{"id":84928,"date":"2026-05-11T14:19:25","date_gmt":"2026-05-11T08:49:25","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=84928"},"modified":"2026-05-11T14:19:28","modified_gmt":"2026-05-11T08:49:28","slug":"bank-of-baroda-q4-results-fy26-pat-5616-crore-2","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/","title":{"rendered":"Bank of Baroda Q4 Results FY26 PAT Rs 5,616 Crore Up 11 Percent Dividend Rs 8.50"},"content":{"rendered":"<div class=\"meta-block\">\u00a0<\/div>\n<p><a href=\"https:\/\/univest.in\/stocks\/bankbaroda\/bank-of-baroda-share-price-today\">Bank of Baroda<\/a> Q4 results for FY26 reported the highest-ever quarterly net profit of Rs 5,616 crore, up 11.2% year on year from Rs 5,048 crore in Q4 FY25. The Bank of Baroda Q4 results were announced on May 8, 2026, with the full year FY26 net profit crossing Rs 20,000 crore at Rs 20,021 crore, up 2.2% year on year.<\/p>\n<p>The Bank of Baroda Q4 FY26 board declared a final dividend of Rs 8.50 per equity share (425% payout) and approved raising up to Rs 6,000 crore in Additional Tier 1 and Tier II bonds by March 2027. Net Interest Income in the Bank of Baroda Q4 results rose 8.7% to Rs 12,494 crore, while domestic NIM stood at 3.08% in the quarter.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\"><strong>Get Free Stock Recommendations on Univest<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Bank_of_Baroda_Q4_FY26_Results_at_a_Glance\" title=\"Bank of Baroda Q4 FY26 Results at a Glance\">Bank of Baroda Q4 FY26 Results at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Key_Highlights_from_Bank_of_Baroda_Q4_FY26_Results\" title=\"Key Highlights from Bank of Baroda Q4 FY26 Results\">Key Highlights from Bank of Baroda Q4 FY26 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Highest_Ever_Quarterly_Profit_on_Strong_Loan_Growth\" title=\"Highest Ever Quarterly Profit on Strong Loan Growth\">Highest Ever Quarterly Profit on Strong Loan Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Asset_Quality_Improves_with_GNPA_at_189_Percent\" title=\"Asset Quality Improves with GNPA at 1.89 Percent\">Asset Quality Improves with GNPA at 1.89 Percent<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#What_Drove_Bank_of_Baroda_Q4_FY26_Performance\" title=\"What Drove Bank of Baroda Q4 FY26 Performance\">What Drove Bank of Baroda Q4 FY26 Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Outlook_for_FY27_After_Bank_of_Baroda_Q4_Results\" title=\"Outlook for FY27 After Bank of Baroda Q4 Results\">Outlook for FY27 After Bank of Baroda Q4 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#What_was_Bank_of_Baroda_Q4_FY26_PAT\" title=\"What was Bank of Baroda Q4 FY26 PAT?\">What was Bank of Baroda Q4 FY26 PAT?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#What_is_Bank_of_Baroda_FY26_full_year_profit\" title=\"What is Bank of Baroda FY26 full year profit?\">What is Bank of Baroda FY26 full year profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#What_dividend_did_Bank_of_Baroda_declare_for_FY26\" title=\"What dividend did Bank of Baroda declare for FY26?\">What dividend did Bank of Baroda declare for FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#What_is_Bank_of_Baroda_NIM_in_Q4_FY26\" title=\"What is Bank of Baroda NIM in Q4 FY26?\">What is Bank of Baroda NIM in Q4 FY26?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#How_did_Bank_of_Baroda_asset_quality_perform_in_Q4_FY26\" title=\"How did Bank of Baroda asset quality perform in Q4 FY26?\">How did Bank of Baroda asset quality perform in Q4 FY26?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-baroda-q4-results-fy26-pat-5616-crore-2\/#Recent_Article\" title=\"Recent Article\">Recent Article<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_Q4_FY26_Results_at_a_Glance\"><\/span><strong>Bank of Baroda Q4 FY26 Results at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Q4 FY26<\/th>\n<th>Change \/ Context<\/th>\n<\/tr>\n<tr>\n<td>Net Profit PAT<\/td>\n<td>Rs 5,616 crore<\/td>\n<td>+11.2% YoY, highest ever<\/td>\n<\/tr>\n<tr>\n<td>FY26 Full Year PAT<\/td>\n<td>Rs 20,021 crore<\/td>\n<td>+2.2% YoY<\/td>\n<\/tr>\n<tr>\n<td>Net Interest Income<\/td>\n<td>Rs 12,494 crore<\/td>\n<td>+8.7% YoY<\/td>\n<\/tr>\n<tr>\n<td>Final Dividend<\/td>\n<td>Rs 8.50 per share<\/td>\n<td>425% payout<\/td>\n<\/tr>\n<tr>\n<td>Domestic NIM Q4<\/td>\n<td>3.08%<\/td>\n<td>Stable<\/td>\n<\/tr>\n<tr>\n<td>Gross NPA Ratio<\/td>\n<td>1.89%<\/td>\n<td>Improved from 2.26%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Track live BoB financials, analyst ratings and peer comparisons on the <a href=\"https:\/\/univest.in\/screeners\"><strong>Univest Screener<\/strong><\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Highlights_from_Bank_of_Baroda_Q4_FY26_Results\"><\/span><strong>Key Highlights from Bank of Baroda Q4 FY26 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Highest_Ever_Quarterly_Profit_on_Strong_Loan_Growth\"><\/span><strong>Highest Ever Quarterly Profit on Strong Loan Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Bank of Baroda Q4 results FY26 marked the bank&#8217;s highest-ever quarterly profit of Rs 5,616 crore. Global advances grew 16.2% YoY while domestic advances rose 14.5%, driven by strong retail loan portfolio expansion. The Bank of Baroda Q4 results show domestic CASA deposits grew 9.8% YoY to Rs 5,45,034 crore. Return on Assets stood at 1.15% and ROE improved to 17.27% in the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Asset_Quality_Improves_with_GNPA_at_189_Percent\"><\/span><strong>Asset Quality Improves with GNPA at 1.89 Percent<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Asset quality in the Bank of Baroda Q4 results FY26 improved significantly with Gross NPA ratio falling to 1.89% from 2.26% a year ago. Net NPA ratio also declined to 0.45%. The Bank of Baroda Q4 provision coverage ratio improved marginally to 93.94%. Capital adequacy ratio remained healthy at 15.82%, providing buffer for continued growth in FY27.