Muthoot Finance Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook
- October 9, 2026
- Posted by: Neeraj Pandey
- Category: Market
CMP Rs 2,617.00 (9 Oct 2026). 52W range Rs 2,559.60 to Rs 4,149.50. PE 8.97. 2027 base Rs 3,140, bull Rs 3,762.
Quick Answer
The Muthoot Finance share price forecast for 2027 centres on a conservative case of Rs 3,010, a base case of Rs 3,140 and a bull case of Rs 3,762, against a current price of Rs 2,617.00. These targets scale today’s price by reported EPS growth at a constant PE multiple, so they rest on earnings the company has already delivered, not on broker forecasts. The base case implies 20.0% upside from today’s price. The daily technical setup reads bearish.
Muthoot Finance share price prediction 2027 comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 2,617.00 on NSE as of 9 October 2026, 36.9% below its 52-week high of Rs 4,149.50, after the company reported net profit of Rs 10,606.87 crore for FY26.
This Muthoot Finance stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.
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Muthoot Finance Share Price Today and Key Data
The Muthoot Finance share price today is Rs 2,617.00 on NSE, up 2.24% on the day. The market capitalisation stands at Rs 1,02,816 crore. Over the past year the price has fallen 19.5% from Rs 3,249.50. Every Muthoot Finance stock forecast figure below starts from this price.
| Metric | Value |
|---|---|
| Company | Muthoot Finance (MUTHOOTFIN) |
| Current Price | Rs 2,617.00 |
| 52-Week High | Rs 4,149.50 (29 January 2026) |
| 52-Week Low | Rs 2,559.60 (8 October 2026) |
| Market Cap | Rs 1,02,816 crore |
| PE Ratio | 8.97 |
| Industry PE | 17.72 |
| PB Ratio | 2.53 |
| EPS (TTM) | Rs 285.39 |
| Return on Equity | 28.01% |
| Debt to Equity | 4.02 |
| Dividend Yield | 1.17% |
| Book Value per Share | Rs 1,011.33 |
What Is the Muthoot Finance Share Price Prediction for 2027?
The Muthoot Finance share price prediction for 2027 is a conservative case of Rs 3,010, a base case of Rs 3,140 and a bull case of Rs 3,762. Against Rs 2,617.00, these imply 15.0% upside, 20.0% upside and 43.8% upside. They are model scenarios built from reported EPS growth, not broker targets.
| Scenario | EPS Growth Basis | EPS Estimate | PE Multiple | Implied Value | Upside vs Current Price |
|---|---|---|---|---|---|
| Conservative Case | Lower of FY26 growth (98.6%) and 4-year CAGR (27.4%) (capped at 15%) | Rs 328.20 (+15.0%) | Unchanged from today (price to EPS ratio kept constant) | Rs 3,010 | +15.0% |
| Base Case | Average of the two (capped at 20%) | Rs 342.47 (+20.0%) | Unchanged from today (price to EPS ratio kept constant) | Rs 3,140 | +20.0% |
| Bull Case | Higher of the two (capped at 25%) | Rs 356.74 (+25.0%) | Re-rated 15.0% toward industry PE of 17.72 (still at or below it) | Rs 3,762 | +43.8% |
Each target takes today’s price of Rs 2,617.00 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. The bull case also re-rates the PE multiple toward the industry level, because the stock trades below it. Together they form the Muthoot Finance target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.
Muthoot Finance Share Price Forecast: What Has to Go Right by 2027
Each Muthoot Finance target price below depends on a specific EPS outcome, and the text states that outcome next to the number.
Conservative Case for the Muthoot Finance Share Price Target: Rs 3,010
Reaching Rs 3,010 needs EPS to rise 15.0% to Rs 328.20 while the stock keeps its current PE multiple. That follows the slower 4-year EPS CAGR of 27.4%.
Base Case for the Muthoot Finance Share Price Target: Rs 3,140
Reaching Rs 3,140 needs EPS to rise 20.0% to Rs 342.47, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 43.1% in Q1 FY27 is at or above that pace, which supports the target.
Bull Case for the Muthoot Finance Share Price Target: Rs 3,762
Reaching Rs 3,762 needs EPS to rise 25.0% to Rs 356.74 and the PE multiple to re-rate 15.0% toward the industry PE. That sits inside the 52-week range of Rs 2,559.60 to Rs 4,149.50. A daily close above the nearest resistance level of Rs 2,785.10 (Supertrend) would be the first technical confirmation.
Muthoot Finance Financial Performance: Revenue, Profit and Margins
Muthoot Finance earned net profit of Rs 10,606.87 crore on revenue of Rs 31,263.41 crore in FY26, with profit up 98.2% and revenue up 54.3% compared with FY25. Diluted EPS was Rs 263.79 against Rs 132.83 a year earlier, and that earnings base anchors the Muthoot Finance share price forecast.
| Year | Revenue (Rs Cr) | Net Profit (Rs Cr) | EPS (Rs) | Operating Margin | Net Margin |
|---|---|---|---|---|---|
| FY22 | 12,238.16 | 4,031.32 | 100.05 | 79.65% | 32.94% |
| FY23 | 11,975.00 | 3,669.77 | 89.98 | 77.04% | 30.65% |
| FY24 | 15,162.74 | 4,467.59 | 107.71 | 76.11% | 29.46% |
| FY25 | 20,265.09 | 5,352.36 | 132.83 | 73.25% | 26.41% |
| FY26 | 31,263.41 | 10,606.87 | 263.79 | 81.55% | 33.93% |
In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 8,694.81 crore against Rs 6,465.68 crore a year earlier (+34.5%), and the bottom line was a net profit of Rs 2,824.84 crore against a net profit of Rs 1,974.25 crore (+43.1%). Operating margin was 84.03% versus 78.20% in the year-ago quarter. Cash flow from operations was Rs -47,392.65 crore in FY26 against Rs -26,524.89 crore in FY25. Together these figures set the earnings base for the Muthoot Finance share price prediction.
