Top Mid-Size NBFC Stocks Compared: L&T Finance vs Aditya Birla Capital vs Sundaram Finance vs M&M Financial Services vs Capri Global Capital on Price, Valuation, Q2 FY27 Results and Risks
- November 12, 2026
- Posted by: Ankit Jaiswal
- Category: Best Stocks
Previous close: L&T Finance Rs 271.25, Aditya Birla Capital Rs 396.00, Sundaram Finance Rs 4,306.70, M&M Financial Services Rs 281.95, Capri Global Capital Rs 244.34.
Quick Answer
This mid-size NBFC stocks compared snapshot checks five names on price, valuation and Q2 FY27 results: L&T Finance, Aditya Birla Capital, Sundaram Finance, M&M Financial Services and Capri Global Capital. Aditya Birla Capital is the largest by market capitalisation at Rs 1,08,157 crore. Capri Global Capital reports the highest return on equity at 16.46%. Lenders are valued on price to book and returns, so read each multiple next to loan growth and funding costs.
Mid-size NBFC stocks compared here means L&T Finance, Aditya Birla Capital, Sundaram Finance, M&M Financial Services and Capri Global Capital on one page, checked on previous close, market value, valuation and the latest quarterly numbers. The group mixes a diversified lender with farm, two-wheeler and home loans, a lender that also runs asset management and insurance, an established commercial vehicle financier, a rural vehicle lender and a home and business loan specialist, so each name earns from a different loan mix, which is exactly why a side-by-side look helps.
All five lenders have filed their September 2026 quarter, so every result below is Q2 FY27. Lenders follow loan demand, funding costs and credit quality, so a glance at the Nifty Fin Service page and the Sensex page before you read the tables gives useful backdrop.
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Mid-Size NBFC Stocks Compared: Five Lenders Across Vehicle, Housing and Business Loans
The mid-size NBFC stocks compared here are L&T Finance, Aditya Birla Capital, Sundaram Finance, M&M Financial Services and Capri Global Capital. Aditya Birla Capital is the largest by market capitalisation at Rs 1,08,157 crore. Previous closes run from Rs 244.34 for Capri Global Capital to Rs 4,306.70 for Sundaram Finance, which is why a side-by-side look at value rather than price is more useful. This mid-size NBFC stocks compared list is the base for every table that follows.
| Stock | Previous close (Rs) | Market cap (Rs crore) |
|---|---|---|
| L&T Finance | 271.25 | 68,038 |
| Aditya Birla Capital | 396.00 | 1,08,157 |
| Sundaram Finance | 4,306.70 | 47,821 |
| M&M Financial Services | 281.95 | 39,203 |
| Capri Global Capital | 244.34 | 23,505 |
A quick look at the business behind each ticker puts the numbers in context. L&T Finance lends for farm equipment, two-wheelers, home loans and small business needs, while Aditya Birla Capital runs lending, asset management and insurance businesses under the Aditya Birla group. Sundaram Finance is a long established lender focused on commercial vehicle and car loans, and M&M Financial Services lends to rural and semi-urban borrowers, mainly for vehicles and tractors. To compare mid-size NBFC stocks properly, line up price to book, return on equity and dividend yield before forming a view.
Rounding out the group, Capri Global Capital offers home loans, loans against property, gold loans and business loans. A fair mid-size NBFC stock comparison looks at what each company actually earns from, not only at the share price. Vehicle financiers, group backed lenders and home loan specialists belong in separate mental boxes whenever you compare mid-size NBFC stocks fairly.
Mid-Size NBFC Stocks Valuation: Multiples, Returns and Payouts
M&M Financial Services trades at the lowest price to earnings ratio in this group at 10.88. Capri Global Capital reports the highest return on equity at 16.46%. M&M Financial Services has the lowest price to book value at 1.43. These mid-size NBFC stocks valuation readings come from the previous close and the latest reported financials. That is the idea behind this mid-size NBFC stocks compared table: price to book and return on equity sit side by side so a high or low reading stands out at once.
| Stock | Price to earnings | Price to book | ROE (%) | Dividend yield (%) |
|---|---|---|---|---|
| L&T Finance | 19.80 | 2.32 | 11.70 | 1.01 |
| Aditya Birla Capital | 23.57 | 2.53 | 10.35 | |
| Sundaram Finance | 21.27 | 2.98 | 14.00 | 0.93 |
| M&M Financial Services | 10.88 | 1.43 | 13.09 | 2.66 |
| Capri Global Capital | 17.95 | 2.95 | 16.46 | 0.08 |
Lenders are usually valued on price to book and return on equity rather than price to earnings alone. Dividend yield and the industry multiple help you judge how the market values each loan book and how much it pays back. Earnings per share and book value per share are the building blocks behind price to earnings and price to book, so a glance at both in each filing is time well spent. A simple mid-size NBFC stock comparison like this one is only as useful as the context behind it, which is why dividend yield is worth checking as well.
