3 State-Owned Bank, Vehicle Financier and Financial Services Group Stocks With a Strong Future Roadmap: IDBI Bank, Sundaram Finance and Edelweiss Financial Services
- October 15, 2026
- Posted by: Neeraj Pandey
- Category: Best Stocks
IDBI Bank Rs 90.39, P/E 9.57. Sundaram Finance Rs 4,246.30, P/E 20.59. Edelweiss Rs 133.71, P/E 16.98. Closing prices of 14 Oct 2026.
Quick Answer
State-owned bank, vehicle financier and financial services group stocks with the clearest long-term roadmaps today include IDBI Bank in retail and corporate banking with a growing deposit franchise, Sundaram Finance in vehicle finance along with home finance, asset management and insurance interests and Edelweiss in alternative asset management, wealth management, life insurance and credit. FY26 revenue growth was 4.6% at IDBI Bank, 15.3% at Sundaram Finance and 14.1% at Edelweiss. P/E stands at 9.57 for IDBI Bank (industry 12.00), 20.59 for Sundaram Finance (industry 17.72) and 16.98 for Edelweiss (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company’s risks need equal attention.
State-owned bank, vehicle financier and financial services group stocks give investors exposure to loans, savings and wealth services for households and businesses. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.
This list covers three state-owned bank, vehicle financier and financial services group stocks: IDBI Bank for retail and corporate banking with a growing deposit franchise, Sundaram Finance for vehicle finance along with home finance, asset management and insurance interests and Edelweiss Financial Services for alternative asset management, wealth management, life insurance and credit. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.
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What Are State-Owned Bank, Vehicle Financier and Financial Services Group Stocks?
State-owned bank, vehicle financier and financial services group stocks are shares of companies that lend to households, small businesses and projects. Results depend on loan growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.
State-Owned Bank, Vehicle Financier and Financial Services Group Stocks at a Glance
The table compares size, valuation, return on equity and debt for the three state-owned bank, vehicle financier and financial services group stocks as of the 14 Oct 2026 close.
| Company | CMP (Rs) | Market Cap (Rs Cr) | P/E | Industry P/E | ROE |
|---|---|---|---|---|---|
| IDBI Bank | 90.39 | 89,460 | 9.57 | 12.00 | 15.39% |
| Sundaram Finance | 4,246.30 | 45,716 | 20.59 | 17.72 | 13.82% |
| Edelweiss Financial Services | 133.71 | 12,087 | 16.98 | 17.72 | 13.58% |
Among lending stocks, Sundaram Finance trades at a premium to the industry P/E, while IDBI Bank and Edelweiss trade at a discount.
Why Do State-Owned Bank, Vehicle Financier and Financial Services Group Stocks Have a Strong Roadmap in India?
State-owned bank, vehicle financier and financial services group stocks have a strong roadmap in India because vehicle purchases, rising credit demand and growing wealth services keep adding customers for these firms. Three drivers stand out.
- Vehicle loans: Commercial and personal vehicle buyers seek finance.
- Bank deposits: A growing deposit base supports lending.
- Wealth services: Rising savings add fee income.
IDBI Bank: Retail and Corporate Banking Drive the Pipeline
IDBI Bank’s roadmap rests on retail and corporate banking with a growing deposit franchise, with loan growth and a cleaner balance sheet supporting earnings.
Revenue grew from Rs 23,235.02 crore in FY22 to Rs 35,631.19 crore in FY26, a 53.4% rise, and FY26 revenue was 4.6% higher than FY25. FY26 net profit rose 20.6% to Rs 9,236.61 crore. Over four years, net profit rose from Rs 2,557.07 crore in FY22 to Rs 9,236.61 crore. In Q1 FY27, revenue grew 1.6% to Rs 8,633.28 crore, and net profit rose 5.3% to Rs 2,130.57 crore.
Return on equity is 15.39%. At a P/E of 9.57 against an industry P/E of 12.00, the stock trades below its industry multiple.
What to watch: The P/E of 9.57 against an industry P/E of 12.00 leaves valuation less stretched, so the next quarters’ growth is the figure to follow.
Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline
Sundaram Finance’s roadmap rests on vehicle finance along with home finance, asset management and insurance interests, with a long-standing customer base supporting loan growth.
Revenue grew from Rs 5,145.67 crore in FY22 to Rs 9,873.12 crore in FY26, a 91.9% rise, and FY26 revenue was 15.3% higher than FY25. FY26 net profit rose 10.6% to Rs 2,005.40 crore. Over four years, net profit rose from Rs 1,066.62 crore in FY22 to Rs 2,005.40 crore. In Q1 FY27, revenue grew 12.8% to Rs 2,653.34 crore, and net profit rose 38.1% to Rs 568.86 crore.
Debt to equity is 4.68 and return on equity is 13.82%. Sundaram Finance paid a dividend of Rs 40 per share for FY26, a yield of 0.97%. At a P/E of 20.59 against an industry P/E of 17.72, the stock trades above its industry multiple.
What to watch: The P/E of 20.59 is a modest premium to the industry P/E of 17.72, so the next quarters’ growth is the figure to follow.
Edelweiss Financial Services: Asset Management and Wealth Drive the Pipeline
Edelweiss’ roadmap rests on alternative asset management, wealth management, life insurance and credit, with growing client assets supporting fee income.
Revenue grew from Rs 7,212.59 crore in FY22 to Rs 10,865.14 crore in FY26, a 50.6% rise, and FY26 revenue was 14.1% higher than FY25. FY26 net profit rose 27.0% to Rs 680.46 crore. Over four years, net profit rose from Rs 212.07 crore in FY22 to Rs 680.46 crore. In Q1 FY27, revenue grew 6.0% to Rs 2,418.81 crore, and net profit rose 30.9% to Rs 134.37 crore.
