Karur Vysya Bank Share Price Target 2026: Stock Analysis, Share Price Today, Bull Case and Bear Case After Q1 FY27
- June 16, 2026
- Posted by: Neeraj Pandey
- Category: News
Karur Vysya Bank Rs 324.70 (5 Oct 2026 close). 52-week range Rs 209.51 to Rs 358.65. Q1 FY27 PAT Rs 756 cr, up 45%.
Quick Answer
The Karur Vysya Bank share price target for 2026 is Rs 318 to Rs 385, which is between 2 percent below and 19 percent above the last close of Rs 324.70, with bull and bear cases of Rs 418 to Rs 475 and Rs 195 to Rs 234. Karur Vysya Bank reported record Q1 FY27 profit of Rs 755.7 crore, up 44.9 percent, with net interest income up 31.8 percent to Rs 1,423 crore, advances up 17.1 percent to Rs 1,04,680 crore and gross NPA at 0.74 percent. Net interest margin was about 4.3 percent against guidance of 3.7 to 3.8 percent for FY27, and the stock trades at 11.4 times earnings against a sector average of 12.7 times. No brokerage price target was available on the sources we track as of 5 October 2026, so every range below is a Univest research scenario.
The Karur Vysya Bank share price target for 2026 is Rs 318 to Rs 385 in the Univest base case, with the stock at Rs 324.70 at the 5 October 2026 close. That is 9.5 percent below its 52-week high of Rs 358.65 and 55.0 percent above its 52-week low of Rs 209.51, and the stock moved up 43.3 percent over the past year. Karur Vysya Bank is a Tamil Nadu-based private sector bank with total business of Rs 2.27 lakh crore and a focus on retail, agriculture and MSME loans. Its return on equity is 19.5 percent.
Three things changed since the last update: Q1 FY27 results on 20 July showed record profit, the stock jumped 10.5 percent to Rs 332.65 the next day on heavy volume, and it hit a 52-week high of Rs 358.65 in the week of 24 August. This Karur Vysya Bank stock analysis covers the Karur Vysya Bank share price today, the Karur Vysya Bank share price target for 2026, 2027 and 2030, the Q1 FY27 numbers, catalysts and risks, key price levels and a Karur Vysya Bank buy or sell view.
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What Is the Karur Vysya Bank Share Price Target for 2026?
The 2026 target for Karur Vysya Bank shares is Rs 318 to Rs 385 in the Univest base case, which is -2.1% to +18.6% against the last close. The bull case is Rs 418 to Rs 475 and the bear case is Rs 195 to Rs 234. No brokerage price target was available on the sources we track as of 5 October 2026, so every range below is a Univest research scenario. Analyst consensus is used as a cross-check, not as the base.
Karur Vysya Bank Share Price Target Scenarios: Bull Case, Base Case and Bear Case
| Scenario | FY28E EPS | Target Multiple | Price Target (Rs) | Move vs Rs 324.70 |
|---|---|---|---|---|
| Bull Case | Rs 38 | 11x to 12.5x | 418 to 475 | +28.7% to +46.3% |
| Base Case | Rs 33.5 | 9.5x to 11.5x | 318 to 385 | -2.1% to +18.6% |
| Bear Case | Rs 26 | 7.5x to 9x | 195 to 234 | -39.9% to -27.9% |
FY28 EPS of Rs 33.50 in the base case compares with trailing EPS of Rs 28.40 and assumes advances growth near 15 percent with NIM easing toward 3.9 percent. The multiple used is near the sector average, and the stock trades at about 9.7 times the base estimate. The PE multiple used for each case is shown in the table, and the EPS estimate is a Univest assumption, not company guidance. Those assumptions set the Karur Vysya Bank share price target range around the current price.
