Central Bank of India Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook
- October 9, 2026
- Posted by: Ankit Jaiswal
- Category: Market
CMP Rs 30.12 (9 Oct 2026). 52W range Rs 29.32 to Rs 40.92. PE 5.94. 2027 base Rs 36.1, bull Rs 43.3.
Quick Answer
Central Bank of India share price prediction 2027 centres on a conservative case of Rs 33.2, a base case of Rs 36.1 and a bull case of Rs 43.3, against a current price of Rs 30.12. These targets scale today’s price by reported EPS growth at a constant PE multiple, so they rest on earnings the company has already delivered, not on broker forecasts. The base case implies 19.9% upside from today’s price. The daily technical setup reads bearish.
The Central Bank of India share price forecast comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 30.12 on NSE as of 9 October 2026, 26.4% below its 52-week high of Rs 40.92, after the company reported net profit of Rs 4,530.80 crore for FY26.
This Central Bank of India stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.
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Central Bank of India Share Price Today and Key Data
The Central Bank of India share price today is Rs 30.12 on NSE, up 0.43% on the day. The market capitalisation stands at Rs 27,154 crore. Over the past year the price has fallen 19.3% from Rs 37.32. Every Central Bank of India stock forecast figure below starts from this price.
| Metric | Value |
|---|---|
| Company | Central Bank of India (CENTRALBK) |
| Current Price | Rs 30.12 |
| 52-Week High | Rs 40.92 (26 February 2026) |
| 52-Week Low | Rs 29.32 (2 June 2026) |
| Market Cap | Rs 27,154 crore |
| PE Ratio | 5.94 |
| Industry PE | 12.00 |
| PB Ratio | 0.73 |
| EPS (TTM) | Rs 5.05 |
| Return on Equity | 12.31% |
| Dividend Yield | 6.00% |
| Book Value per Share | Rs 40.98 |
What Is the Central Bank of India Share Price Prediction for 2027?
The Central Bank of India share price prediction for 2027 is a conservative case of Rs 33.2, a base case of Rs 36.1 and a bull case of Rs 43.3. Against Rs 30.12, these imply 10.2% upside, 19.9% upside and 43.8% upside. They are model scenarios built from reported EPS growth, not broker targets.
| Scenario | EPS Growth Basis | EPS Estimate | PE Multiple | Implied Value | Upside vs Current Price |
|---|---|---|---|---|---|
| Conservative Case | Lower of FY26 growth (10.4%) and 4-year CAGR (41.7%) | Rs 5.57 (+10.4%) | Unchanged from today (price to EPS ratio kept constant) | Rs 33.2 | +10.2% |
| Base Case | Average of the two (capped at 20%) | Rs 6.06 (+20.0%) | Unchanged from today (price to EPS ratio kept constant) | Rs 36.1 | +19.9% |
| Bull Case | Higher of the two (capped at 25%) | Rs 6.31 (+25.0%) | Re-rated 15.0% toward industry PE of 12.00 (still at or below it) | Rs 43.3 | +43.8% |
Each target takes today’s price of Rs 30.12 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. The bull case also re-rates the PE multiple toward the industry level, because the stock trades below it. Together they form the Central Bank of India target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.
Central Bank of India Share Price Forecast: What Has to Go Right by 2027
Each Central Bank of India target price below depends on a specific EPS outcome, and the text states that outcome next to the number.
Conservative Case for the Central Bank of India Share Price Target: Rs 33.2
Reaching Rs 33.2 needs EPS to rise 10.4% to Rs 5.57 while the stock keeps its current PE multiple. That matches the FY26 EPS growth of 10.4%.
Base Case for the Central Bank of India Share Price Target: Rs 36.1
Reaching Rs 36.1 needs EPS to rise 20.0% to Rs 6.06, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 5.4% in Q1 FY27 is below that pace, so earnings need to speed up to reach this level.
Bull Case for the Central Bank of India Share Price Target: Rs 43.3
Reaching Rs 43.3 needs EPS to rise 25.0% to Rs 6.31 and the PE multiple to re-rate 15.0% toward the industry PE. That is above the 52-week high of Rs 40.92, so it would need a fresh breakout. A daily close above the nearest resistance level of Rs 30.87 (50-day SMA) would be the first technical confirmation.
Central Bank of India Financial Performance: Revenue, Profit and Margins
Central Bank of India earned net profit of Rs 4,530.80 crore on revenue of Rs 42,583.14 crore in FY26, with profit up 14.9% and revenue up 7.9% compared with FY25. Diluted EPS was Rs 5.00 against Rs 4.53 a year earlier, and that earnings base anchors the Central Bank of India share price forecast.
| Year | Revenue (Rs Cr) | Net Profit (Rs Cr) | EPS (Rs) | Operating Margin | Net Margin |
|---|---|---|---|---|---|
| FY22 | 25,870.83 | 1,082.95 | 1.24 | 67.29% | 4.19% |
| FY23 | 29,741.59 | 1,688.39 | 1.93 | 66.42% | 5.68% |
| FY24 | 35,561.98 | 2,676.62 | 3.07 | 73.14% | 7.53% |
| FY25 | 39,455.72 | 3,943.21 | 4.53 | 75.39% | 9.99% |
| FY26 | 42,583.14 | 4,530.80 | 5.00 | 80.33% | 10.64% |
In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 10,714.39 crore against Rs 10,395.52 crore a year earlier (+3.1%), and the bottom line was a net profit of Rs 1,328.95 crore against a net profit of Rs 1,260.46 crore (+5.4%). Operating margin was 77.99% versus 82.33% in the year-ago quarter. Cash flow from operations was Rs 2,803.98 crore in FY26 against Rs -2,459.64 crore in FY25. Together these figures set the earnings base for the Central Bank of India share price prediction.