Debt to equity is 4.02 and return on equity is 13.58%. Edelweiss paid a dividend of Rs 1.5 per share for FY26, a yield of 1.17%. At a P/E of 16.98 against an industry P/E of 17.72, the stock trades below its industry multiple.
What to watch: The P/E of 16.98 against an industry P/E of 17.72 leaves valuation less stretched, so the next quarters’ growth is the figure to follow.
Best State-Owned Bank, Vehicle Financier and Financial Services Group Stocks in India: IDBI Bank vs Sundaram Finance vs Edelweiss on Key Financials
Among the best state-owned bank, vehicle financier and financial services group stocks in India, IDBI Bank leads on return on equity and the lowest P/E; Sundaram Finance leads on FY26 revenue growth and Q1 FY27 revenue growth; Edelweiss leads on FY26 net profit growth and dividend yield. The table puts the numbers side by side.
| Metric | IDBI Bank | Sundaram Finance | Edelweiss |
|---|---|---|---|
| FY26 revenue (Rs Cr) | 35,631.19 | 9,873.12 | 10,865.14 |
| FY26 revenue growth | 4.6% | 15.3% | 14.1% |
| FY26 net profit (Rs Cr) | 9,236.61 | 2,005.40 | 680.46 |
| FY26 net profit growth | 20.6% | 10.6% | 27.0% |
| Q1 FY27 revenue growth (YoY) | 1.6% | 12.8% | 6.0% |
| Q1 FY27 net profit growth (YoY) | 5.3% | 38.1% | 30.9% |
| Return on equity | 15.39% | 13.82% | 13.58% |
| P/E ratio | 9.57 | 20.59 | 16.98 |
| Dividend yield | 0.00% | 0.97% | 1.17% |
Lender earnings follow loan growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.
How to Evaluate State-Owned Bank, Vehicle Financier and Financial Services Group Stocks to Buy Before You Invest
A short checklist keeps the research consistent when you screen state-owned bank, vehicle financier and financial services group stocks and shortlist state-owned bank, vehicle financier and financial services group stocks to buy.
- Compare each stock’s P/E with its industry P/E, which differs by company here.
- Check loan growth, asset quality and capital adequacy together.
- Check whether revenue growth is turning into profit growth, not only sales.
- Read loan growth against funding costs to see how growth is financed.
- Watch capital adequacy and asset quality before sizing a position.
- Spread exposure across companies and business lines instead of one demand cycle.
Risks to Consider Before Investing in State-Owned Bank, Vehicle Financier and Financial Services Group Stocks
- Asset quality: A rise in overdue loans can reduce profit.
- Funding costs: Changes in borrowing costs can move spreads.
- Quarterly trends: A single weak quarter can change near-term earnings, so track results every quarter.
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Final Take: Which Stock Has the Strongest Roadmap?
These three lending stocks cover a state-owned bank, vehicle finance and a financial services group. IDBI Bank leads on return on equity and the lowest P/E; Sundaram Finance leads on FY26 revenue growth and Q1 FY27 revenue growth; Edelweiss leads on FY26 net profit growth and dividend yield.
Across state-owned bank, vehicle financier and financial services group stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the state-owned bank, vehicle financier and financial services group stocks to buy discussed here.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on State-Owned Bank, Vehicle Financier and Financial Services Group Stocks
Which are the best state-owned bank, vehicle financier and financial services group stocks in India with a strong roadmap?
Ans. IDBI Bank, Sundaram Finance and Edelweiss Financial Services stand out for their roadmaps in a state-owned bank, vehicle finance and a financial services group. FY26 revenue growth was 4.6% at IDBI Bank, 15.3% at Sundaram Finance and 14.1% at Edelweiss, and return on equity ranges from 13.58% to 15.39%.
Is IDBI Bank a good stock to buy now?
Ans. IDBI Bank has a return on equity of 15.39% and a P/E of 9.57 against an industry P/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.
What is the P/E ratio of IDBI Bank, Sundaram Finance and Edelweiss?
Ans. The P/E ratio is 9.57 for IDBI Bank (industry 12.00), 20.59 for Sundaram Finance (industry 17.72) and 16.98 for Edelweiss (industry 17.72). Only Sundaram Finance trades at or above the industry multiple.
Which of these state-owned bank, vehicle financier and financial services group stocks has the highest return on equity?
Ans. IDBI Bank has the highest return on equity at 15.39%, followed by Sundaram Finance at 13.82% and Edelweiss Financial Services at 13.58%.
What are the risks of investing in state-owned bank, vehicle financier and financial services group stocks?
Ans. The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.
How did IDBI Bank, Sundaram Finance and Edelweiss perform in Q1 FY27?
Ans. IDBI Bank reported revenue of Rs 8,633.28 crore, up 1.6% year on year, and net profit rose 5.3% to Rs 2,130.57 crore. Sundaram Finance reported revenue of Rs 2,653.34 crore, up 12.8% year on year, and net profit rose 38.1% to Rs 568.86 crore. Edelweiss Financial Services reported revenue of Rs 2,418.81 crore, up 6.0% year on year, and net profit rose 30.9% to Rs 134.37 crore.
Do state-owned bank, vehicle financier and financial services group stocks pay dividends?
Ans. Sundaram Finance and Edelweiss pay dividends. The dividend yield is 0.97% for Sundaram Finance and 1.17% for Edelweiss, based on dividends declared for FY26.
How can I invest in state-owned bank, vehicle financier and financial services group stocks in India?
Ans. You can buy state-owned bank, vehicle financier and financial services group stocks through a demat and trading account on NSE or BSE after checking each company’s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.
