Yes Bank Share Price in Focus as Q1 FY27 Loans and Advances Jump 18.4% to Rs 2.85 Lakh Crore
- July 6, 2026
- Posted by: Ankit Jaiswal
- Category: News
Yes Bank share price CMP Rs 24.41. Q1 FY27 loans up 18.4% YoY to Rs 2.85 lakh crore. Deposits up 14.3% to Rs 3.15 lakh crore. LCR improves to 138.5% from 119%.
Yes Bank share price is in focus on 6 July 2026 after the private lender’s Q1 FY27 provisional business update showed loans and advances surging 18.4 percent year on year to Rs 2,85,315 crore as of 30 June 2026, one of the strongest credit growth readings among mid-sized private banks this earnings season. The update also showed a 4.3 percent quarter on quarter rise in the loan book, reflecting continued momentum through the quarter.
Deposits grew 14.3 percent year on year to Rs 3,15,397 crore, though they slipped 1.1 percent sequentially, while the bank’s liquidity buffers strengthened meaningfully during the quarter.
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About Yes Bank
Yes Bank is a full-service commercial bank headquartered in Mumbai, offering a wide array of products, services and digital solutions catering to retail, MSME and corporate clients, having rebuilt its balance sheet and franchise following its 2020 reconstruction.
Why Yes Bank Share Price Is in Focus Today
Yes Bank share price is in focus because the Q1 FY27 update shows one of the strongest loan growth rates in the banking sector this quarter, a signal that the bank’s multi-year turnaround continues to gain traction. Investors tracking Yes Bank share price can view live quotes and fundamentals on the Univest stock page for Yes Bank before assessing the update in full.
Loan Growth Leads the Sector
Loans and advances rose 18.4 percent year on year to Rs 2,85,315 crore, up from Rs 2,41,000 crore approximately a year earlier, and grew 4.3 percent quarter on quarter, a healthy pace for what is typically a seasonally slower first quarter for credit growth across the industry.
Deposits and CASA Trends
Total deposits grew 14.3 percent year on year to Rs 3,15,397 crore, though they slipped 1.1 percent quarter on quarter from Rs 3,18,969 crore in March 2026. CASA deposits increased 14.3 percent year on year to Rs 1,03,258 crore, but fell 7.8 percent sequentially, keeping the CASA ratio, including certificates of deposit, at 32.7 percent compared with 32.8 percent a year ago and 35.1 percent in the previous quarter.
Liquidity and Credit-Deposit Ratio Improve
The bank’s credit-to-deposit ratio improved to 90.5 percent as of 30 June 2026, up from 87.4 percent a year earlier and 85.7 percent in the previous quarter, indicating more efficient deployment of deposits into lending. The average consolidated Liquidity Coverage Ratio climbed sharply to 138.5 percent, up from 119.0 percent in March 2026 and 135.8 percent a year ago, comfortably clear of regulatory requirements.
Yes Bank Q1 FY27 Key Metrics
The table below summarises the key operating metrics from the Q1 FY27 update.
| Metric | Q1 FY27 | Q1 FY26 | YoY Change |
|---|---|---|---|
| Loans and Advances | Rs 2,85,315 crore | Rs 2,41,000 crore approx. | +18.4% |
| Total Deposits | Rs 3,15,397 crore | Rs 2,75,843 crore | +14.3% |
| CASA Deposits | Rs 1,03,258 crore | Rs 90,351 crore | +14.3% |
| Liquidity Coverage Ratio | 138.5% | 135.8% | +2.7 pts |
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Yes Bank Share Price and Recent Performance
Yes Bank share price was trading around Rs 24.41 on the National Stock Exchange, largely flat for the session after touching an intraday high of Rs 24.79 and a low of Rs 24.38. The stock rose 0.58 percent to settle at Rs 24.39 on Friday, 3 July 2026, ahead of this Q1 update.
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What This Update Means for Yes Bank
The 18.4 percent loan growth, among the strongest in the sector this quarter, alongside a sharply improved liquidity coverage ratio, suggests Yes Bank’s balance sheet is scaling with adequate liquidity cushions in place. The sequential CASA pullback mirrors an industry wide trend of deposit migration toward higher yielding term products, but the improving credit-to-deposit ratio shows the bank continuing to deploy its funding base more efficiently into lending.
Conclusion
Yes Bank share price is in focus on 6 July 2026 after Q1 FY27 loans and advances jumped 18.4 percent to Rs 2.85 lakh crore, with liquidity coverage improving to 138.5 percent. The stock was trading around Rs 24.41 during the session. Track the full quarterly results for profitability trends and consult a SEBI registered advisor before making any investment decision.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions on Yes Bank Share Price
Why is Yes Bank share price in focus today?
Ans. Yes Bank share price is in focus because its Q1 FY27 provisional business update showed loans and advances surging 18.4 percent YoY to Rs 2.85 lakh crore, one of the strongest credit growth rates among mid-sized private banks this quarter.
What was Yes Bank’s Q1 FY27 loan growth?
Ans. Yes Bank reported loans and advances of Rs 2,85,315 crore as of 30 June 2026, up 18.4 percent YoY and 4.3 percent quarter on quarter.
How did Yes Bank’s deposits perform in Q1 FY27?
Ans. Yes Bank’s total deposits grew 14.3 percent YoY to Rs 3,15,397 crore, though they slipped 1.1 percent quarter on quarter, while CASA deposits rose 14.3 percent YoY to Rs 1,03,258 crore.
What is Yes Bank’s liquidity coverage ratio?
Ans. Yes Bank’s average consolidated Liquidity Coverage Ratio climbed to 138.5 percent in Q1 FY27, up from 119.0 percent in the March 2026 quarter and 135.8 percent a year earlier.
What was Yes Bank share price on 6 July 2026?
Ans. Yes Bank share price was trading around Rs 24.41 during the session, after touching an intraday high of Rs 24.79 and a low of Rs 24.38.
Is Yes Bank share price a buy after this Q1 update?
Ans. This article does not constitute investment advice. While loan growth is strong, review the bank’s full quarterly results including asset quality and profitability metrics, and consult a SEBI registered financial advisor before making any investment decision.