In this group, price to earnings runs from 10.88 for M&M Financial Services to 23.57 for Aditya Birla Capital. M&M Financial Services offers the highest dividend yield at 2.66%. The industry price to earnings for this group stands at 17.75, which is the benchmark each stock above can be read against. The industry price to earnings is a handy anchor: a stock above it is priced for faster growth, and one below it is priced for steadier earnings. A well-built mid-size NBFC stock comparison also notes that funding costs and credit quality can move results between quarters. Run the same mid-size NBFC stock comparison on your own watchlist and the pattern in these numbers will be easier to spot. Whenever you compare mid-size NBFC stocks, note whether a premium is backed by returns or only by size.
Mid-Size NBFC Stocks Q2 FY27 Results: Revenue and Profit Check
All of the five mid-size NBFC stocks compared have filed Q2 FY27 numbers. Capri Global Capital posted the fastest revenue growth at 59.1% year on year. Capri Global Capital showed the sharpest rise in net profit at 77.3%. Read revenue first and quarterly profit second, since the two together show how much of the growth reaches shareholders. Treat the Q2 FY27 numbers in this mid-size NBFC stocks compared review as a snapshot of one quarter, not a verdict on any lender.
| Stock | Q2 FY27 revenue (Rs crore) | Q2 FY26 revenue (Rs crore) | Q2 FY27 net profit (Rs crore) | Q2 FY26 net profit (Rs crore) |
|---|---|---|---|---|
| L&T Finance | 5,484 | 4,336 | 972.8 | 734.9 |
| Aditya Birla Capital | 14,049 | 10,609 | 1,353 | 960.8 |
| Sundaram Finance | 2,749 | 2,401 | 557.2 | 491.1 |
| M&M Financial Services | 5,962 | 5,049 | 910.7 | 566.1 |
| Capri Global Capital | 1,788 | 1,124 | 418.3 | 236.0 |
L&T Finance Results Snapshot
L&T Finance reported Q2 FY27 revenue of Rs 5,484 crore, compared with Rs 4,336 crore a year earlier, a rise of 26.5%. Net profit rose 32.4% to Rs 972.8 crore from Rs 734.9 crore. Net profit margin improved to 17.8% from 16.9%. Earnings per share for the quarter rose to Rs 3.88 from Rs 2.93.
Aditya Birla Capital Results Snapshot
In the September 2026 quarter, Aditya Birla Capital booked revenue of Rs 14,049 crore against Rs 10,609 crore in the same quarter last year, a rise of 32.4%. Net profit rose 40.9% to Rs 1,353 crore from Rs 960.8 crore. Net profit margin improved to 9.2% from 8.8%. Earnings per share for the quarter rose to Rs 4.65 from Rs 3.54.
Sundaram Finance Results Snapshot
Sundaram Finance’s Q2 FY27 top line stood at Rs 2,749 crore, versus Rs 2,401 crore in Q2 FY26, a rise of 14.5%. Net profit rose 13.5% to Rs 557.2 crore from Rs 491.1 crore. Earnings per share for the quarter rose to Rs 46.88 from Rs 44.29.
M&M Financial Services Results Snapshot
M&M Financial Services reported Q2 FY27 revenue of Rs 5,962 crore, compared with Rs 5,049 crore a year earlier, a rise of 18.1%. Net profit rose 60.9% to Rs 910.7 crore from Rs 566.1 crore. Net profit margin improved to 15.3% from 11.2%. Earnings per share for the quarter rose to Rs 6.54 from Rs 4.06.
Capri Global Capital Results Snapshot
In the September 2026 quarter, Capri Global Capital booked revenue of Rs 1,788 crore against Rs 1,124 crore in the same quarter last year, a rise of 59.1%. Net profit rose 77.3% to Rs 418.3 crore from Rs 236.0 crore. Net profit margin improved to 23.4% from 21.0%. Earnings per share for the quarter rose to Rs 4.35 from Rs 2.44.
Lender results depend on loan growth, interest margins, funding costs and credit quality, so profit can look different from revenue in a single quarter. That is why a mid-size NBFC stock comparison works best when revenue and profit are read together across two or three quarters. Used this way, a mid-size NBFC stocks compared review becomes a map of the sector rather than a price list. When you compare mid-size NBFC stocks after each result season, track how dividend yield changes from one quarter to the next. A mid-size NBFC stock comparison built on one quarter of data is a starting point, and the next set of results will update it.
