CreditAccess Grameen Q2 Results FY27: PAT Jumps 298.67% to Rs 501.57 Cr, Revenue Rs 1,903.74 Cr
- October 22, 2026
- Posted by: Harsh Piplani
- Category: Results
Quick Answer
CreditAccess Grameen Q2 Results FY27 were declared on 22 October 2026 as consolidated quarterly results for the July to September 2026 period. Revenue came in at Rs 1,903.74 Cr, up 26.21% YoY growth, while net profit rose 298.67% YoY to Rs 501.57 Cr. The results date, consolidated results and the net profit line together show a much stronger profit run than the top line.
CreditAccess Grameen Ltd (CREDITACC) Q2 Results FY27 announced on 22 October 2026, covering the company’s financial performance for the July to September 2026 quarter. CreditAccess Grameen Q2 Results FY27 showed consolidated revenue of Rs 1,903.74 Cr versus Rs 1,508.35 Cr a year earlier, while net profit stood at Rs 501.57 Cr compared with Rs 125.81 Cr in the same quarter last year. The results date and consolidated results are central to the numbers reported in this quarterly results update.
CreditAccess Grameen Q2 Results is the lens for this results analysis, and the discussion below covers financial highlights, business drivers, outlook and risks. The figures are relevant for the lending and microfinance space, where CreditAccess Grameen reported a sharper rise in profit than revenue. The next section starts with the Financial Highlights summary.
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CreditAccess Grameen Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 1903.74 Cr | Rs 1508.35 Cr | +26.21% YoY |
| Financing Profit | Rs 686.55 Cr | Rs 184.29 Cr | +272.54% YoY |
| Net Profit (PAT) | Rs 501.57 Cr | Rs 125.81 Cr | +298.67% YoY |
Source: company filing for CreditAccess Grameen Q2 Results FY27, 22 October 2026. Figures in Rs Crore, Consolidated basis.
Key Takeaways from CreditAccess Grameen Q2 Results: What Stands Out
- Revenue rose 26.21% YoY to Rs 1,903.74 Cr, showing a steady top-line expansion in the quarter.
- Net profit climbed 298.67% YoY to Rs 501.57 Cr, a much faster increase than revenue.
- Financing Profit increased 272.54% YoY to Rs 686.55 Cr, indicating a strong improvement in the middle profit line.
- CreditAccess Grameen Q2 Results FY27 also showed a wider gap between profit and revenue growth, which investors will compare with past quarterly results.
- Net profit growth was the key number to note, and the performance analysis below explains the reported quarterly results in more detail.
CreditAccess Grameen Q2 Results FY27: Performance Analysis
CreditAccess Grameen Q2 Results FY27 point to a quarter where profit expanded much faster than revenue. The company reported consolidated revenue of Rs 1,903.74 Cr and net profit of Rs 501.57 Cr, with both figures showing YoY growth. The results analysis is especially notable because the profit line outpaced the top line by a wide margin.
The same pattern is visible in the middle line, where Financing Profit rose to Rs 686.55 Cr from Rs 184.29 Cr a year ago. CreditAccess Grameen Q2 Results FY27 therefore show a materially stronger profit conversion than in the comparison quarter, and the market will usually focus on whether this quarterly results trend is sustained in later periods.
For CreditAccess Grameen Q2 Results, the key question after these numbers is how the next disclosures keep the revenue and net profit trajectory aligned. Investors reading the results analysis will track whether the pace of YoY growth in revenue and profit continues, which is where the discussion turns to the business factors.
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Key Business Factors This Quarter
Revenue growth – Revenue grew 26.2% year on year to Rs 1,903.74 Cr in the latest quarter, which directly shaped the reported quarterly results and set the base for profit growth.
Net profit improvement – Net profit rose 298.7% year on year to Rs 501.57 Cr, and that increase was larger than the revenue change, reflecting a sharper rise in bottom-line earnings.
Margin expansion – Net profit margin improved to 26.3% from 8.3% in the comparison quarter, which helps explain why CreditAccess Grameen Q2 Results FY27 showed a much stronger profit outcome.
