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- November 6, 2026
- Posted by: Chaitanya Auti
- Category: News
LIC Rs 393.20 (-3.63%) at 12:50 PM, 6 Nov. Previous close Rs 408. Day low Rs 390.50. Q2 FY27 profit near Rs 12,076 crore. Volume 69.3 lakh shares.
Quick Answer
LIC share price is down 3.63% at Rs 393.20 on the NSE at 12:50 PM IST on 6 November 2026, against a previous close of Rs 408. The fall follows the Q2 FY27 results announced on 5 November, which showed profit of about Rs 12,076 crore. The filings do not state a reason for today’s move, so the cause is not confirmed. Investors usually weigh value of new business, premium growth and the solvency ratio for a life insurer.
LIC share price is lower for the day despite LIC net profit of roughly Rs 12,076 crore in the Q2 results. At 12:50 PM IST on Friday, 6 November 2026, Life Insurance Corporation of India was quoted at Rs 393.20 on the NSE, down Rs 14.80 or 3.63% from the previous close of Rs 408.
The stock opened at Rs 404, which was also its high, and fell to Rs 390.50 on heavy trading volume of over 69 lakh shares. This article explains the LIC share price today against the LIC Q2 results and the Q1 base, and covers the measures that matter for a life insurer: value of new business, VNB margin, net premium income, solvency ratio and market share.
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LIC Share Price Today: The Session in Numbers
On the NSE, the LIC share price opened at Rs 404, touched Rs 404 as its day high and reached Rs 390.50 at the low. The last traded price of Rs 393.20 is therefore about 0.7% above the day’s low. On the BSE, the stock was at Rs 393.40, down 3.60%, so both exchanges show a similar move.
The LIC share price comes into the day after a weak month. A recent market report noted that the shares declined 7.3% in October, so today’s drop adds to existing pressure. A one-day move in the LIC share price after results is common, but it is rarely the full story.
LIC Q2 Results: Profit and Year-Ago Base
LIC net profit for Q2 FY27 was about Rs 12,076 crore, while one data provider lists Rs 12,114.78 crore. The gap likely reflects the difference between reporting bases or rounding, and the exact figure should be confirmed in the company’s filing on the exchanges. Against the standalone Q2 FY26 profit of Rs 10,053.39 crore, the rise is roughly 20%.
| LIC Metric | Figure | Source / Note |
|---|---|---|
| Q2 FY27 profit | About Rs 12,076 crore | Reported 5 Nov 2026; one data provider shows Rs 12,114.78 crore |
| Q2 FY26 profit (standalone) | Rs 10,053.39 crore | Year-ago base |
| Q2 FY26 profit (consolidated) | Rs 10,098.48 crore | Year-ago base |
| Q1 FY27 profit | Rs 13,492 crore | Quarter ended 30 June 2026 |
| Q1 FY27 value of new business | Rs 3,136 crore (+61%) | Net VNB margin 22.9% |
| Q1 FY27 solvency ratio | 2.42 | Regulatory measure of capital strength |
| Q1 FY27 first-year premium market share | 60.10% | Individual 38.89%, group 70.90% |
Source: company filings and published results coverage. Figures in Rs crore; please verify against the exchange filing.
Profit for the June quarter was higher at Rs 13,492 crore, so the September number is lower sequentially. An insurer’s quarterly profit can move with investment gains and the timing of bonus allocations, so analysts often look past it to operating measures.
What Drives the LIC Share Price: The Metrics That Matter
For the LIC share price, profit is only one piece of the picture. Value of new business, or VNB, measures the present value of profits from policies sold in the period. In Q1 FY27 it rose 61% to Rs 3,136 crore with a net VNB margin of 22.9%, a sharp improvement from 15.4% a year earlier. Whether that margin held in Q2 is the first thing to check in the new filing.
Net premium income shows the pace of business growth, and the solvency ratio shows capital strength. LIC’s solvency ratio stood at 2.42 in Q1. Market share by first-year premium, at 60.10% in Q1, shows how much of the industry’s new business the company wins against private rivals.
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Why Did the LIC Share Price Fall? What Is and Is Not Known
The exchange filings do not explain the share-price reaction, and this article does not attribute the fall to any specific cause. Possible readings include comparison with expectations, margin commentary or flows in a large public-sector holding. None of these is confirmed here.
What can be said is that the stock fell on high volume. The trading volume behind the LIC share price move, 69.3 lakh shares on the NSE by 12:50 PM, is large, and a high-volume decline is a stronger signal than a thin-volume dip. It does not tell us whether the move will continue.
How Investors Can Read the LIC Share Price After Results
Long-term holders usually separate the earnings outcome from the LIC share price reaction. They compare VNB, VNB margin, premium growth and solvency across quarters and read management commentary on product mix. Short-term traders focus on the day low of Rs 390.50 and the previous close of Rs 408 as reference points.
Anyone considering a position should check the full results filing, the investor presentation and the management call transcript. Univest’s stock page for LIC carries live prices and key ratios for quick comparison.
Download the Univest iOS App or Univest Android App to track LIC and other insurance stocks live.
Conclusion
LIC share price is down 3.63% at Rs 393.20 even though Q2 FY27 profit of about Rs 12,076 crore is roughly 20% above the year-ago base. The reason for the fall is not confirmed, so the sensible next step is to read the filing for VNB, margin and solvency. Verify all figures with the exchanges before making a decision.
Disclaimer: Data and figures in this article are sourced from publicly available information and company disclosures. These may or may not be accurate. Please verify all data independently before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
LIC Share Price and Q2 FY27 Results: Frequently Asked Questions
What is the LIC share price today?
Ans. LIC was quoted at Rs 393.20 on the NSE at 12:50 PM IST on 6 November 2026, down Rs 14.80 or 3.63% from the previous close of Rs 408. The day’s high was Rs 404 and the low was Rs 390.50. Check the live quote for the latest price.
What were LIC Q2 FY27 results?
Ans. LIC reported Q2 FY27 profit of about Rs 12,076 crore after its board met on 5 November 2026, and one data provider lists Rs 12,114.78 crore. Compared with the standalone Q2 FY26 profit of Rs 10,053.39 crore, the rise is roughly 20%. Confirm exact figures in the exchange filing.
Why is the LIC share price falling today?
Ans. The filings do not state a reason, and no cause is confirmed. The stock fell on heavy volume of about 69.3 lakh shares on the NSE by midday. It had also declined 7.3% in October, according to a market report.
What is LIC’s value of new business?
Ans. In Q1 FY27 LIC reported value of new business of Rs 3,136 crore, up 61%, with a net VNB margin of 22.9%. Q2 figures should be read in the new filing. VNB is a key measure of profitability of new policies.
What is LIC’s solvency ratio?
Ans. LIC’s solvency ratio was 2.42 in Q1 FY27, according to published results coverage. The solvency ratio compares available capital with the regulatory requirement. A higher ratio indicates a stronger capital buffer.
What is LIC’s market share?
Ans. LIC held 60.10% of first-year premium income in Q1 FY27, with 38.89% in individual business and 70.90% in group business. These shares can change each quarter. Check the latest filing for Q2 numbers.
Should I buy after the LIC share price fall?
Ans. A price fall alone is not a reason to buy or sell. Review VNB, premium growth, solvency and valuation, and consider your own risk profile. This article is educational and is not investment advice.