Groww Value Fund Review: Plans, NAV, Returns and Portfolio Analysis 2026

Groww Value Fund has 10 plan/option variants. Representative NAV Rs 33.3729 (20-Jul-2026). Category Value Fund. Risk Very High.

Groww Value Fund is a value fund offered by Groww Mutual Fund, available in Direct and Regular Plans across Growth. The scheme aims to generate long term capital appreciation by following a value investment strategy, investing at least 65% in equity and equity related instruments of companies that appear undervalued relative to their intrinsic worth. With multiple variants, Groww Value Fund lets investors choose between different cost structures and payout approaches within the same base scheme.

This article reviews Groww Value Fund across all its available plans and options, covering the latest NAV, expense ratio, portfolio approach, performance, exit load and investor suitability, based on publicly available data as of August 2026.

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Groww Value Fund Plans and Options Available

Groww Value Fund is offered across 10 scheme codes. The table below lists all available variants with ISIN codes and latest NAV figures.

Investment Objective and Portfolio Approach

Groww Value Fund seeks to generate long term capital appreciation by following a value investment strategy, investing at least 65% in equity and equity related instruments of companies that appear undervalued relative to their intrinsic worth.

In terms of portfolio construction, the scheme holds at least 65% in equity and equity related instruments of companies that the fund manager considers undervalued relative to their fundamental worth, typically using metrics such as price to book, price to earnings and dividend yield.

Groww Value Fund Performance and Returns

Groww Value Fund has delivered returns that are dependent on the fund manager’s portfolio decisions, market conditions and the expense ratio differential between plans; investors should check the latest factsheet for current figures. Performance across individual plans and options may vary slightly due to differing expense ratios and whether gains are paid out under the IDCW option or reinvested under the Growth option.

The Direct Plan of any mutual fund typically delivers a slightly higher return than the Regular Plan of the same scheme over time, since it charges a lower expense ratio by excluding distributor commission. Investors should review the latest scheme factsheet from the AMC for current performance figures.

Direct Plan vs Regular Plan: Key Differences in Groww Value Fund

The Direct Plan of Groww Value Fund is available for investors transacting directly with the AMC or through a registered investment advisor, and carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener.

Over longer holding periods, the compounding effect of this cost difference can be meaningful, which is why cost conscious investors often prefer the Direct Plan when they are comfortable transacting without distributor support.

Growth Option vs IDCW Option in Groww Value Fund

The Growth option of Groww Value Fund reinvests any gains back into the scheme NAV, supporting long term wealth compounding for investors who do not need periodic payouts.

The IDCW option of Groww Value Fund distributes available surplus to unit holders according to the chosen frequency, subject to the fund house declaring a distribution. Payouts under any IDCW option are not guaranteed and depend on distributable surplus.

Expense Ratio and Exit Load

The expense ratio for the Regular Plan of the scheme is not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, while the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. This is the annual fee deducted from the scheme’s assets.

The exit load on the scheme is typically 1% exit load on redemptions within 12 months; investors should confirm in the scheme information document.

Who Should Consider the scheme

Investors researching the category. The scheme suits investors whose goals align with the value fund category’s risk and return profile.

Long term investors. The value fund category is generally suited to investors whose time horizon and risk appetite align with a Very High risk profile.

Diversified portfolio builders. The scheme can complement other asset class holdings in a balanced portfolio.

Key Risks in the scheme

Market risk. The scheme is subject to market risk like any mutual fund investment, and returns are not guaranteed.

Category concentration risk. Investing heavily in a single category like value fund can add concentration to a portfolio.

How to Invest in Groww Value Fund

Investors evaluating Groww Value Fund should begin by deciding between the Direct and Regular Plan, and between the Growth option for long term compounding and the IDCW option for periodic payouts.

Completing KYC through a SEBI registered intermediary or the AMC portal is mandatory before investing for the first time. Investors who have existing KYC registration can proceed directly.

Investment in Groww Value Fund can be made as a lump sum or through a Systematic Investment Plan of at least Rs 1,000 lump sum, followed by regular monitoring of NAV and portfolio composition at least quarterly.

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Conclusion

Groww Value Fund is a value fund scheme from Groww Mutual Fund available across 10 plan and option variants, giving investors flexibility in cost structure and payout approach. The representative NAV of Rs 33.3729 for the Direct Plan Growth option as on 20-Jul-2026 reflects the scheme’s performance since launch. Investors should review the latest scheme information document and consult a SEBI registered advisor before investing.

Frequently Asked Questions on Groww Value Fund

What plans and options are available in Groww Value Fund?

Ans. Groww Value Fund is available in Direct and Regular Plans and Growth, giving investors 10 scheme codes to choose from depending on cost preference and payout requirements.

What is the latest NAV of Groww Value Fund?

Ans. The latest NAV of the Direct Plan Growth option of Groww Value Fund is Rs 33.3729 as on 20-Jul-2026. NAVs for all plan and option variants are updated at the end of every business day.

What is the investment objective of Groww Value Fund?

Ans. The primary objective of Groww Value Fund is to generate long term capital appreciation by following a value investment strategy, investing at least 65% in equity and equity related instruments of companies that appear undervalued relative to their intrinsic worth.

What is the difference between the Direct and Regular Plan in Groww Value Fund?

Ans. The Direct Plan of Groww Value Fund carries lower than the Regular Plan of the same scheme, since it excludes distributor commission, excluding distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener. The lower cost of the Direct Plan can improve long term compounding.

What is the expense ratio of Groww Value Fund?

Ans. The Regular Plan of Groww Value Fund carries an expense ratio of not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, and the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The exact current figure can be confirmed in the latest AMC factsheet.

What is the exit load on Groww Value Fund?

Ans. The exit load on Groww Value Fund is typically 1% exit load on redemptions within 12 months; investors should confirm in the scheme information document. Investors should confirm this in the current scheme information document before redeeming.

Who should invest in Groww Value Fund?

Ans. Groww Value Fund can suit investors whose financial goals, risk appetite and investment horizon align with the value fund category. Consult a SEBI registered advisor to assess personal suitability.

Is Groww Value Fund a good investment?

Ans. Groww Value Fund can be appropriate for investors who understand the value fund category mandate and are comfortable with the associated risk. Past performance does not guarantee future returns.