ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: NAV, Returns and Maturity Status Compared
- July 28, 2026
- Posted by: Ankit Jaiswal
- Category: News
ICICI Prudential R.I.G.H.T. Fund NAV Rs 39.09, 14.65% CAGR since 2009. SBI Long Term Advantage Fund NAV Rs 42.5791, 19.11% CAGR since 2018.
ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW comes down to one key fact before any number matters: only one of these two schemes is still active today. The Fund B scheme in this comparison continues to publish a daily NAV of Rs 42.5791 per the latest AMFI data, while ICICI Prudential R.I.G.H.T. Fund matured in 2019 and paid out its investors at a final NAV of Rs 39.09.
That difference shapes what ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW means for you. If you hold units in either scheme, the lock in period has ended, so the choice is between redeeming now, holding until maturity, or reallocating toward an open ended ELSS fund that accepts fresh money and runs a SIP.
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ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: Quick Comparison Table
The table below sets out ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW on structure, NAV and verified returns computed from official AMFI NAV history.
| Parameter | ICICI Prudential R.I.G.H.T. Fund | SBI Long Term Advantage Fund – Series IV |
|---|---|---|
| Fund house | ICICI Mutual Fund | SBI Mutual Fund |
| Category | Close ended ELSS | Close ended ELSS |
| Units allotted | 2009 | 2018 |
| Current status | Matured in 2019 | Live, matures around 2028 |
| Latest / final NAV | Rs 39.09 | Rs 42.5791 |
| CAGR since launch | 14.65% per year | 19.11% per year |
| Total return since launch | About 290.5% | About 308.4% |
| Lock in | 3 years (already over) | 3 years (already over) |
| Fresh investment allowed | No, NFO only scheme | No, NFO only scheme |
ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: NAV and Live Performance
The ICICI Prudential R.I.G.H.T. Fund side of ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW has compounded investor money at 14.65 percent per year since units were allotted in 2009, a total gain of about 290.5 percent to date. Based on AMFI NAV history, it has also delivered a 3 year CAGR of -5.92 percent and a 5 year CAGR of 10.67 percent.
The comparison fund in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW, SBI Long Term Advantage Fund – Series IV, has compounded at 19.11 percent per year since 2018, a total return of about 308.4 percent and is still adding to that figure today.
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ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: Maturity and Investment Status
Structurally, ICICI Prudential R.I.G.H.T. Fund is a close ended ELSS. It accepted money only during its 2009 new fund offer, gave investors Section 80C tax benefits, and imposed a three year lock in. Since that lock in ended, unitholders have been free to redeem on any business day at NAV, and the scheme has since completed its full life cycle and matured.
The comparison fund in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW followed the same structure. It remains live and unitholders can redeem freely at the current NAV of Rs 42.5791 at any time before its eventual maturity.
ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: Which Fund Performed Better
On pure lifetime CAGR, ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW tilts toward SBI Long Term Advantage Fund – Series IV, which has compounded at 19.11 percent per year versus 14.65 percent per year for the other scheme. Entry and exit timing plays a real role here since ELSS NFOs launched in different market cycles naturally show different lifetime returns.
Total wealth created can tell a different story than annualised CAGR in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW. A scheme that has stayed invested longer compounds a larger absolute gain even at a lower annual rate, while a matured scheme locks in its return the moment it closes and forces the investor to find a new home for that money, which carries its own reinvestment risk.
The honest verdict from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW is that both schemes broadly did their job as Section 80C tax savers. Each one delivered a healthy multi year return well ahead of inflation. The bigger lesson from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW sits in the close ended structure itself, not in which fund edged ahead.
ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW: Key Takeaways for Tax Saving Investors
Close ended ELSS schemes, as ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW shows, are largely a discontinued category today. You cannot add money after the NFO, you cannot run a SIP, and your exit at maturity may or may not land in a favourable market. Open ended ELSS funds solve all three problems while offering the same Section 80C benefit and the same three year lock in per instalment.
If you still hold either fund from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW, review it the way you would any equity fund. The lock in is over on both sides, so the choice between redeeming now and holding until maturity should rest on your goals, your tax situation on gains, and whether the money has a better destination. A SEBI registered investment adviser can help you weigh that call against your full portfolio.
Many investors researching ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW also want to know how the lock in and tax treatment compare before deciding where to hold their money.
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Conclusion
ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW ultimately does not favour one fund by a wide margin. ICICI Prudential R.I.G.H.T. Fund shows a verified CAGR of 14.65 percent since 2009, while the comparison fund has compounded at 19.11 percent since 2018. Neither side of ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW accepts fresh money today, so for new tax saving investment in FY 2026-27, an open ended ELSS with a consistent track record is the practical route. Historically, disciplined ELSS investing has rewarded patience, but always consult a SEBI registered adviser before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW
In ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW, which fund performed better?
Ans. On lifetime CAGR, SBI Long Term Advantage Fund – Series IV finished ahead at about 19.11 percent per year, versus 14.65 percent per year for the other scheme in this comparison. Total wealth created can still favour the scheme that has stayed invested longer, even at a lower annual rate.
What is the latest NAV of ICICI Prudential R.I.G.H.T. Fund in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW?
Ans. The final NAV of ICICI Prudential R.I.G.H.T. Fund is Rs 39.09, per official AMFI data, declared in 2019 at maturity.
Is the comparison fund in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW still active?
Ans. Yes, it continues to publish a daily NAV of Rs 42.5791 per the latest AMFI data and remains open for redemption at any time.
Can I invest in either fund from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW today?
Ans. No fresh investment is possible in either scheme covered in ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW. Both are close ended ELSS schemes that accepted subscriptions only during their respective new fund offers, and neither is accepting or holding new investor money now.
What type of fund is ICICI Prudential R.I.G.H.T. Fund?
Ans. ICICI Prudential R.I.G.H.T. Fund is a close ended equity linked savings scheme, or ELSS, from ICICI Mutual Fund. Investments made during its NFO qualified for Section 80C tax deduction and carried a three year lock in period.
What returns has ICICI Prudential R.I.G.H.T. Fund delivered?
Ans. ICICI Prudential R.I.G.H.T. Fund has compounded at roughly 14.65 percent per year since its 2009 launch, a total gain of about 290.5 percent, with a 3 year CAGR of -5.92 percent per the latest AMFI NAV history.
What happened to investors in the ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW comparison at maturity?
Ans. At maturity, outstanding units were compulsorily redeemed at the prevailing NAV and the proceeds were paid to unitholders. This is the standard process for every close ended ELSS scheme once its tenure ends.
What is the key takeaway from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW?
Ans. The key takeaway from ICICI Prudential R.I.G.H.T. Fund vs SBI Series IV IDCW is that close ended ELSS schemes cannot take fresh money after their NFO, so investors comparing them today should treat this as a reference case rather than a live investment choice. An open ended ELSS fund with a consistent long term record is the practical route for new tax saving investment.
