3 Data Analytics and AI Services, Lending Software Products and Cash Management Services Stocks With a Strong Future Roadmap: Latent View Analytics, Nucleus Software Exports and CMS Info Systems
- October 23, 2026
- Posted by: Chaitanya Auti
- Category: Best Stocks
Latent View Analytics, Nucleus Software Exports and CMS Info Systems: ROE of 11.3% to 14.7% and FY22 to FY26 revenue CAGR of 12.2% to 27.6%. Prices as of 22 Oct 2026.
Quick Answer
The three data analytics, bank software and cash stocks to watch are Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Their return on equity ranges from 11.3% to 14.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 12.2% to 27.6%. Nucleus Software Exports has the highest return on equity at 14.7%, while Latent View Analytics has the fastest revenue growth at 27.6% a year. Prices are based on the 22 October 2026 close, and this article is educational, not investment advice.
Data analytics, bank software and cash stocks let investors follow companies that serve banks and enterprises. Latent View Analytics, Nucleus Software Exports and CMS Info Systems cover data analytics and AI services, lending software products and cash management services.
This list covers three data analytics, bank software and cash stocks with complete current figures: Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Every figure comes from the latest reported financials and the 22 October 2026 market close. Companies without complete current figures were left out.
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What Are Data Analytics, Bank Software and Cash Stocks?
Data analytics, bank software and cash stocks are listed companies that sell analytics, software products and cash logistics to enterprises and banks. Their earnings depend on client spending, product wins and network reach.
Data Analytics, Bank Software and Cash Stocks at a Glance
| Company | CMP (Rs) | Market Cap (Rs Cr) | P/E | Industry P/E | ROE (%) | D/E |
|---|---|---|---|---|---|---|
| Latent View Analytics | 234.24 | 4,968 | 25.0 | 17.5 | 11.3 | 0.02 |
| Nucleus Software Exports | 654.25 | 1,731 | 16.4 | 17.5 | 14.7 | 0.01 |
| CMS Info Systems | 206.85 | 3,380 | 11.5 | 36.2 | 12.5 | 0.09 |
On valuation, Nucleus Software Exports and CMS Info Systems trade at a P/E below the industry P/E, while Latent View Analytics trades above it, which reflects the growth the market already expects. Readers comparing data analytics, bank software and cash stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.
Why Do Data Analytics, Bank Software and Cash Stocks Have a Strong Roadmap in India?
Data analytics, bank software and cash stocks have a strong roadmap in India because enterprises invest in data and artificial intelligence, and banks keep modernising systems and widening cash networks.
- Data and AI spending. Enterprises invest to turn data into decisions.
- Lending software. Banks upgrade loan and transaction platforms.
- Cash networks. ATM and cash logistics reach many locations.
Why Latent View Analytics Features Among These Data Analytics, Bank Software and Cash Stocks
Among the data analytics, bank software and cash stocks on this list, Latent View Analytics, headquartered in Chennai, provides data analytics, engineering and artificial intelligence services to technology, consumer and financial clients worldwide.
In the June 2026 quarter, revenue grew 18.8% year on year to Rs 308 crore. Revenue rose from Rs 429 crore in FY22 to Rs 1,136 crore in FY26, a compound annual growth rate of 27.6%.
Net profit grew from Rs 130 crore in FY22 to Rs 202 crore in FY26, which works out to a compound annual growth rate of 11.8%. The company has a return on equity of 11.3%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,968 crore. The stock trades at a P/E of 25.0, above the industry P/E of 17.5.
Roadmap: Enterprises are investing in analytics and artificial intelligence, which feeds demand for data services. The company is widening its client list and scaling large accounts with a consulting and engineering model.
What to watch: Follow client additions and the growth of large accounts.
Why Nucleus Software Exports Features Among These Data Analytics, Bank Software and Cash Stocks
Among the data and AI services shares on this list, Nucleus Software Exports is a Noida-based software products company that builds lending and transaction banking software, with its FinnAxia and FinnOne platforms used by banks and financial institutions in India and overseas.
The company has a return on equity of 14.7%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 1,731 crore. The stock trades at a P/E of 16.4, below the industry P/E of 17.5.
Revenue rose from Rs 532 crore in FY22 to Rs 940 crore in FY26, a compound annual growth rate of 15.3%. Net profit grew from Rs 40.9 crore in FY22 to Rs 117 crore in FY26, which works out to a compound annual growth rate of 30.0%.
Roadmap: The company is moving customers to cloud-based and subscription offerings, which build recurring revenue over time. Banks upgrading lending and transaction systems create steady demand for its platforms.
What to watch: Monitor licence and subscription revenue and the pace of new customer wins.
Why CMS Info Systems Features Among These Data Analytics, Bank Software and Cash Stocks
Among the three companies on this list, CMS Info Systems provides cash management services, including ATM replenishment, cash pick-up and delivery, and managed services such as brown-label ATMs.
Revenue rose from Rs 1,598 crore in FY22 to Rs 2,533 crore in FY26, a compound annual growth rate of 12.2%. Net profit grew from Rs 224 crore in FY22 to Rs 303 crore in FY26, which works out to a compound annual growth rate of 7.9%.
In the June 2026 quarter, revenue grew 0.9% year on year to Rs 650 crore. The company has a return on equity of 12.5%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 3,380 crore. The stock trades at a P/E of 11.5, below the industry P/E of 36.2.
Roadmap: Its cash logistics network covers a large number of locations, and it is adding managed services and technology-led businesses that need less capital. These services bring recurring contracts with banks.
What to watch: Follow growth in the managed services segment and trends in cash usage.
