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TRUSTMF Arbitrage Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?

  • September 21, 2026
  • Posted by: Chaitanya Auti
  • Category: Mutual Funds
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TRUSTMF Arbitrage Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?

TRUSTMF Arbitrage Fund Direct Growth Plan has a NAV of ₹10.6815 as of 18 September 2026 and scheme AUM of ₹134 Cr. Its 1-year, 3-year and 5-year returns are 6.56%, Data not available and Data not available, while the risk category is Low Risk. Our view is that this is a conservative-style arbitrage strategy with modest return delivery and relatively steady behaviour, which may suit investors who prioritise stability over chasing equity-like upside.

Benchmark comparison matters here: the fund has held up better than Nifty 50 over the periods shown, but the return profile is still limited compared with what equity-oriented investors may expect. The portfolio also contains a meaningful cash-and-liquid component, which supports the lower-volatility profile.

Table of Contents

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  • Quick facts
  • Performance
  • Should you BUY or HOLD TRUSTMF Arbitrage?
  • Peer comparison
  • Portfolio: where your money goes
  • Who should invest
  • Tax and exit load
  • Frequently asked questions
    • What is the current NAV of TRUSTMF Arbitrage Fund Direct Growth Plan?
    • What are the fund’s 1-year, 3-year and 5-year returns?
    • How does it compare with its benchmark?
    • How does it compare with the peer funds shown here?
    • What is the minimum SIP amount?
    • Who manages the fund and what is the exit load?
  • Bottom line
  • Explore mutual funds with Univest
  • RIA disclosure

Quick facts

Particular Details
NAV ₹10.6815 as of 18 Sep 2026
AUM ₹134 Cr
Expense Ratio 0.2%
Launch Date 28 Aug 2025
Min SIP ₹1,000
Risk Category Low Risk
Benchmark Nifty 50
Fund Category Hybrid
Exit Load 0.25% on or before 7D, Nil after 7D
Fund Managers Mihir Vora, Sachin Parekh, Bhavin Hemani

The fund is managed by Mihir Vora, Sachin Parekh and Bhavin Hemani.

Source data date: as of 18 Sep 2026

Performance

Period Fund return Benchmark return
1M 0.37% -3.73%
3M 1.53% -3.14%
1Y 6.56% -5.31%
3Y Data not available Data not available
5Y Data not available Data not available

The short-term picture is constructive. Over 1 month and 3 months, the fund stayed positive while the benchmark was negative, which suggests the strategy has been able to buffer market swings rather than fully mirror them. That is consistent with an arbitrage-style allocation, where the goal is usually steadier movement rather than strong directional upside.

The 1-year return of 6.56% also shows a better outcome than the benchmark’s -5.31% over the same period. Even so, the path has not been perfectly linear; the underlying pattern shows periods of flattening and small giveback before recovering again. For a low-risk hybrid fund, that kind of choppiness is not unusual, but it does mean the experience is more about resilience than smooth compounding.

Because the fund has been live only since August 2025, 3-year and 5-year return figures are not available. That limits how far we can extend the track record reading. On the evidence available, the fund has behaved more defensively than Nifty 50, and recent results are stronger than the benchmark, but the absolute return level remains modest.

For investors, the key question is whether the steadier profile matters more than higher return ambition. On that point, the fund’s behaviour is aligned with conservative use cases rather than growth-seeking equity allocation.

Source data date: as of 18 Sep 2026

Should you BUY or HOLD TRUSTMF Arbitrage?

A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.

The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.

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Peer comparison

Fund 1Y return 3Y return 5Y return
TRUSTMF Arbitrage Fund Direct Growth Plan 6.56% Data not available Data not available
Quant Arbitrage Fund Direct Growth Plan 7.6% Data not available Data not available
WOC Arbitrage Fund Direct Growth Plan 7.3% Data not available Data not available
Franklin India Arbitrage Fund Direct Growth Plan 7.27% Data not available Data not available
Motilal Oswal Arbitrage Fund Direct Growth Plan 7.25% Data not available Data not available
ITI Arbitrage Fund Direct Growth Plan 7.02% 7.45% 6.27%

This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.

On 1-year returns, the fund trails the strongest peer figures in this set and also sits below the other comparable arbitrage funds shown here. That does not change the core character of the strategy, but it does mean the recent outcome has been less competitive than several alternatives on the same horizon.

The longer-term read is harder to make because most peers do not have usable 3-year or 5-year numbers. Among the one peer with both measures, ITI Arbitrage Fund Direct Growth Plan has higher 3-year and 5-year figures than this fund’s unavailable long-horizon record, which leaves the current fund with a shorter track record and less proof of compounding history. Short-term peer comparison is therefore clearer than long-term comparison.

