Elite: Earn higher returns with Registered P2P lending

Elite

Earn up to
12% per annum

Secured with

Registered NBFC-P2P

India’s first and largest regulated NBFC-P2P

3 lac+

Investors

4,000 Cr+

Loans funded

7.96 lacs+

Avg. investment

4,000 Cr+

Loans funded

100% withdrawals honoured at

FAI₹CENT

12 month

upto12

%p.a.

Interest at maturity

3 month

upto10

%p.a.

Interest at maturity

6 month

upto11

%p.a.

Interest at maturity

No-lock in

upto8

.25%p.a.

Interest accrued daily

Connect with wealth advisor

Create wealth

Maximize your earnings by diversifying your investments with minimal risk.

Interest earned

₹1,12,000

Amount invested

₹1,00,000

If you invest in

Growth in next 5 years

Univest Elite

1,76,234

Others FDs

1,33,823

2.5 lac+ users have invested 4,000+ crores

Looking for a loan? Click here

Earn up to 12%

per annum

Connect with wealth advisor today

Multiply your wealth

Fix term @12%*

₹1,12,000

Bank FD @6%

₹1,06,000

Extra Interest

₹6,000

*Calculated with “12 month” plan with interest up to 12% p.a.

Invested amount

₹1,00,000

Plan duration

12 months

Why should I invest?

Payouts & withdrawals

100% investors at Faircent have
earned promised returns so far

Easy withdrawals

Withdraw your investments easily
with option to reinvest & compound

See money grow everyday

Interest added daily to your portfolio
Track investments grow daily

Returns not linked to markets

Earn stable and steady returns with
low to zero risk

Registered

India`s first & largest Registered
NBFC Your money in safe hands

Decade long experience

Trusted by 2.5 lac+ investors with
avg. investment of 3.2 lacs

How is my money invested?

Lenders (like you) invest

Funds invested through different investment plans are merged into corpus funds

Borrowers are selected

Credible selection via rigorous verification & evaluation of 200+ criteria & 400+ data points

Loans are disbursed

Basis credit history and loan tenures, money is disbursed at rates ranging from 10% to 24% p.a.

You get your promised returns*

Post maturity, the funds are returned to the users based on the promised interest

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Trusted by 8 lac+ Indians

FAQs

What are the risks? How are they managed?

At Faircent, the safety of your investment is a top priority. We minimize risk by conducting thorough identity, credit, and risk assessments on every borrower based on 200+ criterion and 400+ data points. Your investments are further protected by diversification across number of borrowers. In case of defaults we use legally-compliant collection agencies to follow-up. If you have any questions, feel free to write to us at invest@univest.in

How safe is the invested money? Who is this money lent to?

Your funds are secure.To safeguard the investments, on an average, one lender's money is distributed across more than 250+ borrowers. All borrowers undergo thorough verification and are screened through 200+ criteria and over 400 data points. The funds are also managed by an SEBI approved independent trustee and routed through an escrow bank account for added security only on your approval.

How can I withdraw my money? Are there any charges?

The Freedom Plan allows for convenient withdrawals at any time. However, withdrawals within first 30 days of investment, may attract 4% to 5% interest rate. In the Fixed term plans, on the other hand, withdrawals prior to maturity are not permitted except in emergency cases. For such requests, please contact us via email at invest@univest.in

Are there any additional / processing charges while investing or withdrawing?

There is no additional fees for investing or withdrawing after maturity. A payment gateway fee might apply, depending on the payment method chosen. For example, UPI is free, net banking is Rs 17.7, while Debit card transactions are subject to a fee of up to 0.9%. etc