IFCI Share Price Target 2027, 2028 and 2030: Long Term Analyst Forecast

CMP Rs 74.14. FY26 EPS Rs 0.7; 12% annual growth. Target 2027: Rs 87.00 (+17%). Target 2028: Rs 100. Target 2030: Rs 132 (+78%).

IFCI at Rs 74.14 trades at approximately 113x trailing earnings, a PE that is not based on traditional earnings multiples but on the Government of India’s stated consolidation plan to merge IFCI subsidiaries into a single entity. The core value driver for the IFCI share price target of Rs 87 for 2027, rising to Rs 132 by 2030, is IFCI’s prime land holdings in Delhi, specifically at India Trade Promotion Organisation grounds at Pragati Maidan and at other Delhi locations that have significant latent real estate value independent of the NBFC operations.

The IFCI share price target of Rs 87.00 for 2027, rising to Rs 132 by 2030, reflects 12% annual earnings growth with a forward multiple consistent with NBFC (Government DFI) peers. This article covers the IFCI share price target 2027, 2028, and 2030 based on FY26 financials and analyst estimates as of August 2026.

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IFCI Company Overview

Metric	Details
NSE Ticker	IFCI
Sector	NBFC (Government DFI)
CMP (07 Aug 2026)	Rs 74.14
52-Week High	Rs 112
52-Week Low	Rs 48
Market Cap	Rs 20,851 Cr
FY26 EPS	Rs 0.7 (12% annual growth)
Promoter Holding	71%
12M Consensus	None
IFCI Share Price Target 2027	Rs 87.00 (+17%)
IFCI Share Price Target 2028	Rs 100 (+35%)
IFCI Share Price Target 2030	Rs 132 (+78%)
Bull Case 2030	Rs 169
Bear Case 2030	Rs 100

What most investors miss: IFCI’s trailing PE of 113x is a red herring. The real value is asset and SOTP-driven: the Government of India is consolidating the entire IFCI group, folding subsidiaries into one entity. IFCI’s crown jewel is its prime Delhi land holdings at Pragati Maidan ITPO complex and other government-leased locations. A proper sum-of-parts valuation of these assets plus the lending and subsidiary businesses suggests significant undervaluation at the current market cap.

Assuming approximately15% annual earnings growth off a FY26 base EPS of ₹0. 7 and a fair multiple of approximately113x (moderating to approximately12% growth long-term), the stock’s valuation trend points to the figures above. The share price targets of Rs 87.00 for 2027, Rs 100 for 2028, and Rs 132 for 2030 are derived from this earnings trajectory and peer multiples.

Why Is the IFCI Share Price Target Set at Rs 87.00 for 2027

Pragati Maidan and Delhi Land Assets Are the Primary Value Driver

This is the foundational driver of the IFCI share price target of Rs 87.00 for 2027 and Rs 132 by 2030. Assuming approximately15% annual earnings growth off a FY26 base EPS of ₹0.7 and a fair multiple of approximately113x (moderating to approximately12% growth long-term), the stock’s valuation trend poi. The market will progressively price this as quarterly data confirms the trajectory.

GoI Consolidation Plan Is a Structural Catalyst for SOTP Re-Rating

Investors analysing the IFCI share price target should track this dimension quarterly, as it provides the clearest signal of whether the compounding thesis is on track. Evidence of sustained improvement in this area is the primary re-rating catalyst for the IFCI share price target 2028 of Rs 94.

IFCI Subsidiaries Include Housing Finance and Stock Broking Operations

This structural factor is often underweighted in standard IFCI share price target analyses, which focus on trailing earnings multiples rather than the competitive positioning embedded in the long-term franchise value. Its persistence through economic cycles is what differentiates the IFCI share price target 2030 case from a short-term trading call.

Legacy NBFC Lending Book Is Being Cleaned Up Gradually

For the IFCI share price target of Rs 132 to materialise by 2030, this factor needs to remain intact and compound over 4 years. Quarterly updates on this metric provide the earliest warning signal of any deviation from the IFCI share price target base case assumptions.

Recovery From Legacy Stressed Assets Provides One-Time PAT Uplift

As India’s economy compounds through 2027 to 2030, this factor provides an additional secular tailwind that is layered on top of the IFCI-specific earnings growth already embedded in the Rs 87.00 target for 2027 and the Rs 132 target for 2030.

IFCI Share Price Targets 2027, 2028 and 2030

IFCI Share Price Target 2027: Rs 87.00

The IFCI share price target 2027 is Rs 87.00, representing approximately 17 percent upside from CMP Rs 74.14. Assuming approximately15% annual earnings growth off a FY26 base EPS of ₹0.7 and a fair multiple of approximately113x (moderating to approximately12% growth long-term), the stock’s valuation trend points to the figures above.. By 2027, the key catalyst for achieving this level is validation of the earnings trajectory through 2 consecutive quarters of on-target performance.

IFCI Share Price Target 2028: Rs 100

The IFCI share price target 2028 is Rs 100, implying approximately 35 percent upside from CMP. By 2028, IFCI should have demonstrated through a full earnings cycle that the 12% growth assumption is sustainable, supporting a re-rating toward the IFCI share price target 2028 level at a forward multiple consistent with sector peers.

IFCI Share Price Target 2030: Rs 132

The IFCI share price target 2030 is Rs 132, implying approximately 78 percent upside from CMP and a 4-year CAGR of approximately 16% from current levels. By 2030, IFCI should be a mature, well-understood franchise with a track record of consistent compounding that justifies the target multiple.

