3 Data Operations Specialist, Global Technology Services Leader and Banking Software Product Maker Stocks With a Strong Future Roadmap: eClerx Services, Infosys and Oracle Financial Services Software
- October 28, 2026
- Posted by: Kunal Singla
- Category: Best Stocks
eClerx Services, Infosys and Oracle Financial Services Software: ROE of 27.6% to 33.7% and FY22 to FY26 revenue CAGR of 10.2% to 17.9%. Prices as of 27 Oct 2026.
Quick Answer
The three data operations and banking software stocks to watch are eClerx Services, Infosys and Oracle Financial Services Software. Their return on equity ranges from 27.6% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 10.2% to 17.9%. Oracle Financial Services Software has the highest return on equity at 33.7%, while eClerx Services has the fastest revenue growth at 17.9% a year. Prices are based on the 27 October 2026 close, and this article is educational, not investment advice.
Data operations and banking software stocks let investors follow companies that serve a growing part of the Indian economy. eClerx Services, Infosys and Oracle Financial Services Software cover a data operations specialist, a global technology services leader and a banking software product maker.
This list covers three data operations and banking software stocks with complete current figures: eClerx Services, Infosys and Oracle Financial Services Software. Every figure comes from the latest reported financials and the 27 October 2026 market close. Companies without complete current figures were left out.
Click Here – Get Free Investment Predictions
What Are Data Operations and Banking Software Stocks?
Data operations and banking software stocks are listed technology companies that run data and digital operations, deliver enterprise technology services and license core banking software to lenders. Their earnings depend on client technology budgets, deal wins, utilisation and currency.
Data Operations and Banking Software Stocks at a Glance
| Company | CMP (Rs) | Market Cap (Rs Cr) | P/E | Industry P/E | ROE (%) | D/E |
|---|---|---|---|---|---|---|
| eClerx Services | 1,896.7 | 18,062 | 24.8 | 17.5 | 27.6 | 0.15 |
| Infosys | 1,163 | 468,528 | 15.4 | 17.6 | 31.0 | 0.09 |
| Oracle Financial Services Software | 9,928 | 86,056 | 25.2 | 17.9 | 33.7 | 0.00 |
On valuation, Infosys trades at a P/E below the industry P/E, while eClerx Services and Oracle Financial Services Software trade above it, which reflects the growth the market already expects. Readers comparing data operations and banking software stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.
Why Do Data Operations and Banking Software Stocks Have a Strong Roadmap in India?
Data operations and banking software stocks have a strong roadmap in India because digital operations outsourcing, cloud and data projects and bank technology upgrades keep widening the market for Indian technology firms.
- Data operations. Clients outsource analytics and process work.
- Digital services. Enterprises modernise cloud and data platforms.
- Bank software. Lenders upgrade core and risk systems.
Why eClerx Services Features Among These Data Operations and Banking Software Stocks
Among the data operations and banking software stocks on this list, eClerx Services, based in Mumbai, offers data analytics, digital operations and process services to financial services, retail and technology clients.
Revenue rose from Rs 2,185 crore in FY22 to Rs 4,218 crore in FY26, a compound annual growth rate of 17.9%. Net profit grew from Rs 418 crore in FY22 to Rs 706 crore in FY26, which works out to a compound annual growth rate of 14.0%.
In the June 2026 quarter, revenue grew 23.8% year on year to Rs 1,170 crore, while net profit rose 16.0% to Rs 164 crore. The company has a return on equity of 27.6%, a debt to equity ratio of 0.15 and a market capitalisation of Rs 18,062 crore. The stock trades at a P/E of 24.8, above the industry P/E of 17.5.
Roadmap: Clients are buying more data and automation work, and eClerx is adding artificial intelligence-led offerings. A balance sheet with little debt and high returns on capital gives it flexibility to invest and return cash.
What to watch: Monitor client additions and growth in digital offerings.
Why Infosys Features Among These Data Operations and Banking Software Stocks
Among the data analytics and bank software shares on this list, Infosys is a leading Indian technology services company that provides digital, cloud, data and consulting services to global enterprises across banking, retail, energy and other industries.
Revenue rose from Rs 123,936 crore in FY22 to Rs 182,972 crore in FY26, a compound annual growth rate of 10.2%. Net profit grew from Rs 22,146 crore in FY22 to Rs 29,474 crore in FY26, which works out to a compound annual growth rate of 7.4%.
The company has a return on equity of 31.0%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 468,528 crore. The stock trades at a P/E of 15.4, below the industry P/E of 17.6.
Roadmap: The company is investing in artificial intelligence and cloud services, which are becoming central to client budgets. Large deal wins and strong client relationships support steady growth.
What to watch: Track large deal wins, margin trends and client demand for artificial intelligence services.
Why Oracle Financial Services Software Features Among These Data Operations and Banking Software Stocks
Among the three companies on this list, Oracle Financial Services Software develops banking software products such as core banking, lending and risk platforms and also provides related services and support to banks and financial institutions around the world.
The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P/E of 25.2, above the industry P/E of 17.9.
Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%.
Roadmap: The company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.