Karur Vysya Bank Company Overview and Share Price Today as of 5 October 2026
Karur Vysya Bank share price today is Rs 324.70 on the NSE at the 5 October 2026 close, before the market opened on 6 October. The market capitalisation is Rs 31,365 crore, and the stock trades at 11.4 times earnings against a sector average of 12.7 times. The Univest base case Karur Vysya Bank share price target of Rs 318 to Rs 385 is -2.1% to +18.6% from here. The table below sets out the key numbers behind the Karur Vysya Bank share price target.
| Parameter | Value | Context |
|---|---|---|
| NSE Ticker | KARURVYSYA | BSE code 590003 |
| Sector | Private sector banking | Per Univest sector classification |
| Last Close (NSE) | Rs 324.70 | 5 Oct 2026 close |
| 52-Week High | Rs 358.65 | CMP is 9.5% below |
| 52-Week Low | Rs 209.51 | CMP is 55.0% above |
| 1-Year Return | About +43% | Weekly close Rs 226.59 on 10 Oct 2025 to Rs 324.7 |
| Market Capitalisation | Rs 31,365 crore | Mid cap private bank |
| Trailing P/E | About 11.4x | Industry P/E about 12.69x |
| P/B Ratio | About 2.22x | Book value Rs 145.96 per share |
| EPS (TTM) | Rs 28.40 | Trailing twelve months |
| Return on Equity | About 19.5% | Debt to equity Not applicable (bank) |
| Dividend Yield | About 0.8% | Dividend paid yearly |
| 12-Month Target (Base Case) | Rs 318 to Rs 385 | Univest base case |
| Bull Case | Rs 418 to Rs 475 | +28.7% to +46.3% |
| Bear Case | Rs 195 to Rs 234 | -39.9% to -27.9% |
Track live price, fundamentals and results for Karur Vysya Bank on the Univest Screener.
How Did Karur Vysya Bank Perform in Q1 FY27?
Karur Vysya Bank reported Q1 FY27 net profit of Rs 755.7 crore, up 44.9 percent from Rs 521.5 crore and up 4.2 percent from the previous quarter. Net interest income rose 31.8 percent to Rs 1,423 crore, the strongest growth in five years. Together these Q1 FY27 numbers anchor the Karur Vysya Bank share price target.
| Metric | Q1 FY27 | Context |
|---|---|---|
| Net Profit | Rs 755.7 crore | Up 44.9% YoY; up 4.2% QoQ |
| Net Interest Income | Rs 1,423 crore | Up 31.8% YoY |
| Net Interest Margin | About 4.3% | Against 3.86% a year ago |
| Advances | Rs 1,04,680 crore | Up 17.1% YoY |
| Gross NPA | 0.74% | Net NPA 0.19% |
| Total Business | Rs 2.27 lakh crore | Up 16% YoY |
Management expects deposit costs to rise 5 to 10 bps in Q2 and kept FY27 margin guidance of 3.7 to 3.8 percent under review, with Q2 margin guided above 4 percent. Provision coverage is about 96 percent. The FY27 outlook from management is the main input for these estimates. These numbers sit behind every range in the scenario table above, so they anchor the Karur Vysya Bank share price target.
Why Is Karur Vysya Bank Share Price Up 43 Percent in a Year?
Karur Vysya Bank shares are up about 43 percent in a year because profit has grown faster than the sector and asset quality is among the best. The stock jumped 8 percent in the week of 26 January 2026 on volume of 8.1 crore shares and rose another 11 percent the next week.
The Q1 FY27 profit record lifted it 9.4 percent in the week of 20 July, and it reached Rs 358.65 in the week of 24 August. Since then it has drifted to Rs 324.70 as margin guidance was kept at 3.7 to 3.8 percent. The Karur Vysya Bank share price target scenarios below account for that move.
Key Catalysts for the Karur Vysya Bank Share Price Target in 2026
4 catalysts matter most for the Karur Vysya Bank share price target, and sector tailwinds in Private sector banking are part of the case. Together they decide whether the base case is reached.
1. Margin Strength
Net interest margin near 4.3 percent is well above the 3.7 to 3.8 percent FY27 guidance. Holding even part of it supports EPS of Rs 33.50. If it plays out, the Karur Vysya Bank share price target moves toward the top of the base range.
2. Loan Growth
Advances grew 17.1 percent and crossed Rs 1 lakh crore. Retail, agriculture and MSME loans drive growth. Strength here would support the upper end of the Karur Vysya Bank share price target.
3. Asset Quality
Gross NPA of 0.74 percent, net NPA of 0.19 percent and provision coverage near 96 percent are best in class. Low credit costs lift profit. Delivery on this point keeps the Karur Vysya Bank share price target on track.
4. Branch Expansion
The bank is adding branches while keeping the cost to income ratio stable. Net interest income growth absorbs the cost. Better news here would lift the Karur Vysya Bank share price target toward the bull case.
