Cholamandalam Investment and Finance Company Q2 Results FY27: PAT Jumps 40.59% to Rs 1,630.34 Cr, Revenue Rs 9,270.92 Cr
- October 28, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
Cholamandalam Investment and Finance Company Q2 Results FY27 were declared on 28 October 2026. In the quarterly results, the company reported consolidated revenue of Rs 9,270.92 Cr, up 23.75% YoY from Rs 7,491.38 Cr. Net profit rose 40.59% YoY to Rs 1,630.34 Cr from Rs 1,159.61 Cr, so YoY growth ran well ahead on the profit line.
Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) Q2 Results FY27 announced on 28 October 2026, covering the company’s financial performance for the July to September quarter. On a Consolidated basis, the company reported revenue of Rs 9,270.92 Cr and PAT of Rs 1,630.34 Cr. The Cholamandalam Investment and Finance Company Q2 Results FY27 release on the results date shows both lines higher than a year earlier, and the consolidated results frame every figure below.
This results analysis of Cholamandalam Investment and Finance Company Q2 Results covers financial highlights, business drivers, outlook and risks, using only the figures filed with the results. Univest readers can follow the same figures in the Univest Screener. The Financial Highlights below set revenue and net profit against the year-ago quarter.
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Cholamandalam Investment and Finance Company Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 9270.92 Cr | Rs 7491.38 Cr | +23.75% YoY |
| Net Profit (PAT) | Rs 1630.34 Cr | Rs 1159.61 Cr | +40.59% YoY |
Source: company filing for Cholamandalam Investment and Finance Company Q2 Results FY27, 28 October 2026. Figures in Rs Crore, Consolidated basis.
Key Takeaways from Cholamandalam Investment and Finance Company Q2 Results: What Stands Out
- Revenue of Rs 9,270.92 Cr was 23.75% higher YoY, against Rs 7,491.38 Cr in the same quarter of the previous year.
- Net profit of Rs 1,630.34 Cr rose 40.59% YoY from Rs 1,159.61 Cr, a growth rate well above that of revenue.
- Net profit margin improved to 17.6% from 15.5% in the comparison quarter, adding to the YoY growth in Cholamandalam Investment and Finance Company Q2 Results FY27.
- Revenue trend: revenue has risen in each of the last 4 quarters, so this quarter extends a run rather than starting one.
- Next step: the performance analysis below shows how these YoY movements fit together on the consolidated basis.
Cholamandalam Investment and Finance Company Q2 Results FY27: Performance Analysis
The company posted consolidated revenue of Rs 9,270.92 Cr and net profit of Rs 1,630.34 Cr for the July to September 2026 quarter. Revenue grew 23.75% YoY and net profit grew 40.59% YoY. That gap between the two rates is the headline of this results analysis.
Revenue moved from Rs 7,491.38 Cr to Rs 9,270.92 Cr, while net profit moved from Rs 1,159.61 Cr to Rs 1,630.34 Cr. Readers comparing Cholamandalam Investment and Finance Company Q2 Results FY27 with earlier filings will see profit growing faster than the top line, which is reflected in the margin figure of 17.6%.
The supplied data confirms the movement but does not establish a single cause for it. The quarterly results are best read next to the disclosed factors, which is where the results analysis turns to the business factors. Cholamandalam Investment and Finance Company Q2 Results are also covered in the Univest Screener.
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Key Business Factors This Quarter
Revenue Growth – The results analysis starts with revenue, which grew 23.8% YoY to Rs 9,270.92 Cr, and with the observation that revenue has risen in each of the last 4 quarters. In Cholamandalam Investment and Finance Company Q2 Results FY27, the top line is the first disclosed factor.
Net Profit Growth – Net profit rose 40.6% YoY to Rs 1,630.34 Cr, the second disclosed factor. The profit line grew faster than revenue, which is why the net profit margin appears in the filing’s year-ago comparison.
Net Profit Margin – Net profit margin improved to 17.6% from 15.5% in the comparison quarter. This third disclosed factor ties the revenue and profit movements together and shows how much of each rupee of revenue reached net profit.
FY27 Outlook After Cholamandalam Investment and Finance Company Q2 Results
Full-year FY27 results will depend on the subsequent quarters, and each new consolidated filing will add to the trend that this quarter has set. Net profit of Rs 1,630.34 Cr and revenue of Rs 9,270.92 Cr are the starting reference points for that comparison.
