HUDCO vs Union Bank of India vs Indian Overseas Bank: Which Stock Should You Track
- September 29, 2026
- Posted by: Kunal Singla
- Category: Market
Housing and Urban Development Corporation PE 8.19, mkt cap Rs 34,853 crore. Union Bank of India PE 6.35, mkt cap Rs 1,31,145 crore. Indian Overseas Bank PE 10.26, mkt cap Rs 61,063 crore.
Quick Answer
Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank is a side-by-side comparison of three companies from the NBFC and PSU Financial Institutions space. On this comparison, Housing and Urban Development Corporation carries a market capitalisation of about Rs 34,853 crore against Rs 1,31,145 crore for Union Bank of India and Rs 61,063 crore for Indian Overseas Bank, with return on equity of 18.36%, 15.57% and 16.78% respectively. Each company’s numbers are presented here without a declared better pick, since the right stock depends on an investor’s own criteria.
Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank starts with the core numbers most investors compare within the NBFC and PSU Financial Institutions segment: market capitalisation, valuation multiples, profitability and dividend yield. Figures below are sourced as of September 2026 and will shift with daily price moves.
All three names sit in the NBFC and PSU Financial Institutions bucket, which makes them a natural set to place side by side rather than a random trio of unrelated businesses.
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Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank: Company Overview
Housing and Urban Development Corporation is a listed Indian company in the NBFC and PSU Financial Institutions space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Union Bank of India is a listed Indian company in the NBFC and PSU Financial Institutions space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Indian Overseas Bank is a listed Indian company in the NBFC and PSU Financial Institutions space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank: Valuation and Profitability Snapshot
| Metric | Housing and Urban Development Corporation | Union Bank of India | Indian Overseas Bank |
|---|---|---|---|
| Market Cap (approx.) | Rs 34,853 crore | Rs 1,31,145 crore | Rs 61,063 crore |
| PE Ratio (TTM) | 8.19 | 6.35 | 10.26 |
| PB Ratio | 1.70 | 0.99 | 1.72 |
| Return on Equity (ROE) | 18.36% | 15.57% | 16.78% |
| EPS (TTM, Rs) | 21.26 | 27.04 | 3.09 |
| Dividend Yield | 3.48% | 2.91% | 0.00% |
| Debt to Equity | 6.45 | NA | NA |
| Book Value per Share (Rs) | 102.57 | 173.63 | 18.44 |
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On valuation, Housing and Urban Development Corporation trades at a PE of 8.19 and a PB of 1.70, Union Bank of India at a PE of 6.35 and a PB of 0.99, while Indian Overseas Bank trades at a PE of 10.26 and a PB of 1.72. On return on equity, the three post 18.36%, 15.57% and 16.78% respectively, and on dividend yield they stand at 3.48%, 2.91% and 0.00%.
Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank: Latest Quarterly Results
| Company | Latest Quarter Revenue | Latest Quarter Net Profit | YoY Change (Revenue) | QoQ Change (Revenue) |
|---|---|---|---|---|
| Housing and Urban Development Corporation | Rs 3,737.49 crore | Rs 851.11 crore | +26.9% | +3.1% |
| Union Bank of India | Rs 32,660.24 crore | Rs 5,368.17 crore | +2.2% | -0.0% |
| Indian Overseas Bank | Rs 10,937.80 crore | Rs 1,659.24 crore | +23.3% | +11.8% |
Quarterly figures above are the most recent reported quarter for each company (Q1 FY27, quarter ended June 2026), compared with the year-ago and preceding quarter.
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What Should Investors Look at Beyond These Numbers?
Beyond the metrics above, investors comparing these three nbfc and psu financial institutions names should track quarter-on-quarter revenue and margin trends, management commentary on demand and cost drivers, and any sector-specific regulatory developments, since a single-quarter snapshot can shift quickly.
Conclusion
Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank highlights how differently three companies in the same nbfc and psu financial institutions segment can score across valuation, profitability and dividend metrics, even when operating in a similar space. This comparison does not declare a winner; investors should weigh these figures against their own research and risk appetite. Please read the disclaimer below before making any investment decision.
Disclaimer: Data and figures in this article are sourced from publicly available information as of September 2026 and may not reflect real-time prices. Please verify all data independently before making any investment decision. This comparison does not recommend or endorse any single stock over another; investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on Housing and Urban Development Corporation vs Union Bank of India vs Indian Overseas Bank
What is the market cap difference between Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank?
Ans. As of September 2026, Housing and Urban Development Corporation has a market cap of approximately Rs 34,853 crore, Union Bank of India is at approximately Rs 1,31,145 crore, and Indian Overseas Bank is at approximately Rs 61,063 crore.
Which of the three has the highest PE ratio?
Ans. Among Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank, the PE ratios stand at 8.19, 6.35 and 10.26 respectively as of September 2026.
Which of the three has the highest ROE?
Ans. Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank post ROE of 18.36%, 15.57% and 16.78% respectively as of September 2026.
Which of these three stocks pays the highest dividend yield?
Ans. Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank carry dividend yields of 3.48%, 2.91% and 0.00% respectively.
What is the debt to equity ratio for Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank?
Ans. Housing and Urban Development Corporation carries a debt to equity of 6.45, Union Bank of India of NA, and Indian Overseas Bank of NA.
Which of the three trades at the highest price to book value?
Ans. Housing and Urban Development Corporation, Union Bank of India and Indian Overseas Bank trade at price to book ratios of 1.70, 0.99 and 1.72 respectively.
Is one of Housing and Urban Development Corporation, Union Bank of India or Indian Overseas Bank better than the others?
Ans. This comparison does not declare one stock better than another; each company scores differently across valuation, profitability and dividend metrics, and the right fit depends on an individual investor’s own criteria and research.