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Is Muthoot Finance Overvalued or Undervalued Right Now?
Muthoot Finance trades at a PE of 8.97 against an industry PE of 17.72, which places the stock at a 49.4% discount to the industry average. The price-to-book ratio is 2.53 on a book value of Rs 1,011.33 per share. Return on equity of 28.01% means the company earns Rs 28.01 of profit for every Rs 100 of shareholder equity.
Debt to equity is 4.02, so borrowings equal about 402% of shareholder equity. The company declared a dividend of Rs 30.00 per share for FY26, a yield of 1.17% at the current price. This valuation context frames the Muthoot Finance stock price prediction for 2027 without relying on any outside forecast.
Muthoot Finance Stock Analysis: Technical Outlook
Muthoot Finance stock trades below its 50-day SMA of Rs 2,875.37 and below its 200-day EMA of Rs 3,078.02, and the combined daily indicators read bearish. The 52-week high of Rs 4,149.50 was set on 29 January 2026, while the 52-week low of Rs 2,559.60 came on 8 October 2026.
| Indicator | Reading | Signal |
|---|---|---|
| RSI (14) | 26.27 | Oversold |
| MACD (12,26,9) | -75.81 vs signal -60.88 | Bearish |
| ADX (14) | 38.74 | Established trend |
| Supertrend (10,3) | Price below Rs 2,785.10 | Bearish |
| 50-day SMA | Rs 2,875.37 | Price below |
| 200-day EMA | Rs 3,078.02 | Price below |
The nearest support level sits at Rs 2,559.60 (52-week low). The nearest resistance level sits at Rs 2,785.10 (Supertrend) and Rs 2,875.37 (50-day SMA). A sustained move above the nearest resistance would support the Muthoot Finance share price prediction 2027 base case, and this Muthoot Finance stock analysis uses daily candles only.
Muthoot Finance Shareholding Pattern
Promoters hold 73.35% of Muthoot Finance as of Jun 2026, unchanged across the last 5 quarters. FII holding is 11.61% (up from 10.84% in Jun 2025) and DII holding is 10.76% (down from 12.21% in Jun 2025), which puts combined institutional holding at 22.37%. Public shareholders own 4.29%. Shareholding data is one input for any Muthoot Finance stock forecast.
Key Risks to the Muthoot Finance Share Price Target for 2027
Earnings and Margin Risk
Operating margin has ranged from 73.25% to 81.55% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Muthoot Finance stock forecast. Revenue was up 54.3% in FY26, and slower revenue growth would weigh on the profit path.
Size and Liquidity Risk
Market capitalisation stands at Rs 1,02,816 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Muthoot Finance stock price target.
Balance Sheet Risk
Debt to equity of 4.02 means borrowings stand at about 402% of shareholder equity. A rise in borrowing costs or a jump in debt would weigh on profit and on the multiple behind the Muthoot Finance share price forecast.
Technical Risk
The daily indicators read bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 2,559.60 (52-week low) would weaken the setup further.
Conclusion
This Muthoot Finance stock analysis puts the share price target range for 2027 at Rs 3,010 to Rs 3,762, with a base case of Rs 3,140 against Rs 2,617.00 today. The inputs are a PE of 8.97 that sits at a 49.4% discount to the industry average, EPS growth of 98.6% in FY26 and a daily technical setup that reads bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it.
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Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Muthoot Finance Share Price Prediction 2027
What is the Muthoot Finance share price target for 2027?
Ans. The Muthoot Finance share price forecast for 2027 has a conservative case of Rs 3,010, a base case of Rs 3,140 and a bull case of Rs 3,762. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.
What is the Muthoot Finance share price today?
Ans. Muthoot Finance trades at Rs 2,617.00 on NSE as of 9 October 2026, up 2.24% on the day. The 52-week range is Rs 2,559.60 to Rs 4,149.50.
Is Muthoot Finance a good stock to buy for 2027?
Ans. The data points in different directions: the PE of 8.97 is at a 49.4% discount to the industry average, EPS grew 98.6% in FY26 and the daily technical setup reads bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.
Can Muthoot Finance stock reach Rs 3,762 in 2027?
Ans. Reaching Rs 3,762 needs EPS to rise 25.0% from Rs 285.39 and the PE multiple to re-rate toward the industry PE of 17.72, plus a daily close above Rs 2,785.10 (Supertrend). This is a scenario, not a guarantee.
What are the support and resistance levels for Muthoot Finance?
Ans. The nearest support levels are Rs 2,559.60 (52-week low), and the nearest resistance levels are Rs 2,785.10 (Supertrend) and Rs 2,875.37 (50-day SMA).
What are the main risks for Muthoot Finance stock in 2027?
Ans. The main risks to the Muthoot Finance share price forecast are a fall in operating margin from the 73.25% to 81.55% range seen since FY22, slower revenue growth after FY26 revenue was up 54.3%, and thin trading volumes. Debt to equity of 4.02 adds balance sheet sensitivity.
How is the Muthoot Finance target price for 2027 calculated?
Ans. Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 15.0% growth, the base case 20.0% and the bull case 25.0%, all drawn from the company’s reported FY26 and 4-year EPS growth.