Source data date: as of 18 Sep 2026

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Portfolio: where your money goes

Holding Sector Weight
Trustmf Liquid Fund-Direct Plan-Growth Domestic Mutual Funds Units 17.51%
Canara Bank Bank 7.02%
HDFC Bank Limited Bank 6.77%
Axis Bank Limited Bank 6.12%
TREPS 01-Sep-2026 Cash & Cash Equivalents and Net Assets 5.16%
Kalyan Jewellers India Limited Diamond & Jewellery 3.27%
Maruti Suzuki India Limited Automobile & Ancillaries 3.23%
Bajaj Finance Limited Finance 2.95%
Vodafone Idea Limited Telecom 2.9%
Indus Towers Limited Telecom 2.71%

The top 10 holdings account for approximately 57.64% of the portfolio.

To see all holdings, visit the TRUSTMF Arbitrage Fund Direct Growth Plan page

The largest disclosed holding is Trustmf Liquid Fund-Direct Plan-Growth at 17.51%, which is sizable for a single position and likely to have greater influence on day-to-day portfolio behaviour than the smaller names below it. The next positions fall quickly into the 7% range, then the 6% range, and then the 5% area, so the list does not stay clustered near the top weight for long.

That drop from the first holding to the tenth suggests the portfolio is not built around one overwhelming exposure, but it does have a noticeable leading position and a short list of meaningful satellite holdings. The displayed ten holdings together account for 57.64% of the portfolio, while the scheme reports 43 total holdings, so the rest of the portfolio is spread across a longer tail of smaller positions.

This structure may help keep the strategy diversified across several instruments and sectors, while still allowing the largest liquid and banking exposures to matter more in the overall outcome. In practical terms, the mix looks moderately concentrated at the top and broader beyond the first ten names.

Source data date: as of 18 Sep 2026

Who should invest

This fund is better aligned with investors who can accept low-risk, lower-volatility positioning and who are comfortable with modest return expectations. The 1-year result has been positive, while the benchmark has been negative over the same span, which supports its defensive profile, but the lack of long track record data means the longer view is still limited.

The main trade-off is straightforward: you may get steadier behaviour than a typical equity fund, but you should not expect the kind of upside that comes with more aggressive market exposure. The portfolio’s mix of liquid assets, cash-equivalent exposure and banking names supports that steadier stance. A medium to short holding horizon may fit better than a return-maximising approach, especially if capital stability matters more than chasing high growth.

Tax and exit load

Holding period Tax rate Description
Units held less than 1 year 20% Short-term capital gains tax
Units held more than 1 year 12.5% Long-term capital gains tax

Exit load: 0.25% on or before 7 days; nil after 7 days.

Source data date: as of 18 Sep 2026

Frequently asked questions

What is the current NAV of TRUSTMF Arbitrage Fund Direct Growth Plan?

The current NAV is ₹10.6815 as of 18 September 2026.

What are the fund’s 1-year, 3-year and 5-year returns?

The 1-year return is 6.56%. The 3-year and 5-year returns are Data not available because the scheme has a short history.

How does it compare with its benchmark?

It has been ahead of Nifty 50 over the periods shown. For 1 year, the fund returned 6.56% while the benchmark returned -5.31%.

How does it compare with the peer funds shown here?

Its 1-year return of 6.56% is below the peer figures shown for Quant Arbitrage Fund Direct Growth Plan, WOC Arbitrage Fund Direct Growth Plan, Franklin India Arbitrage Fund Direct Growth Plan, Motilal Oswal Arbitrage Fund Direct Growth Plan and ITI Arbitrage Fund Direct Growth Plan.

What is the minimum SIP amount?

The minimum SIP amount is ₹1,000.

Who manages the fund and what is the exit load?

The fund is managed by Mihir Vora, Sachin Parekh and Bhavin Hemani. The exit load is 0.25% on or before 7 days and nil after 7 days.

Bottom line

TRUSTMF Arbitrage Fund Direct Growth Plan has shown a better short-term outcome than its benchmark, but its longer-term history is limited because the scheme launched in August 2025. The low-risk profile, modest return pattern and liquid-heavy top holding point to a conservative arbitrage structure rather than a high-growth fund. Compared with the peer set shown here, the 1-year return is softer, while longer-term comparisons are not broadly available. That makes it more relevant for investors who value steadier behaviour and a controlled portfolio mix over aggressive upside.

Published on 21 September 2026 at 9:51 AM IST

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RIA disclosure

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.



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