Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: NAV, Returns and Maturity Status Compared

Reliance Equity Linked Saving Fund – Series I NAV Rs 32.082, 12.32% CAGR since 2008. Sundaram Long Term Micro Cap Tax Ad NAV Rs 31.2144, 12.95% CAGR since 2017.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular comes down to one key fact before any number matters: only one of these two schemes is still active today. The Fund B scheme in this comparison continues to publish a daily NAV of Rs 31.2144 per the latest AMFI data, while Reliance Equity Linked Saving Fund – Series I matured in 2018 and paid out its investors at a final NAV of Rs 32.082.

That difference shapes what Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular means for you. If you hold units in either scheme, the lock in period has ended, so the choice is between redeeming now, holding until maturity, or reallocating toward an open ended ELSS fund that accepts fresh money and runs a SIP.

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Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: Quick Comparison Table

The table below sets out Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular on structure, NAV and verified returns computed from official AMFI NAV history.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: NAV and Live Performance

The Reliance Equity Linked Saving Fund – Series I side of Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular has compounded investor money at 12.32 percent per year since units were allotted in 2008, a total gain of about 219.8 percent to date. Based on AMFI NAV history, it has also delivered a 3 year CAGR of 5.98 percent and a 5 year CAGR of 15.44 percent.

The comparison fund in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular, Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Plan, has compounded at 12.95 percent per year since 2017, a total return of about 211.6 percent and is still adding to that figure today.

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Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: Maturity and Investment Status

Structurally, Reliance Equity Linked Saving Fund – Series I is a close ended ELSS. It accepted money only during its 2008 new fund offer, gave investors Section 80C tax benefits, and imposed a three year lock in. Since that lock in ended, unitholders have been free to redeem on any business day at NAV, and the scheme has since completed its full life cycle and matured.

The comparison fund in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular followed the same structure. It remains live and unitholders can redeem freely at the current NAV of Rs 31.2144 at any time before its eventual maturity.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: Which Fund Performed Better

On pure lifetime CAGR, Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular tilts toward Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Plan, which has compounded at 12.95 percent per year versus 12.32 percent per year for the other scheme. Entry and exit timing plays a real role here since ELSS NFOs launched in different market cycles naturally show different lifetime returns.

Total wealth created can tell a different story than annualised CAGR in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular. A scheme that has stayed invested longer compounds a larger absolute gain even at a lower annual rate, while a matured scheme locks in its return the moment it closes and forces the investor to find a new home for that money, which carries its own reinvestment risk.

The honest verdict from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is that both schemes broadly did their job as Section 80C tax savers. Each one delivered a healthy multi year return well ahead of inflation. The bigger lesson from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular sits in the close ended structure itself, not in which fund edged ahead.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular: Key Takeaways for Tax Saving Investors

Close ended ELSS schemes, as Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular shows, are largely a discontinued category today. You cannot add money after the NFO, you cannot run a SIP, and your exit at maturity may or may not land in a favourable market. Open ended ELSS funds solve all three problems while offering the same Section 80C benefit and the same three year lock in per instalment.

If you still hold either fund from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular, review it the way you would any equity fund. The lock in is over on both sides, so the choice between redeeming now and holding until maturity should rest on your goals, your tax situation on gains, and whether the money has a better destination. A SEBI registered investment adviser can help you weigh that call against your full portfolio.

Many investors researching Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular also want to know how the lock in and tax treatment compare before deciding where to hold their money.

For a reader evaluating Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular, the NAV figures above are the fastest way to see which scheme has compounded faster to date.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is a useful reference point whenever either scheme comes up in a broader ELSS portfolio review.

Anyone tracking Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular should note that neither scheme is open for new lump sum or SIP investment today.

The comparison in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is most useful for existing unitholders deciding whether to redeem, hold, or reinvest elsewhere.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular also matters for investors comparing Section 80C options across different fund houses before their next tax filing.

Reviewing Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular periodically helps existing unitholders track how each scheme is progressing relative to its own history.

Many investors researching Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular also want to know how the lock in and tax treatment compare before deciding where to hold their money.

For a reader evaluating Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular, the NAV figures above are the fastest way to see which scheme has compounded faster to date.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is a useful reference point whenever either scheme comes up in a broader ELSS portfolio review.

Anyone tracking Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular should note that neither scheme is open for new lump sum or SIP investment today.

The comparison in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is most useful for existing unitholders deciding whether to redeem, hold, or reinvest elsewhere.

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular also matters for investors comparing Section 80C options across different fund houses before their next tax filing.

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Conclusion

Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular ultimately does not favour one fund by a wide margin. Reliance Equity Linked Saving Fund – Series I shows a verified CAGR of 12.32 percent since 2008, while the comparison fund has compounded at 12.95 percent since 2017. Neither side of Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular accepts fresh money today, so for new tax saving investment in FY 2026-27, an open ended ELSS with a consistent track record is the practical route. Historically, disciplined ELSS investing has rewarded patience, but always consult a SEBI registered adviser before acting.

FAQs on Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular

In Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular, which fund performed better?

Ans. On lifetime CAGR, Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Plan finished ahead at about 12.95 percent per year, versus 12.32 percent per year for the other scheme in this comparison. Total wealth created can still favour the scheme that has stayed invested longer, even at a lower annual rate.

What is the latest NAV of Reliance Equity Linked Saving Fund – Series I in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular?

Ans. The final NAV of Reliance Equity Linked Saving Fund – Series I is Rs 32.082, per official AMFI data, declared in 2018 at maturity.

Is the comparison fund in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular still active?

Ans. Yes, it continues to publish a daily NAV of Rs 31.2144 per the latest AMFI data and remains open for redemption at any time.

Can I invest in either fund from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular today?

Ans. No fresh investment is possible in either scheme covered in Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular. Both are close ended ELSS schemes that accepted subscriptions only during their respective new fund offers, and neither is accepting or holding new investor money now.

What type of fund is Reliance Equity Linked Saving Fund – Series I?

Ans. Reliance Equity Linked Saving Fund – Series I is a close ended equity linked savings scheme, or ELSS, from Reliance Mutual Fund. Investments made during its NFO qualified for Section 80C tax deduction and carried a three year lock in period.

What returns has Reliance Equity Linked Saving Fund – Series I delivered?

Ans. Reliance Equity Linked Saving Fund – Series I has compounded at roughly 12.32 percent per year since its 2008 launch, a total gain of about 219.8 percent, with a 3 year CAGR of 5.98 percent per the latest AMFI NAV history.

What happened to investors in the Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular comparison at maturity?

Ans. At maturity, outstanding units were compulsorily redeemed at the prevailing NAV and the proceeds were paid to unitholders. This is the standard process for every close ended ELSS scheme once its tenure ends.

What is the key takeaway from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular?

Ans. The key takeaway from Reliance Equity Linked Saving Fund – Series I vs Sundaram Micro Cap Series IV Regular is that close ended ELSS schemes cannot take fresh money after their NFO, so investors comparing them today should treat this as a reference case rather than a live investment choice. An open ended ELSS fund with a consistent long term record is the practical route for new tax saving investment.