{"id":85683,"date":"2026-05-12T13:30:21","date_gmt":"2026-05-12T08:00:21","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=85683"},"modified":"2026-05-12T13:30:22","modified_gmt":"2026-05-12T08:00:22","slug":"srg-housing-finance-q4-results-fy26-pat-9-crore","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/","title":{"rendered":"SRG Housing Finance Q4 Results FY26 PAT Rs 9.25 Crore Up 34 Percent FY26 PAT Rs 32.49 Crore Affordable Housing"},"content":{"rendered":"<div class=\"meta-block\">\u00a0<\/div>\n<p><a href=\"https:\/\/univest.in\/user\/stocks\/srghfl\/srg-housing-finance-ltd-share-price-today\">SRG Housing Finance<\/a> Q4 results FY26 reported net profit of Rs 9.25 crore for Q4 FY26, up 33.8% year on year from Rs 6.91 crore in Q4 FY25. The SRG Housing Finance Q4 results were announced on May 11, 2026, with Q4 revenue from operations rising 34.8% to Rs 50.69 crore from Rs 37.61 crore.<\/p>\n<p>For the full fiscal year FY26, SRG Housing Finance Q4 results show net profit of Rs 32.49 crore up 33.2% from Rs 24.40 crore in FY25, on FY26 revenue of Rs 199.34 crore up 29.2%. SRG Housing Finance received credit rating upgrade to ACUITE A-\/Stable in April 2026 reflecting improved financial profile. The SRG Housing Finance Q4 results show profit before tax up 51.1% to Rs 11.59 crore, with EPS improving to Rs 20.71 from Rs 17.45.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get Free Stock Recommendations on Univest<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#SRG_Housing_Finance_Q4_FY26_Results_at_a_Glance\" title=\"SRG Housing Finance Q4 FY26 Results at a Glance\">SRG Housing Finance Q4 FY26 Results at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Key_Highlights_from_SRG_Housing_Finance_Q4_FY26_Results\" title=\"Key Highlights from SRG Housing Finance Q4 FY26 Results\">Key Highlights from SRG Housing Finance Q4 FY26 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Affordable_Housing_Demand_Drives_Strong_Growth\" title=\"Affordable Housing Demand Drives Strong Growth\">Affordable Housing Demand Drives Strong Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Credit_Rating_Upgrade_Lowers_Borrowing_Costs\" title=\"Credit Rating Upgrade Lowers Borrowing Costs\">Credit Rating Upgrade Lowers Borrowing Costs<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_Drove_SRG_Housing_Finance_Q4_FY26_Performance\" title=\"What Drove SRG Housing Finance Q4 FY26 Performance\">What Drove SRG Housing Finance Q4 FY26 Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Outlook_for_FY27_After_SRG_Housing_Finance_Q4_Results\" title=\"Outlook for FY27 After SRG Housing Finance Q4 Results\">Outlook for FY27 After SRG Housing Finance Q4 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_was_SRG_Housing_Finance_Q4_FY26_PAT\" title=\"What was SRG Housing Finance Q4 FY26 PAT?\">What was SRG Housing Finance Q4 FY26 PAT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_is_SRG_Housing_FY26_performance\" title=\"What is SRG Housing FY26 performance?\">What is SRG Housing FY26 performance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_is_SRG_Housing_credit_rating\" title=\"What is SRG Housing credit rating?\">What is SRG Housing credit rating?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_does_SRG_Housing_Finance_do\" title=\"What does SRG Housing Finance do?\">What does SRG Housing Finance do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#What_is_SRG_Housing_FY27_outlook\" title=\"What is SRG Housing FY27 outlook?\">What is SRG Housing FY27 outlook?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/srg-housing-finance-q4-results-fy26-pat-9-crore\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"SRG_Housing_Finance_Q4_FY26_Results_at_a_Glance\"><\/span><strong>SRG Housing Finance Q4 FY26 Results at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q4 FY26<\/th>\n<th>Change \/ Context<\/th>\n<\/tr>\n<tr>\n<td>Q4 Net Profit<\/td>\n<td>Rs 9.25 crore<\/td>\n<td>+33.8% YoY<\/td>\n<\/tr>\n<tr>\n<td>Q4 Revenue<\/td>\n<td>Rs 50.69 crore<\/td>\n<td>+34.8% YoY<\/td>\n<\/tr>\n<tr>\n<td>Q4 PBT<\/td>\n<td>Rs 11.59 crore<\/td>\n<td>+51.1% YoY<\/td>\n<\/tr>\n<tr>\n<td>FY26 Net Profit<\/td>\n<td>Rs 32.49 crore<\/td>\n<td>+33.2% YoY<\/td>\n<\/tr>\n<tr>\n<td>FY26 Revenue<\/td>\n<td>Rs 199.34 crore<\/td>\n<td>+29.2% YoY<\/td>\n<\/tr>\n<tr>\n<td>Credit Rating<\/td>\n<td>ACUITE A-\/Stable<\/td>\n<td>Upgraded April 2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Track live SRG Housing Finance financials, analyst ratings and peer comparisons on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Highlights_from_SRG_Housing_Finance_Q4_FY26_Results\"><\/span><strong>Key Highlights from SRG Housing Finance Q4 FY26 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Affordable_Housing_Demand_Drives_Strong_Growth\"><\/span><strong>Affordable Housing Demand Drives Strong Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance Q4 results FY26 reflect robust demand for affordable and mid-income housing loans across Tier 2 and Tier 3 cities and rural areas. The SRG Housing Finance Q4 results demonstrate 7 states and 90 branches serving New-to-Credit and underserved borrowers with small ticket loans and simplified documentation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Credit_Rating_Upgrade_Lowers_Borrowing_Costs\"><\/span><strong>Credit Rating Upgrade Lowers Borrowing Costs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance Q4 results FY26 credit rating upgrade to ACUITE A-\/Stable from Acuit\u00e9 Ratings in April 2026 validates improved financial health. The SRG Housing Finance Q4 results also note approval for Rs 2,500 crore borrowing limit and Rs 100 crore NCD issuance, enhancing liquidity for FY27 loan book expansion.