Star Health Insurance Q4 FY26 Results PAT Rs 111.34 Crore Total Income Rs 4545 Crore

April 29, 2026
Posted by: Harsh Piplani
Category: News

Star Health Insurance announced its Q4 FY26 financial results on April 28, 2026, posting a PAT of Rs 111.34 crore higher year-on-year, as the Health Insurance company delivered its January to March 2026 quarter earnings. Investors seeking live stock data, expert analysis, and research on Star Health Insurance Q4 FY26 results can track the stock at Star Health Insurance on Univest.

Table of Contents

Star Health Insurance Q4 FY26 Financial Highlights

Star Health and Allied Insurance Company reported Q4 FY26 standalone PAT of Rs 111.34 crore on total income of Rs 4,545.41 crore. The company, India’s largest standalone health insurer, maintained its market leadership as health insurance penetration expanded across retail and group segments.

Metric	Q4 FY26	Q4 FY25	Change
Revenue / Total Income	Rs 4,545.41 crore total income	Refer NSE filing	Grew (year-on-year growth)
PAT	Rs 111.34 crore	Refer NSE filing	Higher YoY
Full Year FY26 PAT	Refer annual filing	Refer filing	As reported
Dividend	Not declared	Refer filing	FY26 final

Star Health Insurance Q4 FY26 Performance Analysis

Star Health Insurance’s retail health insurance book continued to grow in Q4 FY26, with premium collection benefiting from both new policy growth and renewal premiums from its large existing customer base. Agent productivity improvement was a key focus.

Claims ratio management remained central to Star Health’s Q4 FY26 performance. The company uses technology-led claims processing and hospital network management to control loss ratios while improving customer service experience.

Also Read: How to Invest Via Univest

Full Year FY26 Business Summary

Management Outlook and FY27 Priorities

Star Health Insurance’s FY27 strategy focuses on digital distribution channel strengthening, senior citizen health products, and group health insurance for corporates and SMEs. Claims technology investments are aimed at improving combined ratios.

Conclusion

Star Health Insurance Q4 FY26 results reflect the company’s operational performance in the January to March 2026 quarter with PAT of Rs 111.34 crore. The Health Insurance company’s results are an important input for investors tracking the earnings season. Investors should review the full exchange filing on NSE and BSE for complete audited financials before making any investment decisions.

This article is for informational and educational purposes only. It is not investment advice. Please consult a SEBI registered investment advisor before making any investment decisions. Past performance is not indicative of future results.

Frequently Asked Questions FAQs

What was Star Health Insurance Q4 FY26 PAT?

Star Health Insurance reported Q4 FY26 PAT of Rs 111.34 crore, higher year-on-year. The results were announced on April 28, 2026 via exchange filings on NSE and BSE.

What was Star Health Insurance revenue in Q4 FY26?

Star Health Insurance reported Q4 FY26 revenue of Rs 4,545.41 crore total income (year-on-year growth). Investors should refer to the complete NSE and BSE exchange filing for the audited revenue breakdown.

Did Star Health Insurance declare a dividend for FY26?

As per available information, Star Health Insurance has not declared a dividend for FY26 in the Q4 results announcement. Refer to the official exchange filing for the latest update.

How did Star Health Insurance perform in FY26 overall?

FY26 saw continued growth in health insurance adoption in India, driven by awareness from the post-pandemic health-consciousness wave. Star Health maintained its leadership position while managing claims cost inflation from medical procedure and hospitalisation costs…. Investors can track the complete annual performance metrics in the company’s FY26 annual report and exchange filings.

What is the outlook for Star Health Insurance in FY27?

Where can I track Star Health Insurance stock and results?

Investors can track Star Health Insurance (NSE: STARHEALTH) share price, financial results, and analyst data on NSE India, BSE India, and financial platforms. The Q4 FY26 results were filed on April 28, 2026.

What sector does Star Health Insurance operate in?

Star Health Insurance operates in the Health Insurance sector in India. The company is listed on both NSE and BSE. Investors should review the company’s business model, competitive positioning, and risk factors before making any investment decision.

Is Star Health Insurance a good investment after Q4 FY26 results?

Whether Star Health Insurance is a good investment depends on your individual financial goals, risk tolerance, and investment horizon. The Q4 FY26 results provide one data point about the company’s performance. Please consult a SEBI registered financial advisor before making any investment decision.

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Author: Harsh Piplani

I am Harsh Piplani, an Assistant Content Manager with over 5 years of experience in crafting impactful, result-driven content. I hold a B.Com (Hons) degree and have worked across diverse industries, including education, fintech, healthcare, jewellery, and more. I specialise in content strategy, SEO, and optimisation, ensuring that every piece I create is not just well-written but also well-ranked. I believe content should do more than fill space so as to drive traffic, build authority, and support business growth. I enjoy turning complex ideas into clear, engaging narratives, and, as I like to say, I know how to spin words like a web to influence, structured, strategic, and impossible to ignore. For me, great content sits at the intersection of creativity and performance.