Punjab National Bank Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter
- September 11, 2026
- Posted by: Harsh Piplani
- Category: Results
Punjab National Bank share price Rs 115.95 on 11 September 2026, down 0.77%. Q2 FY27 results date not confirmed. Q1 FY27 net profit Rs 5,835.00 crore. Q2 FY26 base a profit of Rs 5,121.00 crore.
Quick Answer
The Punjab National Bank Q2 results date for FY27 is not confirmed, and Punjab National Bank had not filed a board meeting intimation with the NSE or BSE as of 11 September 2026. Indian listing rules require the September 2026 quarter results to be published within 45 days of the quarter end, an outer deadline of 14 November 2026. The quarter will be measured against a September 2025 base of Rs 32,513.00 crore in revenue and a profit of Rs 5,121.00 crore. This preview uses reported actuals only and carries no estimated revenue or profit figure for the coming quarter.
The Punjab National Bank Q2 results FY27 announcement is the next scheduled earnings event for Punjab National Bank, one of the largest public sector banks in India, running a nationwide branch network across retail, agriculture, small business and corporate lending, with subsidiaries in housing finance, asset management and insurance distribution. The stock traded at Rs 115.95 on the NSE on 11 September 2026, down 0.77% from the previous close of Rs 116.85, about 14.2% below its 52-week high of Rs 135.15 and 17.7% above its 52-week low of Rs 98.50.
What makes the Punjab National Bank Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 32,513.00 crore of revenue and a profit of Rs 5,121.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 33,589.00 crore and a profit of Rs 5,835.00 crore. Everything below is built from those reported figures rather than from any forecast.
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When Is the Punjab National Bank Q2 Results FY27 Date?
The Punjab National Bank Q2 results date for FY27 is not confirmed. As of 11 September 2026, Punjab National Bank had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.
What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the Punjab National Bank Q2 results date becomes public through that filing rather than through any advance announcement.
The Punjab National Bank Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for Punjab National Bank.
Punjab National Bank Q2 Results Expectations: What the Market Is Actually Tracking
No verified analyst estimate for the Punjab National Bank Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for Punjab National Bank. The Punjab National Bank Q2 results watchlist below is built from what the company has actually reported and disclosed.
The first is total income, which was Rs 32,513 crore in September 2025 against Rs 33,589 crore in Q1 FY27, a rise of about 3%. The whole five quarter range spans only 3.3%, so the top line has been close to flat and the profit movement comes from elsewhere.
The second is where that profit comes from. Other income exceeded financing profit in all five quarters, ranging from Rs 4,080 crore to Rs 5,427 crore against financing profit of Rs 1,426 crore to Rs 3,061 crore, and supplied between 61% and 78% of pre tax profit throughout. Treasury and fee income therefore matter more here than the lending spread.
The third is the June 2025 base, which carried a 74% effective tax rate against 19% to 27% in the other four quarters. Net profit fell to Rs 2,167 crore that quarter even though pre tax profit was the second highest of the window, so any comparison against the June 2025 quarter is flattered by a one off tax charge.
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Punjab National Bank Q2 Results Preview: The Q1 FY27 Actuals It Builds On
Punjab National Bank reported revenue of Rs 33,589.00 crore in Q1 FY27, up 3.12% from Rs 32,572.00 crore in Q1 FY26, and a profit of Rs 5,835.00 crore at the net level, up 169.27% from Rs 2,167.00 crore in Q1 FY26. These are reported actuals, not estimates.
Sequentially, revenue was up 2.41% over the March 2026 quarter figure of Rs 32,798.00 crore, and net profit was up 4.16% from Rs 5,602.00 crore in Q4 FY26. A manufacturer-style operating margin is not a meaningful measure for Punjab National Bank, because its costs are dominated by interest paid on borrowings, so the Punjab National Bank Q2 results print is better read from net interest income, asset quality and the rupee profit figure.
Q2 FY26 Base: The Comparison Punjab National Bank Q2 Results FY27 Must Beat
Punjab National Bank reported revenue of Rs 32,513.00 crore and a profit of Rs 5,121.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this Punjab National Bank Q2 results preview.
Net profit in that base quarter was below the Rs 5,835.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a manageable level. Revenue of Rs 32,513.00 crore sits below the Rs 33,589.00 crore of the June 2026 quarter, which frames how much sequential movement the Punjab National Bank Q2 results print needs to show growth.
Punjab National Bank Quarterly Results Trend Over the Last Four Quarters
| Quarter | Revenue (Rs Cr) | Net Profit (Rs Cr) |
|---|---|---|
| Q2 FY26 (Sep 2025) | 32,513.00 | 5,121.00 |
| Q3 FY26 (Dec 2025) | 32,889.00 | 5,577.00 |
| Q4 FY26 (Mar 2026) | 32,798.00 | 5,602.00 |
| Q1 FY27 (Jun 2026) | 33,589.00 | 5,835.00 |
Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company’s exchange filings, and they are the only basis this Punjab National Bank Q2 results preview uses.
Revenue across those four quarters ranged from Rs 32,513.00 crore to Rs 33,589.00 crore, and net profit from Rs 5,121.00 crore to Rs 5,835.00 crore. That spread is the honest context for the Punjab National Bank Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.
