LIC Q1 FY27 Results Preview: What to Expect
- June 19, 2026
- Posted by: Ankit Jaiswal
- Category: News
LIC Q4 FY26: Revenue Rs 276,744 Cr | PAT Rs 23,467 Cr. Q1 FY27 Univest estimate: PAT Rs 11,400 Cr.
The LIC Q1 FY27 results preview from Univest Research, led by Kunal Singla, Associate Director, uses verified consolidated quarterly financial data consolidated data as its foundation. Q4 FY26 consolidated Revenue was Rs 276,744 Cr and PAT was Rs 23,467 Cr. Q1 FY27 Revenue is estimated at Rs 262,907 Cr and PAT at Rs 11,400 Cr using the seasonal ratio (Q1FY26/Q4FY25) applied to the Q4 FY26 base.
Estimation note: Primary ratio 0.575 distorted — switching to YoY fallback. Treat Q1 FY27 estimate as directional only.
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LIC Q1 FY27 Results Preview at a Glance
| Metric | Q4 FY26 Actual | Q1 FY27 Estimate (Univest Research) | Change |
|---|---|---|---|
| Revenue (Rs Cr) | 276,744 | 262,907 | -5.0% QoQ |
| PAT (Rs Cr) | 23,467 | 11,400 | -51.4% QoQ |
| Key Metric | 26.6% VNB margin Q4 FY26 / 21.2% FY26 full year | See body | Trend |
Revenue and PAT consolidated quarterly results. Sector metrics from LIC BSE/NSE exchange filing. Q1 FY27 figures are Univest Research estimates (seasonal ratio (Q1FY26/Q4FY25)) — not brokerage research. quarterly financial data consolidated PAT may differ from press release standalone PAT.
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LIC Q1 FY27 results preview Revenue Estimate: Rs 262,907 Cr
The LIC Q1 FY27 results preview revenue estimate of Rs 262,907 Cr is derived from Primary: Q4FY26 x (Q1FY26/Q4FY25) = 276,744 x 0.924. Q4 FY26 consolidated revenue of Rs 276,744 Cr and Q1 FY26 consolidated revenue of Rs 224,671 Cr are both sourced. The estimate reflects seasonal patterns observed in the previous year and is labelled as a Univest Research projection, not a brokerage consensus.
LIC Q1 FY27 results preview PAT Estimate: Rs 11,400 Cr
The LIC Q1 FY27 results preview PAT estimate of Rs 11,400 Cr is derived from Fallback YoY: Q1FY26 x (Q1FY26/Q1FY25) = 10,955 x 1.041. Q4 FY26 consolidated PAT of Rs 23,467 Cr is sourced. Q1 FY26 PAT was Rs 10,955 Cr and Q4 FY25 PAT was Rs 19,039 Cr (both ), confirming the seasonal basis. Actual Q1 FY27 PAT will depend on exceptional items, tax rates and provisioning levels not captured in this trend estimate.
Key Watchpoints in the LIC Q1 FY27 results preview
Key Margin Metric
Q4 FY26 margin was 26.6% VNB margin Q4 FY26 / 21.2% FY26 full year per the company exchange filing. The LIC Q1 FY27 results preview projects broadly stable performance into Q1 FY27.
Risks to the LIC Q1 FY27 results preview Estimate
Exceptional Items
The LIC Q1 FY27 results preview trend estimate does not account for one-time gains or losses. Any exceptional item in Q1 FY27 would cause actual PAT to deviate from the Rs 11,400 Cr estimate.
Macro Headwinds
Global uncertainty, commodity volatility and currency movements represent external risks to the LIC Q1 FY27 results preview. The Q4 FY26 base of Rs 23,467 Cr PAT may itself have benefited from or been hurt by factors that may not repeat in Q1 FY27.
LIC Q1 FY27 results preview: Conclusion
The LIC Q1 FY27 results preview from Univest Research projects Revenue at Rs 262,907 Cr and PAT at Rs 11,400 Cr for Q1 FY27, derived from seasonal ratio (Q1FY26/Q4FY25) applied to verified consolidated quarterly financial data Q4 FY26 actuals. These are Univest Research trend estimates, not brokerage research reports. All actuals in this LIC Q1 FY27 results preview are sourced consolidated quarterly results and the company’s BSE/NSE exchange filings.
When LIC Q1 FY27 results are declared, investors should compare the actual Revenue and PAT against the LIC Q1 FY27 results preview estimates and the historical quarterly data to assess the quarter’s performance.
Use the Univest quarterly financial data to Track LIC Live Data
With Q1 FY27 results season approaching, tracking LIC data can help you time decisions better. Use the tools below before results are declared.
Download the Univest iOS App or Univest Android App to track LIC live and get Q1 FY27 result alerts.
Disclaimer: Revenue and PAT actuals sourced consolidated quarterly results. Sector metrics sourced from company BSE/NSE exchange filings. Q1 FY27 figures are trend-based estimates by Univest Research — not brokerage research and not guaranteed. Investments in securities are subject to market risk. Educational content only. Univest (SEBI RA INH000013776).
Frequently Asked Questions on LIC Q1 FY27 Results Preview
What PAT does the LIC Q1 FY27 results preview estimate?
Ans. The LIC Q1 FY27 results projects PAT at Rs 11,400 Cr using YoY Q1-on-Q1 fallback (primary ratio distorted by exceptional) applied to Q4 FY26 consolidated PAT of Rs 23,467 Cr.
What revenue does the LIC Q1 FY27 results preview project?
Ans. The LIC Q1 FY27 results estimates revenue at Rs 262,907 Cr using seasonal ratio (Q1FY26/Q4FY25) applied to Q4 FY26 consolidated revenue of Rs 276,744 Cr.
What data sources power the LIC Q1 FY27 results preview?
Ans. The LIC Q1 FY27 results uses consolidated quarterly financial data for Revenue and PAT, and the company’s official BSE/NSE exchange filing for sector-specific metrics like NIM, GNPA, margins and volume growth.
Are the Q1 FY27 figures in the LIC Q1 FY27 results preview from a brokerage?
Ans. No. The Q1 FY27 figures in the LIC Q1 FY27 results are Univest Research trend estimates. They are not from Motilal Oswal, HDFC Securities, Kotak or any external brokerage research report.
What was Q4 FY26 performance ahead of the LIC Q1 FY27 results preview?
Ans. Q4 FY26 consolidated Revenue was Rs 276,744 Cr and PAT was Rs 23,467 Cr. Q1 FY26 Revenue was Rs 224,671 Cr and PAT Rs 10,955 Cr, providing the seasonal trend basis for the LIC Q1 FY27 results.
What are the key risks highlighted in the LIC Q1 FY27 results preview?
Ans. The LIC Q1 FY27 results identifies macro headwinds, base effect from Q4 FY26 performance, and sector-specific risks as the primary drivers that could push actual Q1 FY27 results above or below the Univest Research estimate.
When will actual results confirm the LIC Q1 FY27 results preview projections?
Ans. LIC Q1 FY27 results will be declared a few weeks after the quarter end, with the exact date notified on NSE and BSE. Track live LIC data on the Univest quarterly financial data to stay updated before the LIC Q1 FY27 results estimate is confirmed or revised.