What to watch: Follow product licence wins, cloud adoption by banking clients and the pace of new deals.
eClerx Services vs Infosys vs Oracle Financial Services Software on Key Financials
The table below sets the three data operations and banking software stocks side by side on revenue, profit and margin, using reported figures.
| Company | FY22 Revenue (Rs Cr) | FY26 Revenue (Rs Cr) | Revenue CAGR (FY22-FY26) | FY26 Net Profit (Rs Cr) | FY26 Net Margin |
|---|---|---|---|---|---|
| eClerx Services | 2,185 | 4,218 | 17.9% | 706 | 16.7% |
| Infosys | 123,936 | 182,972 | 10.2% | 29,474 | 16.1% |
| Oracle Financial Services Software | 5,356 | 7,943 | 10.4% | 2,639 | 33.2% |
Oracle Financial Services Software posts the highest return on equity in this group at 33.7%. Infosys has the largest FY26 revenue at Rs 182,972 crore, and eClerx Services shows the fastest revenue growth with a 17.9% compound annual rate. A useful habit with data operations and banking software stocks is to check each new quarterly result against the capacity plans the company described earlier.
Key Risks to Check Before Investing in Data Operations and Banking Software Stocks
Every theme carries risks that deserve a check before any decision. For these data operations and banking software stocks, the main points are:
- Deal timing. Large contracts can shift between periods.
- Client budgets. Spending can vary with global conditions.
- Currency moves. Export earnings move with the rupee.
Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.
Use the Univest Stock Screener to filter data operations and banking software stocks by market capitalisation, P/E, ROE and growth, and build your own shortlist.
Final Thoughts on Data Operations and Banking Software Stocks
Data operations and banking software stocks reward investors who follow demand trends, order books and margins together. eClerx Services, Infosys and Oracle Financial Services Software each have a clear plan to grow. Based on the 27 October 2026 close, eClerx Services trades at Rs 1,896.7, Infosys at Rs 1,163 and Oracle Financial Services Software at Rs 9,928.
Download the Univest iOS App or Univest Android App to track data operations and banking software stocks, set price alerts and get research-backed stock ideas.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
What are data operations and banking software stocks?
Ans. Data operations and banking software stocks are listed technology companies that run data and digital operations, deliver enterprise technology services and license core banking software to lenders. Their earnings depend on client technology budgets, deal wins, utilisation and currency. This list looks at three of them, eClerx Services, Infosys and Oracle Financial Services Software, using reported FY22 to FY26 financials and the 27 October 2026 closing prices.
Which data operations and banking software stocks are covered in this list?
Ans. This list covers eClerx Services, Infosys and Oracle Financial Services Software. Based on the 27 October 2026 close, eClerx Services traded at Rs 1,896.7, Infosys at Rs 1,163 and Oracle Financial Services Software at Rs 9,928. Their return on equity ranges from 27.6% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 10.2% to 17.9%.
Why do data operations and banking software stocks have a strong future roadmap in India?
Ans. Data operations and banking software stocks have a strong roadmap in India because digital operations outsourcing, cloud and data projects and bank technology upgrades keep widening the market for Indian technology firms. The main drivers are as follows. Data operations. Clients outsource analytics and process work. Digital services. Enterprises modernise cloud and data platforms. Bank software. Lenders upgrade core and risk systems. Together these factors give the companies on this list a visible path for growth over the coming years.
How has eClerx Services performed financially?
Ans. Revenue rose from Rs 2,185 crore in FY22 to Rs 4,218 crore in FY26, a compound annual growth rate of 17.9%. Net profit grew from Rs 418 crore in FY22 to Rs 706 crore in FY26, which works out to a compound annual growth rate of 14.0%. In the June 2026 quarter, revenue grew 23.8% year on year to Rs 1,170 crore, while net profit rose 16.0% to Rs 164 crore. The company has a return on equity of 27.6%, a debt to equity ratio of 0.15 and a market capitalisation of Rs 18,062 crore. The stock trades at a P/E of 24.8, above the industry P/E of 17.5. Looking ahead, clients are buying more data and automation work, and eClerx is adding artificial intelligence-led offerings. A balance sheet with little debt and high returns on capital gives it flexibility to invest and return cash.
How has Infosys performed financially?
Ans. Revenue rose from Rs 123,936 crore in FY22 to Rs 182,972 crore in FY26, a compound annual growth rate of 10.2%. Net profit grew from Rs 22,146 crore in FY22 to Rs 29,474 crore in FY26, which works out to a compound annual growth rate of 7.4%. The company has a return on equity of 31.0%, a debt to equity ratio of 0.09 and a market capitalisation of Rs 468,528 crore. The stock trades at a P/E of 15.4, below the industry P/E of 17.6. Looking ahead, the company is investing in artificial intelligence and cloud services, which are becoming central to client budgets. Large deal wins and strong client relationships support steady growth.
How has Oracle Financial Services Software performed financially?
Ans. Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%. The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P/E of 25.2, above the industry P/E of 17.9. Looking ahead, the company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.
What risks should investors check before buying data operations and banking software stocks?
Ans. Investors should check a few risks before buying data operations and banking software stocks. Deal timing. Large contracts can shift between periods. Client budgets. Spending can vary with global conditions. Currency moves. Export earnings move with the rupee. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.
Is this list of data operations and banking software stocks investment advice?
Ans. No. This article is educational and uses publicly available data as of the 27 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.
