Bandhan Bank Share Price Jumps 8% Today After 4% Fall in a Month: What Is Fuelling the Surge in the Banking Stock? IHC Promoter Stake Talks, Q2 Business Update and CASA Ratio Explained
- October 13, 2026
- Posted by: Harsh Piplani
- Category: News
Bandhan Bank share price: previous close Rs 157.50, open Rs 162, intraday high Rs 171.68 (about 9% up, my calculation) on 13 Oct 2026. Trigger: report of early talks for a promoter stake with IHC. Q2 loans up 13.1%, deposits up 9.2%, CASA ratio 26.71%.
Quick Answer
Bandhan Bank share price rose by up to about 9% to an intraday high of Rs 171.68 on 13 October 2026 from the previous close of Rs 157.50, after a media report that Abu Dhabi’s International Holding Company is in early talks to buy a stake in the promoter entity, Bandhan Financial Services. The stake would be in the promoter and not directly in the bank, the talks are at a preliminary stage, and neither Bandhan Bank nor First Abu Dhabi Bank has confirmed anything. The Q2 business update showed loans up 13.1% and deposits up 9.2%, but the CASA ratio fell to 26.71% from 29.40% in June, and the stock trades near 1 times book value. Treat the move as news driven, and look for official disclosures before you act.
Bandhan Bank share price jumped about 8% today, and the headline asks what is fuelling the surge in the banking stock after a 4% fall in a month. The main trigger is a report of promoter stake talks, and the Q2 business update adds context on loans, deposits and funding.
This guide explains the Bandhan Bank share price move, how the promoter structure works, what the Q2 FY27 business update and Q1 FY27 results show, how the stock is valued and where the risks sit.
The 4% monthly fall in the headline could not be verified. I can confirm that the stock closed at Rs 176.00 on 1 October and at Rs 157.50 on 12 October, a fall of about 10.5% in 11 days (my calculation).
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Bandhan Bank Share Price Today: Price Levels on 13 October
| Level | Price (Rs) | Note |
|---|---|---|
| Close on 1 October | 176.00 | Before the recent fall |
| Previous close, 12 October | 157.50 | Base for the jump |
| Opening price | 162 | About 2.9% above the close (my calculation) |
| At 11 am | 169.40 | Up about 7.5% |
| Intraday high | 171.68 | About 9.0% above the close (my calculation) |
One data page calls the open of the Bandhan Bank share price an 8.29% gap-up, but Rs 162 is only about 2.9% above Rs 157.50, so I used my own calculation. Volume was heavy, with more than 29 million shares worth about Rs 490 crore traded by late morning.
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What Is Fuelling the Bandhan Bank Share Price Rally?
- A media report that IHC, the Abu Dhabi investment company linked to Sheikh Tahnoon bin Zayed Al Nahyan, is in early talks to buy a stake in Bandhan Financial Services, the bank’s promoter.
- Early investors in the promoter, Singapore’s GIC and the IFC, are reported to be considering a full or partial exit.
- Other possible investors were reportedly sounded out, including First Abu Dhabi Bank, Qatar Investment Authority, Carlyle and EQT.
- A valuation of about 1 times book value, which WealthMills Securities says can draw institutional interest.
- A comparison with RBL Bank, where institutional investment turned the stock into a turnaround story.
Bandhan Bank chairman Chandra Shekhar Ghosh declined to comment, saying the bank does not comment on market speculation, and First Abu Dhabi Bank also declined to confirm. So the Bandhan Bank share price is moving on a report, not on an announcement.
Bandhan Bank Promoter Stake: How the Structure Works
| Item | Detail |
|---|---|
| Promoter chain | Bandhan Financial Services is the parent of Bandhan Financial Holdings, which held about 37.5% of the bank at the end of June |
| Early investors in the promoter | GIC holds 16.7% through Caladium and IFC holds 13.59%, together 30.3% |
| Stake under discussion | 25% to 32% of Bandhan Financial Services, reportedly worth about $500 million to $600 million |
| Adviser | Jefferies, per the report |
| RBI condition | Promoter holding in the bank must fall to 26% by 2030 |
To reach 26% from 37.5%, the promoter must cut its holding by 11.5 percentage points (my calculation). A deal in the parent could give early investors an exit, but for the Bandhan Bank share price it would change who sits behind the promoter and not the number of shares the promoter holds in the bank.
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Q2 Business Update: What It Shows for the Bandhan Bank Share Price
| Measure (30 Sep 2026, provisional) | Figure | Change |
|---|---|---|
| Loans and advances | Rs 1,58,335 crore | Up 13.1% year on year; up 1.8% from June |
| Total deposits | Rs 1,72,689 crore | Up 9.2% year on year; up 4.7% from June |
| Retail deposits | Rs 1,25,471 crore | Up 11.9% year on year |
| CASA deposits | Rs 46,131 crore | Up 4.3% year on year; down 4.8% from June |
| CASA ratio | 26.71% | 29.40% in June and 27.97% a year ago |
| Bulk deposits | Rs 47,218 crore | Up 2.8% year on year; up about 10% from June |
| Liquidity coverage ratio | About 137.88% | Above the 100% minimum |
Loans grew faster than deposits, which puts the credit to deposit ratio at about 91.7% (my calculation). The CASA ratio fell 2.69 percentage points from June as bulk deposits rose, which is the weak point in the Q2 business update for the Bandhan Bank share price because CASA deposits are the lowest cost funds.
