{"id":87963,"date":"2026-05-15T11:10:49","date_gmt":"2026-05-15T05:40:49","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=87963"},"modified":"2026-05-15T11:10:50","modified_gmt":"2026-05-15T05:40:50","slug":"icici-bank-analyst-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/","title":{"rendered":"ICICI Bank (ICICIBANK) Stock Analyst Review May 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p>This <strong><a href=\"https:\/\/univest.in\/stocks\/icicibank\/icici-bank-ltd-share-price-today\">ICICI Bank<\/a> analyst review<\/strong> for May 2026 examines ICICIBANK at Rs 1,240. ICICI Bank (NSE: ICICIBANK) is India&#8217;s second largest private sector bank with a market capitalisation of Rs 9,07,000 crore. The consensus target of Rs 1,450 implies 17 percent upside. Consistent ROE above 18 percent and structural competitive moats through iMobile Pay make ICICI Bank a core large-cap holding, as reflected in this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#ICICI_Bank_Company_Snapshot_May_2026\" title=\"ICICI Bank Company Snapshot May 2026\">ICICI Bank Company Snapshot May 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Latest_Results_and_Business_Performance\" title=\"Latest Results and Business Performance\">Latest Results and Business Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Segment_and_Business_Analysis_in_This_ICICI_Bank_Analyst_Review\" title=\"Segment and Business Analysis in This ICICI Bank Analyst Review\">Segment and Business Analysis in This ICICI Bank Analyst Review<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Retail_Banking\" title=\"Retail Banking\">Retail Banking<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Business_Banking_and_MSME\" title=\"Business Banking and MSME\">Business Banking and MSME<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#iMobile_Pay_Digital_Platform\" title=\"iMobile Pay Digital Platform\">iMobile Pay Digital Platform<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Valuation_and_Analyst_Price_Targets\" title=\"Valuation and Analyst Price Targets\">Valuation and Analyst Price Targets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Key_Catalysts_for_ICICI_Bank_in_FY27\" title=\"Key Catalysts for ICICI Bank in FY27\">Key Catalysts for ICICI Bank in FY27<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Key_Risks_in_This_ICICI_Bank_Analyst_Review\" title=\"Key Risks in This ICICI Bank Analyst Review\">Key Risks in This ICICI Bank Analyst Review<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Conclusion_ICICI_Bank_Analyst_Review_Verdict\" title=\"Conclusion: ICICI Bank Analyst Review Verdict\">Conclusion: ICICI Bank Analyst Review Verdict<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Frequently_Asked_Questions_on_ICICI_Bank_Analyst_Review_2026\" title=\"Frequently Asked Questions on ICICI Bank Analyst Review 2026\">Frequently Asked Questions on ICICI Bank Analyst Review 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#What_is_the_analyst_target_for_ICICI_Bank_in_2026\" title=\"What is the analyst target for ICICI Bank in 2026?\">What is the analyst target for ICICI Bank in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#What_is_ICICI_Banks_NIM\" title=\"What is ICICI Bank&#8217;s NIM?\">What is ICICI Bank&#8217;s NIM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#Is_ICICI_Bank_a_good_buy_in_2026\" title=\"Is ICICI Bank a good buy in 2026?\">Is ICICI Bank a good buy in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#What_is_ICICI_Banks_52-week_range\" title=\"What is ICICI Bank&#8217;s 52-week range?\">What is ICICI Bank&#8217;s 52-week range?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/icici-bank-analyst-review-2026\/#What_is_iMobile_Pay\" title=\"What is iMobile Pay?\">What is iMobile Pay?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Bank_Company_Snapshot_May_2026\"><\/span><strong>ICICI Bank Company Snapshot May 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This <strong>ICICI Bank analyst review<\/strong> is based on live market data as of May 2026, incorporating the latest quarterly results and analyst consensus targets for ICICI Bank (NSE: ICICIBANK), one of India&#8217;s largest companies in the Private Sector Banking sector.