20.0% upside from today’s price. The daily technical setup reads bearish.
The Aadhar Housing Finance share price forecast comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 449.85 on NSE as of 9 October 2026, 20.1% below its 52-week high of Rs 563.00, after the company reported net profit of Rs 1,095.88 crore for FY26.
This Aadhar Housing Finance stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.
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Aadhar Housing Finance Share Price Today and Key Data
The Aadhar Housing Finance share price today is Rs 449.85 on NSE, down 0.16% on the day. The market capitalisation stands at Rs 19,778 crore. Over the past year the price has fallen 12.4% from Rs 513.75. Every Aadhar Housing Finance stock forecast figure below starts from this price.
| Metric | Value |
|---|---|
| Company | Aadhar Housing Finance (AADHARHFC) |
| Current Price | Rs 449.85 |
| 52-Week High | Rs 563.00 (6 July 2026) |
| 52-Week Low | Rs 427.30 (29 September 2026) |
| Market Cap | Rs 19,778 crore |
| PE Ratio | 17.33 |
| Industry PE | 17.72 |
| PB Ratio | 2.64 |
| EPS (TTM) | Rs 26.03 |
| Return on Equity | 14.53% |
| Debt to Equity | 2.49 |
| Dividend Yield | 0.00% |
| Book Value per Share | Rs 171.21 |
What Is the Aadhar Housing Finance Share Price Prediction for 2027?
The Aadhar Housing Finance share price prediction for 2027 is a conservative case of Rs 517, a base case of Rs 540 and a bull case of Rs 564. Against Rs 449.85, these imply 14.9% upside, 20.0% upside and 25.4% upside. They are model scenarios built from reported EPS growth, not broker targets.
| Scenario | EPS Growth Basis | EPS Estimate | PE Multiple | Implied Value | Upside vs Current Price |
|---|---|---|---|---|---|
| Conservative Case | Lower of FY26 growth (18.8%) and 4-year CAGR (22.7%) (capped at 15%) | Rs 29.93 (+15.0%) | Unchanged from today (price to EPS ratio kept constant) | Rs 517 | +14.9% |
| Base Case | Average of the two (capped at 20%) | Rs 31.24 (+20.0%) | Unchanged from today (price to EPS ratio kept constant) | Rs 540 | +20.0% |
| Bull Case | Higher of the two | Rs 31.94 (+22.7%) | Re-rated 2.3% toward industry PE of 17.72 (still at or below it) | Rs 564 | +25.4% |
Each target takes today’s price of Rs 449.85 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. The bull case also re-rates the PE multiple toward the industry level, because the stock trades below it. Together they form the Aadhar Housing Finance target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.
Aadhar Housing Finance Share Price Forecast: What Has to Go Right by 2027
Each Aadhar Housing Finance target price below depends on a specific EPS outcome, and the text states that outcome next to the number.
Conservative Case for the Aadhar Housing Finance Share Price Target: Rs 517
Reaching Rs 517 needs EPS to rise 15.0% to Rs 29.93 while the stock keeps its current PE multiple. That follows the slower 4-year EPS CAGR of 22.7%.
Base Case for the Aadhar Housing Finance Share Price Target: Rs 540
Reaching Rs 540 needs EPS to rise 20.0% to Rs 31.24, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 19.0% in Q1 FY27 is below that pace, so earnings need to speed up to reach this level.
Bull Case for the Aadhar Housing Finance Share Price Target: Rs 564
Reaching Rs 564 needs EPS to rise 22.7% to Rs 31.94 and the PE multiple to re-rate 2.3% toward the industry PE. That is above the 52-week high of Rs 563.00, so it would need a fresh breakout. A daily close above the nearest resistance level of Rs 470.41 (Supertrend) would be the first technical confirmation.
Aadhar Housing Finance Financial Performance: Revenue, Profit and Margins
Aadhar Housing Finance earned net profit of Rs 1,095.88 crore on revenue of Rs 3,686.88 crore in FY26, with profit up 20.2% and revenue up 18.6% compared with FY25. Diluted EPS was Rs 24.77 against Rs 20.85 a year earlier, and that earnings base anchors the Aadhar Housing Finance share price forecast.
| Year | Revenue (Rs Cr) | Net Profit (Rs Cr) | EPS (Rs) | Operating Margin | Net Margin |
|---|---|---|---|---|---|
| FY22 | 1,728.56 | 444.85 | 10.93 | 77.63% | 25.74% |
| FY23 | 2,043.52 | 544.76 | 13.39 | 73.97% | 26.66% |
| FY24 | 2,586.99 | 749.64 | 18.35 | 76.04% | 28.98% |
| FY25 | 3,108.91 | 911.83 | 20.85 | 76.31% | 29.33% |
| FY26 | 3,686.88 | 1,095.88 | 24.77 | 76.01% | 29.72% |
In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 997.19 crore against Rs 851.34 crore a year earlier (+17.1%), and the bottom line was a net profit of Rs 282.36 crore against a net profit of Rs 237.28 crore (+19.0%). Operating margin was 75.45% versus 75.95% in the year-ago quarter. Cash flow from operations was Rs -2,807.88 crore in FY26 against Rs -3,026.65 crore in FY25. Together these figures set the earnings base for the Aadhar Housing Finance share price prediction.