Key Factors That Could Shape Punjab National Bank Q2 Results FY27
The Punjab National Bank Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what Punjab National Bank has already reported.
Deposit Cost Against Lending Yield
Financing margin swung from 4% in December 2025 to 9% in March 2026 and back to 8%, driven by the expense line falling 19% in one quarter while revenue was flat. The path of deposit repricing against loan yields is what decides whether that level holds.
Asset Quality Is Not on the Consolidated Page
Gross and net non performing asset percentages are blank for all five quarters on the consolidated view, so slippages, recoveries and the provision charge have to be read from the bank’s own disclosure rather than inferred from the summary table.
Reported Profit Runs Above the Stated Tax Rate
In each quarter net profit lands Rs 291 crore to Rs 504 crore above what the printed pre tax profit and tax rate imply, which is consistent with associate income and minority interest sitting below the tax line in a consolidated group of this size.
Punjab National Bank Q2 Results FY27: Share Price and Valuation Going Into the Print
Punjab National Bank share price today is Rs 115.95 on the NSE, down Rs 0.90 or 0.77% from the previous close of Rs 116.85 on 11 September 2026, ahead of the Punjab National Bank Q2 results announcement.
| Metric | Value (11 September 2026) |
|---|---|
| NSE Symbol | PNB |
| Current Market Price | Rs 115.95 |
| 52-Week High | Rs 135.15 |
| 52-Week Low | Rs 98.50 |
| Market Capitalisation | Rs 1,33,261 crore |
| PE Ratio | 6.07 |
| PB Ratio | 0.85 |
| EPS (TTM) | Rs 19.09 |
| Book Value per Share | Rs 136.00 |
| Debt to Equity | 0.72 |
| Return on Equity | 13.0% |
| 50-Day Moving Average | Rs 112.75 |
| 200-Day Moving Average | Rs 114.80 |
| RSI (14) | 54.60 |
The stock trades above both its 50-day average of Rs 112.75 and its 200-day average of Rs 114.80, with a 14-day RSI of 54.60. None of this is a view on where the shares go once the Punjab National Bank Q2 results are announced, and no price target is offered here.
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What Investors Should Watch When Punjab National Bank Q2 Results Are Announced
Four lines carry most of the information in a company of this size, and reading them in order keeps the Punjab National Bank Q2 results print in proportion.
- Revenue against the Rs 32,513.00 crore reported in the September 2025 base quarter
- Net profit against a profit of Rs 5,121.00 crore in that same quarter
- Net interest income and asset quality, since a manufacturer-style operating margin does not apply here
- Any exceptional item, provision or one-off gain disclosed alongside the numbers
A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the Punjab National Bank Q2 results announcement should be read together with the notes to the results rather than the headline alone.
Conclusion on Punjab National Bank Q2 Results FY27
The Punjab National Bank Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. Punjab National Bank will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.
On that basis the Punjab National Bank Q2 results FY27 print faces a base of Rs 32,513.00 crore in revenue and a profit of Rs 5,121.00 crore, with the most recent quarter having delivered Rs 33,589.00 crore and a profit of Rs 5,835.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for Punjab National Bank, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on Punjab National Bank Q2 Results FY27
What is the Punjab National Bank Q2 results date for FY27?
Ans. The Punjab National Bank Q2 results date for FY27 is not confirmed. Punjab National Bank had not filed a board meeting intimation with the NSE or BSE as of 11 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.
What quarter do the Punjab National Bank Q2 results 2026 cover?
Ans. The Punjab National Bank Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. Punjab National Bank reports revenue, operating profit and net profit for that period, and the Punjab National Bank Q2 results filing also carries the notes to the accounts.
What were the Punjab National Bank Q1 FY27 results?
Ans. Punjab National Bank reported revenue of Rs 33,589.00 crore in Q1 FY27 and a profit of Rs 5,835.00 crore at the net level. Revenue was up 3.12% versus Q1 FY26 and net profit was up 169.27% from Rs 2,167.00 crore in Q1 FY26.
What were Punjab National Bank Q2 FY26 results in the September 2025 quarter?
Ans. Punjab National Bank reported revenue of Rs 32,513.00 crore and a profit of Rs 5,121.00 crore in Q2 FY26. Those figures form the base for the Punjab National Bank Q2 results FY27 comparison.
What are the main Punjab National Bank Q2 results expectations this quarter?
Ans. No verified analyst estimate is publicly available. The Punjab National Bank Q2 results expectations centre on revenue against the Rs 32,513.00 crore base, net profit against a profit of Rs 5,121.00 crore, and any exceptional item disclosed with the numbers.
What is Punjab National Bank share price today ahead of the Q2 earnings?
Ans. Punjab National Bank share price is Rs 115.95 on the NSE as of 11 September 2026, down 0.77% from Rs 116.85. The stock is about 14.2% below its 52-week high of Rs 135.15 and 17.7% above its 52-week low of Rs 98.50, at a market capitalisation of Rs 1,33,261 crore.
Is Punjab National Bank a good stock to buy before the Q2 results?
Ans. This article does not offer a buy, sell or hold recommendation on Punjab National Bank. The stock trades at a price-to-book ratio of 0.85 with a return on equity of 13.0%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.