<\/p>\n<table>\n<tbody>\n<tr>\n<th>Parameter<\/th>\n<th>Value<\/th>\n<\/tr>\n<tr>\n<td>NSE Ticker<\/td>\n<td>ICICIBANK<\/td>\n<\/tr>\n<tr>\n<td>Sector<\/td>\n<td>Private Sector Banking<\/td>\n<\/tr>\n<tr>\n<td>CMP (May 2026)<\/td>\n<td>Rs 1,240<\/td>\n<\/tr>\n<tr>\n<td>52 Week High<\/td>\n<td>Rs 1,500<\/td>\n<\/tr>\n<tr>\n<td>52 Week Low<\/td>\n<td>Rs 1,187.60<\/td>\n<\/tr>\n<tr>\n<td>Market Cap<\/td>\n<td>Rs 9,07,000 Crore<\/td>\n<\/tr>\n<tr>\n<td>Trailing P\/E<\/td>\n<td>18.00x<\/td>\n<\/tr>\n<tr>\n<td>Analyst Consensus Target<\/td>\n<td>Rs 1,450<\/td>\n<\/tr>\n<tr>\n<td>Bull Case Target<\/td>\n<td>Rs 1,650<\/td>\n<\/tr>\n<tr>\n<td>Bear Case Target<\/td>\n<td>Rs 1,050<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Latest_Results_and_Business_Performance\"><\/span><strong>Latest Results and Business Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ICICI Bank has maintained strong loan growth at 15 to 18 percent YoY across retail, business banking, and MSME segments. NIM is stable at approximately 4.5 percent, among the best in private banking. Asset quality continues to improve with GNPA below 2.5 percent and net NPA below 0.5 percent. This <strong>ICICI Bank analyst review<\/strong> notes that iMobile Pay with over 30 million active users and ICICI Bank&#8217;s Business Banking segment growing at 30 percent CAGR are the two structural moats that justify a sustained premium over PSU banking peers.<\/p>\n<p><a href=\"https:\/\/univest.in\/screeners\"><strong>Screen the best stocks on the Univest Screener.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Segment_and_Business_Analysis_in_This_ICICI_Bank_Analyst_Review\"><\/span><strong>Segment and Business Analysis in This ICICI Bank Analyst Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Retail_Banking\"><\/span><strong>Retail Banking<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Retail is ICICI Bank&#8217;s primary growth driver with home loans, personal loans, vehicle finance, and credit cards delivering double-digit growth. NIM superiority from higher mix of unsecured and semi-secured products is a key observation in this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Business_Banking_and_MSME\"><\/span><strong>Business Banking and MSME<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ICICI Bank&#8217;s Business Banking segment targeting SMEs has grown at over 30 percent CAGR over three years, meaningfully improving loan book composition per this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"iMobile_Pay_Digital_Platform\"><\/span><strong>iMobile Pay Digital Platform<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>iMobile Pay with 30 million active users offering 300 plus services is a strategic moat reducing cost of customer acquisition. It directly improves return ratios highlighted in this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Valuation_and_Analyst_Price_Targets\"><\/span><strong>Valuation and Analyst Price Targets<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>At Rs 1,240, ICICIBANK trades at 18x trailing P\/E and approximately 2.8x Price-to-Book. The consensus target of Rs 1,450 implies 17 percent upside. This <strong>ICICI Bank analyst review<\/strong> notes ICICI Bank trades at a slight discount to HDFC Bank on Price-to-Book yet delivers superior ROE, making the relative valuation case attractive.<\/p>\n<table>\n<tbody>\n<tr>\n<th>Scenario<\/th>\n<th>Target Price<\/th>\n<\/tr>\n<tr>\n<td>Bull Case<\/td>\n<td>Rs 1,650<\/td>\n<\/tr>\n<tr>\n<td>Base Case (Consensus)<\/td>\n<td>Rs 1,450<\/td>\n<\/tr>\n<tr>\n<td>Bear Case<\/td>\n<td>Rs 1,050<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><a href=\"https:\/\/univest.in\/screeners\"><strong>Screen the best stocks on the Univest Screener.<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Catalysts_for_ICICI_Bank_in_FY27\"><\/span><strong>Key Catalysts for ICICI Bank in FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Key catalysts in this <strong>ICICI Bank analyst review<\/strong> include NIM sustaining above 4.4 percent, credit cost staying below 0.5 percent, iMobile Pay user base crossing 40 million enabling fee income diversification, continued retail loan market share gain, and RBI rate cuts stimulating retail credit demand.