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Drove_Bank_of_Baroda_Q4_FY26_Performance\"><\/span><strong>What Drove Bank of Baroda Q4 FY26 Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bank of Baroda Q4 results were driven by robust loan growth of 16.2% globally and strong retail credit expansion. Operating profit for Q4 grew 11.5% to Rs 9,069 crore. The bank made a floating provision of Rs 1,500 crore during the quarter, lifting credit cost to 0.76%. Bank of Baroda Q4 non-interest income declined 16.2% to Rs 3,967 crore, partly offsetting NII growth.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Outlook_for_FY27_After_Bank_of_Baroda_Q4_Results\"><\/span><strong>Outlook for FY27 After Bank of Baroda Q4 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Following the Bank of Baroda Q4 results FY26, the bank is positioned for continued credit growth supported by the planned Rs 6,000 crore AT1\/Tier II bond issuance. The Bank of Baroda Q4 results FY27 trajectory depends on NIM management amid the RBI rate cut cycle and deposit cost trends. Management commentary on ECL impact and capital adequacy will be key monitorables in upcoming quarters.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of Baroda Q4 results FY26 delivered highest-ever quarterly PAT of Rs 5,616 crore up 11.2%, with FY26 PAT crossing Rs 20,000 crore. The Bank of Baroda Q4 results dividend of Rs 8.50 and asset quality improvement to 1.89% GNPA confirm balance sheet strength. Investors tracking the Bank of Baroda Q4 results should watch NIM trajectory and the planned capital raise execution in FY27.<\/p>\n<p>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest iOS App<\/strong><\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\"><strong>Univest Android App<\/strong><\/a> for live Q4 results tracking and expert research.<\/p>\n<p><em><strong>Disclaimer:<\/strong> Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Bank_of_Baroda_Q4_FY26_PAT\"><\/span><strong>What was Bank of Baroda Q4 FY26 PAT?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Bank of Baroda Q4 results FY26 reported net profit of Rs 5,616 crore, up 11.2% year on year, the highest-ever quarterly profit, driven by strong loan growth of 16.2% and improving asset quality.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Baroda_FY26_full_year_profit\"><\/span><strong>What is Bank of Baroda FY26 full year profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Full year FY26 PAT for Bank of Baroda reached Rs 20,021 crore, up 2.2% year on year, crossing the Rs 20,000 crore milestone, as confirmed in the Bank of Baroda Q4 results FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_dividend_did_Bank_of_Baroda_declare_for_FY26\"><\/span><strong>What dividend did Bank of Baroda declare for FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Bank of Baroda Q4 board recommended a final dividend of Rs 8.50 per equity share (425% payout) for FY26 with record date June 5, 2026, alongside the Bank of Baroda Q4 results announcement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Baroda_NIM_in_Q4_FY26\"><\/span><strong>What is Bank of Baroda NIM in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Domestic NIM in the Bank of Baroda Q4 results FY26 stood at 3.08%, with global NIM at 2.89%. NIM improved 10 bps sequentially supported by lagged deposit benefit and steady cost of funds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Bank_of_Baroda_asset_quality_perform_in_Q4_FY26\"><\/span><strong>How did Bank of Baroda asset quality perform in Q4 FY26?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Asset quality in the Bank of Baroda Q4 results FY26 improved significantly with Gross NPA ratio falling to 1.89% from 2.26% a year ago. Net NPA ratio declined to 0.45% with PCR at 93.94%.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recent_Article\"><\/span><strong>Recent Article<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-ahlucont-share-price-falling-key-reasons-2026\">Why Is Ahluwalia Contracts Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-nuvoco-share-price-falling-key-reasons-2026\">Why Is Nuvoco Vistas Corporation Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-capacite-share-price-falling-key-reasons-2026\">Why Is Capacite Infraprojects Share Price Falling Key Reasons 2026<\/a><\/p><p><a href=\"https:\/\/univest.in\/blogs\/why-is-psp-projects-share-price-falling-key-reasons-2026\">Why Is PSP Projects Share Price Falling Key Reasons 2026<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Bank of Baroda Q4 results FY26 show highest-ever quarterly PAT at Rs 5,616 crore up 11.2% YoY. 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