How to Diversify with Consumer Tech & IT Stocks?

Tech Diversification = Smarter Investing

– Consumer tech = B2C platforms, hardware, apps
– IT = B2B services, SaaS, digital transformation
Together, they balance volatility and returns

Why Diversify Across Both?

– Low P/E or P/B
– Strong fundamentals
– Temporary market neglect

Sample Diversified Tech Portfolio

– Timken India
– Balrampur Chini
– Carborundum Universal
– KNR Constructions
– Greenpanel Industries

Risks in Over-Diversifying

– Overlap in themes (e.g., SaaS vs IT services)
Missing sector-specific depth

Investment Insights

– Focus on 2–3 year horizon
– Buy low, wait for re-rating