What Are the Key Risks to the Karur Vysya Bank Share Price Target?
The main risks are margin compression, rising deposit costs, retail credit quality and a slowing market. Each can pull the Karur Vysya Bank share price target lower.
Margin Compression
Management guides to 3.7 to 3.8 percent for FY27 against 4.3 percent in Q1. A faster fall would cut profit growth. If it materialises, the Karur Vysya Bank share price target would slip toward the bear case.
Deposit Costs
Deposit costs are expected to rise 5 to 10 bps in Q2. Higher funding costs squeeze margin. This is the main downside risk to the Karur Vysya Bank share price target.
Retail Credit Quality
Gross NPA edged up from 0.66 percent a year ago. A bear case EPS of Rs 26 at 7.5 times would put the price near Rs 195. A worsening here would cut the Karur Vysya Bank share price target toward the low end of the range.
Market Slowdown
A sell-off in banks would hit the stock. It fell 9.7 percent in the week of 9 March. Watch it closely, because it can pull the Karur Vysya Bank share price target lower quickly.
Karur Vysya Bank Stock Analysis: Support and Resistance Levels for the Share Price Target
Karur Vysya Bank stock analysis on weekly charts shows a range of Rs 311 to Rs 340 since mid-September, with the stock near the middle.
The first support level is Rs 318 to Rs 321, the lows of the weeks of 21 September and 5 October. Below that, Rs 311 is the low of the week of 28 September, and a weekly close under Rs 318 would weaken the base.
The first resistance level is Rs 331 to Rs 336, the highs of the weeks of 5 October and 21 September. Above that, Rs 340 to Rs 352 marks the early-September and August levels and Rs 358.65 is the 52-week high. These levels come from weekly price action, are not trade recommendations, and frame the near-term Karur Vysya Bank share price target.
Karur Vysya Bank Share Price Target 2026, 2027 and 2030: Short, Medium and Long Term
Short-Term Karur Vysya Bank Share Price Target (3 to 6 Months)
In the near term the stock is likely to trade between Rs 311 and Rs 340, from the low of the week of 28 September to the mid-September high. A close above Rs 336 would put Rs 352 in play, while a weekly close under Rs 318 would put Rs 311 in play. The Q2 FY27 results are the main trigger. This range anchors the near-term Karur Vysya Bank share price target.
12-Month and 2027 Karur Vysya Bank Share Price Target
The 12-month target price is Rs 318 to Rs 385, valued on 9.5 to 11.5 times FY28 EPS of Rs 33.5. The range across scenarios runs from Rs 195 in the bear case to Rs 475 in the bull case.
Long-Term Karur Vysya Bank Share Price Target for FY29 to 2030
For FY29 to 2030 the Univest scenario range is Rs 399 to Rs 575. This assumes EPS of Rs 42 in FY29 and Rs 50 in FY30 and a multiple of 9.5 to 11.5 times. It needs advances growth near 17 percent and NIM to hold above 3.7 percent. This is the long-term Karur Vysya Bank share price target in the Univest scenarios.
Bull Case and Bear Case for Karur Vysya Bank Share Price Target
Bull Case Rs 418 to Rs 475
The bull case of Rs 418 to Rs 475 for the Karur Vysya Bank share price target needs EPS of Rs 38 and the market to pay 11 to 12.5 times for it. It is +28.7% to +46.3% from the last close.
Bear Case Rs 195 to Rs 234
The bear case of Rs 195 to Rs 234 for the Karur Vysya Bank share price target equals 7.5 to 9 times FY28 EPS of Rs 26 and sits near the Rs 209.51 low. It is -39.9% to -27.9% from the last close.
Is Karur Vysya Bank a Good Buy at Rs 325? Karur Vysya Bank Buy or Sell View
Whether Karur Vysya Bank is a buy at Rs 324.70 depends on horizon and risk appetite. The base case sits between 2 percent below and 19 percent above the current price, the stock is 9 percent below its high, and the open question is margin. The Karur Vysya Bank share price target range is the starting point for that decision.
Long-term holders may focus on loan growth, margin and asset quality, and treat Rs 318 as the level to watch. Short-term traders may prefer to wait for a close above Rs 336. Check institutional holding in the September quarter filing for signs of accumulation or selling. Consult a SEBI-registered advisor before acting, since this Karur Vysya Bank buy or sell view is educational.
