Canara Bank Q4 Results FY26 PAT Rs 4,506 Crore NII Rs 9,808 Crore Dividend Rs 4.20
- May 12, 2026
- Posted by: Neeraj Pandey
- Category: News
Canara Bank Q4 results for FY26 reported standalone net profit of Rs 4,505.57 crore for the quarter ended March 31, 2026, down 9.93% year on year from Rs 5,002.66 crore but supported by NII growth and significant asset quality improvement. The Canara Bank Q4 results were announced on May 11, 2026, with Net Interest Income rising 3.9% YoY and 6% QoQ to Rs 9,808 crore.
For the full fiscal year FY26, the Canara Bank Q4 results capped standalone net profit of Rs 19,186.67 crore, up 12.7% from Rs 17,026.67 crore in FY25. The Canara Bank Q4 board recommended a dividend of 210% amounting to Rs 4.20 per equity share of face value Rs 2 each for FY26. GNPA improved sharply to 1.84% from 2.94% a year ago and provisions declined 31.34% YoY to Rs 2,252 crore.
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Canara Bank Q4 FY26 Results at a Glance
| Metric | Q4 FY26 | Change / Context |
|---|---|---|
| Q4 Net Profit PAT | Rs 4,505.57 crore | -9.93% YoY |
| Q4 Net Interest Income | Rs 9,808 crore | +3.9% YoY |
| Q4 NIM | 2.51% | vs 2.80% YoY |
| FY26 PAT | Rs 19,187 crore | +12.7% YoY |
| Gross NPA | 1.84% | vs 2.94% YoY |
| Final Dividend | Rs 4.20 per share | 210% payout |
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Key Highlights from Canara Bank Q4 FY26 Results
Asset Quality Improves Significantly
Canara Bank Q4 results FY26 showcased significant asset quality improvement with Gross NPA ratio declining to 1.84% from 2.94% a year ago and 2.08% in Q3 FY26. Net NPA eased to 0.43% from 0.70% year on year. The Canara Bank Q4 results Provision Coverage Ratio strengthened to 94.21%, indicating robust risk buffers. Provisions declined 31.34% YoY to Rs 2,252 crore, reflecting recoveries and upgrades across NPA accounts.
Global Business Grows 16 Percent YoY
The Canara Bank Q4 results FY26 saw global deposits rise 9.7% YoY to Rs 15,68,678 crore while global advances grew 16.3% YoY to Rs 12,20,017 crore for full year FY26. The Canara Bank Q4 capital adequacy remained strong with CRAR at 17.04% and CET-1 at 12.44% under Basel III norms. Subsidiaries Canara Robeco AMC and Canara HSBC Life Insurance were listed on stock exchanges during FY26, reducing bank’s stakes.
What Drove Canara Bank Q4 FY26 Performance
The Canara Bank Q4 results were driven by steady credit growth, NII expansion, and significant NPA recovery. Retail banking generated Rs 69,000 crore segment revenue for FY26, while treasury operations contributed Rs 33,700 crore. The Canara Bank Q4 NIM compression to 2.51% from 2.80% reflects competitive deposit pricing pressure across the industry. Government of India holds 62.93% in the bank.
Outlook for FY27 After Canara Bank Q4 Results
Following the Canara Bank Q4 results FY26, FY27 outlook depends on NIM stabilisation, continued credit growth, and deposit mobilisation. The Canara Bank Q4 results FY27 trajectory will benefit from the interest rate easing cycle, which should improve borrower demand. Continued asset quality improvement toward sub-1.5% GNPA is a medium-term target. Dividend record date is set for June 12, 2026.
Conclusion
Canara Bank Q4 results FY26 delivered Q4 PAT of Rs 4,506 crore and FY26 PAT of Rs 19,187 crore up 12.7%. The Canara Bank Q4 results dividend of Rs 4.20 and GNPA improvement to 1.84% confirm financial strength. Investors tracking Canara Bank Q4 results should watch NIM trajectory, credit growth, and FY27 guidance on deposit repricing.
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Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.
Frequently Asked Questions
What was Canara Bank Q4 FY26 PAT?
Canara Bank Q4 results FY26 reported standalone Q4 net profit of Rs 4,505.57 crore, down 9.93% YoY from Rs 5,002.66 crore, impacted by NIM compression, though FY26 full year PAT rose 12.7% to Rs 19,187 crore.
What dividend did Canara Bank declare?
The Canara Bank Q4 board recommended a dividend of 210% amounting to Rs 4.20 per equity share of Rs 2 face value for FY26, with record date set for June 12, 2026, subject to AGM approval on June 26, 2026.
What is Canara Bank GNPA?
Canara Bank Q4 results FY26 showed GNPA declining sharply to 1.84% from 2.94% a year ago and 2.08% in Q3 FY26. Net NPA improved to 0.43% from 0.70% YoY, with PCR at 94.21%.
What is Canara Bank NIM?
Net Interest Margin in the Canara Bank Q4 results FY26 stood at 2.51% for the quarter, down from 2.80% in Q4 FY25, reflecting competitive deposit pricing in the banking system.
What is Canara Bank FY26 full year PAT?
Full year FY26 standalone PAT for Canara Bank was Rs 19,186.67 crore (+12.7% YoY), with PBT at Rs 24,907 crore (+10.1%), total income Rs 1,53,204 crore (+7.7%), as confirmed in the Canara Bank Q4 results FY26.
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