Investors reading this results analysis after Cholamandalam Investment and Finance Company Q2 Results can track revenue and net profit against the same year-ago base in the next filing. Univest will show the figures through its screener, which is where the discussion turns to the risks.
Key Risks to Watch After Cholamandalam Investment and Finance Company Q2 Results FY27
Quarter on Quarter Dip in Net Profit
Net profit was down 1.6% quarter on quarter from Rs 1,656.22 Cr. In Cholamandalam Investment and Finance Company Q2 Results FY27, strong YoY growth therefore sits beside a small step back from the immediately preceding quarter.
Slower Annual Per-Share Profit Growth
Annual growth in profit per share slowed to 21.1% in FY26 from 24.5% in FY25. The latest quarter’s YoY growth should be read next to this slower annual rate of improvement.
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Conclusion
Cholamandalam Investment and Finance Company Q2 Results FY27 show consolidated revenue of Rs 9,270.92 Cr and net profit of Rs 1,630.34 Cr, with YoY growth of 23.75% and 40.59%. These quarterly results come with a net profit margin of 17.6%. Investors reading Cholamandalam Investment and Finance Company Q2 Results should treat this as an information summary and consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on Cholamandalam Investment and Finance Company Q2 Results FY27
What are Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. Cholamandalam Investment and Finance Company Q2 Results FY27 cover the July to September quarter, with consolidated revenue of Rs 9,270.92 Cr and net profit of Rs 1,630.34 Cr, while the Financial Highlights section sets each beside last year.
What is the results date for Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. The company declared the quarterly results on 28 October 2026, so the results date for the July to September quarter is 28 October 2026, as stated in the opening paragraph of this article.
What revenue was reported in Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. Cholamandalam Investment and Finance Company Q2 Results FY27 show revenue of Rs 9,270.92 Cr, compared with Rs 7,491.38 Cr a year earlier. This means revenue grew 23.75% YoY, as the Key Takeaways section explains.
What net profit was reported in Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. The company reported net profit of Rs 1,630.34 Cr, compared with Rs 1,159.61 Cr a year earlier, so net profit grew 40.59% YoY, as the Performance Analysis section shows.
How much YoY growth did revenue show in Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. Cholamandalam Investment and Finance Company Q2 Results FY27 recorded revenue growth of 23.75% YoY. Alongside this, net profit grew 40.59% YoY, so profit outpaced revenue and the Performance Analysis section compares the two side by side.
Did net profit rise or fall in Cholamandalam Investment and Finance Company Q2 Results?
Ans. Net profit rose in Cholamandalam Investment and Finance Company Q2 Results, up 40.59% YoY to Rs 1,630.34 Cr from Rs 1,159.61 Cr, which means the profit line grew faster than revenue, as the Key Takeaways section notes.
What was the net profit margin in Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. Net profit margin in Cholamandalam Investment and Finance Company Q2 Results FY27 was 17.6%, compared with 15.5% in the comparison quarter. This means a higher share of revenue reached net profit, as the Key Business Factors section explains.
Are Cholamandalam Investment and Finance Company Q2 Results consolidated results or standalone results?
Ans. These are consolidated results, so every revenue and net profit figure in this article follows the Consolidated basis, which means the Financial Highlights table compares like with like.
What business factors shaped Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. Cholamandalam Investment and Finance Company Q2 Results FY27 were shaped by revenue growth of 23.8% YoY, net profit growth of 40.6% and a better net profit margin, all set out in the Key Business Factors section.
What are the key risks after Cholamandalam Investment and Finance Company Q2 Results FY27?
Ans. After Cholamandalam Investment and Finance Company Q2 Results FY27, the risks include a 1.6% quarter on quarter dip in net profit and slower annual per-share profit growth, as the Key Risks section details.
What is the outlook after Cholamandalam Investment and Finance Company Q2 Results?
Ans. After Cholamandalam Investment and Finance Company Q2 Results, full-year FY27 results depend on the subsequent quarters, which means the FY27 Outlook section stays tied to the filed figures of Rs 9,270.92 Cr revenue and Rs 1,630.34 Cr net profit.
Where can I find the complete Cholamandalam Investment and Finance Company Q2 Results FY27 data?
Ans. The complete Cholamandalam Investment and Finance Company Q2 Results FY27 data sits in the Financial Highlights table above, and the Univest Screener carries the same revenue and net profit figures, so readers can compare the company with other listed names.
