SBI Cards And Payment Services (SBICARD) Share Price Falls 2.23% Today
- September 1, 2026
- Posted by: Harsh Piplani
- Category: News
SBI Cards And Payment Services Share Price fell to Rs 635.5 on 01 September 2026 at 1:49:25 PM IST, down 2.23% for the day. The Large Cap company’s market capitalisation stood at Rs 61,856.8 crore, and the session featured an intraday range from Rs 664.8 to Rs 635.4 with turnover of Rs 7.29 crore.
The supplied data confirms the move in the stock, but it does not establish a company-specific reason for the decline. That makes today’s action more useful as a market snapshot: investors can compare the one-day fall with valuation ratios, profitability measures and the company’s position within the Finance – NBFC industry.
For anyone tracking SBI Cards And Payment Services Share Price, the main questions now are whether the stock steadies near current levels, how its valuation compares with peers, and whether its return ratios continue to support a premium to much of the wider industry universe.
SBI Cards And Payment Services (SBICARD) Share Price Today: Price Action Analysis
| Metric | Value |
|---|---|
| Current Price | Rs 635.5 |
| Previous Close | Rs 650 |
| Today's Move | -Rs 14.50 (-2.23%) |
| Open | Rs 646.3 |
| High | Rs 664.8 |
| Low | Rs 635.4 |
| Turnover | Rs 7.29 crore |
| Market Capitalisation | Rs 61,856.8 crore |
| Market Cap Category | Large Cap |
SBI Cards And Payment Services Share Price Today reflects a clear single-session decline. The stock was at Rs 635.5 versus the previous close of Rs 650, a fall of Rs 14.5 or 2.23%. It opened at Rs 646.3, touched Rs 664.8 during the session, and later moved down to Rs 635.4, leaving it close to the day’s low at the captured time.
That path is notable because it shows that the stronger levels seen earlier in the day did not hold. The spread between the high and low also points to a relatively active session. Turnover of Rs 7.29 crore suggests visible participation, although the available data does not tie the move to any confirmed event or announcement.
As a Large Cap stock, today’s decline is being watched not only as a one-day move but also as a prompt to reassess how the current market price fits with the company’s fundamentals and standing inside its industry.
SBI Cards And Payment Services (SBICARD) Fundamental Analysis
| Metric | Value |
|---|---|
| Market Capitalisation | Rs 61,856.8 crore |
| P/E Ratio | 27.19x |
| P/B Ratio | 3.78x |
| ROE | 14.7% |
| ROCE | 11.75% |
| EPS | Rs 23.91 |
| Book Value Per Share | Rs 172.07 |
| Dividend Yield | 0.38% |
SBI Cards And Payment Services Fundamental Analysis shows a company with established scale and moderate-to-premium valuation metrics. At the current price, the stock trades at a P/E ratio of 27.19 and a P/B ratio of 3.78. These numbers describe what the market is paying for the company’s earnings and net worth at the supplied snapshot.
The profitability profile remains important. Return on equity stands at 14.7%, while return on capital employed is 11.75%. EPS is Rs 23.91 and book value per share is Rs 172.07. Dividend yield is 0.38%, which is a historical market-based reference rather than a forward commitment.
With market capitalisation of Rs 61,856.8 crore, the company remains firmly in the Large Cap category. That size, combined with profitability above broad industry medians, helps explain why the stock can attract attention even on a day when no specific catalyst is confirmed in the dataset.
Sector and Industry Context
| Metric | Value |
|---|---|
| Sector | Finance |
| Industry | Finance – NBFC |
| Benchmark Scope | same industry |
| Company P/E Ratio | 27.19x |
| Benchmark Median P/E | 20.48x |
| Benchmark Average P/E | 47.22x |
| Benchmark P/E Range | 0.5x to 736.68x |
| Company P/B Ratio | 3.78x |
| Benchmark Median P/B | 1.05x |
| Benchmark Average P/B | 1.45x |
| Company ROE | 14.7% |
| Benchmark Median ROE | 3.49% |
| Benchmark Average ROE | 2.36% |
| Company ROCE | 11.75% |
| Benchmark Median ROCE | 6.28% |
| Benchmark Average ROCE | 4.69% |
| Company Market Capitalisation | Rs 61,856.8 crore |
| Benchmark Median Market Cap | Rs 51.68 crore |
| Benchmark Average Market Cap | Rs 7,874.82 crore |
SBI Cards And Payment Services Share Price becomes easier to assess in an industry framework. The benchmark covers 285 companies in the same Finance – NBFC segment, providing a broad comparison base rather than a narrow one.
On valuation, the company’s P/E of 27.19 is above the industry median of 20.48 but below the industry average of 47.22. The average appears influenced by a very wide range of 0.5x to 736.68x across 218 companies with P/E data. On P/B, the company stands at 3.78 versus an industry median of 1.05 and average of 1.45 across 285 companies, indicating a clear premium on book value.