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_in_This_ICICI_Bank_Analyst_Review\"><\/span><strong>Key Risks in This ICICI Bank Analyst Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Key risks in this <strong>ICICI Bank analyst review<\/strong> include credit cost normalisation in unsecured retail segments as the consumer credit cycle matures, NIM compression if competition for deposits intensifies, and FII selling pressure given ICICI Bank&#8217;s high Nifty 50 and Nifty Bank weight.<\/p>\n<p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or the <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to get daily stock recommendations and expert research.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion_ICICI_Bank_Analyst_Review_Verdict\"><\/span><strong>Conclusion: ICICI Bank Analyst Review Verdict<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This <strong>ICICI Bank analyst review<\/strong> concludes that ICICIBANK at Rs 1,240 offers the best quality-to-valuation profile among Indian large-cap financials. Consistent ROE above 18 percent, GNPA below 2.5 percent, and the iMobile Pay moat make this a structurally strong holding. The consensus Rs 1,450 target implies 17 percent upside per this <strong>ICICI Bank analyst review<\/strong>. Always consult a SEBI-registered financial advisor before making any investment decisions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_ICICI_Bank_Analyst_Review_2026\"><\/span><strong>Frequently Asked Questions on ICICI Bank Analyst Review 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_analyst_target_for_ICICI_Bank_in_2026\"><\/span><strong>What is the analyst target for ICICI Bank in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The consensus target is Rs 1,450, with a bull case of Rs 1,650. This <strong>ICICI Bank analyst review<\/strong> notes broad Buy consensus among institutional analysts covering ICICIBANK.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_ICICI_Banks_NIM\"><\/span><strong>What is ICICI Bank&#8217;s NIM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ICICI Bank maintains NIM of approximately 4.5 percent, among the highest in Indian private banking. NIM stability above 4.4 percent is the key earnings delivery metric in this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_ICICI_Bank_a_good_buy_in_2026\"><\/span><strong>Is ICICI Bank a good buy in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>At 18x P\/E with ROE above 18 percent, this <strong>ICICI Bank analyst review<\/strong> is constructive for long-term investors. Consult a SEBI-registered advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_ICICI_Banks_52-week_range\"><\/span><strong>What is ICICI Bank&#8217;s 52-week range?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 52-week high is Rs 1,500 and the 52-week low is Rs 1,187.60. At Rs 1,240, ICICIBANK is near its 52-week low zone per this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_iMobile_Pay\"><\/span><strong>What is iMobile Pay?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>iMobile Pay is ICICI Bank&#8217;s digital banking platform with 30 million active users. It reduces acquisition costs and enables fee income diversification, a structural moat highlighted in this <strong>ICICI Bank analyst review<\/strong>.<\/p>\n<p><em>Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ICICI Bank analyst review 2026: CMP Rs 1,240, MCap Rs 9.07L Cr, PE 18x, analyst target Rs 1,450. ROE above 18 percent, iMobile Pay, loan growth trajectory. May 2026.<\/p>\n","protected":false},"author":28,"featured_media":87973,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802,3858],"class_list":["post-87963","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news","tag-q4-results"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1778823653:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["80"],"rank_math_title":["ICICI Bank Analyst Review 2026: ICICIBANK at Rs 1,240 Buy or Hold?"],"rank_math_description":["ICICI Bank analyst review 2026: CMP Rs 1,240, MCap Rs 9.07L Cr, PE 18x, analyst target Rs 1,450. ROE above 18 percent, iMobile Pay, loan growth trajectory. 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