PNB Q1 Results FY27: Net Profit Jumps 191.4% to Rs 5,339 Cr as Revenue Grows 3.12%

July 20, 2026
Posted by: Ankit Jaiswal
Category: News

PNB Q1 FY27: PAT Rs 5,339 Cr (+191.4% YoY), total income Rs 33,589 Cr (+3.12%). Stock rose 0.52% to Rs 105.77 on 18 July 2026.

PNB Q1 results FY27, announced on Saturday, 18 July 2026, show a consolidated net profit of Rs 5,339 Cr for the quarter ended 30 June 2026, up 191.4% from Rs 1,832 Cr in the year ago quarter.

Shares of PNB rose 0.52% to Rs 105.77 on the results day. The company is India’s second largest public sector bank. Note: the near tripling of profit comes off a low year ago base, with lower provisions doing much of the work.

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Table of Contents

PNB Q1 Results FY27 Key Takeaways

Here are the most important numbers from the June 2026 quarter at a glance.

Net Profit (PAT): Rs 5,339 Cr in Q1 FY27 versus Rs 1,832 Cr in Q1 FY26, a change of +191.4% year on year.
Total income: Rs 33,589 Cr in Q1 FY27 versus Rs 32,572 Cr in Q1 FY26, a change of +3.12%.
Gross Profit: Rs 7,662 Cr in Q1 FY27 versus Rs 7,318 Cr in Q1 FY26, a change of +4.7%.
Results announced on Saturday, 18 July 2026 for the quarter ended 30 June 2026 on a consolidated basis.
PNB share price rose 0.52% to Rs 105.77 on the results day.

PNB Q1 Results FY27 Financial Highlights

The table below summarises the consolidated numbers reported against the year ago quarter.

Metric	Q1 FY27	Q1 FY26	YoY Change
Total Income	Rs 33,589 Cr	Rs 32,572 Cr	+3.12%
Gross Profit	Rs 7,662 Cr	Rs 7,318 Cr	+4.7%
Net Profit (PAT)	Rs 5,339 Cr	Rs 1,832 Cr	+191.4%

All figures are on a consolidated basis as reported for the quarter ended 30 June 2026.

PNB Q1 Results FY27 Performance Analysis

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Profit growth is the headline of the PNB Q1 results FY27. Total income grew 3.12% to Rs 33,589 Cr from Rs 32,572 Cr. Gross profit rose 4.7% to Rs 7,662 Cr from Rs 7,318 Cr.

Gross profit growing faster than total income shows operating leverage at work in the PNB Q1 results FY27, with margins expanding as scale builds.

An important context for reading the PNB Q1 results FY27: the near tripling of profit comes off a low year ago base, with lower provisions doing much of the work.

For a bank, the revenue line in the PNB Q1 results FY27 refers to total income, spanning interest earned and other income, so the profit trend alongside provisioning behaviour is the more meaningful signal than the topline alone.

PNB Q1 Results FY27: Key Business Factors

1. Topline Momentum

Total income grew 3.12% to Rs 33,589 Cr from Rs 32,572 Cr. This sets the base against which the rest of the P&L in the PNB Q1 results FY27 should be read.

2. Operating Performance

Gross profit rose 4.7% to Rs 7,662 Cr from Rs 7,318 Cr. The gross profit trend is the cleanest read on operating health in the quarter.

3. Bottom Line Delivery

The net result of Rs 5,339 Cr captures the combined effect of operations, other income, finance costs and tax for the quarter.

Dividend Details

Any dividend announcement accompanying the June 2026 quarter results will be reflected in the company’s official NSE and BSE filings. Investors should rely on those filings for dividend confirmation rather than secondary sources.

PNB Q1 Results FY27 Outlook for the Full Year

Looking past the PNB Q1 results FY27, the FY27 trajectory depends on demand conditions in the company’s core markets, cost trends, and execution against the base this quarter has set.

PNB Stock Performance After the Q1 Results

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PNB share price rose 0.52% to Rs 105.77 on the results day, as the market weighed the quarter’s numbers against expectations.