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Is Central Bank of India Overvalued or Undervalued Right Now?
Central Bank of India trades at a PE of 5.94 against an industry PE of 12.00, which places the stock at a 50.5% discount to the industry average. The price-to-book ratio is 0.73 on a book value of Rs 40.98 per share. Return on equity of 12.31% means the company earns Rs 12.31 of profit for every Rs 100 of shareholder equity.
The company declared a dividend of Rs 1.80 per share for FY26, a yield of 6.00% at the current price. This valuation context frames the Central Bank of India stock price prediction for 2027 without relying on any outside forecast.
Central Bank of India Stock Analysis: Technical Outlook
Central Bank of India stock trades below its 50-day SMA of Rs 30.87 and below its 200-day EMA of Rs 33.24, and the combined daily indicators read bearish. The 52-week high of Rs 40.92 was set on 26 February 2026, while the 52-week low of Rs 29.32 came on 2 June 2026.
| Indicator | Reading | Signal |
|---|---|---|
| RSI (14) | 31.18 | Weak momentum |
| MACD (12,26,9) | -0.23 vs signal -0.16 | Bearish |
| ADX (14) | 29.25 | Established trend |
| Supertrend (10,3) | Price above Rs 29.73 | Bullish |
| 50-day SMA | Rs 30.87 | Price below |
| 200-day EMA | Rs 33.24 | Price below |
The nearest support level sits at Rs 29.73 (Supertrend) and Rs 29.32 (52-week low). The nearest resistance level sits at Rs 30.87 (50-day SMA) and Rs 33.24 (200-day EMA). A sustained move above the nearest resistance would support the Central Bank of India share price prediction 2027 base case, and this Central Bank of India stock analysis uses daily candles only. Chart signals add context to the Central Bank of India share price target without changing the earnings maths.
Central Bank of India Shareholding Pattern
Promoters hold 81.19% of Central Bank of India as of Jun 2026, down from 89.27% in Sep 2025 across the last 5 quarters. FII holding is 0.93% (up from 0.87% in Sep 2025) and DII holding is 10.94% (up from 4.87% in Sep 2025), which puts combined institutional holding at 11.87%. Public shareholders own 6.94%. Shareholding data is one input for any Central Bank of India stock forecast. Ownership is a useful cross-check on any Central Bank of India share price prediction.
Key Risks to the Central Bank of India Share Price Target for 2027
Earnings and Margin Risk
Operating margin has ranged from 66.42% to 80.33% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Central Bank of India stock forecast. Revenue was up 7.9% in FY26, and slower revenue growth would weigh on the profit path.
Size and Liquidity Risk
Market capitalisation stands at Rs 27,154 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Central Bank of India stock price target.
Technical Risk
The daily indicators read bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 29.73 (Supertrend) would weaken the setup further.
None of these risks are priced into the Central Bank of India stock price target, which assumes today’s multiple.
Conclusion
This Central Bank of India stock analysis puts the share price target range for 2027 at Rs 33.2 to Rs 43.3, with a base case of Rs 36.1 against Rs 30.12 today. The inputs are a PE of 5.94 that sits at a 50.5% discount to the industry average, EPS growth of 10.4% in FY26 and a daily technical setup that reads bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it.
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Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Central Bank of India Share Price Prediction 2027
What is the Central Bank of India share price target for 2027?
Ans. The Central Bank of India share price forecast for 2027 has a conservative case of Rs 33.2, a base case of Rs 36.1 and a bull case of Rs 43.3. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.
What is the Central Bank of India share price today?
Ans. Central Bank of India trades at Rs 30.12 on NSE as of 9 October 2026, up 0.43% on the day. The 52-week range is Rs 29.32 to Rs 40.92.
Is Central Bank of India a good stock to buy for 2027?
Ans. The data points in different directions: the PE of 5.94 is at a 50.5% discount to the industry average, EPS grew 10.4% in FY26 and the daily technical setup reads bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.
Can Central Bank of India stock reach Rs 43.3 in 2027?
Ans. Reaching Rs 43.3 needs EPS to rise 25.0% from Rs 5.05 and the PE multiple to re-rate toward the industry PE of 12.00, plus a daily close above Rs 30.87 (50-day SMA). This is a scenario, not a guarantee.
What are the support and resistance levels for Central Bank of India?
Ans. The nearest support levels are Rs 29.73 (Supertrend) and Rs 29.32 (52-week low), and the nearest resistance levels are Rs 30.87 (50-day SMA) and Rs 33.24 (200-day EMA).
What are the main risks for Central Bank of India stock in 2027?
Ans. The main risks to the Central Bank of India share price forecast are a fall in operating margin from the 66.42% to 80.33% range seen since FY22, slower revenue growth after FY26 revenue was up 7.9%, and thin trading volumes.
How is the Central Bank of India target price for 2027 calculated?
Ans. Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 10.4% growth, the base case 20.0% and the bull case 25.0%, all drawn from the company’s reported FY26 and 4-year EPS growth.