FY27 Outlook After CreditAccess Grameen Q2 Results
CreditAccess Grameen Q2 Results FY27 give investors a cleaner base for reading the rest of FY27, but the full-year picture will still depend on subsequent quarters. The results analysis so far shows strong net profit growth, yet the next reported quarter will matter for confirming whether the pace remains consistent.
In the absence of explicit guidance, the most factual reading is that FY27 full-year results will depend on subsequent quarters. CreditAccess Grameen Q2 Results therefore serve as one checkpoint in the annual cycle, and the next section turns to the risks that could affect the path ahead.
Key Risks to Watch After CreditAccess Grameen Q2 Results FY27
Quarterly profit volatility
Quarterly net profit has been volatile, ranging from Rs 125.81 Cr to Rs 501.57 Cr over the last 5 quarters. That YoY growth profile can change quickly, so investors will watch whether the latest quarterly results hold at similar levels.
Return on equity gap
Return on equity of 10.59% in FY26 is below 15%. This matters for CreditAccess Grameen Q2 Results FY27 because future results analysis will likely compare profit growth with capital efficiency trends.
Consistency in future quarters
The main risk is that the current improvement may not repeat every quarter. CreditAccess Grameen Q2 Results show strong net profit and revenue growth, but the next reporting cycle will decide whether the quarterly results remain on the same trajectory.
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Conclusion
CreditAccess Grameen Q2 Results FY27 present a consolidated results update with revenue of Rs 1,903.74 Cr and net profit of Rs 501.57 Cr, both up sharply on a YoY basis. The quarterly results suggest stronger profit conversion, but investors should read the results-basis numbers alongside the next disclosures and consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on CreditAccess Grameen Q2 Results FY27
What are CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 are the company’s consolidated quarterly results for July to September 2026, announced on 22 October 2026. They show revenue of Rs 1,903.74 Cr and net profit of Rs 501.57 Cr.
What is the results date for CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 were announced on 22 October 2026, which is the results date used in this article. The filing covers the July to September 2026 quarter and its consolidated results.
What revenue was reported in CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 reported revenue of Rs 1,903.74 Cr for CreditAccess Grameen. Compared with Rs 1,508.35 Cr a year earlier, the quarterly results show 26.21% YoY growth.
What net profit was reported in CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 reported net profit of Rs 501.57 Cr. That was up from Rs 125.81 Cr in the same quarter last year, reflecting 298.67% YoY growth.
How much YoY growth did revenue show in CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 showed revenue YoY growth of 26.21% for CreditAccess Grameen. The results analysis also notes that revenue increased from Rs 1,508.35 Cr to Rs 1,903.74 Cr.
Did net profit rise or fall in CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 showed that net profit rose sharply to Rs 501.57 Cr. This compared with Rs 125.81 Cr in the year-ago quarter, as covered in the performance analysis.
What was the Financing Profit in CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 reported Financing Profit of Rs 686.55 Cr. It was higher than Rs 184.29 Cr in the same quarter last year, as shown in the Financial Highlights table.
Are CreditAccess Grameen Q2 Results FY27 consolidated results or standalone results?
Ans. CreditAccess Grameen Q2 Results FY27 are consolidated results for CreditAccess Grameen. The filing announced on 22 October 2026 used the consolidated basis throughout the article.
What business factors shaped CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 were shaped by revenue growth, net profit growth and improved net profit margin. Those business factors are discussed in the key business factors section.
What are the key risks after CreditAccess Grameen Q2 Results FY27?
Ans. CreditAccess Grameen Q2 Results FY27 carry risks around quarterly profit volatility and a FY26 return on equity of 10.59%. The risks section explains why future quarterly results will be closely watched.
What is the outlook after CreditAccess Grameen Q2 Results?
Ans. CreditAccess Grameen Q2 Results suggest that FY27 will depend on subsequent quarters for confirmation. The outlook section therefore focuses on the reported net profit trend and the need to watch future quarterly results.
Where can I find the complete CreditAccess Grameen Q2 Results FY27 data?
Ans. CreditAccess Grameen Q2 Results FY27 are summarized in this article with the main figures, including revenue, Financing Profit and net profit. The financial highlights and FAQ sections provide the complete visible results analysis here.