Latent View Analytics vs Nucleus Software Exports vs CMS Info Systems on Key Financials
The table below sets the three data analytics, bank software and cash stocks side by side on revenue, profit and margin, using reported figures.
| Company | FY22 Revenue (Rs Cr) | FY26 Revenue (Rs Cr) | Revenue CAGR (FY22-FY26) | FY26 Net Profit (Rs Cr) | FY26 Net Margin |
|---|---|---|---|---|---|
| Latent View Analytics | 429 | 1,136 | 27.6% | 202 | 17.8% |
| Nucleus Software Exports | 532 | 940 | 15.3% | 117 | 12.4% |
| CMS Info Systems | 1,598 | 2,533 | 12.2% | 303 | 12.0% |
Nucleus Software Exports posts the highest return on equity in this group at 14.7%. CMS Info Systems has the largest FY26 revenue at Rs 2,533 crore, and Latent View Analytics shows the fastest revenue growth with a 27.6% compound annual rate. A useful habit with data analytics, bank software and cash stocks is to check each new quarterly result against the capacity plans the company described earlier.
Key Risks to Check Before Investing in Data Analytics, Bank Software and Cash Stocks
Every theme carries risks that deserve a check before any decision. For these data analytics, bank software and cash stocks, the main points are: Long-term data and AI services shares holders usually track revenue growth, margins and cash flow side by side rather than relying on a single ratio.
- Client spending. Technology budgets can shift with the global economy.
- Currency moves. Export earnings are affected by rupee movements.
- Deal timing. Large contracts can shift between quarters.
Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.
Use the Univest Stock Screener to filter data analytics, bank software and cash stocks by market capitalisation, P/E, ROE and growth, and build your own shortlist.
Final Thoughts on Data Analytics, Bank Software and Cash Stocks
Data analytics, bank software and cash stocks reward investors who follow client spending, product wins and network reach together. Latent View Analytics, Nucleus Software Exports and CMS Info Systems each serve a growing need. Based on the 22 October 2026 close, Latent View Analytics trades at Rs 234.24, Nucleus Software Exports at Rs 654.25 and CMS Info Systems at Rs 206.85.
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Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
What are data analytics, bank software and cash stocks?
Ans. Data analytics, bank software and cash stocks are listed companies that sell analytics, software products and cash logistics to enterprises and banks. Their earnings depend on client spending, product wins and network reach. This list looks at three of them, Latent View Analytics, Nucleus Software Exports and CMS Info Systems, using reported FY22 to FY26 financials and the 22 October 2026 closing prices.
Which data analytics, bank software and cash stocks are covered in this list?
Ans. This list covers Latent View Analytics, Nucleus Software Exports and CMS Info Systems. Based on the 22 October 2026 close, Latent View Analytics traded at Rs 234.24, Nucleus Software Exports at Rs 654.25 and CMS Info Systems at Rs 206.85. Their return on equity ranges from 11.3% to 14.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 12.2% to 27.6%.
Why do data analytics, bank software and cash stocks have a strong future roadmap in India?
Ans. Data analytics, bank software and cash stocks have a strong roadmap in India because enterprises invest in data and artificial intelligence, and banks keep modernising systems and widening cash networks. The main drivers are as follows. Data and AI spending. Enterprises invest to turn data into decisions. Lending software. Banks upgrade loan and transaction platforms. Cash networks. ATM and cash logistics reach many locations. Together these factors give the companies on this list a visible path for growth over the coming years.
How has Latent View Analytics performed financially?
Ans. Revenue rose from Rs 429 crore in FY22 to Rs 1,136 crore in FY26, a compound annual growth rate of 27.6%. Net profit grew from Rs 130 crore in FY22 to Rs 202 crore in FY26, which works out to a compound annual growth rate of 11.8%. In the June 2026 quarter, revenue grew 18.8% year on year to Rs 308 crore. The company has a return on equity of 11.3%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 4,968 crore. The stock trades at a P/E of 25.0, above the industry P/E of 17.5. Looking ahead, enterprises are investing in analytics and artificial intelligence, which feeds demand for data services. The company is widening its client list and scaling large accounts with a consulting and engineering model.
How has Nucleus Software Exports performed financially?
Ans. Revenue rose from Rs 532 crore in FY22 to Rs 940 crore in FY26, a compound annual growth rate of 15.3%. Net profit grew from Rs 40.9 crore in FY22 to Rs 117 crore in FY26, which works out to a compound annual growth rate of 30.0%. The company has a return on equity of 14.7%, a debt to equity ratio of 0.01 and a market capitalisation of Rs 1,731 crore. The stock trades at a P/E of 16.4, below the industry P/E of 17.5. Looking ahead, the company is moving customers to cloud-based and subscription offerings, which build recurring revenue over time. Banks upgrading lending and transaction systems create steady demand for its platforms.
How has CMS Info Systems performed financially?
Ans. Revenue rose from Rs 1,598 crore in FY22 to Rs 2,533 crore in FY26, a compound annual growth rate of 12.2%. Net profit grew from Rs 224 crore in FY22 to Rs 303 crore in FY26, which works out to a compound annual growth rate of 7.9%. In the June 2026 quarter, revenue grew 0.9% year on year to Rs 650 crore. The company has a return on equity of 12.5%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 3,380 crore. The stock trades at a P/E of 11.5, below the industry P/E of 36.2. Looking ahead, its cash logistics network covers a large number of locations, and it is adding managed services and technology-led businesses that need less capital. These services bring recurring contracts with banks.
What risks should investors check before buying data analytics, bank software and cash stocks?
Ans. Investors should check a few risks before buying data analytics, bank software and cash stocks. Client spending. Technology budgets can shift with the global economy. Currency moves. Export earnings are affected by rupee movements. Deal timing. Large contracts can shift between quarters. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.
Is this list of data analytics, bank software and cash stocks investment advice?
Ans. No. This article is educational and uses publicly available data as of the 22 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.