HDFC Transportation and Logistics Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?
- September 18, 2026
- Posted by: Chaitanya Auti
- Category: Mutual Funds
HDFC Transportation and Logistics Fund Direct Growth Plan has a NAV of ₹20.059 as of 17 September 2026 and an AUM of ₹2,115 Cr. Its 1-year, 3-year and 5-year returns are 7.16%, 24.02% and 0%, and it sits in the High Risk bucket. Our view is that it suits investors who can accept sharp swings for sector-specific growth exposure, but the near-term pattern is more uneven than the 3-year track record.
The fund’s recent behaviour is mixed against its benchmark, while the longer stretch has been stronger. The portfolio is concentrated in automobile and allied businesses, so the fund may move differently from a broad market fund. That makes it more useful as a specialised allocation than as a core all-weather holding.
Quick facts
| Particular | Details |
|---|---|
| NAV | ₹20.059 as of 17 Sep 2026 |
| AUM | ₹2,115 Cr |
| Expense Ratio | 0.93% |
| Launch Date | 17 Aug 2023 |
| Min SIP | ₹100 |
| Risk Category | High Risk |
| Benchmark | Nifty 50 |
| Fund Category | Equity |
| Exit Load | 1% on or before 30D, Nil after 30D |
| Fund Managers | Priya Ranjan |
The fund is managed by Priya Ranjan.
Source data date: as of 17 Sep 2026
Performance
| Period | Fund return | Benchmark return |
|---|---|---|
| 1M | -4.41% | -3.66% |
| 3M | 8.79% | -3.71% |
| 1Y | 7.16% | -7.13% |
| 3Y | 24.02% | 5.82% |
| 5Y | Data not available | Data not available |
The recent picture is choppy. Over 1 month, the fund was negative and lagged the benchmark, although the benchmark itself was also weak. Over 3 months, the fund recovered strongly while the benchmark stayed in the red, which tells us the strategy can respond well when its preferred holdings regain momentum.
The 1-year return is still positive, but it is not especially smooth. The path over the year shows several drawdowns and partial recoveries rather than a straight upward move. That is consistent with a thematic equity fund where stock selection and sector sentiment matter more than broad market direction.
The 3-year return stands out more clearly than the 1-year number. The fund has compounded well over that period and has stayed well ahead of the benchmark on the same horizon. That suggests the strategy has worked better across a full cycle than in the latest stretch alone.
The 5-year return is not available, so we do not treat the scheme as having a long public compounding history yet. For an investor, the main takeaway is that the fund has shown stronger medium-term results than short-term consistency, and that pattern fits a niche equity allocation rather than a defensive one.
Source data date: as of 17 Sep 2026
Should you BUY or HOLD HDFC Transportation and Logistics?
A fund’s past returns alone don’t tell you whether you should buy it today or continue holding it.
The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.
Already holding HDFC Transportation and Logistics? Thinking of investing now?
Peer comparison
| Fund | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| HDFC Transportation and Logistics Fund Direct Growth Plan | 7.16% | 24.02% | Data not available |
| ICICI Pru Strategic Metal and Energy Equity FoF Direct Growth Plan | 69.8% | 36.32% | Data not available |
| HDFC Pharma and Healthcare Fund Direct Growth Plan | 25.31% | Data not available | Data not available |
| Kotak Healthcare Fund Direct Growth Plan | 25.27% | Data not available | Data not available |
| Motilal Oswal Active Momentum Fund Direct Growth Plan | 24.51% | Data not available | Data not available |
| PGIM India Healthcare Fund Direct Growth Plan | 22.75% | Data not available | Data not available |
This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639. On the available 1-year numbers, the fund trails all five peer schemes listed here, but the gap narrows when we look at 3-year outcomes because only one peer has a comparable 3-year figure and the fund is still behind that figure. The short-term and longer-term pictures therefore point in the same direction: relative strength has been harder to sustain recently than over the fund’s better 3-year stretch.