How to Invest in Karur Vysya Bank Shares
Step 1: Check the live price, valuation and the latest Karur Vysya Bank share price target range on the Univest Screener.
Step 2: Open a demat and trading account with a SEBI-registered broker such as Univest before acting on any Karur Vysya Bank share price target.
Step 3: Search for KARURVYSYA on the NSE or 590003 on the BSE in your trading app.
Step 4: Place a limit order near your planned entry and size the position so a fall to Rs 195 is bearable.
Step 5: Track margin, loan growth and Q2 FY27 results and set price alerts on the Univest App to follow any change in the Karur Vysya Bank share price target.
Conclusion
Karur Vysya Bank closed at Rs 324.70 against a Univest base case share price target of Rs 318 to Rs 385, a bull case of Rs 418 to Rs 475 and a bear case of Rs 195 to Rs 234. Q1 FY27 delivered record profit of Rs 755.7 crore, up 44.9 percent, with gross NPA at 0.74 percent. The main risks are margin compression, deposit costs and retail credit quality.
The stock is 9.5 percent below its 52-week high, so the base case sits between 2 percent below and 19 percent above the current price. The triggers to watch are margin, loan growth and Q2 FY27 results and the Rs 318 and Rs 336 levels. Re-check the Karur Vysya Bank share price target after each quarterly result. Investors with a long horizon and tolerance for volatility can track these triggers, while others may prefer to size positions carefully.
Download the Univest iOS App or Univest Android App to track Karur Vysya Bank live price and get daily stock recommendations.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on Karur Vysya Bank Share Price Target 2026
What is the Karur Vysya Bank share price target for 2026?
Ans. The Karur Vysya Bank share price target for 2026 is Rs 318 to Rs 385 in the Univest base case, with a bull case of Rs 418 to Rs 475 and a bear case of Rs 195 to Rs 234. No brokerage target was available on the sources we track as of 5 October 2026, so these are Univest research scenarios. These are estimates and can change after the Q2 FY27 results.
What is the Karur Vysya Bank share price target for 2027?
Ans. The Karur Vysya Bank share price target for 2027 is Rs 318 to Rs 385 in the base case, valued on 9.5 to 11.5 times FY28 EPS of Rs 33.5. The scenario range runs from Rs 195 to Rs 475.
Is Karur Vysya Bank a good buy at Rs 324.70?
Ans. Whether Karur Vysya Bank is a good buy at Rs 324.70 depends on your horizon, risk appetite and how you read the Karur Vysya Bank share price target. Profit is up 45 percent with clean asset quality and a below-sector multiple, but margin is expected to ease. Consult a SEBI-registered advisor before investing.
What are the key risks to the Karur Vysya Bank share price target?
Ans. The key risks to the Karur Vysya Bank share price target are margin compression, deposit costs, retail credit quality and market slowdown. Management guides to 3.7 to 3.8 percent for FY27 against 4.3 percent in Q1. A faster fall would cut profit growth.
What are the key catalysts for the Karur Vysya Bank share price target?
Ans. The key catalysts for the Karur Vysya Bank share price target are margin strength, loan growth, asset quality and branch expansion. Net interest margin near 4.3 percent is well above the 3.7 to 3.8 percent FY27 guidance. Holding even part of it supports EPS of Rs 33.50.
Where can I track Karur Vysya Bank share price today and Karur Vysya Bank share price target updates?
Ans. You can track the live Karur Vysya Bank share price, results and any change to the Karur Vysya Bank share price target on the Univest Screener and the Univest App. Download the Univest iOS App or Univest Android App for research from SEBI-registered analysts.
What are Karur Vysya Bank’s 52-week high and low?
Ans. Karur Vysya Bank’s 52-week high is Rs 358.65 and its 52-week low is Rs 209.51, based on weekly NSE data. At Rs 324.70 the stock is 9.5 percent below the high and 55.0 percent above the low. Both levels frame the Karur Vysya Bank share price target.
How to buy Karur Vysya Bank shares?
Ans. Open a demat account with a SEBI-registered broker such as Univest, search for KARURVYSYA on the NSE or 590003 on the BSE, and place a limit order near your entry price, using the Karur Vysya Bank share price target range as a guide. Size the position so a fall to Rs 195 is bearable, and check the live price on the Univest Screener first.