Q1 FY27 Results and Asset Quality Behind the Bandhan Bank Share Price
| Measure | Q1 FY27 | Note |
|---|---|---|
| Net profit | Rs 502 crore | Up 35% year on year; one source does not state the unit, and crore is likely |
| Net interest income | Rs 2,921 crore | Up 5.9% |
| Net total income | Rs 3,524 crore | Not compared |
| Gross NPA | 3.1% | Improved from the previous quarter |
| Net NPA | 0.9% | Improved from the previous quarter |
| Capital adequacy | 18.2% | At the end of June |
| Network | 1,988 branches; 31.8 million customers | At the end of June |
Profit growth of 35% is strong, but net interest income grew only 5.9%, so profit was helped by lower costs or provisions. Gross NPA of 3.1% is still high for a private bank, which is why the Bandhan Bank share price trades near book value.
Bandhan Bank Share Price Performance and Valuation
| Measure | Figure | Note |
|---|---|---|
| Year to date | Up 17% | As reported on 13 October |
| One year | Flat | As reported |
| Three years | Down 30% | As reported |
| Five years | Down 49% | As reported |
| Price to book | About 1 time | WealthMills Securities |
| Market capitalisation | About Rs 27,414 crore | At Rs 169.66, from MarketsMojo |
| Rating and trend | Mojo grade Sell since 8 October | Below the 20, 50, 100 and 200 day averages; above the 5 day average |
Delivery volume on 12 October was 26.96 lakh shares, down 49.32% from the five day average, which suggests that much of the trading in the Bandhan Bank share price is short term. At Rs 171.68 the Bandhan Bank share price was still about 2.5% below the Rs 176.00 close of 1 October (my calculation).
Risks Around the Bandhan Bank Share Price
Unconfirmed deal: The Bandhan Bank share price is moving on a report, and no party has confirmed talks.
Indirect stake: A deal would be in the promoter entity, not the bank, so its effect on the bank is limited.
Funding mix: The CASA ratio fell to 26.71%, which can weigh on the Bandhan Bank share price if bulk deposits keep rising about 10% a quarter.
Asset quality: Gross NPA of 3.1% is higher than most large private banks.
Speculative trading: Falling delivery volume and a Sell grade suggest the rally may not be backed by long term buyers.
Promoter overhang: The promoter must cut its holding to 26% by 2030, which can add supply over time.
What to Watch Next
- Any exchange disclosure from Bandhan Bank or its promoter on the talks.
- Whether the Bandhan Bank share price holds above the Rs 157.50 previous close.
- The Q2 FY27 results and their effect on the Bandhan Bank share price.
- The trend in the CASA ratio and in bulk deposits.
- Gross NPA and credit cost in the next results.
Conclusion
Bandhan Bank share price rose to Rs 171.68 on a report of promoter stake talks, while the Q2 business update showed solid growth but a lower CASA ratio. Because the deal is unconfirmed and indirect, check official disclosures and your own risk limit before acting. Consult a SEBI-registered advisor before making any decision.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
Why did the Bandhan Bank share price jump today?
Ans. A media report said IHC of Abu Dhabi is in early talks to buy a stake in Bandhan Financial Services, the bank’s promoter. The talks are unconfirmed.
How high did the Bandhan Bank share price go?
Ans. It reached an intraday high of Rs 171.68 on NSE against a previous close of Rs 157.50, about 9% higher (my calculation).
Is IHC buying a stake in Bandhan Bank directly?
Ans. No. The reported stake is in the promoter, Bandhan Financial Services, which holds the bank through Bandhan Financial Holdings.
What does the Q2 business update show?
Ans. Loans were Rs 1,58,335 crore, up 13.1%, deposits Rs 1,72,689 crore, up 9.2%, and the CASA ratio was 26.71%.
What is the RBI rule on the promoter holding?
Ans. Under the licensing framework, the promoter holding in Bandhan Bank must fall to 26% by 2030.
What is the valuation behind the Bandhan Bank share price?
Ans. It trades at about 1 time book value, with a market capitalisation near Rs 27,414 crore at Rs 169.66.
What are the main risks to the Bandhan Bank share price?
Ans. An unconfirmed deal, an indirect stake, a lower CASA ratio, gross NPA of 3.1% and a Sell grade from one data provider.
Should I buy the Bandhan Bank share price after the jump?
Ans. This article does not constitute investment advice. Consult a SEBI-registered financial advisor.
