{"id":84944,"date":"2026-05-11T16:18:16","date_gmt":"2026-05-11T10:48:16","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=84944"},"modified":"2026-05-11T16:18:17","modified_gmt":"2026-05-11T10:48:17","slug":"bank-of-india-q4-results-fy26-pat-3741-crore-2","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/","title":{"rendered":"Bank of India Q4 Results FY26 PAT Rs 3,741 Crore FY26 Profit Rs 10,527 Crore Dividend Rs 4.65"},"content":{"rendered":"<div class=\"meta-block\">\u00a0<\/div>\n<p><a href=\"https:\/\/univest.in\/user\/stocks\/bankindia\/bank-of-india-share-price-today\">Bank of India<\/a> Q4 results for FY26 delivered strong growth with quarterly net profit at Rs 3,741 crore, up 14.7% year on year. The Bank of India Q4 results were announced on May 8, 2026, with full year FY26 standalone net profit reaching Rs 10,527 crore. The consolidated FY26 net profit stood at Rs 10,306 crore.<\/p>\n<p>The Bank of India Q4 FY26 board recommended a dividend of Rs 4.65 per equity share (46.50% of face value Rs 10), with record date May 29, 2026. The Bank of India Q4 results highlighted improved asset quality with Gross NPA ratio at 1.98% and Net NPA at 0.56%, alongside a healthy Capital Adequacy Ratio of 18.01%.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get Free Stock Recommendations on Univest<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Bank_of_India_Q4_FY26_Results_at_a_Glance\" title=\"Bank of India Q4 FY26 Results at a Glance\">Bank of India Q4 FY26 Results at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Key_Highlights_from_Bank_of_India_Q4_FY26_Results\" title=\"Key Highlights from Bank of India Q4 FY26 Results\">Key Highlights from Bank of India Q4 FY26 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Strong_Business_Growth_Across_Segments\" title=\"Strong Business Growth Across Segments\">Strong Business Growth Across Segments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Asset_Quality_and_Capital_Position_Both_Improve\" title=\"Asset Quality and Capital Position Both Improve\">Asset Quality and Capital Position Both Improve<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_Drove_Bank_of_India_Q4_FY26_Performance\" title=\"What Drove Bank of India Q4 FY26 Performance\">What Drove Bank of India Q4 FY26 Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Outlook_for_FY27_After_Bank_of_India_Q4_Results\" title=\"Outlook for FY27 After Bank of India Q4 Results\">Outlook for FY27 After Bank of India Q4 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_was_Bank_of_India_Q4_FY26_PAT\" title=\"What was Bank of India Q4 FY26 PAT?\">What was Bank of India Q4 FY26 PAT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_is_Bank_of_India_FY26_full_year_profit\" title=\"What is Bank of India FY26 full year profit?\">What is Bank of India FY26 full year profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_dividend_did_Bank_of_India_declare_for_FY26\" title=\"What dividend did Bank of India declare for FY26?\">What dividend did Bank of India declare for FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_is_Bank_of_India_GNPA_in_Q4_FY26\" title=\"What is Bank of India GNPA in Q4 FY26?\">What is Bank of India GNPA in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#What_is_Bank_of_India_capital_adequacy_ratio\" title=\"What is Bank of India capital adequacy ratio?\">What is Bank of India capital adequacy ratio?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-q4-results-fy26-pat-3741-crore-2\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_India_Q4_FY26_Results_at_a_Glance\"><\/span><strong>Bank of India Q4 FY26 Results at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q4 FY26<\/th>\n<th>Change \/ Context<\/th>\n<\/tr>\n<tr>\n<td>Q4 Net Profit PAT<\/td>\n<td>Rs 3,741 crore<\/td>\n<td>+14.7% YoY<\/td>\n<\/tr>\n<tr>\n<td>FY26 Standalone PAT<\/td>\n<td>Rs 10,527 crore<\/td>\n<td>Strong delivery<\/td>\n<\/tr>\n<tr>\n<td>FY26 Operating Profit<\/td>\n<td>Rs 17,049 crore<\/td>\n<td>Healthy growth<\/td>\n<\/tr>\n<tr>\n<td>Dividend<\/td>\n<td>Rs 4.65 per share<\/td>\n<td>46.50% payout<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA Ratio<\/td>\n<td>1.98%<\/td>\n<td>Improved<\/td>\n<\/tr>\n<tr>\n<td>Capital Adequacy Ratio<\/td>\n<td>18.01%<\/td>\n<td>Strong<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Track live BoI financials, analyst ratings and peer comparisons on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Highlights_from_Bank_of_India_Q4_FY26_Results\"><\/span><strong>Key Highlights from Bank of India Q4 FY26 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Strong_Business_Growth_Across_Segments\"><\/span><strong>Strong Business Growth Across Segments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Bank of India Q4 results FY26 reflected strong business momentum with global business mix at Rs 16.99 lakh crore (+14.57% YoY). Global deposits grew 13.56% to Rs 9.27 lakh crore while global advances rose 15.82% to Rs 7.71 lakh crore. The Bank of India Q4 overseas advances grew 14.25% to Rs 1.17 lakh crore, indicating diversified credit growth across domestic and international operations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Asset_Quality_and_Capital_Position_Both_Improve\"><\/span><strong>Asset Quality and Capital Position Both Improve<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Asset quality in the Bank of India Q4 results FY26 improved with Gross NPA ratio declining to 1.98% and Net NPA at 0.56%. The Bank of India Q4 capital adequacy ratio (Basel III) of 18.01% reflects robust financial stability. During FY26, the bank raised Rs 2,500 crore through Basel III Tier-II bonds and Rs 10,000 crore through Infrastructure Bonds in December 2025, strengthening its long-term resource base.