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Drove_SRG_Housing_Finance_Q4_FY26_Performance\"><\/span><strong>What Drove SRG Housing Finance Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SRG Housing Finance Q4 results were driven by affordable housing loan disbursement growth, improved operating leverage, and sequential PBT improvement from Rs 10.39 crore in Q3 to Rs 11.59 crore in Q4. The SRG Housing Finance Q4 results reflect India affordable housing finance structural demand.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Outlook_for_FY27_After_SRG_Housing_Finance_Q4_Results\"><\/span><strong>Outlook for FY27 After SRG Housing Finance Q4 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Following SRG Housing Finance Q4 results FY26, FY27 outlook is positive with credit rating upgrade supporting lower borrowing costs, Rs 2,500 crore borrowing limit approved, and India affordable housing demand structural strength.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SRG Housing Finance Q4 results FY26 delivered Q4 PAT Rs 9.25 crore up 34% with FY26 PAT Rs 32.49 crore up 33%. The SRG Housing Finance Q4 results ACUITE A- upgrade and expanding AUM confirm strong trajectory.<\/p>\n<p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest iOS App<\/strong><\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest Android App<\/strong><\/a> for live Q4 results tracking and expert research.<\/p>\n<p><em><strong>Disclaimer:<\/strong> Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_was_SRG_Housing_Finance_Q4_FY26_PAT\"><\/span><strong>What was SRG Housing Finance Q4 FY26 PAT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance Q4 results FY26 reported Q4 net profit of Rs 9.25 crore up 33.8% YoY from Rs 6.91 crore, on Q4 revenue of Rs 50.69 crore up 34.8%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_SRG_Housing_FY26_performance\"><\/span><strong>What is SRG Housing FY26 performance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>FY26 net profit for SRG Housing Finance was Rs 32.49 crore up 33.2% on revenue Rs 199.34 crore up 29.2% as confirmed in SRG Housing Finance Q4 results FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_SRG_Housing_credit_rating\"><\/span><strong>What is SRG Housing credit rating?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance received credit rating upgrade to ACUITE A-\/Stable from Acuit\u00e9 Ratings in April 2026 reflecting improved financial profile as noted in SRG Housing Finance Q4 results FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_SRG_Housing_Finance_do\"><\/span><strong>What does SRG Housing Finance do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance provides affordable housing loans to New-to-Credit and underserved borrowers across 7 states and 90 branches in semi-urban and rural India as reflected in Q4 results FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_SRG_Housing_FY27_outlook\"><\/span><strong>What is SRG Housing FY27 outlook?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>SRG Housing Finance Q4 results FY26 FY27 outlook benefits from ACUITE A- rating upgrade, Rs 2,500 crore borrowing limit, and structural India affordable housing demand.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-nuvoco-share-price-falling-key-reasons-2026\">Why Is Nuvoco Vistas Corporation Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-capacite-share-price-falling-key-reasons-2026\">Why Is Capacite Infraprojects Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-psp-projects-share-price-falling-key-reasons-2026\">Why Is PSP Projects Share Price Falling Key Reasons 2026<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>SRG Housing Finance Q4 FY26 PAT Rs 9.25 crore up 33.8% on Q4 revenue Rs 50.69 crore up 34.8%. FY26 PAT Rs 32.49 crore up 33.2%. Affordable rural housing finance. Credit upgrade to ACUITE A-.<\/p>\n","protected":false},"author":26,"featured_media":85724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-85683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1778572836:26"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["75"],"rank_math_focus_keyword":["SRG Housing Finance Q4"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_title":["SRG Housing Finance Q4 FY26 PAT Rs 9.25 Crore Up 34% FY26 Rs"],"rank_math_description":["SRG Housing Finance Q4 FY26: Q4 PAT Rs 9.25 crore up 33.8%, Q4 revenue Rs 50.69 crore up 34.8%. FY26 PAT Rs 32.49 crore up 33.2%. 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