Mid-Size NBFC Stocks Compared Two at a Time: Three Pairings
Readers rarely want a five-way table and nothing else, so here are three head-to-head reads drawn from the same data. Use them as a quick way to compare mid-size NBFC stocks two at a time.
L&T Finance vs Aditya Birla Capital
L&T Finance lends across farm equipment, two-wheelers, home loans and small business needs, while Aditya Birla Capital combines lending with asset management and insurance. Aditya Birla Capital is about 1.6 times the size of L&T Finance by market capitalisation, at Rs 1,08,157 crore against Rs 68,038 crore. On price to earnings, L&T Finance carries the lower multiple at 19.80 against 23.57 for Aditya Birla Capital. L&T Finance reports the higher return on equity, at 11.70% against 10.35% for Aditya Birla Capital. A focused lender and a group with several financial arms are priced differently, so read the business mix before you read the ratio.
Sundaram Finance vs M&M Financial Services
Sundaram Finance is a long established financier of commercial vehicles and cars, while M&M Financial Services lends to rural and semi-urban borrowers, mainly for vehicles and tractors. On price to earnings, M&M Financial Services carries the lower multiple at 10.88 against 21.27 for Sundaram Finance. Sundaram Finance reports the higher return on equity, at 14.00% against 13.09% for M&M Financial Services. For dividend income, M&M Financial Services offers 2.66% against 0.93% at Sundaram Finance. Both ride vehicle demand, so read growth and returns side by side before you judge either multiple.
Capri Global Capital vs L&T Finance
Capri Global Capital offers home loans, loans against property, gold loans and business loans, while L&T Finance spreads across a wider set of retail products. Capri Global Capital reports the higher return on equity, at 16.46% against 11.70% for L&T Finance. For dividend income, L&T Finance offers 1.01% against 0.08% at Capri Global Capital. In Q2 FY27, Capri Global Capital grew revenue faster, at 59.1% year on year against 26.5% for L&T Finance. A specialist and a broad lender earn differently, so read returns and valuation together.
Best Mid-Size NBFC Stocks for Each Type of Investor
If you are asking which of the best mid-size NBFC stocks here suits you, the answer depends on what you value. The table below shows who leads on each measure today, which is the fairest way to answer without naming a single winner. Any mid-size NBFC stocks compared table can mislead if you stop at one row, because each lender leads on a different measure. Used with care, a mid-size NBFC stock comparison turns scattered ratios into a short list of questions worth asking.
| If you care most about | Start your research with | The number |
|---|---|---|
| Lowest price to earnings | M&M Financial Services | 10.88 |
| Highest return on equity | Capri Global Capital | 16.46% |
| Highest dividend yield | M&M Financial Services | 2.66% |
| Lowest price to book value | M&M Financial Services | 1.43 |
| Largest by market capitalisation | Aditya Birla Capital | Rs 1,08,157 crore |
| Fastest Q2 FY27 revenue growth | Capri Global Capital | 59.1% |
| Sharpest Q2 FY27 net profit rise | Capri Global Capital | 77.3% |
No single name tops every row, which is exactly why a mid-size NBFC stock comparison helps. Scale, returns, payouts and valuation each point to a different lender, so decide what matters most to you before you rank the numbers.
What Is Driving Loan Demand for Vehicles, Homes and Businesses Right Now?
Vehicle, home, business and consumer loans keep growing as more households and small firms seek credit. Lenders with varied products and steady funding can grow their loan books through different phases of the cycle. Knowing what moves loan growth and funding costs helps you compare mid-size NBFC stocks with the right questions in mind.
Loan growth, funding costs and credit quality decide returns for lenders. A wide branch network and the backing of a strong parent group help keep funding smooth and borrowing costs in check. A good mid-size NBFC stocks compared routine therefore tracks loan growth, margins and credit costs. The sector backdrop helps every name here, but a mid-size NBFC stock comparison shows it does not help them equally.
Risks to Weigh When You Compare Mid-Size NBFC Stocks
NBFC stocks depend on interest rates, funding costs, credit quality and regulation. Valuations often rest on price to book, so read each filing for loan growth, margin and credit cost commentary before you compare them. Every mid-size NBFC stock comparison has blind spots, and for this group the biggest is loan growth and funding costs. A thoughtful mid-size NBFC stocks compared review keeps these risks next to the numbers instead of in a footnote.
Because loan growth, margins and credit costs drive these businesses, the most useful habit is to read the management commentary that comes with every result and note what is expected for the next quarter. Read together, the risk notes and the tables make this mid-size NBFC stocks compared guide a balanced starting point.