Source data date: as of 17 Sep 2026
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Portfolio: where your money goes
| Holding | Sector | Weight |
|---|---|---|
| Eicher Motors Ltd. | Automobile & Ancillaries | 9.02% |
| Maruti Suzuki India Limited | Automobile & Ancillaries | 8.77% |
| Bosch Limited | Automobile & Ancillaries | 7.8% |
| Eternal Limited | Retailing | 7.75% |
| Tata Motors Limited | Domestic Equities | 7.35% |
| Sona BLW Precision Forgings | Automobile & Ancillaries | 6.53% |
| Hyundai Motor India Limited | Automobile & Ancillaries | 5.23% |
| Gabriel India Ltd. | Automobile & Ancillaries | 4.98% |
| Mahindra & Mahindra Ltd. | Automobile & Ancillaries | 3.1% |
| MRF Ltd. | Automobile & Ancillaries | 2.84% |
The largest holding is Eicher Motors Ltd. at 9.02%, which is large enough to matter on its own but not so large that the fund depends on a single stock. The next few positions are also meaningful, with Maruti Suzuki India Limited and Bosch Limited both close behind, so the top end of the portfolio is clearly influential.
Weight falls gradually rather than collapsing after the first holding. By the tenth holding, the stake is still 2.84%, which tells us the fund spreads risk across several individual names instead of concentrating everything in one or two ideas. At the same time, the first 10 holdings account for approximately 63.37% of the portfolio, so the portfolio still has a fairly focused structure.
There are 33 disclosed holdings in total, which means the remaining positions form a longer tail beyond the visible top 10. Our view is that the fund may be sensitive to the fortunes of a relatively small set of stocks, especially because the largest exposures are clustered around automobile and ancillaries themes. That concentration can help when the segment is strong, but it can also make the fund less forgiving when sentiment turns.
To see all holdings, visit the HDFC Transportation and Logistics Fund Direct Growth Plan page
Source data date: as of 17 Sep 2026
Who should invest
This fund fits investors who can handle High Risk exposure and are comfortable with a sector-tilted equity strategy. Its 1-year path has been uneven, while the 3-year outcome has been meaningfully stronger, so it looks better suited to a longer holding period than to short-term use.
The main trade-off is that the fund can move differently from the broader market because of its concentrated exposure to automobiles and related businesses. That concentration may improve upside when the theme is in favour, but it can also increase volatility. Investors who want broad stability may find that trade-off hard to accept, while those seeking a specialised equity satellite may find it more relevant.
Tax and exit load
| Holding period | Tax rate | Description |
|---|---|---|
| Units held less than 1 year | 20% | Short-term capital gains tax |
| Units held more than 1 year | 12.5% | Long-term capital gains tax |
Exit load: 1% on or before 30D, Nil after 30D.
Source data date: as of 17 Sep 2026
Frequently asked questions
What is the current NAV of HDFC Transportation and Logistics Fund Direct Growth Plan?
The NAV is ₹20.059 as of 17 September 2026.
What are the fund’s 1-year, 3-year and 5-year returns?
The fund’s returns are 7.16% for 1 year, 24.02% for 3 years and Data not available for 5 years.
How does the fund compare with the benchmark?
It has outperformed the benchmark over 3 years and 1 year, while the benchmark has been weaker over those same periods. In the very short term, the fund has been more volatile.
How does it compare with the listed peer funds on 1-year return?
Its 1-year return of 7.16% is below the five peer schemes listed here, which range from 22.75% to 69.8% on a 1-year basis.
What is the minimum SIP amount?
The minimum SIP amount is ₹100.
Who manages the fund and what is the exit load?
Priya Ranjan manages the fund. The exit load is 1% on or before 30 days and nil after 30 days.
Bottom line
The fund’s recent performance has been uneven, but its 3-year record is materially stronger than its 1-year reading. Against the benchmark and the listed peer set, the latest numbers leave it behind on short-term returns, while the portfolio remains focused in automobile and ancillaries names. That combination makes it a specialised High Risk equity fund rather than a broad market core holding. Investors who are comfortable with theme concentration and a longer horizon may find the structure more relevant than those who need steadier, market-like behaviour.
Published on 18 September 2026 at 1:31 PM IST
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RIA disclosure
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.