Investors can compare the trend of the counter with the Bank Nifty index to judge how the stock is placed relative to the broader market after the June quarter results.

Key Risks

Investors going through the fine print of the PNB Q1 results FY27 should also weigh the following risks.

1. Sustaining the Growth Rate

The growth reported in the PNB Q1 results FY27 sets a higher base for coming quarters, and any moderation could disappoint a market that extrapolates.

2. Margin Durability

Whether the quarter’s operating performance holds depends on input costs, pricing power and mix, all of which can shift quickly.

3. Execution and External Risks

Demand cycles, regulatory changes and sector specific shocks remain outside management control and can reset expectations.

Conclusion

PNB Q1 results FY27 show consolidated net profit of Rs 5,339 Cr for the quarter ended 30 June 2026, up 191.4% from Rs 1,832 Cr in the year ago quarter. Total income grew 3.12% to Rs 33,589 Cr from Rs 32,572 Cr. The September quarter will show whether this quarter’s trend extends. Investors should verify the filings on NSE and BSE and consult a SEBI-registered advisor before acting on the numbers.

Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

Frequently Asked Questions on PNB Q1 Results FY27

When were the PNB Q1 results FY27 announced?

Ans. The PNB Q1 results FY27 were announced on Saturday, 18 July 2026, for the quarter ended 30 June 2026, on a consolidated basis.

What is the PAT in the PNB Q1 results FY27?

Ans. The consolidated PAT in the PNB Q1 results FY27 stood at Rs 5,339 Cr, a change of +191.4% from Rs 1,832 Cr in Q1 FY26.

What was the total income in the PNB Q1 results FY27?

Ans. The total income in the PNB Q1 results FY27 stood at Rs 33,589 Cr, a change of +3.12% from Rs 32,572 Cr in Q1 FY26.

What was the gross profit in the PNB Q1 results FY27?

Ans. Gross profit for the June 2026 quarter stood at Rs 7,662 Cr, compared with Rs 7,318 Cr in Q1 FY26, a change of +4.7% year on year.

Are the PNB Q1 results FY27 standalone or consolidated?

Ans. The figures discussed here are on a consolidated basis, as reported for the quarter ended 30 June 2026.

How did the share price react after the PNB Q1 results FY27?

Ans. PNB share price rose 0.52% to Rs 105.77 on the results day.

Is the stock a good buy after the PNB Q1 results FY27?

Ans. The PNB Q1 results FY27 are one input among many. Valuation, sector conditions and risk appetite matter as much as a single quarter. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.

Where can I verify the PNB Q1 results FY27?

Ans. The official filings for the PNB Q1 results FY27 are available on the NSE and BSE websites, and the stock can be tracked on the Univest app.

Q1 Results FY27

Author: Ankit Jaiswal

Ankit Jaiswal is the Senior Research Analyst at Univest, leading the platform's in-house equity research desk and serving as the editorial reviewer for all research and blog content published at univest.in. With 11+ years of experience in Indian equity markets, he oversees stock recommendations, earnings analysis, sector coverage, and ensures every published article meets SEBI Research Analyst Regulations. He holds a Bachelor of Commerce (B.Com) from St. Xavier's College, Kolkata — one of India's most prestigious commerce institutions — and has cleared CMT Level 2 from the CMT Association, a globally recognised certification in technical analysis and market research. His research methodology combines fundamental analysis (earnings quality, balance sheet strength, management commentary) with advanced technical analysis (chart patterns, momentum indicators, market structure) — giving Univest's retail investors a dual-lens approach that most Indian research platforms lack. Ankit is among the most comprehensively certified analysts in Indian financial media, holding five NISM certifications: Series-XV (Research Analyst), Series-VIII (Equity Derivatives), Series-VII (SORM), Series-VI (Depository Operations), and Series-V-A (Mutual Fund Distributors). At Univest — India's SEBI-registered research and advisory platform — Ankit's responsibilities include leading the research team, finalising stock recommendations published across Pro Lite, Pro Super, and Pro Gold advisory services, and maintaining editorial oversight of all YMYL financial content published on the blog.