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Drove_Bank_of_India_Q4_FY26_Performance\"><\/span><strong>What Drove Bank of India Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bank of India Q4 results were driven by healthy advances growth across retail, MSME, and corporate segments. Operating profit for FY26 stood at Rs 17,049 crore on a standalone basis. The Bank of India Q4 deposit franchise continued to expand with double-digit growth, while improving asset quality reduced credit costs. The bank&#8217;s strong capital position supports its growth trajectory and dividend payout capacity.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Outlook_for_FY27_After_Bank_of_India_Q4_Results\"><\/span><strong>Outlook for FY27 After Bank of India Q4 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Following the Bank of India Q4 results FY26, the bank is well-positioned for FY27 with strong capital buffers and improving asset quality. The Bank of India Q4 results infrastructure bond issuance supports long-term lending capacity in affordable housing and infrastructure. Continued credit growth and NIM management will be key drivers of FY27 earnings momentum.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of India Q4 results FY26 delivered Q4 PAT of Rs 3,741 crore up 14.7% and FY26 PAT of Rs 10,527 crore. The Bank of India Q4 results dividend of Rs 4.65, GNPA improvement to 1.98%, and CAR at 18.01% confirm balance sheet strength. Investors tracking the Bank of India Q4 results should watch FY27 credit growth pace and NIM trajectory amid RBI rate cycle.<\/p>\n<p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest iOS App<\/strong><\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest Android App<\/strong><\/a> for live Q4 results tracking and expert research.<\/p>\n<p><em><strong>Disclaimer:<\/strong> Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Bank_of_India_Q4_FY26_PAT\"><\/span><strong>What was Bank of India Q4 FY26 PAT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Bank of India Q4 results FY26 reported standalone net profit of Rs 3,741 crore, up 14.7% year on year, reflecting strong loan growth and improved asset quality across the bank&#8217;s operations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_India_FY26_full_year_profit\"><\/span><strong>What is Bank of India FY26 full year profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Full year FY26 standalone PAT for Bank of India reached Rs 10,527 crore, while consolidated FY26 PAT was Rs 10,306 crore as confirmed in the Bank of India Q4 results FY26 announcement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_dividend_did_Bank_of_India_declare_for_FY26\"><\/span><strong>What dividend did Bank of India declare for FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Bank of India Q4 board recommended a dividend of Rs 4.65 per equity share (46.50% of face value Rs 10) for FY26 with record date May 29, 2026, alongside the Bank of India Q4 results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_India_GNPA_in_Q4_FY26\"><\/span><strong>What is Bank of India GNPA in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Bank of India Q4 results FY26 reported Gross NPA ratio of 1.98% and Net NPA ratio of 0.56%, reflecting significant asset quality improvement during the fiscal year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_India_capital_adequacy_ratio\"><\/span><strong>What is Bank of India capital adequacy ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Capital Adequacy Ratio in the Bank of India Q4 results FY26 stood at 18.01% (Basel III), reflecting strong capital buffer supported by Rs 2,500 crore Tier-II bond and Rs 10,000 crore Infrastructure bond issuances in FY26.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-nuvoco-share-price-falling-key-reasons-2026\">Why Is Nuvoco Vistas Corporation Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-capacite-share-price-falling-key-reasons-2026\">Why Is Capacite Infraprojects Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-psp-projects-share-price-falling-key-reasons-2026\">Why Is PSP Projects Share Price Falling Key Reasons 2026<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Bank of India Q4 results FY26 show Q4 PAT at Rs 3,741 crore up 14.7% YoY with FY26 PAT at Rs 10,527 crore. Dividend Rs 4.65 declared. GNPA improved to 1.98%. CAR at 18.01%.<\/p>\n","protected":false},"author":26,"featured_media":85140,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-84944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_edit_lock":["1778496524:26"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_focus_keyword":["Bank of India Q4"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_title":["Bank of India Q4 FY26 Results PAT Rs 3741 Cr FY26 Profit Up"],"rank_math_description":["Bank of India Q4 results FY26: Q4 PAT Rs 3,741 crore up 14.7%, FY26 PAT Rs 10,527 crore, dividend Rs 4.65, GNPA improves to 1.98%, CAR at 18.01%. 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