Profitability tells a stronger story. ROE of 14.7% is well above the industry median of 3.49% and average of 2.36. ROCE at 11.75% is also above the industry median of 6.28% and average of 4.69. In size terms, the market cap of Rs 61,856.8 crore is far ahead of the industry median of Rs 51.68 crore and above the average of Rs 7,874.82 crore. In short, the stock is priced above much of the broader industry, but it also posts stronger returns than the typical company in that universe.
Peer Comparison
| Company | Symbol | Market Cap (Cr) | P/E | P/B | ROE (%) | ROCE (%) |
|---|---|---|---|---|---|---|
| Bajaj Finance | BAJFINANCE | 6,70,535.28 | 32.65 | 5.58 | 18.54 | 10.87 |
| Shriram Finance | SHRIRAMFIN | 2,54,969.3 | 22.74 | 2.36 | 16.36 | 11.49 |
| Cholamandalam Investment and Finance Company | CHOLAFIN | 1,58,002.21 | 27.77 | 5.02 | 19.51 | 9.7 |
| JIO Financial Services | JIOFIN | 1,57,220.8 | 76.37 | 1.14 | 1.23 | 2.11 |
| Bajaj Holdings & Investment | BAJAJHLDNG | 1,25,493.45 | 14.33 | 1.73 | 14.41 | 14.81 |
SBI Cards And Payment Services Share Price also stands out when compared with large listed peers. Against Bajaj Finance, it trades at a lower P/E of 27.19 versus 32.65 and a lower P/B of 3.78 versus 5.58, though its ROE of 14.7% is below Bajaj Finance’s 18.54%. Its market cap is also much smaller than Bajaj Finance’s Rs 6,70,535.28 crore.
Versus Shriram Finance, the stock trades at a higher P/E than 22.74 and a higher P/B than 2.36, while ROE at 14.7% is below 16.36%. Against Cholamandalam Investment and Finance Company, the P/E is similar at 27.19 versus 27.77, but P/B is lower than 5.02 and ROE is lower than 19.51%.
JIO Financial Services trades at a far higher P/E of 76.37 despite much lower ROE and ROCE, while Bajaj Holdings & Investment trades at a lower P/E of 14.33 with ROE of 14.41% and higher ROCE of 14.81%. This puts the company in a middle zone: not the cheapest in the peer set, but also not the most expensive.
Why Investors Are Watching SBI Cards And Payment Services
- The stock fell 2.23% to Rs 635.5 and was trading close to the day low of Rs 635.4.
- It remains a Large Cap company with market capitalisation of Rs 61,856.8 crore.
- Valuation sits above broad industry medians at 27.19x earnings and 3.78x book value.
- ROE of 14.7% and ROCE of 11.75% are stronger than wider industry benchmark medians and averages.
- Peer data shows a mixed picture, with both cheaper and costlier comparables in the listed NBFC space.
About SBI Cards And Payment Services
SBI Cards And Payment Services is part of the Finance sector and falls within the Finance – NBFC industry in the supplied dataset. The benchmark universe used here covers 285 same-industry companies, which helps place the stock’s valuation and profitability in context.
Its market profile is significantly larger than the industry median and average, so daily moves in SBI Cards And Payment Services Share Price are often reviewed alongside broader peer and sector metrics rather than in isolation.
Track SBI Cards And Payment Services Share Price on Univest
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Readers following SBI Cards And Payment Services Share Price can use Univest to monitor live price action, market capitalisation, valuation ratios such as P/E and P/B, profitability measures including ROE and ROCE, and the stock’s standing against sector peers.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
Why did SBI Cards And Payment Services Share Price fall today?
Ans. The supplied data confirms that SBI Cards And Payment Services Share Price fell 2.23% to Rs 635.5 from the previous close of Rs 650, but it does not establish a company-specific catalyst for the decline.
What is SBI Cards And Payment Services Share Price Today?
Ans. SBI Cards And Payment Services Share Price Today is Rs 635.5 as of 01 September 2026 at 1:49:25 PM IST. The stock was down Rs 14.5 on the day, equal to a 2.23% decline.
What does today’s price action show for SBI Cards And Payment Services?
Ans. The stock opened at Rs 646.3, touched Rs 664.8, and later slipped to Rs 635.4. Trading near the day’s low suggests the earlier strength did not hold through the session.
What valuation ratios stand out for SBI Cards And Payment Services?
Ans. The key valuation ratios are a P/E of 27.19 and a P/B of 3.78. Both are above the industry median values in the supplied benchmark data. The company trades at a P/E ratio of 27.19x.
How does SBI Cards And Payment Services compare with Finance – NBFC peers?
Ans. Its P/E of 27.19 is lower than Bajaj Finance’s 32.65 and much lower than JIO Financial Services’ 76.37, but higher than Shriram Finance’s 22.74 and Bajaj Holdings & Investment’s 14.33. The peer set here also includes Cholamandalam Investment and Finance.
Is SBI Cards And Payment Services expensive relative to its industry?
Ans. On the supplied benchmark data, the stock trades above the broader industry median because its P/E of 27.19 exceeds 20.48 and its P/B of 3.78 is above 1.05. The stock belongs to the Finance sector.