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Is Aadhar Housing Finance Overvalued or Undervalued Right Now?
Aadhar Housing Finance trades at a PE of 17.33 against an industry PE of 17.72, which places the stock in line with the industry average. The price-to-book ratio is 2.64 on a book value of Rs 171.21 per share. Return on equity of 14.53% means the company earns Rs 14.53 of profit for every Rs 100 of shareholder equity.
Debt to equity is 2.49, so borrowings equal about 249% of shareholder equity. No dividend was declared for FY26. This valuation context frames the Aadhar Housing Finance stock price prediction for 2027 without relying on any outside forecast.
Aadhar Housing Finance Stock Analysis: Technical Outlook
Aadhar Housing Finance stock trades below its 50-day SMA of Rs 472.20 and below its 200-day EMA of Rs 483.73, and the combined daily indicators read bearish. The 52-week high of Rs 563.00 was set on 6 July 2026, while the 52-week low of Rs 427.30 came on 29 September 2026.
| Indicator | Reading | Signal |
|---|---|---|
| RSI (14) | 41.02 | Weak momentum |
| MACD (12,26,9) | -6.63 vs signal -8.28 | Bullish |
| ADX (14) | 43.94 | Established trend |
| Supertrend (10,3) | Price below Rs 470.41 | Bearish |
| 50-day SMA | Rs 472.20 | Price below |
| 200-day EMA | Rs 483.73 | Price below |
The nearest support level sits at Rs 427.30 (52-week low). The nearest resistance level sits at Rs 470.41 (Supertrend) and Rs 472.20 (50-day SMA). A sustained move above the nearest resistance would support the Aadhar Housing Finance share price prediction 2027 base case, and this Aadhar Housing Finance stock analysis uses daily candles only. Chart signals add context to the Aadhar Housing Finance share price target without changing the earnings maths.
Aadhar Housing Finance Shareholding Pattern
Promoters hold 64.66% of Aadhar Housing Finance as of Jun 2026, down from 75.50% in Jun 2025 across the last 5 quarters. FII holding is 5.79% (up from 5.58% in Jun 2025) and DII holding is 9.93% (up from 8.44% in Jun 2025), which puts combined institutional holding at 15.72%. Public shareholders own 19.61%. Shareholding data is one input for any Aadhar Housing Finance stock forecast. Ownership is a useful cross-check on any Aadhar Housing Finance share price prediction.
Key Risks to the Aadhar Housing Finance Share Price Target for 2027
Earnings and Margin Risk
Operating margin has ranged from 73.97% to 77.63% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Aadhar Housing Finance stock forecast. Revenue was up 18.6% in FY26, and slower revenue growth would weigh on the profit path.
Size and Liquidity Risk
Market capitalisation stands at Rs 19,778 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Aadhar Housing Finance stock price target.
Balance Sheet Risk
Debt to equity of 2.49 means borrowings stand at about 249% of shareholder equity. A rise in borrowing costs or a jump in debt would weigh on profit and on the multiple behind the Aadhar Housing Finance share price forecast.
Technical Risk
The daily indicators read bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 427.30 (52-week low) would weaken the setup further.
Conclusion
This Aadhar Housing Finance stock analysis puts the share price target range for 2027 at Rs 517 to Rs 564, with a base case of Rs 540 against Rs 449.85 today. The inputs are a PE of 17.33 that sits in line with the industry average, EPS growth of 18.8% in FY26 and a daily technical setup that reads bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it.
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Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Aadhar Housing Finance Share Price Prediction 2027
What is the Aadhar Housing Finance share price target for 2027?
Ans. The Aadhar Housing Finance share price forecast for 2027 has a conservative case of Rs 517, a base case of Rs 540 and a bull case of Rs 564. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.
What is the Aadhar Housing Finance share price today?
Ans. Aadhar Housing Finance trades at Rs 449.85 on NSE as of 9 October 2026, down 0.16% on the day. The 52-week range is Rs 427.30 to Rs 563.00.
Is Aadhar Housing Finance a good stock to buy for 2027?
Ans. The data points in different directions: the PE of 17.33 is in line with the industry average, EPS grew 18.8% in FY26 and the daily technical setup reads bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.
Can Aadhar Housing Finance stock reach Rs 564 in 2027?
Ans. Reaching Rs 564 needs EPS to rise 22.7% from Rs 26.03 and the PE multiple to re-rate toward the industry PE of 17.72, plus a daily close above Rs 470.41 (Supertrend). This is a scenario, not a guarantee.
What are the support and resistance levels for Aadhar Housing Finance?
Ans. The nearest support levels are Rs 427.30 (52-week low), and the nearest resistance levels are Rs 470.41 (Supertrend) and Rs 472.20 (50-day SMA).
What are the main risks for Aadhar Housing Finance stock in 2027?
Ans. The main risks to the Aadhar Housing Finance share price forecast are a fall in operating margin from the 73.97% to 77.63% range seen since FY22, slower revenue growth after FY26 revenue was up 18.6%, and thin trading volumes. Debt to equity of 2.49 adds balance sheet sensitivity.
How is the Aadhar Housing Finance target price for 2027 calculated?
Ans. Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 15.0% growth, the base case 20.0% and the bull case 22.7%, all drawn from the company’s reported FY26 and 4-year EPS growth.