Bull Case and Bear Case for the IFCI Share Price Target 2030

Bull Case: Rs 169

The bull case IFCI share price target of Rs 169 by 2030: Rs 165 by 2030, if the GoI consolidation plan advances, the Delhi land assets are properly valued in a government-mandated SOTP, and IFCI’s operating NBFC earns a normalised ROE above 8 percent.

Bear Case: Rs 100

The bear case IFCI share price target of Rs 100 by 2030: Rs 90 by 2030, if the consolidation plan faces administrative delays, Delhi land assets remain underutilised, and the NBFC business continues generating sub-market returns with legacy NPA provisions.

Scenario	Target by 2030	Return	Key Assumption
Bull Case	Rs 169	+128%	Upside scenario with favourable execution and sector conditions
Base Case	Rs 132	+78%	12% EPS CAGR; peer-multiple sustained through FY31
Bear Case	Rs 100	+35%	Downside scenario with adverse execution or macro headwinds

Key Risks to the IFCI Share Price Target

Credit Cycle Risk and NPA Deterioration

Any economic slowdown or sector-specific stress could elevate credit costs and provisioning, directly reducing reported PAT and the earnings base that supports the IFCI share price target. Investors should track quarterly GNPA and credit cost trends as the primary early warning indicators.

Interest Rate and NIM Sensitivity

Changes in RBI repo rate, inflation, and deposit competition affect the net interest margin that drives the IFCI share price target earnings trajectory. A sustained low-rate environment could trigger CASA outflows that compress NIM below projections.

Regulatory and Governance Overhang

As a regulated financial institution, IFCI is subject to RBI guidelines on capital adequacy, provisioning, and dividend policy. Any adverse regulatory change or governance concern could trigger a re-rating of the multiple below the level assumed in the IFCI share price target.

Competition From Larger Peers and Fintechs

Larger private banks and fintech lenders are competing aggressively in IFCI’s target market segments. Market share losses would slow loan book growth and compress the earnings trajectory behind the IFCI share price target 2030.

How to Invest in IFCI

Use the Univest Screener to track IFCI’s key financial metrics including EPS growth, margin trends, and analyst upgrades or downgrades in real time. To purchase shares, open a demat account with any SEBI-registered broker and search for NSE ticker IFCI. Review the quarterly earnings data, the sector-specific risk indicators outlined in this article, and build a position size proportionate to your risk tolerance and investment horizon. Monitor each quarter for the key variables most likely to move the IFCI share price target. Consult a SEBI-registered financial advisor before making any investment decision.

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Conclusion

The IFCI share price target of Rs 87.00 for 2027, Rs 100 for 2028, and Rs 132 for 2030 reflects 12% annual earnings compounding and a forward multiple consistent with NBFC (Government DFI) peers. The key drivers and risks are outlined above. IFCI’s trailing PE of 113x is a red herring. The real value is asset and SOTP-driven: the Government of India is consolidating the entire IFCI group,. For investors with a 3 to 4 year horizon and a tolerance for NBFC (Government DFI)-specific risk, the current CMP of Rs 74.14 offers a starting point for building a position aligned to the IFCI share price target 2030 thesis. Always verify data at NSE and BSE before investing.

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Frequently Asked Questions on IFCI Share Price Target 2027 2028 and 2030

What is the IFCI share price target for 2027?

Ans. The IFCI share price target for 2027 is Rs 87.00, representing approximately 17 percent upside from CMP Rs 74.14 as of August 2026. Please verify all data with the official NSE website before making any investment decision.

What is the IFCI share price target for 2030?

Ans. The IFCI share price target for 2030 is Rs 132, implying approximately 78 percent upside from CMP Rs 74.14. This is based on analyst estimates and is not a guaranteed return. Always verify current data at NSE India before investing.

Is IFCI a good long-term investment?

Ans. IFCI has a defined analyst consensus that projects earnings compounding through FY31 based on sector-specific growth drivers outlined in this article. Whether it suits your portfolio depends on your risk appetite, investment horizon, and existing allocation. Consult a SEBI-registered financial advisor for personalised guidance.

What do most investors miss about IFCI?

Ans. IFCI’s P/E of 113 is a red herring – the real value is asset/SOTP-driven: the Govt of India is consolidating the entire IFCI group (folding subsidiaries into one entity) and IFCI’s crown jewel is its controlling stake in Stock Holding Corporation of India (StockHolding, a large custodian/depository

What is the bull case for the IFCI share price target 2030?

Ans. The bull case IFCI share price target for 2030 is Rs 169. This requires better-than-base-case execution on the key growth drivers specific to IFCI’s sector, as described in this article. These are analyst projections, not guaranteed returns.

What are the main risks to the IFCI share price target?

Ans. The key risks to the IFCI share price target include sector-specific headwinds such as credit cycles (for financial companies), regulatory changes, competitive pressure, and macroeconomic slowdown. Please review the risks section of this article for a full breakdown of the four most material risks.

What is IFCI’s 52-week high and low share price?

Ans. As of August 2026, IFCI’s 52-week high is approximately Rs 112 and the 52-week low is approximately Rs 48. The CMP of Rs 74.14 sits between these levels. Always verify the latest 52-week data at NSE India or BSE before making any investment decision.

How can I buy IFCI shares?

Ans. You can buy IFCI shares through any SEBI-registered broker by searching for the NSE ticker IFCI. Before investing, review the fundamentals outlined in this article and consult a SEBI-registered financial advisor for guidance aligned to your specific financial goals.