How to Compare Mid-Size NBFC Stocks and Build a Shortlist
Start by deciding whether you prefer vehicle finance, home and business loans or a lender with insurance and asset management on the side, because each responds to different triggers. Vehicle lenders reward readers who track sales and rural income, while home and business lenders reward those who track disbursements. Done step by step, this mid-size NBFC stocks compared routine becomes repeatable rather than a one-off exercise. The same mid-size NBFC stocks compared steps work for other sectors on Univest, so you can reuse them.
Then check valuation and returns, because premium price to book multiples leave less room for slips in credit quality. Spreading your attention across one vehicle lender and one home or business lender is a simple way to see both sides of the sector. Keep the shortlist of best mid-size NBFC stocks short enough that you can actually follow each company’s quarterly results. When you compare mid-size NBFC stocks again after new results, update only the rows that changed instead of starting over.
The Univest stock screener lets you filter mid-size NBFC stocks by market capitalisation, return on equity and price to earnings, and the app keeps live prices a tap away through the trading day. Come back to this mid-size NBFC stocks compared page after the next set of results to see which numbers have moved.
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Conclusion: Mid-Size NBFC Stocks Compared at a Glance
This mid-size NBFC stocks compared review on price, valuation and Q2 FY27 results shows that no single name wins every measure. Aditya Birla Capital leads on size and Capri Global Capital leads on return on equity, while the others bring their own strengths. Treat the mid-size NBFC stocks Q2 FY27 results and mid-size NBFC stocks valuation tables as a research starting point, then check the filings and speak to a SEBI-registered advisor before you invest. If you plan to compare mid-size NBFC stocks again next quarter, the same checklist of price to book, return on equity and dividend yield will work.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Mid-Size NBFC Stocks Compared
Which are the top mid-size NBFC stocks compared in this article?
Ans. The mid-size NBFC stocks compared in this article are L&T Finance, Aditya Birla Capital, Sundaram Finance, M&M Financial Services and Capri Global Capital. They are checked on previous close, market capitalisation, price to earnings, price to book, return on equity and the latest quarterly results, so you get a clear side-by-side starting point before you open any single company’s filings in more depth.
Which mid-size NBFC stock has the highest market capitalisation?
Ans. Among the five names, Aditya Birla Capital has the highest market capitalisation at Rs 1,08,157 crore. L&T Finance follows at Rs 68,038 crore. Market capitalisation is the total value the market places on a company and moves with the share price every day, so check the live figure before you rely on it.
Which of these mid-size NBFC stocks has the lowest price to earnings ratio?
Ans. On mid-size NBFC stocks valuation, M&M Financial Services has the lowest price to earnings ratio among these mid-size NBFC stocks at 10.88, based on the latest reported earnings. Aditya Birla Capital sits at the other end at 23.57. A lower multiple is not automatically better, since growth, margins and business quality all influence what investors are willing to pay.
Which mid-size NBFC stock has the highest return on equity?
Ans. Capri Global Capital reports the highest return on equity in this group at 16.46%. Return on equity shows how much profit a company earns on shareholder funds, so a higher figure usually points to efficient use of capital. Compare it over several years, and keep debt levels in mind, because heavy borrowing can lift the ratio.
How did mid-size NBFC stocks perform in Q2 FY27 results?
Ans. All of the five names have filed Q2 FY27 numbers in our data. Capri Global Capital recorded the fastest revenue growth at 59.1% year on year. Capri Global Capital showed the sharpest net profit rise at 77.3%. For mid-size NBFC stocks Q2 FY27 results, each filing on the exchange website carries the full detail behind these figures.
What are the main risks when you compare mid-size NBFC stocks?
Ans. NBFC stocks depend on interest rates, funding costs, credit quality and regulation. Valuations often rest on price to book, so read each filing for loan growth, margin and credit cost commentary before you compare them. Keep an eye on loan growth, margins and credit costs.
Which metrics matter most when you compare mid-size NBFC stocks?
Ans. Loan growth, net interest margin, funding cost and credit quality matter most for operating performance. Price to book, return on equity, price to earnings and dividend yield show how the market values each lender. Read each company’s filing for these along with the numbers in this article.
Which is the best mid-size NBFC stock to buy among these five?
Ans. The best mid-size NBFC stock depends on whether you value vehicle finance, home and business loans or a group with several financial arms, because the five names differ on all three. On the numbers in this article, Aditya Birla Capital has the largest market capitalisation; M&M Financial Services has the lowest price to earnings as well as the highest dividend yield; Capri Global Capital has the highest return on equity. No single stock tops every measure, and none of this is a recommendation. Use the tables to build a shortlist, check the latest filings, and speak to a SEBI-registered advisor before you decide, since your goals, time horizon and risk appetite matter more than any ranking.
